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R. Wayne Ferguson

Delaware - Wilmington

5341 Limestone Road, Suite 101

Wilmington, DE 19808


About R. Wayne

Perhaps the single most critical credo that Wayne has embraced throughout his career is that "being successful is not just about quoting a rate to borrowers, but analyzing and achieving their overall financial objectives." Those principles have proven prophetic in his years in the mortgage field. His solution-oriented approach, combined with a personal promise to customers that their settlement sheets will match what was promised them at the time they made application, has enabled him to build a large database of happy repeat customers and numerous referrals.

Before joining the Embrace team, Wayne worked for Citizens Bank as a Senior Loan Officer. He has been recognized on several occasions for his outstanding work ethic – having received a Banker Award from his manager for outstanding customer service. In Wayne’s free time he enjoys playing golf, tennis and racquetball. He loves spending time with his family and friends – and enjoys meeting new people!

Email Me or Call me: 302.383.5667

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on April 18, 2021

    Review By Michael N. for Wayne Ferguson

    Completed transaction in April 2021


  • 5.0

    5.0 Survey completed on April 17, 2021

    Review By Marianne L. for Wayne Ferguson

    Completed transaction in April 2021

    Just a very easy and uncomplicated process. If I had had questions, Wayne responded right away. I couldn’t be more satisfied.

  • 4.0

    4.0 Survey completed on March 24, 2021

    Review By Evan A. for Wayne Ferguson

    Completed transaction in March 2021

    Nothing against Wayne, Wayne was helpful knowledgeable and available. I dealt with Kim Beatty mostly. Also a good experience, she was take charge to get things done. Good job overall

  • 5.0

    5.0 Survey completed on March 03, 2021

    Review By Jill S. for Wayne Ferguson

    Completed transaction in February 2021

    Wayne was helpful beginning to end. He went over options and made great suggestions. I appreciate his guidance and would recommend him to friends and family.

  • 5.0

    5.0 Survey completed on February 28, 2021

    Review By Joseph S. for Wayne Ferguson

    Completed transaction in February 2021

    Wayne was very thorough and timely with his help during the application, approval, and settlement process. The mortgage process can be stressful process but Wayne and his advice made it seem simple. In addition, the Embrace online application and document submission was simple and fast. Overall, my wife and I could not be happier with Wayne's professionalism and Embrace Home Loans

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