Paula Frenette

Paula Frenette

Senior Loan Officer   NMLS# 697296

orange star4.94 (146 Reviews)

5 stars

Paula Frenette is a trusted mortgage professional in Portsmouth, NH 03801

About Paula

As a Senior Loan Officer, Paula brings over 20 years of experience in residential mortgage lending, with an impressive resume. In 2016, she was awarded Affiliate of the Year for the Strafford County Board of REALTORS and added Affiliate of the Year for the Seacoast Board of REALTORS in 2017. Wit...

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See what other homeowners have to say about me
  • 5

    Paula and team were very helpful in navigating me through my second purchase answering any questions 7 days a week if she could which was beyond expectations. Her knowledge and willingness to answer unknowns were what made me go back to her!

  • 5

    Paula was incredible! She was able to meet quick timelines and was responsive throughout the process- she was great!

  • 5

    Paula was always available for questions and helped explain the whole process to me each step of the way. I can't imagine having worked with anyone better to help set up my mortgage and walk me through the entire process.

  • 5

    Paula was there for me 24/7, helping me through the precess . Ii really felt she had my best interest at heart and she went above and beyond to guide me through application, approval and closing. I am a very happy, repeat customer of Embrace Loans!

  • 5

    Great advice. Paula really took our interests to heart and made the experience very enjoyable.

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Portsmouth, NH Mortgage Loan Officers

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Frequently asked questions

Yes. Paula Frenette can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Paula Frenette at our Portsmouth branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Portsmouth and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Paula Frenette is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Paula Frenette will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Paula Frenette will walk you through your options and help you find the right fit.

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