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Rusty Cowper

Virginia - Fredericksburg

1671 Emancipation Highway, Suite 205,

Fredericksburg, VA 22401


About Rusty

With three decades in the mortgage industry, there isn’t much Rusty hasn’t tackled. He spent twenty years as a Loan Originator at BB&T, three years at Union, and a short time at The Federal Savings Bank before joining us at Embrace. We’re excited to have Rusty bring his extensive knowledge and experience to our Fredericksburg branch.

Although the office is new to Rusty, he knows Central Virginia like the back of his hand. And his business here isn’t limited to creating loans. Rusty stays involved in many areas of the community. He is a board member of the Fredericksburg Area Builders Association, active in the Fredericksburg Area Association of Realtors, the Fredericksburg Regional Chamber of Commerce, and is an honorary member of the Stafford Rotary Club.

After spending his childhood in Montreal, Canada, Rusty has lived up and down the East Coast from Sarasota to Boston, earning his Bachelor of Science in marketing & economics from the University of Florida. One of his joys is sailing. And when he’s not out on the water, Rusty enjoys camping, live music, and traveling with his wife Julie, a RN. His oldest daughter works for the Peace Corps in Morocco, youngest daughter in college in Montreal, and son is an engineer in Norfolk, VA.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on June 30, 2022

    Review By Angela C. for Rusty Cowper

    Completed transaction in June 2022

    Everything from the communication and explanation of process and next steps.

  • 4

    4 Survey completed on May 28, 2022

    Review By Rebecca M. for Rusty Cowper

    Completed transaction in May 2022

    Rusty was very nice and willing to explain things to me. Helpful in understanding the process and setting up an in person meeting to go over numbers.

  • 5

    5 Survey completed on April 27, 2022

    Review By Mary D. for Rusty Cowper

    Completed transaction in April 2022

    Rusty made it very EASY!

  • 5

    5 Survey completed on April 01, 2022

    Review By Daniel E. for Rusty Cowper

    Completed transaction in April 2022

    Rusty is ways a pleasure to work with and is not afraid to get into the weeds with our questions. This is our second time working together. Thanks, Rusty!

  • 5

    5 Survey completed on March 22, 2022

    Review By Rachel S. for Rusty Cowper

    Completed transaction in March 2022

    Rusty was so easy to work with. He really made sure we understood the process and helped us out every step of the way! I would recommend him to anyone looking to purchase a home!

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