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Embrace Home Loans has been thriving in the mortgage business since 1983. And we continue to grow. Our success and stability come from a culture of innovation and a distinct way of doing business.

We’re constantly evolving and improving our process with new programs and technologies. This allows us to move the business forward and reinforces our strength as a well-capitalized, top mortgage lender. Most importantly, it helps our loan officers grow their business and enjoy greater success.

Top 25 FHA Mortgage Originator
Top 50 Private Mortgage Lender
Sales Leadership Team
Cary Rienes
EVP Regional Executive - Mid Atlantic & Southeast
Buddy Hardiman
SVP Retail & Direct Sales
Paul Laprade
Regional Executive - Northeast
Tim Higgins
Regional Executive - Maryland, New Jersey, Pennsylvannia
Patrick Mullen
Director of Recruiting
45 licensed branches and 72 percent purchase with retail branches
Rhode Island Corporate Headquarters
  1. Founded by Dennis Hardiman

  2. Became an approved Fannie Mae Direct Issuer

  3. Received first of 18 recognitions as a “Best Company to Work For”

  4. Surpassed $1 billion in annual originations

  5. Received first of 6 recognitions from INC. 5000 for “Fastest Growing Companies”

  6. Entered retail mortgage origination
    Surpassed $2 billion in annual originations

  7. Surpassed $3 billion in annual originations

  8. Launched Financial Institutions Group, our program for banks

  9. Servicing portfolio passes $6 billion

  10. Launched our own non-agency non-QM branded product Beyond

  11. Created the Embrace Prime Jumbo product