https://www.embracehomeloans.com:443/-/media/feature/loanofficer/loimages/chardy.jpg
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Senior Loan Officer
NMLS # 196395
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Click to email
703.969.2627
703.742.7530
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Maryland - Sandy Spring
20860
17810 Meeting House Rd
Sandy Spring, MD 20860
301-232-1997
About Chris
Chris Hardy has been in the mortgage banking industry for more than 15 years, bringing a wealth of knowledge and experience along with him. He has been recognized as a top producer at Embrace Home loans and earned a spot in the Presidents club since joining in 2012. Prior to becoming a part of the Embrace family, Chris spent most of his career with Corridor Mortgage Group, Access National Mortgage and RBC Mortgage. He knows the core to providing superior customer service is to understand what your clients need and work with them to realize their personal goals. Chris thrives on providing his clients with a personal experience that gives them the best possible loan product along with unparalleled customer service- and this is shown with his ever-growing referral list, directly from his satisfied customers.
Chris attended Villanova University where he received his B.S. in Business Administration as well as his M.B.A. He grew up in Northern VA with his family and is currently residing in Reston, VA with his beautiful wife. When Chris has free time he enjoys going for bike rides, traveling and spending quality time with his family and friends. Please contact Chris for any and all of your mortgage questions – he is here to help you!
2020 - 2013 
2020 
Inducted 2020
Reviews(348)
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5.0
5.0 Survey completed on June 12, 2021
Review By Brianne O. for Chris Hardy
Completed transaction in June 2021
Second refi with Chris. Super helpful, responsive, and communicative.
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5.0
5.0 Survey completed on June 09, 2021
Review By Hunter T. for Chris Hardy
Completed transaction in May 2021
From the beginning, Chris was patient to explain things to us. He also made sure we were getting all the right paperwork together. We loved working with Chris.
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5.0
5.0 Survey completed on June 07, 2021
Review By Nicholas P. for Chris Hardy
Completed transaction in June 2021
Chris was very patient, honest and kind in the process. He kept me up to date at each phase and was happy to take my calls on weekends and evenings.
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5.0
5.0 Survey completed on June 05, 2021
Review By Stacey F. for Chris Hardy
Completed transaction in June 2021
Chris is a great person to work with. He will guide you along the way and is very helpful. He is very respectful and gives great customer service. I would recommend him.
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5.0
5.0 Survey completed on June 02, 2021
Review By Caroline D. for Chris Hardy
Completed transaction in May 2021
Chris was so attentive, communicative, and supportive - above and beyond. He was an important part of our home buying process, especially as first-time homebuyers as we learned and navigated a tougher-than-usual market. He worked so well with our real estate agent. Together their partnership and communication made the whole process seamless and easy. I highly recommend Chris and Embrace to anyone who is looking to buy a home or refinance!
4 Risks of Waiving Your Home Inspection
In today’s red-hot housing market, competition is stiff. About two-thirds of all buyers find themselves in a bidding war, and with for-sale listings in such low supply, many are willing to pull out all the stops just to win a house. One of those stops? That’d be the inspection contingency. That’s right: Buyers are regularly…
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