Chris Montemurro

Maine - Bangor


135A Broadway

Bangor, ME 04401


About Chris

When is the right time to buy? There are times when renting makes more sense but many choose to buy. Why you ask?

Traditional wisdom believes buying is better because you build equity and receive a tax break. However, today where short sales and foreclosures are still part of the landscape, you need a Realtor and Loan officer who knows the market which is key to your success. Owning a home is personal and freeing because it lets you choose - have a garden, paint your house or rescue two dogs! You're in the driver’s seat - you decide. People who own are happier and enjoy a better quality of life than most renters because ownership empowers them to care more about their homes, schools and communities. Applying for a mortgage is no longer simple but I will share my road map for each milestone and guide you through the process every step of the way. Plus with rates so low NOW IS THE TIME!

Speed Matters! Get Clear to Close in seven days with Quick Close7. I will close your loan on or before your contract date. You give me what I need upfront and you will close “FAST”!

Get the ADVANTAGE you need with Approved to Move™! I’ll work with you to get a Full Credit Approval in hand, so that you will be ready to move without waiting for the Approval Process to begin! This means less worry about winning that perfect home because you will have a stamp of approval in hand when you say “YES”! Allow me to give you that better more positive home loan experience you deserve!

Bangor is my home so we will see each other often. I check in with all of my customers, even those I have I already done business with, just to see how things are going. If you have a need I'm an email or phone call away. I can refer you to my network of skilled business partners with similar values who can assist with financial, personal or other challenges life serves up. People matter at Embrace and if you believe as I do – Let’s do business!

What to expect with Chris:

• You will be honored as a guest
• Approved to Move - a mortgage commitment before closing!
• Mortgage check-up - A review of your needs and ready to buy assessment.
Can we lower your current rate and term? Cash out for improvements, college or debt reduction plus much more!


98% Customer Satisfaction Rating
Zillow Icon
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on June 25, 2020

Review By Donna C. for Chris Montemurro

Completed transaction in June 2020

Amazing service! Was there with us through the entire process!


5.0 Survey completed on June 24, 2020

Review By Walter C. for Chris Montemurro

Completed transaction in June 2020

Chris was nice to talk to he gave us a good friend fealing for the first time since we started the process of the paperwork.


5.0 Survey completed on June 04, 2020

Review By Lynnette H. for Chris Montemurro

Completed transaction in May 2020

He was very reassuring from beginning to the end


5.0 Survey completed on June 02, 2020

Review By Austin O. for Chris Montemurro

Completed transaction in May 2020

Chris was always available round the clock, answers questions calmly and clears all possible doubts. Chris technically made this journey a whole lot easier than expected and faster than anticipated. I will work with Chris any day and time if opportunities present and will sure refer serious and interested fellows to this gentle man, yet seen physically though 🥰


5.0 Survey completed on May 28, 2020

Review By Franca A. for Chris Montemurro

Completed transaction in May 2020

Chris was extraordinarily supportive

8 Gift Ideas for Welcoming a New Family to the Neighborhood
8 Gift Ideas for Welcoming a New Family to the Neighborhood

Welcoming a new family to the neighborhood is always a nice thing to do and, when you’re ready to say hello, it’s a good idea to arrive with a small gift. Here are eight gift ideas that you can use to make your new neighbors feel right at home. Read them over to get a…

Read More