Skip To main content
Chris Hardy

Maryland - Sandy Spring

508 Olney Sandy Spring Road, Suite 200,

Sandy Spring, MD 20860


About Chris

Chris Hardy has been in the mortgage banking industry for more than 15 years, bringing a wealth of knowledge and experience along with him. He has been recognized as a top producer at Embrace Home loans and earned a spot in the Presidents club since joining in 2012. Prior to becoming a part of the Embrace family, Chris spent most of his career with Corridor Mortgage Group, Access National Mortgage and RBC Mortgage. He knows the core to providing superior customer service is to understand what your clients need and work with them to realize their personal goals. Chris thrives on providing his clients with a personal experience that gives them the best possible loan product along with unparalleled customer service- and this is shown with his ever-growing referral list, directly from his satisfied customers.

Chris attended Villanova University where he received his B.S. in Business Administration as well as his M.B.A. He grew up in Northern VA with his family and is currently residing in Reston, VA with his beautiful wife. When Chris has free time he enjoys going for bike rides, traveling and spending quality time with his family and friends. Please contact Chris for any and all of your mortgage questions – he is here to help you!

embrace home loans presidents club 2020 - 2013   Chairmans Club Award2020       Embrace Home Loans Founders ClubInducted 2020

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on January 15, 2022

    Review By Steffany P. for Chris Hardy

    Completed transaction in January 2022

    Chris made this process very easy, he is very responsive and he takes time to walk through all details and options. I recommend Christ to all friends and family!

  • 5

    5 Survey completed on January 09, 2022

    Review By Clinton E. for Chris Hardy

    Completed transaction in January 2022

    Ease of use and results

  • 5

    5 Survey completed on January 04, 2022

    Review By Shirlene B. for Chris Hardy

    Completed transaction in January 2022

    Chris is always available and communicates in very understandable terms.

  • 5

    5 Survey completed on January 02, 2022

    Review By Ramona B. for Chris Hardy

    Completed transaction in December 2021

    My whole family uses Chris

  • 5

    5 Survey completed on December 31, 2021

    Review By Sarah S. for Chris Hardy

    Completed transaction in December 2021

    Chris has helped me multiple times and I keep coming back! He is wonderful. In this case, I texted him on a Saturday needing help and he went out of his way to get me what I needed to make an offer in a house that night. He even called the realtor and she indicated that is the main reason I got the contract! Thank you Chris!

Loan in progress?

orange house icon Get a quote from me!

Please correct the form errors and try again.
What Is a Mortgage Loan?

A mortgage is a type of loan used to purchase a home.  Since most homebuyers do not have hundreds of thousands in cash on hand, the majority of consumers use mortgage loans to purchase their properties. This allows them to spread the cost of the home out over time — often many decades. According to…

Read More