Skip To main content
Chris Hardy

Maryland - Sandy Spring

17810 Meeting House Rd

Sandy Spring, MD 20860


About Chris

Chris Hardy has been in the mortgage banking industry for more than 15 years, bringing a wealth of knowledge and experience along with him. He has been recognized as a top producer at Embrace Home loans and earned a spot in the Presidents club since joining in 2012. Prior to becoming a part of the Embrace family, Chris spent most of his career with Corridor Mortgage Group, Access National Mortgage and RBC Mortgage. He knows the core to providing superior customer service is to understand what your clients need and work with them to realize their personal goals. Chris thrives on providing his clients with a personal experience that gives them the best possible loan product along with unparalleled customer service- and this is shown with his ever-growing referral list, directly from his satisfied customers.

Chris attended Villanova University where he received his B.S. in Business Administration as well as his M.B.A. He grew up in Northern VA with his family and is currently residing in Reston, VA with his beautiful wife. When Chris has free time he enjoys going for bike rides, traveling and spending quality time with his family and friends. Please contact Chris for any and all of your mortgage questions – he is here to help you!

embrace home loans presidents club 2020 - 2013   Chairmans Club Award2020       Embrace Home Loans Founders ClubInducted 2020

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on May 05, 2021

    Review By Richard H. for Chris Hardy

    Completed transaction in April 2021

    Smooth and seamless process. Thanks Chris.

  • 5.0

    5.0 Survey completed on May 03, 2021

    Review By Jeannine M. for Chris Hardy

    Completed transaction in April 2021

    I was in what I call "loan hell" when the VA told me to run the other way from the company I was using. My friend referred me to Chris and he was a TRUE angel. From start to finish the refinance went absolutely perfectly. Chris always responded almost immediately and worked late hours to ensure everything was in line. I honestly could not offer one criticism for the entire process. Ten out of ten I would work with him again and will recommend him to everyone I know! The T

  • 4.5

    4.5 Survey completed on May 01, 2021

    Review By Peter P. for Chris Hardy

    Completed transaction in April 2021

    Chris is a more talented loan officer than he was as a defensive back

  • 5.0

    5.0 Survey completed on April 30, 2021

    Review By Tameem W. for Chris Hardy

    Completed transaction in April 2021

    Straight forward communication!

  • 5.0

    5.0 Survey completed on April 30, 2021

    Review By David M. for Chris Hardy

    Completed transaction in April 2021

    Chris was extraordinary. He was informative, patient, thorough, and worked with us to get the best deal passionless while being kind and professional from start to end with high degrees of attention to detail. I cannot say the same of others I have worked with in the Industry, so this was overwhelmingly refreshing. Strong recommendation!

Loan in progress?

orange house icon Get a quote from me!

Please correct the form errors and try again.
Home Purchases Dip, as Mortgage Rates and Prices Rise

Homebuyers took a break last week, as rates rose and prices continued their upward climb. According to the Mortgage Bankers Association, applications to purchase a home were down 3% from a week ago, marking the second consecutive week of declines. This happened as the average 30-year mortgage rate rose — from 3.17% to 3.18% —…

Read More