Cyndee Smith

Florida - Lakeland


1525 S. Florida Avenue, Suite 4

Lakeland, FL 33803


About Cyndee

Embrace Home Loans is proud to have Producing Sales Manager, Cyndee Smith as a part of the Embrace family. Cyndee joined Embrace Home Loans in July 2014 but has been originating home loans for nearly 30 years now.
She began her career in banking and finance as a part-time teller with Bank of America while finishing her education at Polk State College and graduating with her degree in Marketing Management. She rose through the ranks with Bank of America until becoming the branch lender and realizing her true passion was lending, so after five years with Bank of America she left to join Great Financial Mortgage where she could originate mortgage loans full time.
Over the years as an originator, Cyndee has also managed other mortgage companies in Polk County such as Countrywide Home Loans and Wells Fargo Home Mortgage. With all of Cyndee’s experience, it’s no wonder why she’s been a President’s Club Member for most years. Cyndee loves working with people, but most of all, she loves helping buyers achieve the dream of owning their first home.
Cyndee was born and raised and currently lives in Lakeland with her husband Bill. She has three wonderful children, Amanda, Matthew and Travis and two amazing grandchildren Glen and Claire 4. Cyndee is very family oriented and loves to spend time with her two sisters who also live in Lakeland. She loves to be outside, to garden, kayak, get out on the boat and enjoy a really nice book

presidents club logo 2016

from Cyndee Smith



5.0 Survey completed on October 01, 2018

Review By Gloria G. for Cyndee Smith

Completed transaction in September 2018

This was our first time buying a house. Cyndee has gone above and beyond to do what she could to make our dream come true. I would and have referred her. Thank you so much.


5.0 Survey completed on September 20, 2018

Review By Leosbel R. for Cyndee Smith

Completed transaction in September 2018

Cyndee was great!! She helped every step of the way very knowledgeable and made sure all me questions or issues were resolved! I will definitely be recommending Cyndee to my friends and family!


5.0 Survey completed on August 30, 2018

Review By Tia J. for Cyndee Smith

Completed transaction in August 2018

Cyndee was a huge help to me from our very first conversation. She couched me through getting my credit up and was in constant contact with me via email. Thanks for everything!


5.0 Survey completed on August 27, 2018

Review By David S. for Cyndee Smith

Completed transaction in August 2018

Cyndee was awesome and was very understanding . I would recommend her to anybody looking for a home! she was there to answer any question we had and helped us every step of the way. after a very stressful 2 months we decided to give embrace a try for a home loan which was a great idea with cyndees help we got approved and closed on our house within 2 weeks! Im so thankful to have her as a loan officer she was very understanding and helped us with all the paperwork we needed. Thanks again cyndee for all your hard work and dedication!


5.0 Survey completed on August 15, 2018

Review By Nicholas G. for Cyndee Smith

Completed transaction in August 2018

Cyndee went above and beyond for us. We had an amazing experience buying our first time.