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R. Wayne Ferguson

Delaware - Wilmington

5341 Limestone Road, Suite 101

Wilmington, DE 19808


About R. Wayne

Perhaps the single most critical credo that Wayne has embraced throughout his career is that "being successful is not just about quoting a rate to borrowers, but analyzing and achieving their overall financial objectives." Those principles have proven prophetic in his years in the mortgage field. His solution-oriented approach, combined with a personal promise to customers that their settlement sheets will match what was promised them at the time they made application, has enabled him to build a large database of happy repeat customers and numerous referrals.

Before joining the Embrace team, Wayne worked for Citizens Bank as a Senior Loan Officer. He has been recognized on several occasions for his outstanding work ethic – having received a Banker Award from his manager for outstanding customer service. In Wayne’s free time he enjoys playing golf, tennis and racquetball. He loves spending time with his family and friends – and enjoys meeting new people!

Email Me or Call me: 302.383.5667

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on October 10, 2021

    Review By Kathryn M. for Wayne Ferguson

    Completed transaction in October 2021

    Level of communication

  • 3

    3 Survey completed on October 07, 2021

    Review By Christopher T. for Wayne Ferguson

    Completed transaction in October 2021

    The overall experience was ok, I feel maybe some things could have been explained more in depth, as a first time home buyer I was a little out of my element, a little more in depth education for first time home buyers going forward would probably be a good idea.

  • 5

    5 Survey completed on September 28, 2021

    Review By Kathryn F. for Wayne Ferguson

    Completed transaction in September 2021

    Selling our house and purchasing our new house all happened so fast. Wayne and his team were able to work quickly, keep me calm and organized! Can’t thank them enough!

  • 5

    5 Survey completed on September 14, 2021

    Review By Frank M. for Wayne Ferguson

    Completed transaction in September 2021

    Wayne Ferguson and his team used their expertise to help us seamlessly navigate the refinance process. I highly recommend Embrace Home Loans to friends and family.

  • 5

    5 Survey completed on August 31, 2021

    Review By Vincent L. for Wayne Ferguson

    Completed transaction in August 2021

    His personal attention to detail and high level of expertise.

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Mortgage Rates Hit Their Highest Point in Months

Mortgage rates hit their highest point since April this week, according to Freddie Mac. The average rate on 30-year, fixed-rate loans clocked in at 3.05% — up from 2.99% last week.  “As inflationary pressure builds due to the ongoing pandemic and tightening monetary policy, we expect rates to continue a modest upswing,” said Sam Khater,…

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