Skip To main content
R. Wayne Ferguson

Delaware - Wilmington

5341 Limestone Road, Suite 101

Wilmington, DE 19808


About R. Wayne

Perhaps the single most critical credo that Wayne has embraced throughout his career is that "being successful is not just about quoting a rate to borrowers, but analyzing and achieving their overall financial objectives." Those principles have proven prophetic in his years in the mortgage field. His solution-oriented approach, combined with a personal promise to customers that their settlement sheets will match what was promised them at the time they made application, has enabled him to build a large database of happy repeat customers and numerous referrals.

Before joining the Embrace team, Wayne worked for Citizens Bank as a Senior Loan Officer. He has been recognized on several occasions for his outstanding work ethic – having received a Banker Award from his manager for outstanding customer service. In Wayne’s free time he enjoys playing golf, tennis and racquetball. He loves spending time with his family and friends – and enjoys meeting new people!

Email Me or Call me: 302.383.5667

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on March 03, 2021

    Review By Jill S. for Wayne Ferguson

    Completed transaction in February 2021

    Wayne was helpful beginning to end. He went over options and made great suggestions. I appreciate his guidance and would recommend him to friends and family.

  • 5.0

    5.0 Survey completed on February 28, 2021

    Review By Joseph S. for Wayne Ferguson

    Completed transaction in February 2021

    Wayne was very thorough and timely with his help during the application, approval, and settlement process. The mortgage process can be stressful process but Wayne and his advice made it seem simple. In addition, the Embrace online application and document submission was simple and fast. Overall, my wife and I could not be happier with Wayne's professionalism and Embrace Home Loans

  • 5.0

    5.0 Survey completed on February 26, 2021

    Review By Gregory F. for Wayne Ferguson

    Completed transaction in February 2021

    The team at Embrace, including most notably, Wayne Ferguson and Kim Beatty, were knowledgeable, attentive, proactive, and always very helpful. The online capabilities for posting documents and reviewing notices and disclosures were excellent. Many thanks to Embrace Home Loans !!

  • 5.0

    5.0 Survey completed on February 10, 2021

    Review By Gregory M. for Wayne Ferguson

    Completed transaction in February 2021

    We were always kept aware of what was needed and where we were in the process. There were some glitches with Factual Data, that could have been better, but overall I would recommend Embrace to anyone - and I actually have to my daughter.

  • 5.0

    5.0 Survey completed on February 08, 2021

    Review By Joseph D. for Wayne Ferguson

    Completed transaction in January 2021

    Wayne was awesome to deal with. Returning calls and emails, answering questions in a very timely manner. Much appreciated.

Loan in progress?

Please correct the form errors and try again.
Mortgage Rates, Applications Jump Thanks to Economic Optimism

Mortgage applications recovered slightly from last week, inching up 0.5% compared to the week prior, according to the Mortgage Bankers Association. Purchase loans increased by 2%, while refinance loans rose just 0.1%. The news is a little surprising given the notable jump seen in rates over the week. The average rate on 30-year, fixed-rate loans…

Read More