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Reviews

5

(5 stars)

Survey completed on January 18, 2026

Review By Marco T. from Mount Airy, MD for Patrick Holland

Completed transaction in January 2026

Patrick was a great help to our homebuying process. He was very patient and was always looking out for our best interest. This was out first time in the home buying process and he made it easy.

5

(5 stars)

Survey completed on January 18, 2026

Review By Angelique G. from Wesley Chapel, FL for Raelene Majino-Smith

Completed transaction in January 2026

Raelene was amazing to work with throughout this process. From the beginning, she was friendly, patient and supportive. She was professional and informative and always available to answer any questions. I would recommend her to everyone that I know.

5

(5 stars)

Survey completed on January 18, 2026

Review By Kelly K. from Leominster, MA for Guy Silas

Completed transaction in January 2026

Guy was very responsive and has excellent communication skills. We had a quick turnaround on our clients loan with the holidays in the middle of it all. He kept the financing process on track. As a Realtor it was great to work with him. I highly recommend Guy Silas with Embrace Home loans.

5

(5 stars)

Survey completed on January 17, 2026

Review By Timothy C. from District Heights, MD for Robert Spies

Completed transaction in January 2026

Robert was courteous and professional. He was always available for questions, which I had many as a first time homebuyer. He found the best lending options and programs.

5

(5 stars)

Survey completed on January 17, 2026

Review By Lynn Hizer . for Marty Scovitch

Completed transaction in No Date

5

(5 stars)

Survey completed on January 17, 2026

Review By Lynn H. from Smithsburg, MD for Marty Scovitch

Completed transaction in December 2025

It was great to have an introductory discussion to get to know Marty and talk about my goals as a homebuyer. It was easy to submit required documents and communicate with staff members. Because I was buying a house AND selling a family home at the same time, Marty showed expertise and was empathetic to me during a very stressful time.

5

(5 stars)

Survey completed on January 17, 2026

Review By Michael O. from Wilmington, DE for Lou Centrella

Completed transaction in January 2026

Lou always makes the process easy!

4

(4 stars)

Survey completed on January 17, 2026

Review By Vinh An Thanh V. from Randolph, MA for Marco Melo

Completed transaction in January 2026

Thank you for your help Marco

5

(5 stars)

Survey completed on January 17, 2026

Review By Anthony P. from Wilmington, NC for Devin Iannone

Completed transaction in January 2026

Devin was attentive, personable, and knowledgeable.

4

(4 stars)

Survey completed on January 17, 2026

Review By Maria R. from New Bedford, MA for Bob Beck

Completed transaction in January 2026

Great teamwork without them I wouldn't be able to be in my new home ☺️great teamwork

4

(4 stars)

Survey completed on January 17, 2026

Review By Max B. from Wall Township, NJ for Joe Colella

Completed transaction in January 2026

Joe was great at connecting at all times of the day and answering a wide range of questions.

5

(5 stars)

Survey completed on January 17, 2026

Review By Joshua K. from Woodbridge, VA for Kevin Mahoney

Completed transaction in January 2026

I cannot say enough good things about Kevin and his entire mortgage lending team. From the very first conversation to the final closing, the experience was nothing short of exceptional. Buying a home is often described as stressful, overwhelming, and confusing, but Kevin and his team completely flipped that narrative. They made the process feel manageable, transparent, and even reassuring at every step. What immediately stood out was Kevin’s responsiveness. No matter the time of day, no matter how small or detailed the question, Kevin or someone on his team was always quick to respond with clear, thoughtful answers. Emails were returned promptly, phone calls were never rushed, and texts were answered with patience and professionalism. It genuinely felt like we were their top priority, even knowing they were working with many other clients at the same time. Kevin has an incredible ability to explain complex financial and lending concepts in a way that actually makes sense. He never talked “at” us or used jargon without explanation. Instead, he took the time to walk us through options, scenarios, and potential outcomes so we could make informed decisions with confidence. At no point did we feel pressured or rushed. Kevin’s guidance was steady, honest, and rooted in what was best for us, not what was easiest. The entire team deserves recognition as well. Every interaction we had with Kevin’s staff was positive, professional, and efficient. Documents were clearly explained, timelines were communicated well in advance, and any potential issues were identified early and handled proactively. If something needed to be adjusted or clarified, they were already on it before it ever became a problem. That level of organization and attention to detail makes a world of difference during a mortgage process. One of the most impressive aspects of working with Kevin was his proactive communication. We were never left wondering what was happening or what the next step would be. Regular updates kept us informed, and when milestones were reached, we knew immediately. Even when there were moments that could have been stressful, Kevin’s calm demeanor and confidence reassured us that everything was under control. Kevin and his team also went above and beyond in advocating for us. They worked diligently to secure the best possible terms, explained how different choices could impact us long-term, and made sure there were no surprises at closing. Their integrity and commitment to doing things the right way were evident throughout the entire process. It is rare to find a lender who combines deep expertise with genuine care for their clients, but Kevin does exactly that. He is knowledgeable, trustworthy, and truly invested in helping people succeed in their homeownership journey. By the time we reached closing, we felt confident, prepared, and grateful for the guidance we had received. If you are looking for a mortgage lender who is responsive, transparent, and relentlessly dedicated to their clients, Kevin and his team are the absolute best choice. I would recommend them without hesitation to friends, family, and anyone looking for a smooth, supportive, and highly professional lending experience. Working with Kevin was one of the best decisions we made in our home-buying process, and I would gladly work with him again in the future.

5

(5 stars)

Survey completed on January 17, 2026

Review By Samuel H. from Chatham, NJ for Tom Cifichiello

Completed transaction in January 2026

Tom was very supportive and answered all of our questions in a timely manner. App was easy to use and streamlined the doc sharing process.

5

(5 stars)

Survey completed on January 17, 2026

Review By Kevin K. from Bluffton, SC for Kirk Hutchings

Completed transaction in January 2026

The people buying my house and dragging their feet help me stay the course and move on

5

(5 stars)

Survey completed on January 16, 2026

Review By Bradley S. from Lutz, FL for Tom White

Completed transaction in January 2026

Tom was very helpful with any questions I had. He also was available on the weekends if I was approaching a deadline for when documents needed to be submitted. Very helpful!

5

(5 stars)

Survey completed on January 16, 2026

Review By Sara H. from Ocean City, MD for Marty Scovitch

Completed transaction in January 2026

Marty was knowledgeable and responsive. It helped us choose the right loan program to best meet our needs.

5

(5 stars)

Survey completed on January 16, 2026

Review By Christopher R. from Martinsburg, WV for Wayne Palkovic

Completed transaction in January 2026

I can not express how amazing this team was. Wayne is absolutely amazing and I would recommend him to anyone looking for a home .

5

(5 stars)

Survey completed on January 16, 2026

Review By Bruce E. from Martinsburg, WV for Wayne Palkovic

Completed transaction in January 2026

Wayne is not only a great Lender, he has become an awesome friend. He goes above and beyond to get each transaction to closing. There just isn't any better lenders out there.

5

(5 stars)

Survey completed on January 15, 2026

Review By Abdallah D. from Port Chester, NY for Omar Hassan

Completed transaction in January 2026

Omar helped me buying my home ,he made the the mortgage process so easy. I would recommend him to my friends and family.

5

(5 stars)

Survey completed on January 15, 2026

Review By Joseph C. from Wilmington, DE for Jason Cook

Completed transaction in January 2026

Thank you!

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