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Matthew O’Connell

Maryland - Timonium

2205 York Road, Suite 203

Timonium, MD 21093


About Matthew

Matthew O’Connell joins Embrace as a Branch Manager. He previously worked at Prosperity Home Mortgage, where he was a Senior Mortgage Consultant focusing on loan origination. There he helped foster a successful team, and provided training and coaching to help with his team members’ personal growth and the company’s profitability.

Matt grew up in Hamilton Township, New Jersey, and currently lives in Bel Air, Maryland. He has a BS in Recreation Administration from the College of New Jersey. His loving family includes two lovely daughters – Samantha, age 21, and Madison, age 17 – and a Chocolate Lab named Franklin. His favorite pastime is golf, and he’s a member of the Golf Association of Philadelphia and a prior member of the PGA of America. His idea of the perfect day would be to play a round or two of golf on the sunny greens, and enjoy some quality time with his family and friends.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on September 15, 2021

    Review By Paul O. for Matthew O'Connell

    Completed transaction in September 2021

    Matt is very experienced and responsive to customers. He stayed on top of the transaction at all times and followed up with all parties as necessary. The Embrace platform made it easy to share information/documents. I would not hesitate to recommend Matt and Embrace. Thank you Matt!

  • 5

    5 Survey completed on September 01, 2021

    Review By Sherrie P. for Matthew O'Connell

    Completed transaction in August 2021

    The time that everyone took to help me make this process as easy and less stressful as possible Kyra & Matthew great

  • 5

    5 Survey completed on September 01, 2021

    Review By Christine D. for Matthew O'Connell

    Completed transaction in August 2021

    We have worked with Matt since 2007 and we truly appreciate his help and guidance. Happy to recommend him to anyone who asks.

  • 5

    5 Survey completed on August 28, 2021

    Review By Michael D. for Matthew O'Connell

    Completed transaction in August 2021

    Matt is extremely responsive, provides sound advice, and made the overall process easy and pleasant. This is our third time working with him, and we would most certainly do it again if the opportunity arises!

  • 5

    5 Survey completed on July 23, 2021

    Review By Nicholas F. for Matthew O'Connell

    Completed transaction in July 2021

    Working with Matt was an amazing experience. He was knowledgeable, responsive, and helped us out every inch of the way. Matt answered all of our questions, no matter how small, and made us feel confident during the home buying process. We truly cannot thank him enough for all of his hard work.

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Mortgage Rates Hit Their Highest Point in Months

Mortgage rates hit their highest point since April this week, according to Freddie Mac. The average rate on 30-year, fixed-rate loans clocked in at 3.05% — up from 2.99% last week.  “As inflationary pressure builds due to the ongoing pandemic and tightening monetary policy, we expect rates to continue a modest upswing,” said Sam Khater,…

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