Embrace Opportunity
Advance your career with tailored growth strategies, expert support, and innovative tools that drive success.
Support That
Sets Us Apart
Your roadmap to success
Personalized growth plan
Receive a tailored Sales JumpStart plan that aligns with your goals to help you maximize earnings and market reach.
Continuous coaching & job training
Engage in weekly collaborative coaching sessions and targeted learning (like Community of Practice master classes) to sharpen your skills and drive growth.
Unmatched marketing power
60% expense reimbursement
Benefit from mortgage industry-leading support, where we cover 60% of your marketing costs.
In-house marketing expertise
Enjoy a full-service marketing team, from digital ads to event management, that works around the clock to promote your brand and generate leads.
Expert support every step of the way
Dedicated operations team
Leverage local processors, underwriters, and closing teams who ensure faster and more efficient loan processing.
On-demand expertise
Access specialized in-house teams (non-QM experts, managed appraisal desk, multilingual support, etc.) for complicated loans, reducing delays and improving outcomes.
Innovative loan products
Approved to Move
A fully underwritten approval that’s virtually as good as a cash offer.
Property Value Certificate
All the benefits of Approved to Move — and the buyer can choose to waive the appraisal contingency!
Approved to Close Backup Cash Guarantee
Your buyer can choose to waive both the financing and appraisal contingencies and give the seller a backup cash guarantee.
A collaborative environment
Direct Access to Leadership
Enjoy an open-door policy with top management and weekly sales calls that keep you informed and involved.
Team-Centric Approach
Join a supportive, collaborative community where your ideas are valued and every loan officer is empowered to grow.
Our onboarding experience was truly exceptional. Transitioning a pipeline to a new company can be overwhelming, but the Embrace team provided outstanding support every step of the way. I’m incredibly impressed by my new team and feel so fortunate to call them my work family.
What makes me really appreciate being at Embrace is the team effort and support we have. In many companies, ops and sales are in opposition. At Embrace, everyone is pulling at the same rope. We’re all working to serve our customers well and help everyone else to succeed.
Embrace is a unique organization unselfishly serving the communities we live in. Each local team finds the needs in their town, and with company support and encouragement, gives of their time and resources to truly improve the lives of our neighbors. This is more than a talking point — it is a genuine and sincere vision we proudly take on every day.
You’re a VIP from Day One
Before you even set foot at Embrace, we handle your licensing, introduce you to your support team, and fly you to our headquarters for four days of VIP treatment and hands-one training.
Welcome & discovery
- Begin your adventure with personalized onboarding and travel coordination.
- Receive a welcome package with essential tech and marketing tools to hit the ground running.
Seamsless transition
- Experience our “Orange Carpet” orientation during your first week, with dedicated one-on-one support.
- Set up essential technology, complete licensing and loan transfers, and receive hands-on training.
Trajectory to success
- Begin customized training programs and advanced tech sessions from week two onward.
- Join ongoing coaching calls and personalized marketing strategy sessions designed to elevate your sales game.
How We Stand Out
At Embrace, we’re not just about mortgages, we’re about making homeownership personal, accessible, and extraordinary.
98%
Customer satisfaction means more referrals.
19-year
Average executive tenure ensures stable leadership.
Classic Mortgage Solutions Stack Your Success
Jumbo loans
Leadership That Truly Listens
We’re committed to fostering a culture where your thoughts and ideas are important.
Dennis Hardiman
Founder & CEO
Ryan Buddy Hardiman
President/Regional Executive Northeast
Brian Gilpin
CFO/Head of Capital Markets
Claudia Mobilia
Senior VP of Operations
Al Dussinger
Chief Operating Officer
Megan Handy
Chief Customer Officer
Patrick Mullen
SVP of Retail Recruiting
Tim Higgins
Regional Executive/SVP, Mid-Atlantic
Jason Will
Regional Executive/SVP, Southeast
Technology For Growth
Frequently asked questions
Embrace reimburses 60% of your marketing expenses and provides access to a full-service marketing team that handles digital ads, social media, events, and custom strategy—all designed to grow your business.
Our onboarding process begins before your first day and includes licensing support, tech setup, and hands-on training. Most loan officers are ready to originate within a couple days.
Our culture, core values, and commitment to innovation set us apart. From direct access to leadership to our team-centric environment, we empower every loan officer to thrive.
We offer competitive compensation, performance incentives, and a comprehensive benefits package that supports both your professional success and personal well-being. Benefits include medical, dental, vision, life insurance, 401(k) plans, flexible spending accounts, employee assistance programs, and more.
Embrace Home Loans is an independent mortgage lender with a long-standing track record of stability and growth. We specialize in personal, accessible lending experiences and have grown into one of the country’s fastest-growing home lenders. We maintain our headquarters in Middletown, Rhode Island and continue to expand our reach along the East Coast.
Ready to Accelerate Your Career?
Get started with a custom growth plan:
- Tailored roadmap to accelerate your career
- One-on-one coaching for every step
- Innovative tools to drive your success
