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John Reid

Virginia - Fredericksburg

1671 Jefferson Davis Highway, Suite 205

Fredericksburg, VA 22401


About John

As Branch Manager for Embrace Home Loans in Fredericksburg, John W. Reid Sr. manages his branch, recruits new team members, and problem solves on a daily basis, as well as helping each and every borrower he works with find the ideal solution for their unique financial situation. Prior to joining Embrace, he worked with Bank of America and Wells Fargo, both as a Branch Manager and Sales Manager. This hometown lender is especially active in the Spotsylvania, Stafford, and Fredericksburg areas. John is also very productive in his community. He’s been designated as an Affiliate of the Year with both the Fredericksburg Builders Association (FABA) and the Fredericksburg Area Association of Realtors (FAAR). He’s also a member of the Chamber of Commerce and the Fredericksburg Food Bank.

John grew up and currently resides in Fredericksburg, Virginia, and holds an Associate’s Degree in Business Administration. His lovely wife Tammy is the branch’s BDA, and they have three sons – C.J., Jamie, and Wesley. They also have two adorable granddaughters, Hazel Rose and Charlotte Louise aka “Charlie”, and a sweet Shih Tzu named Hopewell. In his spare time, John enjoys hunting, fishing, golf, and most anything else outdoors. His idea of the perfect day would be hunting in the morning, golf in the afternoon, and closing five loans on the same day.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on July 07, 2021

    Review By Michelle J. for John Reid

    Completed transaction in June 2021

    John Reid and his processor Valerie Shields were able to do my refinance for me from start to finish in under 30 days. Due to the death of my husband I was forced to put the loan in my name, but I couldn't afford the payments, so I contacted John Reid about refinancing and reducing my payments so I could stay in my home. He was very responsive to my needs and understood my situation and was able to make it happen in a very short period of time. I would highly recommend John Reid!

  • 5

    5 Survey completed on July 06, 2021

    Review By Sandra W. for John Reid

    Completed transaction in June 2021

    i was in a rehab center during the whole process and John worked closely with my son Richard. Everything was handled in a very courteous and professional way. I was even allowed to do my closing while still in rehab. Will recommend John and his staff to anyone!! Either myself or my son was kept well informed about everything going on. John even asked my son on numerous times how I was doing and if there was anything I or my family needed. Thank you john for all your help!!!! Sincerely Sandra

  • 5

    5 Survey completed on July 04, 2021

    Review By Henrietta B. for John Reid

    Completed transaction in June 2021

    John was extremely helpful helping us to get the loan for a house during our retirement transition. He listened and helped us through the process.

  • 5

    5 Survey completed on July 02, 2021

    Review By Willard B. for John Reid

    Completed transaction in June 2021

    Communication with all parties involved was over and above what most people would expect. It made our relocation very stress free.

  • 5

    5 Survey completed on July 01, 2021

    Review By Edwin M. for John Reid

    Completed transaction in June 2021


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