EJ Ward

Embrace Home Loans Corporate


25 Enterprise Center

Middletown, RI 02842


About EJ

EJ Ward started with Embrace Home Loans in 2012. Formerly from California he was an Asset Manager for 24 Asset Management and NDS, where he led a sales team of over 100 national licensed real estate agents, managing and selling bank owned properties to 1st time home buyers and investors. At Embrace, he focuses on making the purchase and the refinance process the least overwhelming it can be and offers detailed options that best fit each client with their respective goals. He’s passionate about his work, and is a member of Embrace’s President’s Club and $12 million in sales per year club.

EJ grew up in the Philadelphia/NJ area, and received his Bachelor of Science degree in Business Administration with a major in accounting. He and his wife live in Newport, Rhode Island and have three beautiful children, Adalyn, Morgan and Evan; he also purchased a summer place near Ocean City, New Jersey so he could share his childhood memories with his kids. In his free time, EJ enjoys running and fitness classes, going to the beach, and traveling

98% Customer Satisfaction Rating
Zillow Icon
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on July 06, 2020

Review By Daniell S. for EJ Ward

Completed transaction in June 2020

EJ answered all my questions


5.0 Survey completed on June 23, 2020

Review By Crayton F. for EJ Ward

Completed transaction in June 2020

It was fast and convenient.What really made it easy was the great ,friendly and knowledgable service of Mr. E.J. Ward. This was my 2nd time using his service. Way to go E.J.!!!!


4.0 Survey completed on June 18, 2020

Review By Robert M. for EJ Ward

Completed transaction in June 2020

Simple, easy and prompt.


5.0 Survey completed on June 07, 2020

Review By David P. for EJ Ward

Completed transaction in May 2020

Helpful and straightforward:)


4.5 Survey completed on May 31, 2020

Review By Brian C. for EJ Ward

Completed transaction in May 2020

I feel that EJ went above and beyond to assist me in refinancing my home mortgage during the national shutdown of most business.

Mortgage Interest Rates Drop
Rates Continue to Slip Amid Fears of a Coronavirus Resurgence

Overall, mortgage activity increased by 2.2% this week, though the data does include an adjustment for the Fourth of July holiday. Purchase applications increased 5% from this time last week while refinance applications increased 0.4%. Both metrics were also an increase from the same time last year. Joel Kan, MBA’s Associate Vice President of Economic…

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