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Chris Montemurro

Maine - Bangor

135A Broadway

Bangor, ME 04401


About Chris

When is the right time to buy? There are times when renting makes more sense but many choose to buy. Why you ask?

Traditional wisdom believes buying is better because you build equity and receive a tax break. However, today where short sales and foreclosures are still part of the landscape, you need a Realtor and Loan officer who knows the market which is key to your success. Owning a home is personal and freeing because it lets you choose - have a garden, paint your house or rescue two dogs! You're in the driver’s seat - you decide. People who own are happier and enjoy a better quality of life than most renters because ownership empowers them to care more about their homes, schools and communities. Applying for a mortgage is no longer simple but I will share my road map for each milestone and guide you through the process every step of the way. Plus with rates so low NOW IS THE TIME!

Speed Matters! Get Clear to Close in seven days with Quick Close7. I will close your loan on or before your contract date. You give me what I need upfront and you will close “FAST”!

Get the ADVANTAGE you need with Approved to Move™! I’ll work with you to get a Full Credit Approval in hand, so that you will be ready to move without waiting for the Approval Process to begin! This means less worry about winning that perfect home because you will have a stamp of approval in hand when you say “YES”! Allow me to give you that better more positive home loan experience you deserve!

Bangor is my home so we will see each other often. I check in with all of my customers, even those I have I already done business with, just to see how things are going. If you have a need I'm an email or phone call away. I can refer you to my network of skilled business partners with similar values who can assist with financial, personal or other challenges life serves up. People matter at Embrace and if you believe as I do – Let’s do business!

What to expect with Chris:

• You will be honored as a guest
• Approved to Move - a mortgage commitment before closing!
• Mortgage check-up - A review of your needs and ready to buy assessment.
Can we lower your current rate and term? Cash out for improvements, college or debt reduction plus much more!


98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on January 25, 2022

    Review By Sabrina J. for Chris Montemurro

    Completed transaction in January 2022

    Chris is thorough, knowledgeable, patient, and personable. He gets things done in a timely manner and does a great job communicating.

  • 5

    5 Survey completed on January 19, 2022

    Review By Vivianne R. for Chris Montemurro

    Completed transaction in January 2022

    He was very courteous, patient and informative. He was also very knowledgeable, with kind manner and extremely helpful, answering all my questions and concerns.

  • 5

    5 Survey completed on December 22, 2021

    Review By Susan M. for Chris Montemurro

    Completed transaction in December 2021

    Thank you!

  • 5

    5 Survey completed on December 14, 2021

    Review By Chona G. for Chris Montemurro

    Completed transaction in December 2021

    Chris went above and beyond his duties in securing me a fantastic rate. He also responded promptly to questions, and was respectful and cordial in all his communications.

  • 5

    5 Survey completed on December 13, 2021

    Review By William A. for Chris Montemurro

    Completed transaction in December 2021

    In my first meeting with Chris, he expressed high optimism in getting my family settled by December, 2021. In deed, his confidence was higher than myself as a customer. His professionalism, courteousness, respect and patience is exceptional. He explains detailed information a customer needs to know during the application process. His knowledge about the industry and the process made me feel ease is working with him knowing that I am working with someone who knows his job.

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