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John Reid

Virginia - Fredericksburg

1671 Jefferson Davis Highway, Suite 205

Fredericksburg, VA 22401


About John

As Branch Manager for Embrace Home Loans in Fredericksburg, John W. Reid Sr. manages his branch, recruits new team members, and problem solves on a daily basis, as well as helping each and every borrower he works with find the ideal solution for their unique financial situation. Prior to joining Embrace, he worked with Bank of America and Wells Fargo, both as a Branch Manager and Sales Manager. This hometown lender is especially active in the Spotsylvania, Stafford, and Fredericksburg areas. John is also very productive in his community. He’s been designated as an Affiliate of the Year with both the Fredericksburg Builders Association (FABA) and the Fredericksburg Area Association of Realtors (FAAR). He’s also a member of the Chamber of Commerce and the Fredericksburg Food Bank.

John grew up and currently resides in Fredericksburg, Virginia, and holds an Associate’s Degree in Business Administration. His lovely wife Tammy is the branch’s BDA, and they have three sons – C.J., Jamie, and Wesley. They also have two adorable granddaughters, Hazel Rose and Charlotte Louise aka “Charlie”, and a sweet Shih Tzu named Hopewell. In his spare time, John enjoys hunting, fishing, golf, and most anything else outdoors. His idea of the perfect day would be hunting in the morning, golf in the afternoon, and closing five loans on the same day.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 4

    4 Survey completed on October 14, 2021

    Review By Allison H. for John Reid

    Completed transaction in October 2021

    Valerie made the whole process so smooth and was available at any time to answer my questions and was super kind. Didn’t have a lot of experience with John but he was great too.

  • 5

    5 Survey completed on October 12, 2021

    Review By Ronnie C. for John Reid

    Completed transaction in October 2021

    The people. John and Valerie were all over our loan. They answered all our questions knowledgeably and we’re available at just about any point throughout the day to make sure we were informed. Not once did I ever have any regrets about making them our loan officers and Embrace our lender. Great rates and great service

  • 5

    5 Survey completed on October 09, 2021

    Review By Raymond P. for John Reid

    Completed transaction in October 2021

    good communication and quick responses made process easy

  • 5

    5 Survey completed on October 07, 2021

    Review By Damaris S. for John Reid

    Completed transaction in October 2021

    Mr.Reid was very attentive and knowledgeable, making my loan process a very easy going and stress free experience. Being a first time home buyer, I had a Gazillion questions but Mr. Reid always had a quick answer for me . Me Reid’s expertise make me feel comfortable and at ease during the Loan application. Thanks to John and his team , I own my Beautiful home, we closed in récord time of 3 weeks and it was all made possible thanks to Mr. Reid at Embrace Home Mortgage.

  • 5

    5 Survey completed on September 22, 2021

    Review By Richard K. for John Reid

    Completed transaction in September 2021

    Loan went smoothly.

Loan in progress?
Mortgage Rates Hit Their Highest Point in Months

Mortgage rates hit their highest point since April this week, according to Freddie Mac. The average rate on 30-year, fixed-rate loans clocked in at 3.05% — up from 2.99% last week.  “As inflationary pressure builds due to the ongoing pandemic and tightening monetary policy, we expect rates to continue a modest upswing,” said Sam Khater,…

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