Skip To main content
R. Wayne Ferguson

Delaware - Wilmington

5341 Limestone Road, Suite 101

Wilmington, DE 19808


About R. Wayne

Perhaps the single most critical credo that Wayne has embraced throughout his career is that "being successful is not just about quoting a rate to borrowers, but analyzing and achieving their overall financial objectives." Those principles have proven prophetic in his years in the mortgage field. His solution-oriented approach, combined with a personal promise to customers that their settlement sheets will match what was promised them at the time they made application, has enabled him to build a large database of happy repeat customers and numerous referrals.

Before joining the Embrace team, Wayne worked for Citizens Bank as a Senior Loan Officer. He has been recognized on several occasions for his outstanding work ethic – having received a Banker Award from his manager for outstanding customer service. In Wayne’s free time he enjoys playing golf, tennis and racquetball. He loves spending time with his family and friends – and enjoys meeting new people!

Email Me or Call me: 302.383.5667

98 percent Customer Satisfaction Rating thumbs up
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender
Getting started on your Home Purchase
Getting Started on Your Home Purchase

Buying a home can be a challenging experience, but you have help. Your real estate agent is there to help with the home search and your mortgage lender is there to get you through the mortgage process. Utilize these people and their knowledge to help you navigate through all the steps. Here, we’ll talk specifically…

Read More
R. Wayne Ferguson

Branch Manager

NMLS # 165984

Ready to take the first step toward a new home?

Let's discuss your options.

5341 Limestone Road, Suite 101

Wilmington, DE 19808

Please insert your first name
Please insert your last name
Please insert your email
Please correct the form errors and try again.


  • 4

    4 Survey completed on November 23, 2022

    Review By Kenneth C. for Wayne Ferguson

    Completed transaction in November 2022

    Kim communicated and responded to questions. The team guided me through many details that I had no familiarity with.

  • 5

    5 Survey completed on November 17, 2022

    Review By Jeff B. for Wayne Ferguson

    Completed transaction in November 2022

    Got the job done and pleasant to work with.

  • 5

    5 Survey completed on October 04, 2022

    Review By Jim B. for Wayne Ferguson

    Completed transaction in October 2022

    Exclusively refer to Wayne with my buyers. He always delivers and makes the "mortgage" part of the transaction seamless. Will continue to do so.

  • 5

    5 Survey completed on August 03, 2022

    Review By Nicole I. for Wayne Ferguson

    Completed transaction in August 2022

    Kim and Wayne were very kind and patient during the closing process. They answered every silly question I had and walked me through everything step by step. I highly recommend them for buying and selling property!

  • 5

    5 Survey completed on July 01, 2022

    Review By Arsene d. for Wayne Ferguson

    Completed transaction in July 2022

    Wayne was extremely easy to work with and very friendly. I would absolutely use him again as our loan officer in the future. He introduced me to a loan product that gave us the edge when looking for houses. It made the difference on the house we closed on. So thankful Wayne was our loan officer. He walked me through the whole process and was always available when needed.