Cyndee Smith

Florida - Lakeland


1525 S. Florida Avenue, Suite 4

Lakeland, FL 33803


About Cyndee

Embrace Home Loans is proud to have Producing Sales Manager, Cyndee Smith as a part of the Embrace family. Cyndee joined Embrace Home Loans in July 2014 but has been originating home loans for nearly 30 years now.
She began her career in banking and finance as a part-time teller with Bank of America while finishing her education at Polk State College and graduating with her degree in Marketing Management. She rose through the ranks with Bank of America until becoming the branch lender and realizing her true passion was lending, so after five years with Bank of America she left to join Great Financial Mortgage where she could originate mortgage loans full time.
Over the years as an originator, Cyndee has also managed other mortgage companies in Polk County such as Countrywide Home Loans and Wells Fargo Home Mortgage. With all of Cyndee’s experience, it’s no wonder why she’s been a President’s Club Member for most years. Cyndee loves working with people, but most of all, she loves helping buyers achieve the dream of owning their first home.
Cyndee was born and raised and currently lives in Lakeland with her husband Bill. She has three wonderful children, Amanda, Matthew and Travis and two amazing grandchildren Glen and Claire 4. Cyndee is very family oriented and loves to spend time with her two sisters who also live in Lakeland. She loves to be outside, to garden, kayak, get out on the boat and enjoy a really nice book

presidents club logo 2016
98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on December 04, 2018

Review By Sarah O. for Cyndee Smith

Completed transaction in November 2018

Cyndee always made me feel like I was a priority and made herself available any time I had a question or concern. Cyndee went above and beyond and trying to make my homebuying experience easy, positive, and successful. I would absolutely recommend her and Embrace Home Loans.


5.0 Survey completed on November 16, 2018

Review By Alisha A. for Cyndee Smith

Completed transaction in November 2018

Cyndee was amazing. Always there and making sure we were able to get the best deal possible. My dream wouldn't have come through if not for Embrace! Thanks!


5.0 Survey completed on November 14, 2018

Review By Jamie J. for Cyndee Smith

Completed transaction in November 2018

Everyone answered questions day or night explained things over and over and just really seemed to care. I would refer my close friends and family to embrace anytime!


5.0 Survey completed on October 13, 2018

Review By Paula R. for Cyndee Smith

Completed transaction in October 2018

Cyndee was available at all times and never treated me other wise. I appreciated all time and patience she had with me.


3.8 Survey completed on October 07, 2018

Review By Mairovys G. for Cyndee Smith

Completed transaction in October 2018

Knowing with more anticipation what I owed at closing

from Cyndee Smith

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