Chris Montemurro

Maine - Bangor


135A Broadway

Bangor, ME 04401


About Chris

When is the right time to buy? There are times when renting makes more sense but many choose to buy. Why you ask?

Traditional wisdom believes buying is better because you build equity and receive a tax break. However, today where short sales and foreclosures are still part of the landscape, you need a Realtor and Loan officer who knows the market which is key to your success. Owning a home is personal and freeing because it lets you choose - have a garden, paint your house or rescue two dogs! You're in the driver’s seat - you decide. People who own are happier and enjoy a better quality of life than most renters because ownership empowers them to care more about their homes, schools and communities. Applying for a mortgage is no longer simple but I will share my road map for each milestone and guide you through the process every step of the way. Plus with rates so low NOW IS THE TIME!

Speed Matters! Get Clear to Close in seven days with Quick Close7. I will close your loan on or before your contract date. You give me what I need upfront and you will close “FAST”!

Get the ADVANTAGE you need with Approved to Move™! I’ll work with you to get a Full Credit Approval in hand, so that you will be ready to move without waiting for the Approval Process to begin! This means less worry about winning that perfect home because you will have a stamp of approval in hand when you say “YES”! Allow me to give you that better more positive home loan experience you deserve!

Bangor is my home so we will see each other often. I check in with all of my customers, even those I have I already done business with, just to see how things are going. If you have a need I'm an email or phone call away. I can refer you to my network of skilled business partners with similar values who can assist with financial, personal or other challenges life serves up. People matter at Embrace and if you believe as I do – Let’s do business!

What to expect with Chris:

• You will be honored as a guest
• Approved to Move - a mortgage commitment before closing!
• Mortgage check-up - A review of your needs and ready to buy assessment.
Can we lower your current rate and term? Cash out for improvements, college or debt reduction plus much more!


from Chris Montemurro



5.0 Survey completed on September 25, 2018

Review By Stephen G. for Chris Montemurro

Completed transaction in September 2018

There is a reason Chris won "Best East of the Mississippi" in the past. This was our sixth transaction with him and our opinion is: if no one can do it, Chris can! He takes a personal interest in every transaction. Six transactions later and we only feel stronger about his abilities and concern for us as the consumer. He takes the time and walks you through the process. Even people not knowledgeable with banking feel comfortable understanding everything.


4.2 Survey completed on September 18, 2018

Review By Cecelia H. for Chris Montemurro

Completed transaction in September 2018

Chris was right on top of the paperwork needed from the begining. Any questions we had or concerns he addressed as soon as he could an have us feed back an information as soon as he had it. The whole thing took longer than expected but Chris was so supper at telling us everything that was happening an what was gonna happen next. He was always pleasent on the phone an could also be reached via email an text no time of day or night was to late to ask him a question. Chris is very dedicated!!


5.0 Survey completed on September 02, 2018

Review By George A. for Chris Montemurro

Completed transaction in August 2018

Chris, got the job done when others could not. He met our needs working within the parameters we were experiencing. Thanks again to Chris's diligence.


5.0 Survey completed on August 26, 2018

Review By Raymond P. for Chris Montemurro

Completed transaction in August 2018

My wife and I have been working with Chris for 2 years while we tried to find our perfect dream home for our family. He has been right there through the good and bad times of house hunting. He has been extremely patient and even been our support person when we wanted to throw in the towel. He always responded to our emails and phone messages very quickly. Chris is exceptional at what he does. My family not only calls him our loan officer but friend. Thank you Chris for everything!


5.0 Survey completed on August 23, 2018

Review By Schemell W. for Chris Montemurro

Completed transaction in August 2018

He was available to answer all of my questions and concerns. Chris remained professional and empathetic throughout the entire process.