Wendy Smith

Delaware - Rehoboth Beach


50 Cascade Lane

Rehoboth Beach, DE 19971


About Wendy

We are pleased to welcome Loan Officer, Wendy Smith to the Embrace Home Loans family.  Prior to joining Embrace, Wendy was an account executive for a wholesale mortgage lender.  She brings over eight years of experience with her and looks forward to sharing her knowledge and insight with her clients here at Embrace.  Finding the right home financing is an important step towards achieving one’s financial goals.  Wendy understands that every borrower’s situation is unique and looks forward to the opportunity to work with you.

Originally from Maryland, Wendy earned her Bachelor’s and Master’s Degree in Social Work and she continues to be guided by a desire to help others, a perfect fit for Embrace.  As a member of the Women’s Realtor Council as well as the Sussex County Association of Realtors, Wendy stays abreast of the latest developments and local trends in the real estate market.  

Wendy works closely with a special program that honors and gives back to HEROES; police, firefighters, medical, school teachers and military.  She has a very special place in my heart for our community heroes and is honored to be partnered with Heroes Home Advantage.  The Program is an opportunity to give back to all the heroes in my life and community. Wendy looks forward to “paying it forward” to all those that risk their lives and help save lives.

In her free time, she enjoys spending time with Hudson, a 4-year-old rescued lab mix and her rescue kitten.  Much of her time is spent enjoying the company of her friends and family. She also enjoys spending time outdoors at the beach, biking or on her paddleboard.

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on January 27, 2019

Review By Anton B. for Wendy Smith

Completed transaction in January 2019

Wendy was very knowledgeable. She answered questions very fast and always communicated promptly. She tried to keep everything simple, while utilizing all the modern conveniences of doing business (online applications, e-signatures, etc.). Thank you, Wendy!


5.0 Survey completed on January 15, 2019

Review By Rebekah S. for Wendy Smith

Completed transaction in January 2019

Wendy was a pleasure to work with. She walked us through every step and was always available to talk and answer questions. We were very impressed!


5.0 Survey completed on January 15, 2019

Review By Jason S. for Wendy Smith

Completed transaction in January 2019

First impression of Wendy was made during a sit down meeting at her office. She was extremely helpful and patient with us. She gave us our current credit status and advised us when we could consider a home purchase. She is very friendly and has a great sense of humor. When we were ready to purchase our forever home, Wendy began the process of setting us up for a loan. From beginning to end she was attentive, precise, efficient, and she helped us with every question and concern that we had!


5.0 Survey completed on January 07, 2019

Review By Casey W. for Wendy Smith

Completed transaction in December 2018

Wendy was available and seemed to genuinely care.


4.3 Survey completed on December 07, 2018

Review By Eric L. for Wendy Smith

Completed transaction in November 2018

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