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Wendy Smith

Delaware - Rehoboth Beach

50 Cascade Lane

Rehoboth Beach, DE 19971


About Wendy

We are pleased to welcome Loan Officer, Wendy Smith to the Embrace Home Loans family.  Prior to joining Embrace, Wendy was an account executive for a wholesale mortgage lender.  She brings over eight years of experience with her and looks forward to sharing her knowledge and insight with her clients here at Embrace.  Finding the right home financing is an important step towards achieving one’s financial goals.  Wendy understands that every borrower’s situation is unique and looks forward to the opportunity to work with you.

Originally from Maryland, Wendy earned her Bachelor’s and Master’s Degree in Social Work and she continues to be guided by a desire to help others, a perfect fit for Embrace.  As a member of the Women’s Realtor Council as well as the Sussex County Association of Realtors, Wendy stays abreast of the latest developments and local trends in the real estate market.  

Wendy works closely with a special program that honors and gives back to HEROES; police, firefighters, medical, school teachers and military.  She has a very special place in my heart for our community heroes and is honored to be partnered with Heroes Home Advantage.  The Program is an opportunity to give back to all the heroes in my life and community. Wendy looks forward to “paying it forward” to all those that risk their lives and help save lives.

In her free time, she enjoys spending time with Hudson, a 4-year-old rescued lab mix and her rescue kitten.  Much of her time is spent enjoying the company of her friends and family. She also enjoys spending time outdoors at the beach, biking or on her paddleboard.

heroes home advantage

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on October 05, 2021

    Review By Amanda B. for Wendy Smith

    Completed transaction in September 2021

    Wonderful Experience! Thank you so much for your hard work!!

  • 4

    4 Survey completed on September 30, 2021

    Review By Michael D. for Wendy Smith

    Completed transaction in September 2021

    Obtaining paperwork prior to closing.

  • 5

    5 Survey completed on September 30, 2021

    Review By Matthew B. for Wendy Smith

    Completed transaction in September 2021

    Excellent communication and customer service. Made my 1st home purchase experience very exciting. Will definitely be back next time.

  • 5

    5 Survey completed on September 27, 2021

    Review By Mickey H. for Wendy Smith

    Completed transaction in September 2021

    Wendy was very knowledgeable and just made the entire loan process mesh together!! Thank You very much Wendy Smith!!

  • 5

    5 Survey completed on September 23, 2021

    Review By Isaiah A. for Wendy Smith

    Completed transaction in September 2021

    The loan agent Wendy Smith the person made it great 👍🏾

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Mortgage Rates Hit Their Highest Point in Months

Mortgage rates hit their highest point since April this week, according to Freddie Mac. The average rate on 30-year, fixed-rate loans clocked in at 3.05% — up from 2.99% last week.  “As inflationary pressure builds due to the ongoing pandemic and tightening monetary policy, we expect rates to continue a modest upswing,” said Sam Khater,…

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