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EJ Ward

Embrace Home Loans Corporate

25 Enterprise Center

Middletown, RI 02842


About EJ

EJ Ward started with Embrace Home Loans in 2012. Formerly from California he was an Asset Manager for 24 Asset Management and NDS, where he led a sales team of over 100 national licensed real estate agents, managing and selling bank owned properties to 1st time home buyers and investors. At Embrace, he focuses on making the purchase and the refinance process the least overwhelming it can be and offers detailed options that best fit each client with their respective goals. He’s passionate about his work, and is a member of Embrace’s President’s Club and $12 million in sales per year club.

EJ grew up in the Philadelphia/NJ area, and received his Bachelor of Science degree in Business Administration with a major in accounting. He and his wife live in Newport, Rhode Island and have three beautiful children, Adalyn, Morgan and Evan; he also purchased a summer place near Ocean City, New Jersey so he could share his childhood memories with his kids. In his free time, EJ enjoys running and fitness classes, going to the beach, and traveling

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on April 13, 2021

    Review By David P. for EJ Ward

    Completed transaction in April 2021

    Been using EJ for years. Does a great job.

  • 5.0

    5.0 Survey completed on March 19, 2021

    Review By Keith W. for EJ Ward

    Completed transaction in March 2021

    EJ takes the ball and goes with it. All I had to do was provide requested documents and he took care of everything else. Very very painless process with EJ and his team

  • 5.0

    5.0 Survey completed on March 17, 2021

    Review By Gregg D. for EJ Ward

    Completed transaction in March 2021

    awesome communication and ability to answer questions in a timely manner.

  • 4.0

    4.0 Survey completed on February 28, 2021

    Review By Hao T. for EJ Ward

    Completed transaction in February 2021

    Your rate was valid offer, knowledge able and dedicate Hao & Kim

  • 5.0

    5.0 Survey completed on February 18, 2021

    Review By Ana P. for EJ Ward

    Completed transaction in February 2021

    From the very beginning I felt very comfortable talking to Mr. Ward, after explaining what I was looking for he was very professional and very well informed about what Embrace Home Loans had to offered me. During this critical time it was very comforting to know I was in good hands. Thanks Mr. E.J. Ward you always had the time to explained and answered all of my questions...I am very happy to had worked with you and your Company. Blessings to you. Thank you. ACPerla

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