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Bryan Smith

New York - Hauppauge

100 Motor Parkway, Suite 590

Hauppauge, NY 11788


Welcome to Embrace Home Loans – Long Island

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers.

Embrace Home Loans is your local lender with a national backing, offering an expansive product menu including traditional mortgage products, like Conventional, FHA and VA in addition to our exclusive products, including:

  • Programs for first-time homebuyers
  • Simplified Jumbo loans
  • Extended Rate Lock

We are opening up opportunities for more homebuyers to qualify for loans. We also have extremely competitive rates and easier approvals, that are as close to a cash offer as possible. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Our Hauppauge, NY branch on Long Island — one of our top-performing offices — is run by Branch Manager, Bryan Smith.

Bryan manages the Hauppauge Branch and originates high quality mortgage loans while offering his clients a vast array of loan products to meet their financial needs while providing the highest level of customer service. Bryan understands that the purchase or refinance of your home can be one of the most important financial/investment decisions that you will make for you and your family. His ultimate goal is to gain a client for life and that starts with the best service in the industry!

From 2000-2014, Bryan was the owner of Quality Financial Solutions. Quality Financial Solutions was a licensed mortgage broker providing purchase and refinance loans through mortgage lenders. Bryan grew up and still lives in Commack with his wife and three amazing children.

embrace home loans president's club 2019, 2018 Chairmans Club Award 2020
98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on October 26, 2021

    Review By Juan Carlos G. for Bryan Smith

    Completed transaction in October 2021

    Everyone We dealt with was professional and helpful, especially Bryan Smith and Lanette. I will recommend embrace to all my friends.

  • 5

    5 Survey completed on October 19, 2021

    Review By William M. for Bryan Smith

    Completed transaction in October 2021

    Bryan Smith is true professional in every sense. His communication skills and knowledge/insight was always on point. He was able to gain my trust from the very beginning and made my experience very easy. He was available all the time, always answered or returned my calls and showed concern and attention at all times. Bryan is a real asset to your company. Thank you, William J. Muenckler

  • 5

    5 Survey completed on October 14, 2021

    Review By Michael P. for Bryan Smith

    Completed transaction in October 2021

    Bryan answer all our questions with the utmost professionalism and was prompt with returning calls and emails. We couldn’t have had a better experience working with Bryan and his team.

  • 5

    5 Survey completed on September 06, 2021

    Review By Kapil P. for Bryan Smith

    Completed transaction in September 2021

    Quick responses and great communication throughout the process.

  • 5

    5 Survey completed on August 05, 2021

    Review By Thomas M. for Bryan Smith

    Completed transaction in July 2021

    Bryan is very knowledgeable and very responsive. He goes out of his way to help his clients.

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What Is a Mortgage Loan?

A mortgage is a type of loan used to purchase a home.  Since most homebuyers do not have hundreds of thousands in cash on hand, the majority of consumers use mortgage loans to purchase their properties. This allows them to spread the cost of the home out over time — often many decades. According to…

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