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Ralph Murciano

New York - Melville
11747

425 Broadhollow Road, Suite 400,

Melville, NY 11747

800.333.3004

About Ralph

Welcome to Embrace Home Loans – Long Island

Since 1983, we’ve been helping home buyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. Embrace Home Loans is your local lender with national backing, offering an expansive product menu including traditional mortgage products, like Conventional, FHA, and VA in addition to our exclusive products, including:

  • Programs for first-time homebuyers
  • Simplified Jumbo loans
  • Extended Rate Lock

We are opening up opportunities for more homebuyers to qualify for loans. We also have extremely competitive rates and easier approvals, that is as close to a cash offer as possible. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it. Our Melville, NY branch on Long Island is run by Branch Manager, Ralph Murciano.

Ralph Murciano has become the newest branch manager at our Hauppauge branch, where he’ll support his team of loan officers with their loans and customers. He also originates loans himself and helps make the home buying process as smooth and stress-free as possible. Ralph helps customers lower their mortgage payments, decrease the number of years on their loan, and take cash out for debt consolidation or other projects. Before joining the team at Embrace, Ralph worked at Wells Fargo as a sales/branch manager and at Chase Mortgage in the same role. Ralph takes pride in helping his customers with his many years of experience and also his availability that includes nights and weekends.

Ralph was born in the Bronx, grew up in Elmhurst, Queens, and graduated from Pratt Institute with a degree in electrical engineering. He has been a President’s Club member for over 12 years and is also fluent in Spanish. He has experience in many types of programs including Affordable Home programs, FHA, VA, Renovation, and Jumbo loans. Whether it’s your first home or you’re moving up to a new home, primary vacation, or investment property, Ralph is always available to help.

Ralph now lives in Dix Hills, New York on Long Island with his wife Lori and their three children Jordan, Zachary, and Samantha. To stay active, he shoots hoops at different sports clubs in the area, and he also enjoys film, music, and dancing, as well as books on tape and even reading when he has the time. His idea of the perfect day would include spending time with family and friends, then sharing a good meal and lots of laughter.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(55)

  • 5

    5 Survey completed on December 04, 2021

    Review By Michelle M. for Ralph Murciano

    Completed transaction in December 2021

    Everyone was very helpful and answered all of our questions

  • 5

    5 Survey completed on December 04, 2021

    Review By Carlos V. for Ralph Murciano

    Completed transaction in December 2021

    Provides quick and amazing service!

  • 4

    4 Survey completed on November 28, 2021

    Review By Jacqueline W. for Ralph Murciano

    Completed transaction in November 2021

    Clearer communication and guidance throughout.

  • 5

    5 Survey completed on November 26, 2021

    Review By Aurela N. for Ralph Murciano

    Completed transaction in November 2021

    The knowledge and great customer service abilities from Mr. Murciano and his associates made our journey so smooth in purchasing our dream home.

  • 5

    5 Survey completed on November 26, 2021

    Review By Gaudis M. for Ralph Murciano

    Completed transaction in November 2021

    Thank God for seeing Mr. Ralph put in to help me with my loan, he is the best, excellent at clearly answering my concerns and guiding me to obtain the loan thank you very much Mr. Ralph, thank you for doing your work with patience to enforce my I dream of getting my house

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