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Mike Davidson

Maryland - Columbia
21045

8840 Stanford Boulevard, Suite 1000

Columbia, MD 21045

443-283-0807

About Mike

With over 18 years of mortgage banking experience, Mike joined Embrace’s Rockville, Maryland office as a Senior Loan Officer in December of 2010. In 2012, he opened a satellite office in Ellicott City, Maryland and serves as an in-house lender for a national real estate brokerage. In June 2014, Mike helped launch our Columbia, Maryland office as Branch Manager and was ranked in the top 10 retail producers for the year and was a President's Club award recipient in 2012, 2013, and 2014. Mike believes strongly in keeping communication open and constant by sharing successes and working through difficulties. His dedication to open communication builds trust and a strong relationship with his Loan Officers and operational staff. Mike believes it is his responsibility to support his Loan Officers in growing their business and works alongside them whenever they need a coach, leader, or a friend. Mike says, “We are a caring and connective team and our customers feel it.”

Prior to Embrace, Mike worked at Citywide Mortgage for 9 years as a Senior Loan Officer and Branch Manager followed by 2 years as a Branch Manager at 1st Metropolitan Mortgage at their Columbia, Maryland location. Mike is a member of the Greater Baltimore Board of Realtors and the Howard County Association of Realtors where he currently serves on the Communications Committee.

Mike has been a Maryland resident for over 35 years. The son of an Air Force Officer, he experienced the life of a “military brat” living in Norfolk, Virginia and Seoul, Korea.  Mike returned to Maryland, graduated from St. Vincent Pallotti High School and received a Bachelor of Science degree from the University of Maryland in 1997. When Mike is not spending quality time with his family, he enjoys running, biking, and boating on the Chesapeake. Mike currently lives in Maple Lawn, Maryland with his beautiful wife Adrienne, his daughters Sophie and Ella, and his Mastiff Gus.

Request for Reviews

We would love your feedback on how we did. We want to know about your experience working with Mike Davidson and his team. By leaving Mike a review on a few key websites, you’ll make it possible for us to reach so many more people and provide them with the outstanding service they deserve. Just click on an icon below to get started.

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Thank you again for trusting us with your mortgage needs. We look forward to continuing to serve you through settlement day and beyond!

Meet the Team

 
Rachel DiGrazio
Rachel DiGrazio is an upstate New York native and grew up in the small town of Rochester. She relocated to Maryland in 2015 and started her career with Embrace Home Loans. Rachel has 10 years of experience in the mortgage industry. She prides herself on being a dedicated teammate and takes great initiative mentoring others. Rachel is not afraid to step out of her comfort-zone and tackle any obstacles that may arise. In her free time, Rachel enjoys spending time with family and friends, working-out, and traveling. Rachel is also an avid BARCS (Baltimore Animal Rescue and Care Shelter, Inc.) supporter and often volunteers at the local shelter in Baltimore.

Embrace home loans president's club 2020 - 2018, 2016, 2014, 2013, 2012

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(265)

  • 5.0

    5.0 Survey completed on March 04, 2021

    Review By Melissa S. for Mike Davidson

    Completed transaction in February 2021

    N/a

  • 5.0

    5.0 Survey completed on March 04, 2021

    Review By Aaron S. for Mike Davidson

    Completed transaction in February 2021

    Mike's team both offers great rates and smooth transactions with easy processing process and a responsive team. Great to work with!

  • 5.0

    5.0 Survey completed on February 23, 2021

    Review By Brandon P. for Mike Davidson

    Completed transaction in February 2021

    Simple. The BEST.

  • 5.0

    5.0 Survey completed on February 22, 2021

    Review By Holli O. for Mike Davidson

    Completed transaction in February 2021

    I thought Mike and his team were amazing, they definitely helped our first home buying experience and made it great!

  • 5.0

    5.0 Survey completed on February 11, 2021

    Review By Ryan C. for Mike Davidson

    Completed transaction in January 2021

    Mike Davidson made our whole experience fantastic from start to finish! He was always there to answer questions, no matter how small. We strongly recommend working with Mike!

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Mortgage Rates, Applications Jump Thanks to Economic Optimism

Mortgage applications recovered slightly from last week, inching up 0.5% compared to the week prior, according to the Mortgage Bankers Association. Purchase loans increased by 2%, while refinance loans rose just 0.1%. The news is a little surprising given the notable jump seen in rates over the week. The average rate on 30-year, fixed-rate loans…

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