Tracy Putman is a Senior Loan Officer. With over 23 years in the mortgage industry, she has the expertise and knowledge to guide you through every step of the loan process. Tracy understands that finding the right mortgage product for each client is essential, and she takes this responsibility seriously.

Tracy’s professionalism is complemented by a sincere, caring attitude. She prides herself in making every borrower feel comfortable, and through this effort, she consistently earns outstanding survey ratings, along with lots of referrals. She often recommends Embrace’s Guaranteed On-Time Closing (GOTC) program to give her clients peace of mind.

Having spent most of her life in Frederick County, Maryland, Tracy not only possesses a great knowledge of the area and its real estate market, but also has a personal interest in helping people in her community. Another place that’s close to her heart is Florida. She spends a good deal of time in the Sunshine State and is always thrilled to help clients finance their homes in paradise. When she isn’t working, Tracy can be found outdoors boating, fishing, and golfing. She also cherishes travel and spending time with her two boys.