Wendy Smith

Delaware - Rehoboth Beach


50 Cascade Lane

Rehoboth Beach, DE 19971


About Wendy

We are pleased to welcome Loan Officer, Wendy Smith to the Embrace Home Loans family.  Prior to joining Embrace, Wendy was an account executive for a wholesale mortgage lender.  She brings over eight years of experience with her and looks forward to sharing her knowledge and insight with her clients here at Embrace.  Finding the right home financing is an important step towards achieving one’s financial goals.  Wendy understands that every borrower’s situation is unique and looks forward to the opportunity to work with you.

Originally from Maryland, Wendy earned her Bachelor’s and Master’s Degree in Social Work and she continues to be guided by a desire to help others, a perfect fit for Embrace.  As a member of the Women’s Realtor Council as well as the Sussex County Association of Realtors, Wendy stays abreast of the latest developments and local trends in the real estate market.  

Wendy works closely with a special program that honors and gives back to HEROES; police, firefighters, medical, school teachers and military.  She has a very special place in my heart for our community heroes and is honored to be partnered with Heroes Home Advantage.  The Program is an opportunity to give back to all the heroes in my life and community. Wendy looks forward to “paying it forward” to all those that risk their lives and help save lives.

In her free time, she enjoys spending time with Hudson, a 4-year-old rescued lab mix and her rescue kitten.  Much of her time is spent enjoying the company of her friends and family. She also enjoys spending time outdoors at the beach, biking or on her paddleboard.

98% Customer Satisfaction Rating
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on September 22, 2019

Review By Melissa W. for Wendy Smith

Completed transaction in September 2019

I don't know anything about getting a home loan. from the beginning Wendy was incredibly helpful and knowledgeable. She made the process easy. She was there to help with questions and procedutres.


5.0 Survey completed on September 05, 2019

Review By Lori R. for Wendy Smith

Completed transaction in August 2019

Wendy was incredibly responsive via both email and over the phone. Though we know we are not her only clients, she made us feel as though we were.


5.0 Survey completed on August 05, 2019

Review By Emily F. for Wendy Smith

Completed transaction in July 2019

Wendy is wonderful. She takes the time to really get to know her clients and answers all of your questions quickly and kindly. I cannot recommend her enough!


5.0 Survey completed on August 03, 2019

Review By Richard Q. for Wendy Smith

Completed transaction in July 2019

As an inexperienced buyer I was moving blind through the financial part of the sale. My wife was handling most of the paper work. But there were times I was confused and even concerned, that's when Wendy shined. She took the time to go over what was happening behind the scenes, and made sure her explanation was understood. So when I was at settlement i signed papers knowing I had the best situation possible...thank you Wendy


5.0 Survey completed on July 31, 2019

Review By Debra Q. for Wendy Smith

Completed transaction in July 2019

This was the first time my husband & I had to secure a mortgage in our life time (we are each in our 60's) therefore we did not know or understand a lot about mortgages. Wendy was always available, whether it was a week end or evening hour, to answer our questions. Sometimes Wendy had to review the same information with us more than once, which at times we know was exhausting,but always with a smile and a kind demeanor. Wendy made us comfortable and gained our trust easily with her advice,

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