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Mortgage Calculator - Calculate Your Home Mortgage Payment

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Congratulations. Looks like you might be ready to buy a home or refinance. You probably have lots of questions, like what size loan can you afford? How much will your mortgage payment be? How do you calculate mortgage interest? We’re here to answer those questions.

Mortgage Calculator

With the Embrace Mortgage Calculator (a.k.a. amortization schedule calculator but that sounds complicated and this is easy), you’ll be able to see exactly how much you can afford. Simply enter your loan amount, down payment, interest rate and loan term to calculate your monthly mortgage payment. 

You can try out different scenarios to see which one you’re most comfortable with. For example, plug in a larger down payment and see how that changes your monthly payment. Or switch your loan term from 15 to 30 years. 


Remember your credit score and the type of loan you choose can also impact your overall mortgage costs. You may be eligible for certain programs such as First-Time Homebuyer, Federal Housing Administration (FHA), US Department of Veterans Affairs (VA) or US Department of Agriculture (USDA).

Most importantly, your mortgage should be tailored to fit your individual situation. We’re here to help you do that. Embrace Home Loans is a full-service, direct mortgage lender with over 30 years of experience. We make the process simple, fast and believe it or not, enjoyable. If you want to hear from our happy homeowners click Customer Reviews below for a sample of the hundreds of thousands of customers helping us earn a 98% Customer Satisfaction rating year after year.

Try out our Mortgage Calculator now and start to open the door to your new home.

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"My experience with Embrace Home Loans was better than I could have ever imagined. Joni was so helpful and made me so comfortable throughout the whole process."

Allison | VA

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