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Home buying 101 - Family Frames hanging on the wall

Your home buying story starts here.

Whether you’re purchasing your first home, or you’ve been down this road before, we can make buying a new home easy and exciting.

Embrace offers all types of loans from FHA to VA to Conventional and more, with fixed and adjustable rate options. Whatever your level of home buying experience, our specialists take a personalized approach to help you find a loan that fits your specific needs.

We also offer proprietary programs that make the home buying process faster and more convenient. With our revolutionary Approved to Move™, you can have a fully underwritten mortgage approval before you even start looking for a home. This gives you an advantage over other potential buyers and helps your offer stand out from the rest.

Found that perfect fixer-upper? Our Ready For Renovation mortgage options can help you buy a home in most any condition, make immediate improvements or renovations, and pay for them over time with financing up to 110% of the after-improved value.

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FHA Insured Loans

FHA loans are guaranteed by the Federal Housing Administration (FHA) and are typically easier to qualify for than Conventional loans. They have lower down payments and are accessible to borrowers of all income levels. Learn more about our FHA Insured loans

Home Buying Process

What happens during the process?

Getting a mortgage doesn’t have to be overwhelming. At Embrace, we’re here to make the process as stress-free as possible. Buying a new home should be an exciting time, and we want to make sure you enjoy every second.

Whether you’ve already found your dream home, are actively shopping, or you’re just starting to look, you probably have some questions about how to get the financing you need.

Read more about our home loan process

Download our Home Buying Guide

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