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John Reid

Virginia - Fredericksburg

1671 Jefferson Davis Highway, Suite 205

Fredericksburg, VA 22401


About John

As Branch Manager for Embrace Home Loans in Fredericksburg, John W. Reid Sr. manages his branch, recruits new team members, and problem solves on a daily basis, as well as helping each and every borrower he works with find the ideal solution for their unique financial situation. Prior to joining Embrace, he worked with Bank of America and Wells Fargo, both as a Branch Manager and Sales Manager. This hometown lender is especially active in the Spotsylvania, Stafford, and Fredericksburg areas. John is also very productive in his community. He’s been designated as an Affiliate of the Year with both the Fredericksburg Builders Association (FABA) and the Fredericksburg Area Association of Realtors (FAAR). He’s also a member of the Chamber of Commerce and the Fredericksburg Food Bank.

John grew up and currently resides in Fredericksburg, Virginia, and holds an Associate’s Degree in Business Administration. His lovely wife Tammy is the branch’s BDA, and they have three sons – C.J., Jamie, and Wesley. They also have two adorable granddaughters, Hazel Rose and Charlotte Louise aka “Charlie”, and a sweet Shih Tzu named Hopewell. In his spare time, John enjoys hunting, fishing, golf, and most anything else outdoors. His idea of the perfect day would be hunting in the morning, golf in the afternoon, and closing five loans on the same day.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on May 06, 2021

    Review By Yudilfa G. for John Reid

    Completed transaction in April 2021

    Great, above and beyond service from day one! Will refer John to all my friends and family!!

  • 5.0

    5.0 Survey completed on May 05, 2021

    Review By Whitney B. for John Reid

    Completed transaction in May 2021

    John was not only extremely responsive to my questions and with information, but also genuine in his desire to help. He is professional yet friendly in a way you feel comfort in knowing you’re in good hands. I worked with John when I bought my first home and when I refinanced that same home. I highly recommend anyone to work with John that desires a smooth experience, little hassle, and a genuine personality.

  • 5.0

    5.0 Survey completed on April 28, 2021

    Review By Lutfi S. for John Reid

    Completed transaction in April 2021

    John Reid was excellent. provided me with all the info for me to close on to the new house. We had great communication and answered all of my questions. I would highly recommend John Reid for future financing.

  • 4.5

    4.5 Survey completed on April 07, 2021

    Review By Nicole R. for John Reid

    Completed transaction in March 2021

    It was a great easy smooth experience!

  • 5.0

    5.0 Survey completed on April 06, 2021

    Review By Jerome S. for John Reid

    Completed transaction in March 2021

    John was very helpful and pleasant to associate with he always made himself available for any questuons or concerns we had. It was nice to have him as our Lender and would easily recommend his services to any potential homebuyer.

Loan in progress?
Home Purchases Dip, as Mortgage Rates and Prices Rise

Homebuyers took a break last week, as rates rose and prices continued their upward climb. According to the Mortgage Bankers Association, applications to purchase a home were down 3% from a week ago, marking the second consecutive week of declines. This happened as the average 30-year mortgage rate rose — from 3.17% to 3.18% —…

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