Chip Lape

Maine - Westbrook


869 Main Street, Suite 1000

Westbrook, ME 04092


About Chip

Embrace Home Loans is proud to have Senior Loan Officer, Charles P Lape II (Chip) as a part of the Embrace family. Chip is here to assist his clients, like you, in making the best possible informed decision regarding financing – weather it’s their first home, retirement home, vacation home or investment property. He will be functioning as a liaison and advocate for his clients throughout the loan process and closing processing. Chip always pays attention to detail to assure a smooth experience.

Prior to joining Embrace, Chip was the owner of State Farm located in Ogunquit, Maine. He was responsible for the day to day operations and helping customers with their insurance, financial services, and mortgage needs. Prior to that, he was Senior Loan Officer and Commercial Team Manager for First Financial Mortgage in Portland, Maine for three years. Chip was also a Construction Loan Specialist and Senior Loan Officer for First Horizon Mortgage in South Portland, ME for three years.

Chip was born in Portland, ME. He graduated from the University of Hawaii and New England College in Henniker, New Hampshire with a Bachelor of Arts, Sociology and a Minor in Business. Currently, he resides in Kennebunk, ME with his beautiful wife Lori. Together they have two outstanding children, Zoie and Joshua. Chip and his family are avid skiers and in 2007 they purchased a condominium at Sugarloaf and continue to ski together almost every weekend.

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



4.2 Survey completed on December 07, 2018

Review By Shawn B. for Chip Lape

Completed transaction in December 2018

Chip did a great job, but I feel like he had too many clients and was stretched a little thin. While his advice was always spot on, and he is extremely knowledgeable, sometimes I felt like he was hard to reach. Being a first time home buyer I was very ignorant to the whole process. I would and plan on using him for future purchases. I would highly recommend him to friends and family. I have already referred him to people I know.


5.0 Survey completed on November 26, 2018

Review By Chad P. for Chip Lape

Completed transaction in November 2018

Chip, and everyone at Embrace, were very responsive and helpful throughout the loan process. The whole process was about a month in length and it went very smoothly.


4.0 Survey completed on November 18, 2018

Review By Timothy J. for Chip Lape

Completed transaction in November 2018

Our first house and Chip made it all happen for us it went a lot easier than we thought it would


5.0 Survey completed on November 11, 2018

Review By Christopher H. for Chip Lape

Completed transaction in August 2018

Chip is great to have in your corner when your buying your first home. He will fight to get you approved for what you want. He will be the guy to help u get that good loan for your dream home.


5.0 Survey completed on November 08, 2018

Review By Janice B. for Chip Lape

Completed transaction in August 2018

My husband and I just bought our first house. Chip was very helpful and informative through the whole process. We had a great experience with Chip and would highly recommend working with him. - Janice Baltos

from Chip Lape

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