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Chris Montemurro

Maine - Bangor

135A Broadway

Bangor, ME 04401


About Chris

When is the right time to buy? There are times when renting makes more sense but many choose to buy. Why you ask?

Traditional wisdom believes buying is better because you build equity and receive a tax break. However, today where short sales and foreclosures are still part of the landscape, you need a Realtor and Loan officer who knows the market which is key to your success. Owning a home is personal and freeing because it lets you choose - have a garden, paint your house or rescue two dogs! You're in the driver’s seat - you decide. People who own are happier and enjoy a better quality of life than most renters because ownership empowers them to care more about their homes, schools and communities. Applying for a mortgage is no longer simple but I will share my road map for each milestone and guide you through the process every step of the way. Plus with rates so low NOW IS THE TIME!

Speed Matters! Get Clear to Close in seven days with Quick Close7. I will close your loan on or before your contract date. You give me what I need upfront and you will close “FAST”!

Get the ADVANTAGE you need with Approved to Move™! I’ll work with you to get a Full Credit Approval in hand, so that you will be ready to move without waiting for the Approval Process to begin! This means less worry about winning that perfect home because you will have a stamp of approval in hand when you say “YES”! Allow me to give you that better more positive home loan experience you deserve!

Bangor is my home so we will see each other often. I check in with all of my customers, even those I have I already done business with, just to see how things are going. If you have a need I'm an email or phone call away. I can refer you to my network of skilled business partners with similar values who can assist with financial, personal or other challenges life serves up. People matter at Embrace and if you believe as I do – Let’s do business!

What to expect with Chris:

• You will be honored as a guest
• Approved to Move - a mortgage commitment before closing!
• Mortgage check-up - A review of your needs and ready to buy assessment.
Can we lower your current rate and term? Cash out for improvements, college or debt reduction plus much more!


98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on April 13, 2021

    Review By Clifford W. for Chris Montemurro

    Completed transaction in April 2021

    Chris was a pleasure to work with. He was very responsive and answered all of my questions in a timely manner. He is very knowledgeable and gave very good advice. Chris really cares about his clients and has their best interest in mind when giving that advice.

  • 5.0

    5.0 Survey completed on April 11, 2021

    Review By Angelina C. for Chris Montemurro

    Completed transaction in April 2021

    Chris was very friendly and helpful when helping us purchase our home. He took the time to find the best loan option for us and he explained everything out in terms we could understand and was always available to answer our questions. A wonderful experience!!

  • 5.0

    5.0 Survey completed on March 17, 2021

    Review By Sarah M. for Chris Montemurro

    Completed transaction in March 2021

    Chris and his team are amazing! I trust them to guide me through things, they are extremely responsive, and they are very approachable to go to with as many questions as you have.

  • 5.0

    5.0 Survey completed on February 27, 2021

    Review By Joanna R. for Chris Montemurro

    Completed transaction in February 2021

    The patience and understanding of what it meant to us to get this home was great

  • 5.0

    5.0 Survey completed on February 26, 2021

    Review By Mary C. for Chris Montemurro

    Completed transaction in February 2021

    Chris is available and proactive. The refinance was very smooth even with several parties having to participate. Very happy and at ease with the whole thing.

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