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EJ Ward

Embrace Home Loans Corporate
02842

25 Enterprise Center

Middletown, RI 02842

800-333-3004

About EJ

EJ Ward started with Embrace Home Loans in 2012. Formerly from California he was an Asset Manager for 24 Asset Management and NDS, where he led a sales team of over 100 national licensed real estate agents, managing and selling bank owned properties to 1st time home buyers and investors. At Embrace, he focuses on making the purchase and the refinance process the least overwhelming it can be and offers detailed options that best fit each client with their respective goals. He’s passionate about his work, and is a member of Embrace’s President’s Club and $12 million in sales per year club.

EJ grew up in the Philadelphia/NJ area, and received his Bachelor of Science degree in Business Administration with a major in accounting. He and his wife live in Newport, Rhode Island and have three beautiful children, Adalyn, Morgan and Evan; he also purchased a summer place near Ocean City, New Jersey so he could share his childhood memories with his kids. In his free time, EJ enjoys running and fitness classes, going to the beach, and traveling

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(135)

  • 5

    5 Survey completed on October 12, 2021

    Review By Emily C. for EJ Ward

    Completed transaction in October 2021

    The whole process was smooth and quick. Thanks EJ

  • 5

    5 Survey completed on October 09, 2021

    Review By Andrew M. for EJ Ward

    Completed transaction in October 2021

    EJ was sincerely focused on my best interest.

  • 4

    4 Survey completed on September 20, 2021

    Review By Robert B. for EJ Ward

    Completed transaction in September 2021

    He was very tenacious in moving a difficult refi along despite many obstacles.

  • 4

    4 Survey completed on September 10, 2021

    Review By Teresa P. for EJ Ward

    Completed transaction in September 2021

    All through mail or computer :-)

  • 5

    5 Survey completed on August 18, 2021

    Review By Emma G. for EJ Ward

    Completed transaction in August 2021

    I have worked with E J pwareviously and it was a great experience then as it was again. E.J. treats his clients as part o

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Mortgage Rates Hit Their Highest Point in Months

Mortgage rates hit their highest point since April this week, according to Freddie Mac. The average rate on 30-year, fixed-rate loans clocked in at 3.05% — up from 2.99% last week.  “As inflationary pressure builds due to the ongoing pandemic and tightening monetary policy, we expect rates to continue a modest upswing,” said Sam Khater,…

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