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John Reid

Virginia - Fredericksburg

1671 Jefferson Davis Highway, Suite 205

Fredericksburg, VA 22401


About John

As Branch Manager for Embrace Home Loans in Fredericksburg, John W. Reid Sr. manages his branch, recruits new team members, and problem solves on a daily basis, as well as helping each and every borrower he works with find the ideal solution for their unique financial situation. Prior to joining Embrace, he worked with Bank of America and Wells Fargo, both as a Branch Manager and Sales Manager. This hometown lender is especially active in the Spotsylvania, Stafford, and Fredericksburg areas. John is also very productive in his community. He’s been designated as an Affiliate of the Year with both the Fredericksburg Builders Association (FABA) and the Fredericksburg Area Association of Realtors (FAAR). He’s also a member of the Chamber of Commerce and the Fredericksburg Food Bank.

John grew up and currently resides in Fredericksburg, Virginia, and holds an Associate’s Degree in Business Administration. His lovely wife Tammy is the branch’s BDA, and they have three sons – C.J., Jamie, and Wesley. They also have two adorable granddaughters, Hazel Rose and Charlotte Louise aka “Charlie”, and a sweet Shih Tzu named Hopewell. In his spare time, John enjoys hunting, fishing, golf, and most anything else outdoors. His idea of the perfect day would be hunting in the morning, golf in the afternoon, and closing five loans on the same day.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 4.5

    4.5 Survey completed on April 07, 2021

    Review By Nicole R. for John Reid

    Completed transaction in March 2021

    It was a great easy smooth experience!

  • 5.0

    5.0 Survey completed on April 06, 2021

    Review By Jerome S. for John Reid

    Completed transaction in March 2021

    John was very helpful and pleasant to associate with he always made himself available for any questuons or concerns we had. It was nice to have him as our Lender and would easily recommend his services to any potential homebuyer.

  • 3.5

    3.5 Survey completed on April 04, 2021

    Review By Afreen G. for John Reid

    Completed transaction in March 2021

    The main issue we had is that we told him up front that we did not want to pay for an appraisal at all because we had one done a year ago. He said he understood and we would not have to do that. Throughout the loan process, we were told to skip the appraisal payment section of the portal so I thought we were fine. When we got to the end, we realized the inspection was added to the closing costs.

  • 5.0

    5.0 Survey completed on April 03, 2021

    Review By Raymond W. for John Reid

    Completed transaction in March 2021

    John and his team were knowledgeable and efficient. The communication was excellent. They worked diligently to accomplish my goals in refinancing and were successful in getting me a loan when others were not. I would highly recommend using John.

  • 5.0

    5.0 Survey completed on March 23, 2021

    Review By Jan C. for John Reid

    Completed transaction in March 2021

    Great experience!

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