Chris Hardy

Maryland - Sandy Spring


17810 Meeting House Rd

Sandy Spring, MD 20860


About Chris

Chris Hardy joined Embrace Home Loans as a loan officer in September 2012. He has been in the mortgage banking industry for more than 15 years bringing a wealth of knowledge and experience along with him. Prior to becoming a part of the Embrace family, Chris spent most of his career with Corridor Mortgage Group, Access National Mortgage and RBC Mortgage. In 2010 he was awarded for being the #2 producer in his company – due to his hard work and determination, in 2011 Chris was awarded for being the #1 top producer in his company, a member of the Presidents club and a member of the Chairman’s circle. He knows the core to providing superior customer service is to understand what your clients need and work with them to realize their personal goals. Chris thrives on providing his clients with a personal experience that gives them the best possible loan product along with unparalleled customer service- and this is shown with his ever growing referral list, directly from his satisfied customers.

Chris attended Villanova University where he received his B.S. in Business Administration as well as his M.B.A. He grew up in Northern VA with his family and is currently residing in Reston, VA with his beautiful wife. When Chris has free time he enjoys going for bike rides, traveling and spending quality time with his family and friends. Please contact Chris for any and all of your mortgage questions – he is here to help you!

presidents club logo 2017,2016, 2015, 2014, 2013

from Chris Hardy



5.0 Survey completed on September 13, 2018

Review By Patrice M. for Chris Hardy

Completed transaction in August 2018

Everything. Chris was very instrumental in my loan process from beginning to end. He went above and beyond to put me at ease, while he worked through every roadblock that we encountered. I have already began to refer him to friends and co-workers; and, he is my Senior Loan Officer for life.


5.0 Survey completed on September 11, 2018

Review By Chase T. for Chris Hardy

Completed transaction in September 2018

Chris was a pleasure to work with for our home loan financing. As first-time home buyers, we appreciated his willingness to explain everything and help demystify the home buying process. He was available day and night, and responded immediately to anything we needed. We would absolutely do business with him again.


5.0 Survey completed on August 30, 2018

Review By Casey F. for Chris Hardy

Completed transaction in August 2018

Chris was great! He was communicative and upfront about everything. He explained things in detail and made sure that we understood what the costs associated with our mortgage/re-fi meant and why they were being charged. Chris gave us great advice and I never felt like we were being taken advantage of. I would highly recommend working with Chris.


5.0 Survey completed on August 28, 2018

Review By Andrea R. for Chris Hardy

Completed transaction in August 2018

This is the second home I’ve purchased and I was amazed at how easy Chris made the process for me. My only wish is that I knew him when I purchased my first home. He kept me informed through every step and his responsiveness and customer service is some of the best I have ever received.


4.8 Survey completed on August 21, 2018

Review By James W. for Chris Hardy

Completed transaction in August 2018