Chip Lape

Maine - South Portland


324 Cummings Road, Suite C

South Portland, ME 04106


About Chip

Embrace Home Loans is proud to have Senior Loan Officer, Charles P Lape II (Chip) as a part of the Embrace family. Chip is here to assist his clients, like you, in making the best possible informed decision regarding financing – weather it’s their first home, retirement home, vacation home or investment property. He will be functioning as a liaison and advocate for his clients throughout the loan process and closing processing. Chip always pays attention to detail to assure a smooth experience.

Prior to joining Embrace, Chip was the owner of State Farm located in Ogunquit, Maine. He was responsible for the day to day operations and helping customers with their insurance, financial services, and mortgage needs. Prior to that, he was Senior Loan Officer and Commercial Team Manager for First Financial Mortgage in Portland, Maine for three years. Chip was also a Construction Loan Specialist and Senior Loan Officer for First Horizon Mortgage in South Portland, ME for three years.

Chip was born in Portland, ME. He graduated from the University of Hawaii and New England College in Henniker, New Hampshire with a Bachelor of Arts, Sociology and a Minor in Business. Currently, he resides in Kennebunk, ME with his beautiful wife Lori. Together they have two outstanding children, Zoie and Joshua. Chip and his family are avid skiers and in 2007 they purchased a condominium at Sugarloaf and continue to ski together almost every weekend.

from Chip Lape



4.2 Survey completed on October 01, 2018

Review By Marissa G. for Chip Lape

Completed transaction in September 2018

There was always someone available to answer any questions I had.


5.0 Survey completed on May 29, 2018

Review By Denise V. for Chip Lape

Completed transaction in April 2018

From the very first conversation about refinancing my mortgage, Chip answered every question, explained every step and detail and option, and was transparent about the entire process. I was comfortable from start to finish. This refinancing has recalibrated my financial condition, and I couldn't be more grateful for Chip's guidance and help. I would strongly and unconditionally recommend Chip Lape!


5.0 Survey completed on April 13, 2018

Review By Omar R. for Chip Lape

Completed transaction in April 2018

I was with another loan agency, but was confuse about what was going on. Until I was introduce to chip. He explain everything to me to my understanding being a first time home buyer. And most of the time I felt like I was not gonna get this loan chip assured me I would. Never called him and not get a responds in 10-20mins.


4.0 Survey completed on April 03, 2018

Review By Laura D. for Chip Lape

Completed transaction in March 2018

Chip helped us secure the financing we were looking for, which allowed us to purchase a new home we love. Thank you Chip!


5.0 Survey completed on March 22, 2018

Review By Lisa D. for Chip Lape

Completed transaction in March 2018

Chip was very accessible during the entire loan process. He was very informative and a pleasure to work with.