0% Down. 101% Yours.
Owning a home is the American dream. But saving for a down payment isn’t easy. Most people have tons of financial obligations — car payments, student loans, family expenses… the list seems endless. And while you’re scraping to save, home prices keep rising.
That’s why Embrace created the No Down Payment program. Yup, just like the name implies, you can put as little as zero down! Not one penny. Our exclusive down payment assistance program offers financing options up to 101%.* And because everyone wants low or no closing costs, we can help with those, too.
Our No Down Payment program is available for first-time and previous homebuyers. So forget the myth that you need a big down payment. With Embrace, you don’t need any down payment. It’s just another way we make buying a home easier and more convenient than ever before.
*Financing options up to 101% include an interest only second mortgage loan with a balloon payment.
- Financial assistance for down payment and closing costs
- Financing options up to 101% combined loan-to-value on a first and second mortgage
- Purchase of a single-family residence only
- Borrowers with a FICO score of 660+
- Borrower can be a first-time or previous homebuyer