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Chris Hardy

Maryland - Sandy Spring

17810 Meeting House Rd

Sandy Spring, MD 20860


About Chris

Chris Hardy has been in the mortgage banking industry for more than 15 years, bringing a wealth of knowledge and experience along with him. He has been recognized as a top producer at Embrace Home loans and earned a spot in the Presidents club since joining in 2012. Prior to becoming a part of the Embrace family, Chris spent most of his career with Corridor Mortgage Group, Access National Mortgage and RBC Mortgage. He knows the core to providing superior customer service is to understand what your clients need and work with them to realize their personal goals. Chris thrives on providing his clients with a personal experience that gives them the best possible loan product along with unparalleled customer service- and this is shown with his ever-growing referral list, directly from his satisfied customers.

Chris attended Villanova University where he received his B.S. in Business Administration as well as his M.B.A. He grew up in Northern VA with his family and is currently residing in Reston, VA with his beautiful wife. When Chris has free time he enjoys going for bike rides, traveling and spending quality time with his family and friends. Please contact Chris for any and all of your mortgage questions – he is here to help you!

embrace home loans presidents club 2019, 2018, 2017,2016, 2015, 2014, 2013

Embrace Home Loans Founders Club Inducted Oct 7,2020

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on November 25, 2020

    Review By Michael G. for Chris Hardy

    Completed transaction in November 2020

    Chris did a great job orchestrating a refinance option that fit our needs. He was always available to answer questions and provide us the necessary information. We have used Chris several times for our mortgage loans and will continue to do so in the future.

  • 5.0

    5.0 Survey completed on November 20, 2020

    Review By Christopher G. for Chris Hardy

    Completed transaction in November 2020

    Chris was incredibly easy to work with and made a stressful life event as smooth as it could possibly be. He guided us through legal jargon and put things in layman's terms, explained all options available to us, and was lightning fast every time we wanted to put an offer down in an immensely competitive market. Chris was an absolute asset to us and worked in unison with our realtor to make sure he had everything he needed as quickly as possible. I highly recommend Chris to everyone.

  • 5.0

    5.0 Survey completed on November 18, 2020

    Review By Matthew S. for Chris Hardy

    Completed transaction in November 2020


  • 5.0

    5.0 Survey completed on November 16, 2020

    Review By Sharte M. for Chris Hardy

    Completed transaction in November 2020

    Every step of the way Chris and my realtor have been phenomenal. He is quick and responsive anytime of the day. He educated us on some options that we had and basically what we could do as a plan b if the offer was to go in a different direction. I never felt pressured into doing anything that I was uncomfortable doing. But most of all he is such a kind and great guy even though we have only met over the phone and email. Be was referred by my realtor but also some friends of mine.

  • 5.0

    5.0 Survey completed on November 16, 2020

    Review By Kateryna K. for Chris Hardy

    Completed transaction in November 2020

    Chris was very knowledgeable and provided an excellent customer service to my husband and I. We are extremely satisfied with his customer approach and provided financial service.

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Refis Fall, While Purchase Loans Surge Over Thanksgiving Holiday

Mortgage applications dropped this week, though only slightly. According to the Mortgage Bankers Association, refinance applications dipped 5% for the week, while purchase activity rose 9%. Both remain higher than last year’s numbers (by 102% and 28%, respectively).  Here’s what Joel Kan, MBA’s associate vice president of economic and industry forecasting, had to say about…

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