Ralph Murciano

Ralph Murciano

Branch Manager   NMLS # 369503

orange star4.98 (142 reviews)

Trusted by thousands of homeowners

Accredited Business - BBB
Ralph Murciano

About Ralph

Welcome to Embrace Home Loans – Long Island

Ralph is the Branch Manager in Melville, New York, and has 30 years of experience in the banking and mortgage business. He works on home p...

Continue Reading

Embrace Home Loans Presidents club


rectangle arrow down
See what other homeowners have to say about me
  • 5

    Sabrina C.

    Completed transaction in September 2023

    Ralph is extremely professional and very honest. He was always attentive and made sure to keep me updated at all times. I am so grateful for the hard work that Ralph and his team put into helping me buy my first home.

  • 5

    Jessica P.

    Completed transaction in September 2023

    Ralph goes above and beyond and always keeps you in the loop, Communication is key and Ralph holds it!

  • 5

    Lisa D.

    Completed transaction in September 2023

    Ralph and the staff at Embrace loans were very helpful. They provided prompt and exceptional service.

  • 5

    Ryan R.

    Completed transaction in August 2023

    Ralph and team were always available and ready to answer questions no matter how simple, or complex. Ralph has a great attitude, is personable, and never made us feel like a bother. He coached us along and we gained more confidence in ourselves after every interaction with him. We felt safe knowing that we were in the hands of a professional.

  • 5

    Gilbert R.

    Completed transaction in July 2023

    To start, Ralph is a great guy. Just fun to talk with. He goes the extra mile to help, giving advice about finances, providing cost estimates and projections, and perhaps more importantly, Ralph took my call on a daily basis providing me with mortgage rates and giving me advice that worked out extremely well for my family! Overall highly recommended! I could not have imagined having a better experience!

Ralph Murciano

Explore your options and take advantage of your mortgage opportunities


Have questions?

Please insert your first name
Please insert your last name
Please insert your email
By entering your contact information, you are providing express written consent for Embrace Home Loans to contact you via phone, automated means like autodialing, text SMS/MMS, even if you are registered on a corporate, state, or federal Do Not Call list.
Please correct the form errors and try again.


New York - Melville

425 Broadhollow Road, Suite 400,

Melville, NY 11747

Branch phone number 800.333.3004

*Backup Cash Guarantee is a benefit for the seller. If triggered, the seller can either accept a cash settlement or require Embrace to purchase the property. In either case, the buyer receives no ownership interest in the property or other benefit as a result. Embrace Home Loans, Inc. expresses no judgment on the actual appraised value of the property and does not recommend waiving the appraisal contingency in every instance. While it may make your offer more competitive, you should consider the risks and consult a real estate professional before making your decision. Subject to final underwriting approval and other conditions.