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Branch Manager
NMLS # 293315
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Click to email
540.842.1484
800.333.3004 ext. 3631
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Virginia - Fredericksburg
22401
1671 Emancipation Highway, Suite 205,
Fredericksburg, VA 22401
855.612.9398
About John
As Branch Manager for Embrace Home Loans in Fredericksburg, John W. Reid Sr. manages his branch, recruits new team members, and problem solves on a daily basis, as well as helping each and every borrower he works with find the ideal solution for their unique financial situation. Prior to joining Embrace, he worked with Bank of America and Wells Fargo, both as a Branch Manager and Sales Manager. This hometown lender is especially active in the Spotsylvania, Stafford, and Fredericksburg areas. John is also very productive in his community. He’s been designated as an Affiliate of the Year with both the Fredericksburg Builders Association (FABA) and the Fredericksburg Area Association of Realtors (FAAR). He’s also a member of the Chamber of Commerce and the Fredericksburg Food Bank.
John grew up and currently resides in Fredericksburg, Virginia, and holds an Associate’s Degree in Business Administration. His lovely wife Tammy is the branch’s BDA, and they have three sons – C.J., Jamie, and Wesley. They also have two adorable granddaughters, Hazel Rose and Charlotte Louise aka “Charlie”, and a sweet Shih Tzu named Hopewell. In his spare time, John enjoys hunting, fishing, golf, and most anything else outdoors. His idea of the perfect day would be hunting in the morning, golf in the afternoon, and closing five loans on the same day.





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540.842.14841671 Emancipation Highway, Suite 205,
Fredericksburg, VA 22401
Testimonials(271)
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5
5 Survey completed on January 13, 2023
Review By Bryon H. for John Reid
Completed transaction in January 2023
I can't even begin to say how great of an experience John and team made this process. There were some snags throughout the process and the John and team worked extra hard to get us into our dream home
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5
5 Survey completed on January 05, 2023
Review By Michael H. for John Reid
Completed transaction in December 2022
John took over my loan process after another rep left. He was quick to reply to my questions, kept my process moving toward our closing. We had an easy close, funds were available with no delay. Great Se4vice from John Reid
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5
5 Survey completed on December 23, 2022
Review By Dustin S. for John Reid
Completed transaction in December 2022
Constantly in communication. Also answered all questions we had as 1st time home buyers.
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5
5 Survey completed on December 16, 2022
Review By Erika S. for John Reid
Completed transaction in December 2022
John is very knowledgeable in his field. Him and his team made this process seamless for us. John answered all of our questions and had great communication with us throughout the entire process. Thank you so much for all of your help, we could not have done it without you!!
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5
5 Survey completed on December 13, 2022
Review By Anne O. for John Reid
Completed transaction in December 2022
We can always rely on John Reid and his team at Embrace Home Loans to get our clients to the closing table on time. The team approach is so helpful during the home buying process. Thank you for all you do.