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Chris Hardy

Maryland - Sandy Spring

508 Olney Sandy Spring Road, Suite 200,

Sandy Spring, MD 20860


About Chris

Chris Hardy has been in the mortgage banking industry for 20+ years, bringing a wealth of knowledge and experience along with him. He has been recognized as a top producer at Embrace Home loans and earned a spot in the Presidents club since joining in 2012. He is also a member of the Embrace Founder’s Club. Prior to becoming a part of the Embrace family, Chris spent most of his career with Corridor Mortgage Group, Access National Mortgage and RBC Mortgage. He knows the core to providing superior customer service is to understand what your clients need and work with them to realize their personal goals. Chris thrives on providing his clients with a personal experience that gives them the best possible loan product along with unparalleled customer service – and this is shown with his ever-growing referral list, directly from his satisfied customers.

Chris attended Villanova University where he received his B.S. in Business Administration as well as his M.B.A while playing football for the Wildcats. He grew up in Northern VA with his family where he currently resides. When Chris has free time he enjoys going for bike rides, training for new running races with his wife, traveling and spending quality time with his family and friends. Please contact Chris for any and all of your mortgage questions – he is here to help you!

embrace home loans presidents club 2021 - 2013   Chairmans Club Award2021,2020       Embrace Home Loans Founders ClubInducted 2020

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on June 29, 2022

    Review By Ryan S. for Chris Hardy

    Completed transaction in June 2022

    Chris was very communicative and responsive. He took an active interest in our loan and got us to close 2 weeks early! He was competitive and overall made us a better deal than many larger banks. It was great doing business with him again.

  • 5

    5 Survey completed on June 21, 2022

    Review By Margaret N. for Chris Hardy

    Completed transaction in June 2022

    Working with Chris was wonderful he’s very smart and helpful, and always had an amazing attitude.

  • 5

    5 Survey completed on June 09, 2022

    Review By Jeffrey W. for Chris Hardy

    Completed transaction in June 2022

    Chris is unbelievably both professional and friendly. Very comfortable to deal with. We had several obstacles along the way. We could not have done it without Chris. He guided us with absolute correct information and was a calming influence throughout the entire process.

  • 5

    5 Survey completed on June 03, 2022

    Review By Brian B. for Chris Hardy

    Completed transaction in June 2022

    Chris was responsive and communicated clearly. Always available with answers to questions. Explained options. Went the extra mile.

  • 5

    5 Survey completed on June 02, 2022

    Review By Kaitlyn H. for Chris Hardy

    Completed transaction in May 2022

    Chris made the entire process so straightforward, which I needed as a first time home buyer. He was always willing to jump on a quick call to explain anything I had questions on and made next steps and deadlines clear so that I didn't miss any action items on my end. We switched to Chris last minute after having a not so great experience with another lender, and I'm so thankful that we did!

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