Chris Montemurro

Maine - Bangor

135A Broadway

Bangor, ME 04401


About Chris

When is the right time to buy? There are times when renting makes more sense but many choose to buy. Why you ask?

Traditional wisdom believes buying is better because you build equity and receive a tax break. However, today where short sales and foreclosures are still part of the landscape, you need a Realtor and Loan officer who knows the market which is key to your success. Owning a home is personal and freeing because it lets you choose - have a garden, paint your house or rescue two dogs! You're in the driver’s seat - you decide. People who own are happier and enjoy a better quality of life than most renters because ownership empowers them to care more about their homes, schools and communities. Applying for a mortgage is no longer simple but I will share my road map for each milestone and guide you through the process every step of the way. Plus with rates so low NOW IS THE TIME!

Speed Matters! Get Clear to Close in seven days with Quick Close7. I will close your loan on or before your contract date. You give me what I need upfront and you will close “FAST”!

Get the ADVANTAGE you need with Approved to Move™! I’ll work with you to get a Full Credit Approval in hand, so that you will be ready to move without waiting for the Approval Process to begin! This means less worry about winning that perfect home because you will have a stamp of approval in hand when you say “YES”! Allow me to give you that better more positive home loan experience you deserve!

Bangor is my home so we will see each other often. I check in with all of my customers, even those I have I already done business with, just to see how things are going. If you have a need I'm an email or phone call away. I can refer you to my network of skilled business partners with similar values who can assist with financial, personal or other challenges life serves up. People matter at Embrace and if you believe as I do – Let’s do business!

What to expect with Chris:

• You will be honored as a guest
• Approved to Move - a mortgage commitment before closing!
• Mortgage check-up - A review of your needs and ready to buy assessment.
Can we lower your current rate and term? Cash out for improvements, college or debt reduction plus much more.


98 percent Customer Satisfaction Rating thumbs up
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender
Getting started on your Home Purchase
Getting Started on Your Home Purchase

Buying a home can be a challenging experience, but you have help. Your real estate agent is there to help with the home search and your mortgage lender is there to get you through the mortgage process. Utilize these people and their knowledge to help you navigate through all the steps. Here, we’ll talk specifically…

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Chris Montemurro

Loan Officer/Product Sales Manager

NMLS # 509647

Ready to take the first step toward a new home?

Let's discuss your options.

135A Broadway

Bangor, ME 04401

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  • 5

    5 Survey completed on February 20, 2023

    Review By Wendy W. for Chris Montemurro

    Completed transaction in February 2023

    Chris and the Embrace team were a pleasure to work with providing excellent service. Chris is very knowledgeable and attentive, answering all my questions quickly. I highly recommend Chris and Embrace Home Loans.

  • 4

    4 Survey completed on January 11, 2023

    Review By Tyler T. for Chris Montemurro

    Completed transaction in January 2023

    Chris was very open with me from our very first conversation. He assured me we would make it happen, and we did. Very knowledgeable in what he does!

  • 5

    5 Survey completed on January 06, 2023

    Review By Scott Y. for Chris Montemurro

    Completed transaction in December 2022

    Having Chris help w everything

  • 5

    5 Survey completed on January 04, 2023

    Review By Cody H. for Chris Montemurro

    Completed transaction in January 2023

    Chris was available at any and all times to help explain things to us and talk us through the steps to achieve our goals!

  • 5

    5 Survey completed on January 03, 2023

    Review By Wendy W. for Chris Montemurro

    Completed transaction in December 2022

    Chris was a pleasure to work with. Throughout the entire process Chris was attentive and always available to meet the challenges that we confronted. I highly recommend working with Chris and the Embrace team. In short, Chris Rocks!