Wendy Smith

Delaware - Rehoboth Beach


50 Cascade Lane

Rehoboth Beach, DE 19971


About Wendy

We are pleased to welcome Loan Officer, Wendy Smith to the Embrace Home Loans family.  Prior to joining Embrace, Wendy was an account executive for a wholesale mortgage lender.  She brings over eight years of experience with her and looks forward to sharing her knowledge and insight with her clients here at Embrace.  Finding the right home financing is an important step towards achieving one’s financial goals.  Wendy understands that every borrower’s situation is unique and looks forward to the opportunity to work with you.

Originally from Maryland, Wendy earned her Bachelor’s and Master’s Degree in Social Work and she continues to be guided by a desire to help others, a perfect fit for Embrace.  As a member of the Women’s Realtor Council as well as the Sussex County Association of Realtors, Wendy stays abreast of the latest developments and local trends in the real estate market.  

Wendy works closely with a special program that honors and gives back to HEROES; police, firefighters, medical, school teachers and military.  She has a very special place in my heart for our community heroes and is honored to be partnered with Heroes Home Advantage.  The Program is an opportunity to give back to all the heroes in my life and community. Wendy looks forward to “paying it forward” to all those that risk their lives and help save lives.

In her free time, she enjoys spending time with Hudson, a 4-year-old rescued lab mix and her rescue kitten.  Much of her time is spent enjoying the company of her friends and family. She also enjoys spending time outdoors at the beach, biking or on her paddleboard.

98% Customer Satisfaction Rating
Zillow Icon
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on February 10, 2020

Review By Donna M. for Wendy Smith

Completed transaction in February 2020

Wendy was supportive and thorough as she coached me thru the loan process. She was always accessible and lead me carefully through a process that can present as cumbersome and overwhelming. Thank you.


5.0 Survey completed on January 05, 2020

Review By Jo C. for Wendy Smith

Completed transaction in January 2020

Wendy Smith and her Processor Mary Bormann were both were helpful and informative. Everything went smoothly with their guidance and oversight.


5.0 Survey completed on January 04, 2020

Review By Nina C. for Wendy Smith

Completed transaction in January 2020

Wendy, was always there for me. She was so very informative and helpful


3.0 Survey completed on December 23, 2019

Review By Beth P. for Wendy Smith

Completed transaction in December 2019

Wendy was very calm at times when I was not. She was very understanding and I truly appreciate all of her work and help.


5.0 Survey completed on December 21, 2019

Review By Ralph R. for Wendy Smith

Completed transaction in December 2019

Selling and purchasing a home and obtaining a mortgage has become quite a paperwork nightmare during these past few years - all necessary to prevent fraud and misuse of funds. Wendy patiently worked with our realtor to walk us through the large number of documents and proofs we needed.

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