Chris Montemurro

Maine - Bangor


135A Broadway

Bangor, ME 04401


About Chris

When is the right time to buy? There are times when renting makes more sense but many choose to buy. Why you ask?

Traditional wisdom believes buying is better because you build equity and receive a tax break. However, today where short sales and foreclosures are still part of the landscape, you need a Realtor and Loan officer who knows the market which is key to your success. Owning a home is personal and freeing because it lets you choose - have a garden, paint your house or rescue two dogs! You're in the driver’s seat - you decide. People who own are happier and enjoy a better quality of life than most renters because ownership empowers them to care more about their homes, schools and communities. Applying for a mortgage is no longer simple but I will share my road map for each milestone and guide you through the process every step of the way. Plus with rates so low NOW IS THE TIME!

Speed Matters! Get Clear to Close in seven days with Quick Close7. I will close your loan on or before your contract date. You give me what I need upfront and you will close “FAST”!

Get the ADVANTAGE you need with Approved to Move™! I’ll work with you to get a Full Credit Approval in hand, so that you will be ready to move without waiting for the Approval Process to begin! This means less worry about winning that perfect home because you will have a stamp of approval in hand when you say “YES”! Allow me to give you that better more positive home loan experience you deserve!

Bangor is my home so we will see each other often. I check in with all of my customers, even those I have I already done business with, just to see how things are going. If you have a need I'm an email or phone call away. I can refer you to my network of skilled business partners with similar values who can assist with financial, personal or other challenges life serves up. People matter at Embrace and if you believe as I do – Let’s do business!

What to expect with Chris:

• You will be honored as a guest
• Approved to Move - a mortgage commitment before closing!
• Mortgage check-up - A review of your needs and ready to buy assessment.
Can we lower your current rate and term? Cash out for improvements, college or debt reduction plus much more!


98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on April 07, 2019

Review By John K. for Chris Montemurro

Completed transaction in March 2019

If you need a mortgage, Chris is the man to call! He is very knowledgeable and attentive and will get you through the process quickly with an awesome financing product.


5.0 Survey completed on February 13, 2019

Review By Mary C. for Chris Montemurro

Completed transaction in February 2019

Chris was available, seemingly at all times, during a very tight time frame. He was always calm, reassuring and confident in what he knew. If there was an uncertainty he made certain I understood this as well as his plan for recourse if need be. Chris also was very flexible with communication, meaning there were times we needed to chat over the phone but usually it was email, but always clear and concise. This review is easy for me to write.


5.0 Survey completed on January 30, 2019

Review By Tom I. for Chris Montemurro

Completed transaction in January 2019

Chris was extremely helpful in explaining and guiding us through the process of securing a loan.


5.0 Survey completed on November 19, 2018

Review By Bonnie R. for Chris Montemurro

Completed transaction in November 2018

Chris work hard to make my mortgage process as easy as possible. I would highly recommend Chris to anyone for a mortgage.


5.0 Survey completed on November 16, 2018

Review By Andrew C. for Chris Montemurro

Completed transaction in November 2018

Thanks Chris great as always!

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