Mike Davidson

Maryland - Columbia


8840 Stanford Boulevard, Suite 1000

Columbia, MD 21045


About Mike

With over 18 years of mortgage banking experience, Mike joined Embrace’s Rockville, Maryland office as a Senior Loan Officer in December of 2010. In 2012, he opened a satellite office in Ellicott City, Maryland and serves as an in-house lender for a national real estate brokerage. In June 2014, Mike helped launch our Columbia, Maryland office as Branch Manager and was ranked in the top 10 retail producers for the year and was a President's Club award recipient in 2012, 2013, and 2014. Mike believes strongly in keeping communication open and constant by sharing successes and working through difficulties. His dedication to open communication builds trust and a strong relationship with his Loan Officers and operational staff. Mike believes it is his responsibility to support his Loan Officers in growing their business and works alongside them whenever they need a coach, leader, or a friend. Mike says, “We are a caring and connective team and our customers feel it.”

Prior to Embrace, Mike worked at Citywide Mortgage for 9 years as a Senior Loan Officer and Branch Manager followed by 2 years as a Branch Manager at 1st Metropolitan Mortgage at their Columbia, Maryland location. Mike is a member of the Greater Baltimore Board of Realtors and the Howard County Association of Realtors where he currently serves on the Communications Committee.

Mike has been a Maryland resident for over 35 years. The son of an Air Force Officer, he experienced the life of a “military brat” living in Norfolk, Virginia and Seoul, Korea.  Mike returned to Maryland, graduated from St. Vincent Pallotti High School and received a Bachelor of Science degree from the University of Maryland in 1997. When Mike is not spending quality time with his family, he enjoys running, biking, and boating on the Chesapeake. Mike currently lives in Maple Lawn, Maryland with his beautiful wife Adrienne, his daughters Sophie and Ella, and his Mastiff Gus.

Request for Reviews

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Thank you again for trusting us with your mortgage needs. We look forward to continuing to serve you through settlement day and beyond!

Meet the Team

Kate Chambers
Kate Chambers was born and raised in Howard County, Maryland. She relies on her natural talents to boost her professional success, which includes creative innovation, harnessing the digital age, attention to detail, and her ability to network and develop strong partnerships within the community.  She considers herself a lifetime learner and is eager to grasp new techniques, aspects of the industry, and ever-changing technology.  In her free time, Kate enjoys spending time with her husband, family and friends, traveling, and cooking.
Rachel DiGrazio
Rachel DiGrazio is an upstate New York native and grew up in the small town of Rochester. She relocated to Maryland in 2015 and started her career with Embrace Home Loans. Rachel has 10 years of experience in the mortgage industry. She prides herself on being a dedicated teammate and takes great initiative mentoring others. Rachel is not afraid to step out of her comfort-zone and tackle any obstacles that may arise. In her free time, Rachel enjoys spending time with family and friends, working-out, and traveling. Rachel is also an avid BARCS (Baltimore Animal Rescue and Care Shelter, Inc.) supporter and often volunteers at the local shelter in Baltimore.

0 2018, 2016, 2014, 2013, 2012

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



4.0 Survey completed on April 08, 2019

Review By Jeffrey H. for Mike Davidson

Completed transaction in March 2019

Although the effort to provide all levels of detailed financial information is painstakingly cumbersome, in the end I believe we got the best deal for refinance of our home mortgage, this after analysis of other offers for refinancing. This has been our second refinance through Mike so I'm comfortable knowing he is doing his best to represent our needs.


5.0 Survey completed on April 03, 2019

Review By Matthew C. for Mike Davidson

Completed transaction in March 2019

While the house-buying process can be overwhelming at times, having someone like Mike that responds quickly and explains things clearly is extremely valuable.


4.0 Survey completed on March 28, 2019

Review By Woolton L. for Mike Davidson

Completed transaction in February 2019

Clear thoughtful direction and feedback. Very quick, timely responses. Had additional touches that made the experience very good.


4.5 Survey completed on March 06, 2019

Review By Erica L. for Mike Davidson

Completed transaction in February 2019

We had a very tight turnaround to close and we were first time buyers. Mike and his team were very helpful in not only processing the information to the underwriters, but making sure we understood the process and were comortable with it. I would highly reccomend Mike and Embrace to anyone - 1st time or 10th time buying - you will not be disappointed.


5.0 Survey completed on March 06, 2019

Review By Grecia C. for Mike Davidson

Completed transaction in February 2019

Thank you for everything, Mike!

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