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Mike Davidson

Maryland - Columbia

6100 Merriweather Drive, Suite 220,

Columbia, MD 21044


About Mike

With over 18 years of mortgage banking experience, Mike joined Embrace’s Rockville, Maryland office as a Senior Loan Officer in December of 2010. In 2012, he opened a satellite office in Ellicott City, Maryland and serves as an in-house lender for a national real estate brokerage. In June 2014, Mike helped launch our Columbia, Maryland office as Branch Manager and was ranked in the top 10 retail producers for the year and was a President's Club award recipient in 2012, 2013, and 2014. Mike believes strongly in keeping communication open and constant by sharing successes and working through difficulties. His dedication to open communication builds trust and a strong relationship with his Loan Officers and operational staff. Mike believes it is his responsibility to support his Loan Officers in growing their business and works alongside them whenever they need a coach, leader, or a friend. Mike says, “We are a caring and connective team and our customers feel it.”

Prior to Embrace, Mike worked at Citywide Mortgage for 9 years as a Senior Loan Officer and Branch Manager followed by 2 years as a Branch Manager at 1st Metropolitan Mortgage at their Columbia, Maryland location. Mike is a member of the Greater Baltimore Board of Realtors and the Howard County Association of Realtors where he currently serves on the Communications Committee.

Mike has been a Maryland resident for over 35 years. The son of an Air Force Officer, he experienced the life of a “military brat” living in Norfolk, Virginia and Seoul, Korea.  Mike returned to Maryland, graduated from St. Vincent Pallotti High School and received a Bachelor of Science degree from the University of Maryland in 1997. When Mike is not spending quality time with his family, he enjoys running, biking, and boating on the Chesapeake. Mike currently lives in Maple Lawn, Maryland with his beautiful wife Adrienne, his daughters Sophie and Ella, and his Mastiff Gus.

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Thank you again for trusting us with your mortgage needs. We look forward to continuing to serve you through settlement day and beyond!

Meet the Team

Rachel DiGrazio
Rachel DiGrazio is an upstate New York native and grew up in the small town of Rochester. She relocated to Maryland in 2015 and started her career with Embrace Home Loans. Rachel has 10 years of experience in the mortgage industry. She prides herself on being a dedicated teammate and takes great initiative mentoring others. Rachel is not afraid to step out of her comfort-zone and tackle any obstacles that may arise. In her free time, Rachel enjoys spending time with family and friends, working-out, and traveling. Rachel is also an avid BARCS (Baltimore Animal Rescue and Care Shelter, Inc.) supporter and often volunteers at the local shelter in Baltimore.

Embrace home loans president's club 2020 - 2018, 2016, 2014, 2013, 2012

98 percent Customer Satisfaction Rating thumbs up
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender
Getting started on your Home Purchase
Getting Started on Your Home Purchase

Buying a home can be a challenging experience, but you have help. Your real estate agent is there to help with the home search and your mortgage lender is there to get you through the mortgage process. Utilize these people and their knowledge to help you navigate through all the steps. Here, we’ll talk specifically…

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Mike Davidson

Branch Manager

NMLS # 137561

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6100 Merriweather Drive, Suite 220,

Columbia, MD 21044

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  • 5

    5 Survey completed on November 30, 2022

    Review By Jonathan P. for Mike Davidson

    Completed transaction in November 2022

    Mike was extremely helpful every step of the way. From taking calls with me very in the morning to sometimes later at night, he was always attentive and patient with me. I was a new home buyer and nervous about a lot, but he def made the process simple and fun. I appreciate the entire embrace team for helping get my new residence, and thank you Mike for making the experience positive and memorable

  • 5

    5 Survey completed on November 15, 2022

    Review By Betty K. for Mike Davidson

    Completed transaction in November 2022

    As a Realtor, Mike is my go to loan officer. He has taken care of numerous clients through the years. Recently, he took care of a refi on my own home. He came through as usual. I can now say with personal experience that Mike and his team truly are the best!

  • 5

    5 Survey completed on November 15, 2022

    Review By Michael K. for Mike Davidson

    Completed transaction in November 2022

    From the easy, no hassle application process all the way thru closing, Mike and his team were exceptional. I could write a book on the all the compliments they’ve earned, but I’ll leave you with what was most impressive- Their uncanny ability to anticipate issues that might effect the loan terms, delay settlement, create headaches for their clients and address the situation before it becomes a problem. It’s rare to find that level of competence and customer service. My wife Betty and I highly recommend Embrace, Mike and his team to anyone looking for a home loan. Regards, Mike K.

  • 4

    4 Survey completed on November 07, 2022

    Review By Caitlin C. for Mike Davidson

    Completed transaction in November 2022

    Mike was very patient, answered all questions we had and talked us through the loan and home buying process. He was extremely knowledgeable and we loved working with him!

  • 5

    5 Survey completed on November 01, 2022

    Review By Eric H. for Mike Davidson

    Completed transaction in November 2022

    Transition was seamless and communication was outstanding! Mike was able to not only help make the process smooth but was willing to educate my wife and I and answer any questions we had. Very positive experience overall. Thank you!!