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Senior Loan Officer
NMLS # 196395
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Click to email
703.969.2627
703.742.7530
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Maryland - Sandy Spring
20860
508 Olney Sandy Spring Road, Suite 200,
Sandy Spring, MD 20860
301-232-1997
About Chris
Chris Hardy has been in the mortgage banking industry for 20+ years, bringing a wealth of knowledge and experience along with him. He has been recognized as a top producer at Embrace Home loans and earned a spot in the Presidents club since joining in 2012. He is also a member of the Embrace Founder’s Club. Prior to becoming a part of the Embrace family, Chris spent most of his career with Corridor Mortgage Group, Access National Mortgage and RBC Mortgage. He knows the core to providing superior customer service is to understand what your clients need and work with them to realize their personal goals. Chris thrives on providing his clients with a personal experience that gives them the best possible loan product along with unparalleled customer service – and this is shown with his ever-growing referral list, directly from his satisfied customers.
Chris attended Villanova University where he received his B.S. in Business Administration as well as his M.B.A while playing football for the Wildcats. He grew up in Northern VA with his family where he currently resides. When Chris has free time he enjoys going for bike rides, training for new running races with his wife, traveling and spending quality time with his family and friends. Please contact Chris for any and all of your mortgage questions – he is here to help you!
2022, 2021 - 2013
2021,2020
Inducted 2020





Buying a home can be a challenging experience, but you have help. Your real estate agent is there to help with the home search and your mortgage lender is there to get you through the mortgage process. Utilize these people and their knowledge to help you navigate through all the steps. Here, we’ll talk specifically…
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Call:
703.969.2627508 Olney Sandy Spring Road, Suite 200,
Sandy Spring, MD 20860
Testimonials(491)
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5
5 Survey completed on March 25, 2023
Review By Geoffrey G. for Chris Hardy
Completed transaction in March 2023
Fast service and great at communicating what was needed throughout the whole process!
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5
5 Survey completed on March 25, 2023
Review By Glenna G. for Chris Hardy
Completed transaction in March 2023
Very friendly, wanted to get us the best rate, speedy turnaround times for pressing items. Was a pleasure to work with!
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5
5 Survey completed on March 14, 2023
Review By Chase T. for Chris Hardy
Completed transaction in March 2023
Repeat clients of Chris - pleasure working with him as always.
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5
5 Survey completed on March 13, 2023
Review By Yonatan R. for Chris Hardy
Completed transaction in March 2023
Excellent communication. The portal was easy to use from non-mobile devices.
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5
5 Survey completed on March 08, 2023
Review By Adam G. for Chris Hardy
Completed transaction in February 2023
Chris is flexible, communicative, and patient. What more could you ask for?