Chris Hardy

Maryland - Sandy Spring


17810 Meeting House Rd

Sandy Spring, MD 20860


About Chris

Chris Hardy joined Embrace Home Loans as a loan officer in September 2012. He has been in the mortgage banking industry for more than 15 years bringing a wealth of knowledge and experience along with him. Prior to becoming a part of the Embrace family, Chris spent most of his career with Corridor Mortgage Group, Access National Mortgage and RBC Mortgage. In 2010 he was awarded for being the #2 producer in his company – due to his hard work and determination, in 2011 Chris was awarded for being the #1 top producer in his company, a member of the Presidents club and a member of the Chairman’s circle. He knows the core to providing superior customer service is to understand what your clients need and work with them to realize their personal goals. Chris thrives on providing his clients with a personal experience that gives them the best possible loan product along with unparalleled customer service- and this is shown with his ever growing referral list, directly from his satisfied customers.

Chris attended Villanova University where he received his B.S. in Business Administration as well as his M.B.A. He grew up in Northern VA with his family and is currently residing in Reston, VA with his beautiful wife. When Chris has free time he enjoys going for bike rides, traveling and spending quality time with his family and friends. Please contact Chris for any and all of your mortgage questions – he is here to help you!

presidents club logo 2017,2016, 2015, 2014, 2013
98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on December 05, 2018

Review By Timothy M. for Chris Hardy

Completed transaction in November 2018

Very fast response and competitive rates. Explained the process thoroughly


5.0 Survey completed on November 06, 2018

Review By Anthony D. for Chris Hardy

Completed transaction in October 2018

Chris is great! We have used him several times over the past ten years for home financing and remodeling for two houses. In our latest reconstruction project, we weren't sure we would be able to do it without expensive construction loans but Chris worked hard to find the best options and to navigate much of the complexity of multiple lenders to get the funds we needed at a monthly payment we could afford.


5.0 Survey completed on October 29, 2018

Review By Sean B. for Chris Hardy

Completed transaction in October 2018

Chris was great at walking us through the process of finalizing our loan. He gave us trustworthy advice at every step along the way and made everything as easy as possible.


5.0 Survey completed on October 23, 2018

Review By Sara W. for Chris Hardy

Completed transaction in October 2018

I have worked with Chris for the last 10 years and he has always been a pleasure to work with. He makes the process as easy as he possibly can, is super timely with his communication and makes sure you understand every step of the way. I would never hesitate recommending Chris to others and he will always be my go to guy!


5.0 Survey completed on September 13, 2018

Review By Patrice M. for Chris Hardy

Completed transaction in August 2018

Everything. Chris was very instrumental in my loan process from beginning to end. He went above and beyond to put me at ease, while he worked through every roadblock that we encountered. I have already began to refer him to friends and co-workers; and, he is my Senior Loan Officer for life.

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