Skip To main content
Mike Davidson

Maryland - Columbia
21045

8840 Stanford Boulevard, Suite 1000

Columbia, MD 21045

443-283-0807

About Mike

With over 18 years of mortgage banking experience, Mike joined Embrace’s Rockville, Maryland office as a Senior Loan Officer in December of 2010. In 2012, he opened a satellite office in Ellicott City, Maryland and serves as an in-house lender for a national real estate brokerage. In June 2014, Mike helped launch our Columbia, Maryland office as Branch Manager and was ranked in the top 10 retail producers for the year and was a President's Club award recipient in 2012, 2013, and 2014. Mike believes strongly in keeping communication open and constant by sharing successes and working through difficulties. His dedication to open communication builds trust and a strong relationship with his Loan Officers and operational staff. Mike believes it is his responsibility to support his Loan Officers in growing their business and works alongside them whenever they need a coach, leader, or a friend. Mike says, “We are a caring and connective team and our customers feel it.”

Prior to Embrace, Mike worked at Citywide Mortgage for 9 years as a Senior Loan Officer and Branch Manager followed by 2 years as a Branch Manager at 1st Metropolitan Mortgage at their Columbia, Maryland location. Mike is a member of the Greater Baltimore Board of Realtors and the Howard County Association of Realtors where he currently serves on the Communications Committee.

Mike has been a Maryland resident for over 35 years. The son of an Air Force Officer, he experienced the life of a “military brat” living in Norfolk, Virginia and Seoul, Korea.  Mike returned to Maryland, graduated from St. Vincent Pallotti High School and received a Bachelor of Science degree from the University of Maryland in 1997. When Mike is not spending quality time with his family, he enjoys running, biking, and boating on the Chesapeake. Mike currently lives in Maple Lawn, Maryland with his beautiful wife Adrienne, his daughters Sophie and Ella, and his Mastiff Gus.

Request for Reviews

We would love your feedback on how we did. We want to know about your experience working with Mike Davidson and his team. By leaving Mike a review on a few key websites, you’ll make it possible for us to reach so many more people and provide them with the outstanding service they deserve. Just click on an icon below to get started.

Facebook Reviews
Google Reviews
Zillow Reviews

Thank you again for trusting us with your mortgage needs. We look forward to continuing to serve you through settlement day and beyond!

Meet the Team

Kate Chambers
Kate Westerlund was born and raised in Howard County, Maryland. She relies on her natural talents to boost her professional success, which includes creative innovation, harnessing the digital age, attention to detail, and her ability to network and develop strong partnerships within the community.  She considers herself a lifelong learner and is eager to grasp new techniques, aspects of the industry, and ever-changing technology.  In her free time, Kate enjoys spending time with her family and friends, traveling, and cooking.
Rachel DiGrazio
Rachel DiGrazio is an upstate New York native and grew up in the small town of Rochester. She relocated to Maryland in 2015 and started her career with Embrace Home Loans. Rachel has 10 years of experience in the mortgage industry. She prides herself on being a dedicated teammate and takes great initiative mentoring others. Rachel is not afraid to step out of her comfort-zone and tackle any obstacles that may arise. In her free time, Rachel enjoys spending time with family and friends, working-out, and traveling. Rachel is also an avid BARCS (Baltimore Animal Rescue and Care Shelter, Inc.) supporter and often volunteers at the local shelter in Baltimore.

Embrace home loans president's club 2019, 2018, 2016, 2014, 2013, 2012

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(250)

  • 5.0

    5.0 Survey completed on November 20, 2020

    Review By Vanessa R. for Mike Davidson

    Completed transaction in November 2020

    Bought our first house and mike made it so easy for us..

  • 5.0

    5.0 Survey completed on November 14, 2020

    Review By Jessica K. for Mike Davidson

    Completed transaction in November 2020

    Mike was an outstanding partner through the whole process. There is no one better to have on your team.

  • 5.0

    5.0 Survey completed on November 09, 2020

    Review By Patrick S. for Mike Davidson

    Completed transaction in October 2020

    The entire process went smoothly, thanks for the great service!!

  • 5.0

    5.0 Survey completed on November 02, 2020

    Review By Edzamari C. for Mike Davidson

    Completed transaction in October 2020

    Mike was quick to answer all of our questions.

  • 5.0

    5.0 Survey completed on October 28, 2020

    Review By Linwood H. for Mike Davidson

    Completed transaction in October 2020

    Personalized attention with timely and consistent communication! Keeping us informed was a priority!

Loan in progress?

Please correct the form errors and try again.
Refis Fall, While Purchase Loans Surge Over Thanksgiving Holiday

Mortgage applications dropped this week, though only slightly. According to the Mortgage Bankers Association, refinance applications dipped 5% for the week, while purchase activity rose 9%. Both remain higher than last year’s numbers (by 102% and 28%, respectively).  Here’s what Joel Kan, MBA’s associate vice president of economic and industry forecasting, had to say about…

Read More