Wendy Smith

Delaware - Rehoboth Beach


50 Cascade Lane

Rehoboth Beach, DE 19971


About Wendy

We are pleased to welcome Loan Officer, Wendy Smith to the Embrace Home Loans family.  Prior to joining Embrace, Wendy was an account executive for a wholesale mortgage lender.  She brings over eight years of experience with her and looks forward to sharing her knowledge and insight with her clients here at Embrace.  Finding the right home financing is an important step towards achieving one’s financial goals.  Wendy understands that every borrower’s situation is unique and looks forward to the opportunity to work with you.

Originally from Maryland, Wendy earned her Bachelor’s and Master’s Degree in Social Work and she continues to be guided by a desire to help others, a perfect fit for Embrace.  As a member of the Women’s Realtor Council as well as the Sussex County Association of Realtors, Wendy stays abreast of the latest developments and local trends in the real estate market.  

Wendy works closely with a special program that honors and gives back to HEROES; police, firefighters, medical, school teachers and military.  She has a very special place in my heart for our community heroes and is honored to be partnered with Heroes Home Advantage.  The Program is an opportunity to give back to all the heroes in my life and community. Wendy looks forward to “paying it forward” to all those that risk their lives and help save lives.

In her free time, she enjoys spending time with Hudson, a 4-year-old rescued lab mix and her rescue kitten.  Much of her time is spent enjoying the company of her friends and family. She also enjoys spending time outdoors at the beach, biking or on her paddleboard.

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on April 11, 2019

Review By Anthony J. for Wendy Smith

Completed transaction in April 2019

Wendy and her team made the whole process so easy. It was so much better than our previous experience buying a home with a different lender. She answered our questions quickly and was always there to put our minds at ease while being realistic


5.0 Survey completed on April 11, 2019

Review By Tabitha J. for Wendy Smith

Completed transaction in April 2019

Wendy was the best. She put my mind at ease and was so helpful throughout the whole process. Thank you so much for everything, Wendy!!!


5.0 Survey completed on March 28, 2019

Review By Scott H. for Wendy Smith

Completed transaction in March 2019

Wendy had work cut out with me. We had multiple offers on homes, and almost two years of looking. Wendy was always willing to go over numbers with me, and give me advice which way I should go. So thanks Wendy for making my home buying experience easy, and less stressful!


5.0 Survey completed on March 07, 2019

Review By David C. for Wendy Smith

Completed transaction in February 2019

It was a pleasure working with Wendy and her team on buying my first house. I had a great experience and would recommend her to all of my family and friends.


5.0 Survey completed on March 06, 2019

Review By Delicia S. for Wendy Smith

Completed transaction in February 2019

Wendy was willing to answer all of my questions as a first time home buyer. She was available to communicate with and patient with explaining the process. Wendy always kept me updated with new information and what I needed to do next in the process.

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