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Nora Toledo

New Hampshire - Bedford

3 Executive Park Drive, Suite 101

Bedford, NH 03110


About Nora

Embrace Home Loans is pleased to announce the addition of Nora Toledo to our retail branch in Bedford New Hampshire as a Senior Loan Officer.  Nora brings with her over 20 years in residential mortgage lending, the most recent being 10 years with Citizens Bank in Manchester NH where she originated mortgage loans and gained an extensive knowledge of current loan products and programs. As a loan officer, Nora will be working directly with clients during the mortgage loan application process.  She is excited to share her expertise and help borrowers achieve their financial goals.  Buying a new home or refinancing can sometimes be stressful, Nora will work diligently along with her support team here at Embrace to ensure a positive experience by keeping you informed and delivering a smooth closing. Nora is passionate about lending and doing the right thing for all her customers at all times.

Nora grew up in Lowell, Massachusetts with thirteen brothers and sisters.  She resides in Pelham, NH and enjoys keeping in touch with her large extended family.  She is a proud supporter of St. Jude’s Children’s Hospital and the United Way.  In her free time she enjoys sewing and painting.

Nora will continue her lending in Mass., NH and Maine as a licensed mortgage loan officer.  Embrace is based in Newport, RI with over 400 employees, a Top 50 Conventional Lender in the US, and Top 20 HUD, FHA, VA Lender in the Country, licensed in 46 contiguous states.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on November 16, 2021

    Review By Luis R. for Nora Toledo

    Completed transaction in October 2021

    Very helpful and Kind with their style of customer service. Would highly recommend to anyone

  • 5

    5 Survey completed on November 15, 2021

    Review By Alanis V. for Nora Toledo

    Completed transaction in November 2021

    Great experience

  • 5

    5 Survey completed on November 10, 2021

    Review By Luis S. for Nora Toledo

    Completed transaction in November 2021

    A unique experience very good person

  • 5

    5 Survey completed on November 06, 2021

    Review By Pholla T. for Nora Toledo

    Completed transaction in October 2021

    What made my experience great is Nora! I have worked with Nora for our first mortgage and two refinances. This was our fourth transaction with her where we were selling our home and purchasing a new one. Once again, Nora is amazing as always! This fourth transaction involved a lot of moving parts and Nora was very patient. Additionally, Nora's knowledge is unmatched! I learned so much from her and am very grateful that I met her over 7 years ago! She is an invaluable asset to your company and I truly hope you hang onto her for as long as possible! I've never met anyone more committed, kind, patient, and just overall amazing like Nora! Thank you so much for taking us on as your clients! You always made sure our experience is wonderful!

  • 5

    5 Survey completed on October 27, 2021

    Review By Jason J. for Nora Toledo

    Completed transaction in October 2021

    Easy, and smooth process

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What Is a Mortgage Loan?

A mortgage is a type of loan used to purchase a home.  Since most homebuyers do not have hundreds of thousands in cash on hand, the majority of consumers use mortgage loans to purchase their properties. This allows them to spread the cost of the home out over time — often many decades. According to…

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