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John Reid

Virginia - Fredericksburg

1671 Emancipation Highway, Suite 205,

Fredericksburg, VA 22401


About John

As Branch Manager for Embrace Home Loans in Fredericksburg, John W. Reid Sr. manages his branch, recruits new team members, and problem solves on a daily basis, as well as helping each and every borrower he works with find the ideal solution for their unique financial situation. Prior to joining Embrace, he worked with Bank of America and Wells Fargo, both as a Branch Manager and Sales Manager. This hometown lender is especially active in the Spotsylvania, Stafford, and Fredericksburg areas. John is also very productive in his community. He’s been designated as an Affiliate of the Year with both the Fredericksburg Builders Association (FABA) and the Fredericksburg Area Association of Realtors (FAAR). He’s also a member of the Chamber of Commerce and the Fredericksburg Food Bank.

John grew up and currently resides in Fredericksburg, Virginia, and holds an Associate’s Degree in Business Administration. His lovely wife Tammy is the branch’s BDA, and they have three sons – C.J., Jamie, and Wesley. They also have two adorable granddaughters, Hazel Rose and Charlotte Louise aka “Charlie”, and a sweet Shih Tzu named Hopewell. In his spare time, John enjoys hunting, fishing, golf, and most anything else outdoors. His idea of the perfect day would be hunting in the morning, golf in the afternoon, and closing five loans on the same day.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on January 20, 2022

    Review By Vicki D. for John Reid

    Completed transaction in January 2022

    And read and all of his employees that work at Embrace we’re fantastic and getting my paperwork and everything done on my new house in another state. I cannot tell you the level of professionalism from this office is fantastic.

  • 4

    4 Survey completed on January 17, 2022

    Review By Dennis M. for John Reid

    Completed transaction in January 2022

    Cosing done on date and time scheduled!!

  • 4

    4 Survey completed on January 15, 2022

    Review By Luke M. for John Reid

    Completed transaction in January 2022

    John was able to spend the time I needed to go over various scenarios.

  • 5

    5 Survey completed on January 02, 2022

    Review By Daniel T. for John Reid

    Completed transaction in December 2021

    Good communication. Efficient and fast to get to closing.

  • 4

    4 Survey completed on December 31, 2021

    Review By Brian C. for John Reid

    Completed transaction in December 2021

    Very efficient

Loan in progress?
What Is a Mortgage Loan?

A mortgage is a type of loan used to purchase a home.  Since most homebuyers do not have hundreds of thousands in cash on hand, the majority of consumers use mortgage loans to purchase their properties. This allows them to spread the cost of the home out over time — often many decades. According to…

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