What makes Approved to Move™ different?
Being Approved to Move™ means you’re presenting the seller with an offer virtually as good as cash. We do all the paperwork up front, so you have a fully underwritten approval even before you find your dream home. To sellers, that makes you a Very Important Buyer, indeed.
With many pre-approvals, you get a generic maximum purchasing budget based on a pull from a credit bureau. It’s usually not fully underwritten, and it’s only good for 30 to 60 days.
With Approved to Move™, all your information is verified – bank records, tax statements, income, assets, credit scores – giving you an offer as close to cash as possible and good for 90 days.
When you work with Embrace, we strive to make your mortgage experience as seamless as possible. You'll work with one dedicated loan officer who'll walk you through the entire process step-by-step. We take care of every detail and process, underwrite, close, and fund all loans in-house.
So let us help you secure your future Home Sweet Home. We’ll make the mortgage process as comfortable and easy as possible, and get you Approved to Move™ so you can stand out from the crowd and help improve your chances of landing the house you’ve always wanted.
- Not a fully underwritten offer
- Based on pull from credit bureau,
not verified documentation
- Good for 30 to 60 days
Approved to Move™
- Fully underwritten approval
- Verified bank records
- Verified tax statements
- Verified FICO
- Verified credit scores
- Verified income and assets
- Verified debt-to-income ratio
- As close to cash offer as possible
- Good for 90 days
Frequently asked questions
How long does the mortgage process take?
Do I need to find a home before I apply for a mortgage?
What does it mean to be pre-qualified?
What does it mean to be pre-approved?
How much can I afford?
- Your debt-to-income ratio (your total monthly payments as a percentage of your gross monthly income)
- Cash you have available for a down payment and closing costs
- Your credit history
- The value of the home you’re buying