Chris Montemurro

Maine - Bangor


135A Broadway

Bangor, ME 04401


About Chris

When is the right time to buy? There are times when renting makes more sense but many choose to buy. Why you ask?

Traditional wisdom believes buying is better because you build equity and receive a tax break. However, today where short sales and foreclosures are still part of the landscape, you need a Realtor and Loan officer who knows the market which is key to your success. Owning a home is personal and freeing because it lets you choose - have a garden, paint your house or rescue two dogs! You're in the driver’s seat - you decide. People who own are happier and enjoy a better quality of life than most renters because ownership empowers them to care more about their homes, schools and communities. Applying for a mortgage is no longer simple but I will share my road map for each milestone and guide you through the process every step of the way. Plus with rates so low NOW IS THE TIME!

Speed Matters! Get Clear to Close in seven days with Quick Close7. I will close your loan on or before your contract date. You give me what I need upfront and you will close “FAST”!

Get the ADVANTAGE you need with Approved to Move™! I’ll work with you to get a Full Credit Approval in hand, so that you will be ready to move without waiting for the Approval Process to begin! This means less worry about winning that perfect home because you will have a stamp of approval in hand when you say “YES”! Allow me to give you that better more positive home loan experience you deserve!

Bangor is my home so we will see each other often. I check in with all of my customers, even those I have I already done business with, just to see how things are going. If you have a need I'm an email or phone call away. I can refer you to my network of skilled business partners with similar values who can assist with financial, personal or other challenges life serves up. People matter at Embrace and if you believe as I do – Let’s do business!

What to expect with Chris:

• You will be honored as a guest
• Approved to Move - a mortgage commitment before closing!
• Mortgage check-up - A review of your needs and ready to buy assessment.
Can we lower your current rate and term? Cash out for improvements, college or debt reduction plus much more!


98% Customer Satisfaction Rating
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on August 22, 2019

Review By Graham G. for Chris Montemurro

Completed transaction in August 2019

Chris took the time to explain any questions I had. I felt he was looking out for my best interest at all times. I got a better rate offer from another bank but I went with embrace home loans solely because of The way Chris took care of the whole process. 10/10 would recommend!


5.0 Survey completed on July 29, 2019

Review By Liza B. for Chris Montemurro

Completed transaction in July 2019

Chris was amazing from start to finish in our home-buying process. We initially went to him just to ask him for advice and to see if we were financially ready to be homeowners, which made us feel comfortable and confident in moving forward. He worked extremely hard to get us to the closing table by the date I was hoping to close, and always responded to my emails/texts promptly. I honestly couldn't imagine this process without him!


5.0 Survey completed on July 11, 2019

Review By Arlo M. for Chris Montemurro

Completed transaction in July 2019

Working with Chris has been a pleasure. He was persistent in getting things done, and easy to work with. Never any confusion. Embrace has a great team. Thanks again!!


5.0 Survey completed on June 25, 2019

Review By Kari B. for Chris Montemurro

Completed transaction in June 2019

As a first time home buyer, we had A LOT of questions. Chris was extremely helpful and responsive to all inquiries, and even responded to a few after normal business hours. He made the entire experience less scary and intimidating and ensured a smooth transition into our adventure as home owners!


5.0 Survey completed on June 06, 2019

Review By Aiden K. for Chris Montemurro

Completed transaction in May 2019

Chris was excellent to work with. Very professional and clearly experienced. He made himself easily available throughout the process and was always quick to respond to questions. I would highly recommend Chris to any homebuyer. -Aiden

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