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Mike Davidson

Maryland - Columbia

6100 Merriweather Drive, Suite 220,

Columbia, MD 21044


About Mike

With over 18 years of mortgage banking experience, Mike joined Embrace’s Rockville, Maryland office as a Senior Loan Officer in December of 2010. In 2012, he opened a satellite office in Ellicott City, Maryland and serves as an in-house lender for a national real estate brokerage. In June 2014, Mike helped launch our Columbia, Maryland office as Branch Manager and was ranked in the top 10 retail producers for the year and was a President's Club award recipient in 2012, 2013, and 2014. Mike believes strongly in keeping communication open and constant by sharing successes and working through difficulties. His dedication to open communication builds trust and a strong relationship with his Loan Officers and operational staff. Mike believes it is his responsibility to support his Loan Officers in growing their business and works alongside them whenever they need a coach, leader, or a friend. Mike says, “We are a caring and connective team and our customers feel it.”

Prior to Embrace, Mike worked at Citywide Mortgage for 9 years as a Senior Loan Officer and Branch Manager followed by 2 years as a Branch Manager at 1st Metropolitan Mortgage at their Columbia, Maryland location. Mike is a member of the Greater Baltimore Board of Realtors and the Howard County Association of Realtors where he currently serves on the Communications Committee.

Mike has been a Maryland resident for over 35 years. The son of an Air Force Officer, he experienced the life of a “military brat” living in Norfolk, Virginia and Seoul, Korea.  Mike returned to Maryland, graduated from St. Vincent Pallotti High School and received a Bachelor of Science degree from the University of Maryland in 1997. When Mike is not spending quality time with his family, he enjoys running, biking, and boating on the Chesapeake. Mike currently lives in Maple Lawn, Maryland with his beautiful wife Adrienne, his daughters Sophie and Ella, and his Mastiff Gus.

Request for Reviews

We would love your feedback on how we did. We want to know about your experience working with Mike Davidson and his team. By leaving Mike a review on a few key websites, you’ll make it possible for us to reach so many more people and provide them with the outstanding service they deserve. Just click on an icon below to get started.

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Thank you again for trusting us with your mortgage needs. We look forward to continuing to serve you through settlement day and beyond!

Meet the Team

Rachel DiGrazio
Rachel DiGrazio is an upstate New York native and grew up in the small town of Rochester. She relocated to Maryland in 2015 and started her career with Embrace Home Loans. Rachel has 10 years of experience in the mortgage industry. She prides herself on being a dedicated teammate and takes great initiative mentoring others. Rachel is not afraid to step out of her comfort-zone and tackle any obstacles that may arise. In her free time, Rachel enjoys spending time with family and friends, working-out, and traveling. Rachel is also an avid BARCS (Baltimore Animal Rescue and Care Shelter, Inc.) supporter and often volunteers at the local shelter in Baltimore.

Embrace home loans president's club 2020 - 2018, 2016, 2014, 2013, 2012

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on January 21, 2022

    Review By Susan E. for Mike Davidson

    Completed transaction in January 2022

    Mike was everything we were looking for in a mortgage lender - knowledgeable, experienced, responsive, helpful, and friendly. We would definitely recommend anyone to him looking for a lender.

  • 5

    5 Survey completed on January 15, 2022

    Review By Peter E. for Mike Davidson

    Completed transaction in January 2022

    The the whole experience with Mike and his team was fantastic. They were absolutely amazing thru every step of the process. Could not be happier!

  • 5

    5 Survey completed on January 08, 2022

    Review By Richard S. for Mike Davidson

    Completed transaction in January 2022

    If it was not for Mike, I would not be working with Embrace Home Loan. There were a lot of hiccups towards the end of the process in closing because of another agent who was not prepared but Mike stepped in and handled everything. Mike was supportive, communicative and very detail oriented that he took on more of other's responsibility at Embrace and went the extra mile. We are so lucky to have had him be our point of contact. Embrace is lucky to have him.

  • 4

    4 Survey completed on December 31, 2021

    Review By Ronald R. for Mike Davidson

    Completed transaction in December 2021

    The level of concern and commitment was absolutely awesome.

  • 5

    5 Survey completed on December 27, 2021

    Review By Mitchell C. for Mike Davidson

    Completed transaction in December 2021

    Mike and his team made the home loan process virtually stress-free. He made it his mission to secure me a loan at a rate that all competitors could not compete with. Thank you, Mike, Sydni, and Jen!

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