Wendy Smith

Delaware - Rehoboth Beach


50 Cascade Lane

Rehoboth Beach, DE 19971


About Wendy

We are pleased to welcome Loan Officer, Wendy Smith to the Embrace Home Loans family.  Prior to joining Embrace, Wendy was an account executive for a wholesale mortgage lender.  She brings over eight years of experience with her and looks forward to sharing her knowledge and insight with her clients here at Embrace.  Finding the right home financing is an important step towards achieving one’s financial goals.  Wendy understands that every borrower’s situation is unique and looks forward to the opportunity to work with you.

Originally from Maryland, Wendy earned her Bachelor’s and Master’s Degree in Social Work and she continues to be guided by a desire to help others, a perfect fit for Embrace.  As a member of the Women’s Realtor Council as well as the Sussex County Association of Realtors, Wendy stays abreast of the latest developments and local trends in the real estate market.  

Wendy works closely with a special program that honors and gives back to HEROES; police, firefighters, medical, school teachers and military.  She has a very special place in my heart for our community heroes and is honored to be partnered with Heroes Home Advantage.  The Program is an opportunity to give back to all the heroes in my life and community. Wendy looks forward to “paying it forward” to all those that risk their lives and help save lives.

In her free time, she enjoys spending time with Hudson, a 4-year-old rescued lab mix and her rescue kitten.  Much of her time is spent enjoying the company of her friends and family. She also enjoys spending time outdoors at the beach, biking or on her paddleboard.

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



4.3 Survey completed on December 07, 2018

Review By Eric L. for Wendy Smith

Completed transaction in November 2018


5.0 Survey completed on December 02, 2018

Review By Donna P. for Wendy Smith

Completed transaction in November 2018

Working with Wendy to buy my new home in Rehoboth was a very smooth process. Wendy is knowledgeable and efficient...and she’s just a very nice person on top of it all! I would highly recommend Wendy and her super processor, Kim, if you are in the market for a home loan! Thank you! Donna P


5.0 Survey completed on October 16, 2018

Review By Carol B. for Wendy Smith

Completed transaction in October 2018

Wendy is ALWAYS available to answer questions. She gives you great advice, runs numbers quickly and explains all your options. I would definitely recommend her to friends/family. Thanks Wendy


5.0 Survey completed on October 11, 2018

Review By Francis D. for Wendy Smith

Completed transaction in October 2018

After a prior lender making mistakes that almost lost the house I had under contract Wendy in short order was able to process my loan and get me to closing in time. All of this was done while I was deployed overseas with minimal access to communication. Great job!


4.8 Survey completed on October 06, 2018

Review By Christina H. for Wendy Smith

Completed transaction in September 2018

Wendy made everything easy from the beginning to the end. She was always in Communication with us no matter what time of the day, night or the day of the week it was including weekends. Could not have bought our 1st house without her n the whole team. We are so appreciative and very happy. Thank you so much.

from Wendy Smith

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