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Chris Montemurro

Maine - Bangor

135A Broadway

Bangor, ME 04401


About Chris

When is the right time to buy? There are times when renting makes more sense but many choose to buy. Why you ask?

Traditional wisdom believes buying is better because you build equity and receive a tax break. However, today where short sales and foreclosures are still part of the landscape, you need a Realtor and Loan officer who knows the market which is key to your success. Owning a home is personal and freeing because it lets you choose - have a garden, paint your house or rescue two dogs! You're in the driver’s seat - you decide. People who own are happier and enjoy a better quality of life than most renters because ownership empowers them to care more about their homes, schools and communities. Applying for a mortgage is no longer simple but I will share my road map for each milestone and guide you through the process every step of the way. Plus with rates so low NOW IS THE TIME!

Speed Matters! Get Clear to Close in seven days with Quick Close7. I will close your loan on or before your contract date. You give me what I need upfront and you will close “FAST”!

Get the ADVANTAGE you need with Approved to Move™! I’ll work with you to get a Full Credit Approval in hand, so that you will be ready to move without waiting for the Approval Process to begin! This means less worry about winning that perfect home because you will have a stamp of approval in hand when you say “YES”! Allow me to give you that better more positive home loan experience you deserve!

Bangor is my home so we will see each other often. I check in with all of my customers, even those I have I already done business with, just to see how things are going. If you have a need I'm an email or phone call away. I can refer you to my network of skilled business partners with similar values who can assist with financial, personal or other challenges life serves up. People matter at Embrace and if you believe as I do – Let’s do business!

What to expect with Chris:

• You will be honored as a guest
• Approved to Move - a mortgage commitment before closing!
• Mortgage check-up - A review of your needs and ready to buy assessment.
Can we lower your current rate and term? Cash out for improvements, college or debt reduction plus much more!


98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on June 29, 2021

    Review By Shae J. for Chris Montemurro

    Completed transaction in June 2021

    Chris really understood what I needed and wanted. Anytime I had a question he either knew the answer or would ask a follow up question that helped me think of the answer. Sure. It was daunting but what isn’t, especially when it’s a big deal and you’ve never done it before. I can’t wait to do this again in the future.

  • 5

    5 Survey completed on June 17, 2021

    Review By Lori-Lynn F. for Chris Montemurro

    Completed transaction in June 2021

    Chris was very responsive to my questions and concerns

  • 5

    5 Survey completed on June 07, 2021

    Review By Wendy K. for Chris Montemurro

    Completed transaction in May 2021

    Chris is very knowledgeable and will do everything he can to get you the best rates. He is always available to answer any questions you may have or to just reassure you that everything is moving in the right direction. He and his assistant are very proficient in making this process go as smoothly as possible. I would absolutely recommend Chris for your future house purchase!

  • 5

    5 Survey completed on May 31, 2021

    Review By Bonnie R. for Chris Montemurro

    Completed transaction in May 2021

    Great service Great man

  • 5

    5 Survey completed on May 12, 2021

    Review By Georgia S. for Chris Montemurro

    Completed transaction in May 2021

    We were able get in touch with Chris anytime we needed to day or night and he was always willing to explain the processes involved in obtaining our mortgage loan.

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