Embrace Home Loans Corporate
25 Enterprise Center
Middletown, RI 02842
Kirk Hutchings has the unique distinction of being the third most tenured employee at Embrace Home Loans - he has been with the company for 31 years. As a Team Leader and Vice President, Kirk oversees a team of 12 Loan Officers, one Processor and an Assistant Loan Officer, originating, processing and closing both purchase and refinance business. Kirk has been recognized numerous times over his many years. Honors include the prestigious President’s Award, Top Sales Leader and Top Coach among others. He has been a member of the All Star Team nine times. Coming from a family where both parents were teachers, Kirk places a high value on listening. “Whether you’re working with a customer or a co-worker, understanding their needs is critical to finding them the best solution.” Kirk has an equal appreciation for the power of change, having been with the company from the beginning.
Kirk is a graduate of the University of New Hampshire with a Bachelor of Arts in History and a minor in Political Science. A native of Chatham, Massachusetts, Kirk lives with his wife Kim, their four children in Barrington, Rhode Island. When he’s not working, Kirk volunteers his time at St. John’s Church in Barrington. He enjoys gardening, specifically growing dahlias, as well as both motor and sail boating. Kirk is the proud of owner of a 1965 wooden Beetlecat.
5 Survey completed on November 01, 2018
Review By Wanda P. for Kirk Hutchings
Completed transaction in October 2018
Kirk offered me personalized, friendly, trustworthy service from the very first phone call till after closing. He explained all of my options and helped me make well informed decisions, based on sound advice, through each step of the process. I wouldn't have made it through this process without Kirk on my team.
5 Survey completed on June 22, 2018
Review By Jacqueline W. for Kirk Hutchings
Completed transaction in May 2018
Kirk is an excellent communicator in a very caring way. He was very involved in my mortgage process,communicating in a very timely fashion and minimizing the stress involved in this type of transaction. He was friendly and even reached out solely to offer congratulations on accomplishments made by my daughter. That was beyond meaningful and showed the great personal character found in Kirk!
4 Survey completed on June 17, 2018
Review By Mary H. for Kirk Hutchings
Completed transaction in November 2017
Very friendly and helpful
5 Survey completed on January 17, 2018
Review By Jane P. for Kirk Hutchings
Completed transaction in January 2018
Kirk worked to find the best loan for my circumstances. He was always available to answer questions and always kept me informed. Very professional and caring.
4 Survey completed on December 21, 2017
Review By Letitia G. for Kirk Hutchings
Completed transaction in December 2017
I am always comfortable dealing with Kirk.
Mortgage Rates Hit Their Highest Point in Months
Mortgage rates hit their highest point since April this week, according to Freddie Mac. The average rate on 30-year, fixed-rate loans clocked in at 3.05% — up from 2.99% last week. “As inflationary pressure builds due to the ongoing pandemic and tightening monetary policy, we expect rates to continue a modest upswing,” said Sam Khater,…Read More