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EJ Ward

Embrace Home Loans Corporate

25 Enterprise Center

Middletown, RI 02842


About EJ

EJ Ward started with Embrace Home Loans in 2012. Formerly from California he was an Asset Manager for 24 Asset Management and NDS, where he led a sales team of over 100 national licensed real estate agents, managing and selling bank owned properties to 1st time home buyers and investors. At Embrace, he focuses on making the purchase and the refinance process the least overwhelming it can be and offers detailed options that best fit each client with their respective goals. He’s passionate about his work, and is a member of Embrace’s President’s Club and $12 million in sales per year club.

EJ grew up in the Philadelphia/NJ area, and received his Bachelor of Science degree in Business Administration with a major in accounting. He and his wife live in Newport, Rhode Island and have three beautiful children, Adalyn, Morgan and Evan; he also purchased a summer place near Ocean City, New Jersey so he could share his childhood memories with his kids. In his free time, EJ enjoys running and fitness classes, going to the beach, and traveling

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on May 19, 2022

    Review By Lynn M. for EJ Ward

    Completed transaction in May 2022

    EJ was extremely knowledgeable about the re-finance process. He explained all of the many options slowly and clearly. He would answer all of my questions, even if he had already answered them! It was a low pressure, smooth process. I would definitely refer friends and family to him!

  • 4

    4 Survey completed on May 04, 2022

    Review By Gary S. for EJ Ward

    Completed transaction in April 2022

    Edward took care off every thing I needed done thank you

  • 5

    5 Survey completed on May 04, 2022

    Review By Imelda R. for EJ Ward

    Completed transaction in May 2022

    I just wanted to take a moment to let you know how much we appreciated to help us on refinance our house.You we’re so easy to communicate with every detail of our transaction. One hundred percent I will recommend you to my friends and relatives Thanks to you EJ Ward.

  • 5

    5 Survey completed on April 25, 2022

    Review By Dorothy A. for EJ Ward

    Completed transaction in April 2022

    Peasant to talk to and kept us informed well along the way. Quick to answer emails.

  • 5

    5 Survey completed on March 28, 2022

    Review By David D. for EJ Ward

    Completed transaction in March 2022

    My process was a long drawn out ordeal. EJ never gave up. He kept guiding me over one obstacle after another. He was always professional and yet compassionate to my circumstances. I have my loan now because of EJ Ward. Thank you Sir.

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