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John Reid

Virginia - Fredericksburg

1671 Jefferson Davis Highway, Suite 205

Fredericksburg, VA 22401


About John

As Branch Manager for Embrace Home Loans in Fredericksburg, John W. Reid Sr. manages his branch, recruits new team members, and problem solves on a daily basis, as well as helping each and every borrower he works with find the ideal solution for their unique financial situation. Prior to joining Embrace, he worked with Bank of America and Wells Fargo, both as a Branch Manager and Sales Manager. This hometown lender is especially active in the Spotsylvania, Stafford, and Fredericksburg areas. John is also very productive in his community. He’s been designated as an Affiliate of the Year with both the Fredericksburg Builders Association (FABA) and the Fredericksburg Area Association of Realtors (FAAR). He’s also a member of the Chamber of Commerce and the Fredericksburg Food Bank.

John grew up and currently resides in Fredericksburg, Virginia, and holds an Associate’s Degree in Business Administration. His lovely wife Tammy is the branch’s BDA, and they have three sons – C.J., Jamie, and Wesley. They also have two adorable granddaughters, Hazel Rose and Charlotte Louise aka “Charlie”, and a sweet Shih Tzu named Hopewell. In his spare time, John enjoys hunting, fishing, golf, and most anything else outdoors. His idea of the perfect day would be hunting in the morning, golf in the afternoon, and closing five loans on the same day.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on February 26, 2021

    Review By Annie H. for John Reid

    Completed transaction in February 2021

    John and his staff were super helpful and easy to contact if I had any questions - a GREAT improvement over my last mortgage experience. Can't recommend Embrace highly enough!

  • 5.0

    5.0 Survey completed on February 25, 2021

    Review By Ayoudeth S. for John Reid

    Completed transaction in February 2021

    Our realtor Elizabeth refer John Reid to be part of our journey in getting our first house. It was hard to even search for a person or company to be honest and was there for our interest and not the other way around. John and his staff took the time to explain and provide answer to the questions or phrases we didn’t understand. My wife and I are truly blessed to have John and his staff to guide us through to make this transition on our first house to be most memorable. Again thank you for

  • 5.0

    5.0 Survey completed on February 24, 2021

    Review By William M. for John Reid

    Completed transaction in February 2021

    John and his team made the whole process easy. The lines of communication were always open. Thank you again!

  • 5.0

    5.0 Survey completed on February 20, 2021

    Review By Giovanni T. for John Reid

    Completed transaction in February 2021


  • 5.0

    5.0 Survey completed on February 10, 2021

    Review By Randolph P. for John Reid

    Completed transaction in January 2021

    John is a great asset to your company. Has always been as straight shooter with me. I have and will continue to work with John and will tell any of my friends that are looking to refinance to work with him.

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