Skip To main content
Wendy Smith

Delaware - Rehoboth Beach

50 Cascade Lane

Rehoboth Beach, DE 19971


About Wendy

We are pleased to welcome Loan Officer, Wendy Smith to the Embrace Home Loans family.  Prior to joining Embrace, Wendy was an account executive for a wholesale mortgage lender.  She brings over eight years of experience with her and looks forward to sharing her knowledge and insight with her clients here at Embrace.  Finding the right home financing is an important step towards achieving one’s financial goals.  Wendy understands that every borrower’s situation is unique and looks forward to the opportunity to work with you.

Originally from Maryland, Wendy earned her Bachelor’s and Master’s Degree in Social Work and she continues to be guided by a desire to help others, a perfect fit for Embrace.  As a member of the Women’s Realtor Council as well as the Sussex County Association of Realtors, Wendy stays abreast of the latest developments and local trends in the real estate market.  

Wendy works closely with a special program that honors and gives back to HEROES; police, firefighters, medical, school teachers and military.  She has a very special place in my heart for our community heroes and is honored to be partnered with Heroes Home Advantage.  The Program is an opportunity to give back to all the heroes in my life and community. Wendy looks forward to “paying it forward” to all those that risk their lives and help save lives.

In her free time, she enjoys spending time with Hudson, a 4-year-old rescued lab mix and her rescue kitten.  Much of her time is spent enjoying the company of her friends and family. She also enjoys spending time outdoors at the beach, biking or on her paddleboard.

heroes home advantage

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on April 23, 2021

    Review By Donna H. for Wendy Smith

    Completed transaction in April 2021

    Wendy was great through the entire process. She definitely went above and beyond for us. She is highly recommended!

  • 3.0

    3.0 Survey completed on April 20, 2021

    Review By Greg N. for Wendy Smith

    Completed transaction in April 2021

    We were asked repeatedly for the same information. The lawyer did not pay for our home insurance and we got a notice. Asked to sign papers for closing that could have been completed earlier- had to find resources in the middle of moving to complete them. Wendy was pleasant when we spoke to her.

  • 5.0

    5.0 Survey completed on April 12, 2021

    Review By Gail A. for Wendy Smith

    Completed transaction in April 2021

    In my experience, glitches are a frequent companion to getting mortgages underwritten. What was different this time is that Wendy did everything in her power to get the glitches straightened out, and her extra effort was greatly appreciated. She was truly a pleasure to work with, and when my daughter buys her first home I will advise her to contact Wendy first.

  • 5.0

    5.0 Survey completed on April 12, 2021

    Review By Norman C. for Wendy Smith

    Completed transaction in March 2021

    This is our 2nd mortgage with Wendy - she handled the entire process, we didn't have much to do, thanks excellent work, this is why we come back..

  • 5.0

    5.0 Survey completed on April 09, 2021

    Review By Kimberly R. for Wendy Smith

    Completed transaction in April 2021

    Wendy was professional, worked hard with us to make it work, and got us approved. She was responsive to all our questions, at odd hours.

Loan in progress?

Please correct the form errors and try again.
Home Purchases Dip, as Mortgage Rates and Prices Rise

Homebuyers took a break last week, as rates rose and prices continued their upward climb. According to the Mortgage Bankers Association, applications to purchase a home were down 3% from a week ago, marking the second consecutive week of declines. This happened as the average 30-year mortgage rate rose — from 3.17% to 3.18% —…

Read More