Bent Nails


Missed closings are fairly common — but who wants to hassle with that? To ensure you make your closing date, we created our Guaranteed On-Time Closing (GOTC).

With GOTC, we’re so confident that we’ll meet the date, we put money on it. If you miss your closing date, we’ll review the circumstances and if it’s our fault — we’ll pay you $2,500 within 60 days of closing. To qualify, submit your requested loan documents within five days of your application. Only Conventional, FHA, and VA purchase loans are eligible. Excludes state housing/bond, renovation, and Jumbo loan programs.

We’ll nail the date.

With so many details to each individual mortgage, it’s up to your lender to “measure twice and cut once” — and operations at Embrace are second to none. Whether your closing is in two months or two weeks, we’re here to make sure you hit the date. And we hope our $2,500 guarantee helps give you peace of mind.

Give yourself more buying power.

GOTC can also help your offer stand out from the others — because you can bet the sellers don’t want to screw around with a delayed closing either.

Another way to stand out from other buyers is with our Approved to Move program. With Approved to Move, you have a full approval in hand before you find a home — putting you two steps ahead of buyers who are only “pre-approved” or “pre-qualified.” And with Approved to Move Plus, we can waive the appraisal contingency! Sellers love this program because it’s virtually as good as a cash offer, and it means you’ll be ready to move at the flip of a switch.

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"Paul is a great resource of information. He makes the process of re-financing run smoothly and easily. It was a pleasure working with him." - Kimberly, MA
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