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Wendy Smith

Delaware - Rehoboth Beach

50 Cascade Lane

Rehoboth Beach, DE 19971


About Wendy

We are pleased to welcome Loan Officer, Wendy Smith to the Embrace Home Loans family.  Prior to joining Embrace, Wendy was an account executive for a wholesale mortgage lender.  She brings over eight years of experience with her and looks forward to sharing her knowledge and insight with her clients here at Embrace.  Finding the right home financing is an important step towards achieving one’s financial goals.  Wendy understands that every borrower’s situation is unique and looks forward to the opportunity to work with you.

Originally from Maryland, Wendy earned her Bachelor’s and Master’s Degree in Social Work and she continues to be guided by a desire to help others, a perfect fit for Embrace.  As a member of the Women’s Realtor Council as well as the Sussex County Association of Realtors, Wendy stays abreast of the latest developments and local trends in the real estate market.  

Wendy works closely with a special program that honors and gives back to HEROES; police, firefighters, medical, school teachers and military.  She has a very special place in my heart for our community heroes and is honored to be partnered with Heroes Home Advantage.  The Program is an opportunity to give back to all the heroes in my life and community. Wendy looks forward to “paying it forward” to all those that risk their lives and help save lives.

In her free time, she enjoys spending time with Hudson, a 4-year-old rescued lab mix and her rescue kitten.  Much of her time is spent enjoying the company of her friends and family. She also enjoys spending time outdoors at the beach, biking or on her paddleboard.

heroes home advantage

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on February 24, 2021

    Review By Jeffrey R. for Wendy Smith

    Completed transaction in February 2021

    We were informed at all times how our loan was being processed. Went over and above with getting all information needed for loan to be approved Thank you.

  • 5.0

    5.0 Survey completed on February 17, 2021

    Review By Joseph W. for Wendy Smith

    Completed transaction in February 2021

    Someone was always available to answer our question and provides the support dealing with a lot of unfamiliar issues

  • 5.0

    5.0 Survey completed on February 07, 2021

    Review By Desiree F. for Wendy Smith

    Completed transaction in January 2021

    Wendy was very understanding through out the whole process. She gave us boosts along the way to get us through.

  • 5.0

    5.0 Survey completed on January 16, 2021

    Review By Nathan C. for Wendy Smith

    Completed transaction in November 2020

    Wendy was great every step of the way during the purchase of our first home.

  • 5.0

    5.0 Survey completed on January 14, 2021

    Review By Chelsea G. for Wendy Smith

    Completed transaction in December 2020

    Wendy was extremely helpful and went over multiple options with me throughout the entire process. Through the holidays, and myself coming down sick, she stayed in contact and did everything she could to assist me. Overall she made the process of buying my first home much easier and less stressful!

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