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Ralph Murciano

New York - Melville
11747

425 Broadhollow Road, Suite 400,

Melville, NY 11747

800.333.3004

About Ralph

 
Welcome to Embrace Home Loans – Long Island

Ralph is the Branch Manager in Melville, New York, and has 30 years of experience in the banking and mortgage business. He works on home purchases, offering expanded product options and best-in-class service to his clients. His experience extends to many types of programs, including Affordable Home programs, FHA, VA, Renovation, and Jumbo loans. Whether it’s your first home or you’re moving up to a new home, primary vacation home, or investment property, Ralph was drawn to Embrace because of its vast array of tools to address many unique financial situations and ensure customer satisfaction.

Ralph prides himself in his ability to skillfully navigate through complex mortgage transactions as well as finding alternative solutions when needed. He also originates loans himself and helps make the home buying process as smooth and stress-free as possible. Ralph helps customers lower their mortgage payments, decrease the number of years on their loan, and take cash out for debt consolidation or other projects.

Ralph grew up in Queens, New York, and now lives Dix Hills, New York, with his wife and children. He enjoys playing basketball, film, music, and reading a good book. His idea of the perfect day includes spending time with family and friends, then sharing a good meal and lots of laughter.

Ralph works with a wide network of industry professionals to ensure smooth transactions and efficient closings. He keeps continuous communication during the loan process. Ralph is also fluent in Spanish and licensed in multiple states. He’s available 24/7, including evenings and weekends, to accommodate his customers.

Check out Ralph on Instagram, Facebook, and LinkedIn.

embrace home loans Presidents Club 2022

98 percent Customer Satisfaction Rating thumbs up
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Testimonials(116)

  • 5

    5 Survey completed on February 07, 2023

    Review By Tina V. for Ralph Murciano

    Completed transaction in February 2023

    I would like to add how pleasant and helpful rosamaria angileri was.

  • 5

    5 Survey completed on February 03, 2023

    Review By Lynn W. for Ralph Murciano

    Completed transaction in February 2023

    Ralph is ALWAYS available to answer and questions. He ALWAYS picks up his phone.

  • 5

    5 Survey completed on February 03, 2023

    Review By Betina B. for Ralph Murciano

    Completed transaction in February 2023

    I glad that I was able to close the loan and begin to enjoy the property.

  • 5

    5 Survey completed on January 29, 2023

    Review By Shirley V. for Ralph Murciano

    Completed transaction in January 2023

    Ralph was a gem to work with. My experience working with him was seamless. He clarified the numerous questions and concerns I had. Highly HIGHLY recommend.

  • 5

    5 Survey completed on January 19, 2023

    Review By Alvino S. for Ralph Murciano

    Completed transaction in January 2023

    Thank you for your great service

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