Embrace Home Loans Corporate
25 Enterprise Center
Middletown, RI 02842
Tim Higginson joins the team at Embrace as a Mortgage Loan Associate (MLA). Tim, known by his friends as “Higgy,” is readily available all hours of the day to help borrowers with their mortgage goals and decisions. Hardworking and organized, Tim assists borrowers in obtaining their dream home mortgage or refinancing their existing property, offering Embrace products that meet his clients’ specific needs.
Tim grew up on a farm in Flemington, N.J., and now lives in North Providence, R.I. Tim attended Johnson & Wales University, where he graduated summa cum laude and earned a Bachelor of Science in Criminal Justice, as a member of the Alpha Phi Sigma Criminal Justice honor society. He was also captain of the university’s wrestling team and an Academic All-American. He is active with Team Impact Sports, which connects children facing serious or chronic illnesses with college athletic teams. He also supports Pin Cancer, a nonprofit that gives wrestlers an avenue to inspire awareness and raise funds for cancer research.
Tim enjoys listening to country music and has two dogs, Asher and LuLu. In his free time and to stay in shape, he continues to enjoy wrestling. Tim’s idea of a perfect day is fishing for black sea bass with his father off the New Jersey coast.
Mortgage Rates Hit Their Highest Point in Months
Mortgage rates hit their highest point since April this week, according to Freddie Mac. The average rate on 30-year, fixed-rate loans clocked in at 3.05% — up from 2.99% last week. “As inflationary pressure builds due to the ongoing pandemic and tightening monetary policy, we expect rates to continue a modest upswing,” said Sam Khater,…Read More