Jeff Flowers

Rhode Island - Warwick


935 Jefferson Blvd, Ste 3003

Warwick, RI 02886


About Jeff

We are pleased to welcome Jeff Flowers to the Embrace Home Loans family. Named a “Five Star Mortgage Professional” by Rhode Island Monthly for six consecutive years (2011-2016), we are confident that Jeff will continue to provide the highest level of care and service to his clients and his teammates here at Embrace.  With almost 20 years of experience as a mortgage loan officer, Jeff has the expertise and knowledge to guide you through the application process. He understands that his clients are coming to him with unique situations that necessitate an open mind and an open ear. Jeff knows that finding the right financing solution is an essential step, and he takes this responsibility seriously. He looks forward to building a relationship with his clients in order to best serve them today and to help them in the future with any of their financial needs.

A native Rhode Islander, Jeff grew up in Cumberland. He attended Rhode Island College, where he earned a Bachelor of Science in Business and a Bachelor of Arts in Psychology.  He currently resides in East Greenwich with his wife Jane and two sons. He has served on the Board of Assessment Review in town for 10 years, in recent years as Chairman. He is an active member of the Rhode Island Mortgage Bankers Association and the Kent Washington Association of Realtors where he stays abreast of the current trends and developments in the mortgage and real estate industries.   When he isn’t working, Jeff volunteers his time with the Boy Scouts of America, of which is sons are members.  Jeff is also an avid runner, and enjoys golfing.  When he’s really looking to relax, he sips on his home brewed craft beer.

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on November 21, 2018

Review By Vanesa M. for Jeff Flowers

Completed transaction in November 2018

Jeff was thorough, attentive and helped to explain everything step of the process.


5.0 Survey completed on November 03, 2018

Review By Veronica H. for Jeff Flowers

Completed transaction in October 2018

Jeff was very helpful with answering all of my questions and getting everything completed quickly. He is very friendly and personable and made everything much easier.


5.0 Survey completed on July 17, 2018

Review By Jennifer C. for Jeff Flowers

Completed transaction in June 2018

Jeff was always willing to answer my questions, and was very quick to respond. He was patient with all my first time home buyer jitters and questions! He even answered me on the weekends! He helped to make this process very easy for me. Jeff was always informative, and worked with my realtor to help me in the best way possible Thanks for all your help Jeff!


4.8 Survey completed on July 16, 2018

Review By Brian C. for Jeff Flowers

Completed transaction in June 2018

Jeff was knowledgeable, fast, and pleasant to work with. Thanks Jeff!


5.0 Survey completed on June 16, 2018

Review By Kelley H. for Jeff Flowers

Completed transaction in July 2017

Jeff was an important part of our first home purchase. He was responsive, timely, friendly, personable and patient with us through the whole process. I was very lucky to be randomly connected to him and would highly recommend him to anyone looking to purchase a home.

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