Cyndee Smith

Florida - Lakeland


1525 S. Florida Avenue, Suite 4

Lakeland, FL 33803


About Cyndee

Embrace Home Loans is proud to have Producing Sales Manager, Cyndee Smith as a part of the Embrace family. Cyndee joined Embrace Home Loans in July 2014 but has been originating home loans for nearly 30 years now.
She began her career in banking and finance as a part-time teller with Bank of America while finishing her education at Polk State College and graduating with her degree in Marketing Management. She rose through the ranks with Bank of America until becoming the branch lender and realizing her true passion was lending, so after five years with Bank of America she left to join Great Financial Mortgage where she could originate mortgage loans full time.
Over the years as an originator, Cyndee has also managed other mortgage companies in Polk County such as Countrywide Home Loans and Wells Fargo Home Mortgage. With all of Cyndee’s experience, it’s no wonder why she’s been a President’s Club Member for most years. Cyndee loves working with people, but most of all, she loves helping buyers achieve the dream of owning their first home.
Cyndee was born and raised and currently lives in Lakeland with her husband Bill. She has three wonderful children, Amanda, Matthew and Travis and two amazing grandchildren Glen and Claire 4. Cyndee is very family oriented and loves to spend time with her two sisters who also live in Lakeland. She loves to be outside, to garden, kayak, get out on the boat and enjoy a really nice book

presidents club logo 2018, 2017, 2016
98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on April 22, 2019

Review By Georgia S. for Cyndee Smith

Completed transaction in April 2019

Wonderful experience...thank you Cyndee


5.0 Survey completed on April 20, 2019

Review By Katherine T. for Cyndee Smith

Completed transaction in April 2019



5.0 Survey completed on April 12, 2019

Review By Susan D. for Cyndee Smith

Completed transaction in April 2019

Cyndee was very helpful during the whole process. The process is very stressful but Cyndee helped keep me grounded and less stressed!! She was awesome. I really appreciated all she did during the whole process. She’s awesome at her job!!


5.0 Survey completed on April 10, 2019

Review By Amanda C. for Cyndee Smith

Completed transaction in April 2019

Cyndee is very professional and know what she is doing , great communication, very helpful, glad we chose to go with her for our home purchase. Thanks again


5.0 Survey completed on March 23, 2019

Review By Jessie L. for Cyndee Smith

Completed transaction in March 2019

Cyndee wasn extremely helpful since the day I met her to the day I finished ! Thank you cyndee for all the hard work and effort we really appreciate everything! First time home buyers go get with cyndee and let her guide you !

Get our new mobile app

24/7 loan updates on the go!