Embrace Home Loans recognizes that excellence in the performance of the company requires excellence in the performance of its people. Embrace offers competitive pay and benefits programs designed to attract and retain people who share this commitment to excellence.

Embrace provides a comprehensive package of benefit choices that meet its employees’ financial security needs at an affordable cost for both the employee and the company. The benefit programs are designed to promote and maintain good health, to provide for retirement, to help meet the cost of illness and accident, and to help provide financial security for our employees and their dependents and/or beneficiaries.  

  • Medical Insurance with Rx (United Healthcare)
  • Dental (Delta Dental)
  • Vision Coverage (Davis Vision)
  • Company-paid Life & Long-term Disability Insurance
  • Voluntary Life & Short-term Disability Insurance
  • 401(k) Automatic Enrollment, first of the quarter, following your six month anniversary
  • Flexible Spending Accounts
  • Employee Assistance Plan
  • Concierge/Referral Service
  • Matching Gifts & Volunteer Paid Time Off Programs
  • Paid Time Off, Paid Sick Leave, and Paid Holidays (Eligible Permanent Full Time Employees) 

*Medical, Dental, Vision and Life benefits commence on the first of the month following the date of hire.

The same qualities that make working with Embrace Home Loans so great also make us great to work for. In fact, Embrace has been ranked among the "Best Places to Work in Rhode Island"* for eight years running.

In 2012, 2011, 2009, 2008, 2007, 2005 & 2004, Embrace was ranked among the "50 Best Small & Medium Companies to Work for in America" (by The Great Place to Work Institute). With over 30 years in the business, and 600 employees nationwide, our network is thriving and looking to expand even further. So if you're interested in bringing your years of experience or your fervor to kick off your career to a company that not only values its employees but invests in their futures, contact Embrace today.

*By the Rhode Island Society of Human Resource Management, and the Great Place to Work Group; the award is underwritten by the Providence Business News, which has also bestowed Embrace with a "Business Excellence Award" for community involvement in 2006.

Embrace Home Loans Inc. is an Equal Opportunity Employer

Since 1983, Embrace has grown into a full-service mortgage lender with 600 employees nationwide. After implementing an aggressive growth strategy, we originated more than $3.6 billion in loans in 2012 — ranking us #13 in the list of top FHA Lenders. But we’re not resting our laurels…plans to expand into new and exciting territories are well underway.

Embrace is an approved Seller/Servicer for:

  • Fannie Mae and Freddie Mac
  • HUD
  • Ginnie Mae

Embrace is an active member of:

  • Mortgage Bankers Association (MBA)
  • Direct Marketing Association (DMA)
  • FNMA Regional Advisory Council

Loan Officer Licensing

We’ll make sure getting licensed goes as smoothly as possible. It’s a full-time job for our licensing support staff, which works closely with new hires to identify and address individual needs…even ensuring that application paperwork is accurate and all are well prepared for each licensing exam. They can also help with:

  • Providing study materials 
  • Scheduling tests 
  • Email notification of updates to licensing requirements
  • Continuing educational instruction & assistance with renewals

Retail Marketing

Have a creative streak? Our in-house Creative Services team handles copywriting and graphic design for all our branded materials. These exciting responsibilities include:

  • Producing online promotional items & material ordering system
  • Creating cobranded marketing materials
  • Full support of individualized web pages
  • Social media marketing support
  • Onsite trade show support

Technology & Service

 Our tech department keeps our customers informed in real-time with out any real glitches. They provide:

  • 24/7 access
  • Access to apply online for a mortgage or a job
  • Real-time web-based updates for borrower status

Embrace Home Loans Inc. is an Equal Opportunity Employer

With a management team that averages over 18 years of experience with the company, it’s easy to see that our commitment to the company and to one another is paramount. Over the years, this group has not only confronted, but also excelled in a myriad of interest rate, housing, regulatory and product environments. But some things never waivered. Things like our core values and our vision for the future of Embrace Home Loans.

Our Values

Honor all customers as our guests • Invest in the professional and personal development of each other • Operate as a family that cares and is generous toward our neighbors • Practice the highest ethical conduct • Do what’s best for Embrace Home Loans today and tomorrow • Be eager to learn and open to coaching • Encourage and reward initiative—both large and small • Pursue constant and never-ending improvement • Protect the downside • Share knowledge and invoke responsibility • Share the wealth

Our Vision

Looking forward, at Embrace we take a 360º approach to success. To us that means striving to be the industry leader in: customer satisfaction, professional/employee fulfillment, community outreach and financial/corporate performance.

Embrace Home Loans Inc. is an Equal Opportunity Employer

At Embrace Home Loans, we know that success isn’t just about how much business you do, it’s about how you do business. To us that involves an extraordinarily high degree of integrity and honesty. And this philosophy has served us well. We never compromised our values. Our regular reinvestments in technology coupled with continued profitability and disciplined cost-management practices have preserved capital, and created a solid cash foundation. Today, through concentrated training and effective process recalibration, Embrace can adapt quickly and profitably to shifts in investor and consumer demand.

Embrace Home Loans Inc. is an Equal Opportunity Employer