Rusty Cowper

Virginia - Fredericksburg


1671 Jefferson Davis Highway, Suite 205

Fredericksburg, VA 22401


About Rusty

With three decades in the mortgage industry, there isn’t much Rusty hasn’t tackled. He spent twenty years as a Loan Originator at BB&T, three years at Union, and a short time at The Federal Savings Bank before joining us at Embrace. We’re excited to have Rusty bring his extensive knowledge and experience to our Fredericksburg branch.

Although the office is new to Rusty, he knows Central Virginia like the back of his hand. And his business here isn’t limited to creating loans. Rusty stays involved in many areas of the community. He is a board member of the Fredericksburg Area Builders Association, active in the Fredericksburg Area Association of Realtors, the Fredericksburg Regional Chamber of Commerce, and is an honorary member of the Stafford Rotary Club.

After spending his childhood in Montreal, Canada, Rusty has lived up and down the East Coast from Sarasota to Boston, earning his Bachelor of Science in marketing & economics from the University of Florida. One of his joys is sailing. And when he’s not out on the water, Rusty enjoys camping, live music, and traveling with his wife Julie, a RN. His oldest daughter works for the Peace Corps in Morocco, youngest daughter in college in Montreal, and son is an engineer in Norfolk, VA.

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on March 04, 2019

Review By Jill R. for rusty cowper

Completed transaction in February 2019

Rusty did a great job with both the construction loan and the permanent loan. We will gladly recommend him to others. Thank you Rusty!


5.0 Survey completed on February 14, 2019

Review By George K. for rusty cowper

Completed transaction in February 2019

Rusty and the Embrace team were very diligent in getting my closing completed. They did a great job and allowing me to upload all documents made everything so much easier. Thank you for your great work!


5.0 Survey completed on January 31, 2019

Review By Dan E. for rusty cowper

Completed transaction in January 2019

Rusty kept me informed and easily answered all my questions to my satisfaction. He is very pleasant to work with and made the process easy.

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