Charlottesville, VA Mortgage Loan Officers

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Charlottesville Loan Officers Near You

Patrick Holland
Patrick Holland
Area Manager/Senior Vice President
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NMLS # 179158
Hal Johnson
Hal Johnson
Senior Loan Officer
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NMLS # 233808

About Charlottesville

With big-city amenities but a small-town feel, historic Charlottesville is located in the eastern foothills of the Blue Ridge Mountains. It’s home to orchards, vineyards, and the University of Virginia with its main campus designed by Thomas Jefferson. It’s also a gateway to the wetlands, waterfalls, and rocky peaks of Shenandoah National Park. And no trip to C’ville, as it’s known, is complete without a visit to The Downtown Mall — a lively collection of over 120 shops and 30 restaurants housed in historic buildings along the city’s Main Street. If you’re looking to make a move to this vibrant area, Embrace can help. As a leader in our industry, we’ll work closely with you to help you achieve homeownership here.

Since 1983, we’ve helped hundreds of thousands of people get the keys to the home of their dreams. We’ve also helped them with other financial goals, such as getting cash for remodeling a home, eliminating high-interest debt, and paying for college. We’ll work closely with you from application to closing, bringing you a wide range of loan options and the best available rates, all with a tradition that focuses on your family’s goals and special budget requirements. So welcome to Embrace, Charlottesville. We looking forward to working with you.

Frequently asked questions

You can get pre-approved online, over the phone, or in person at our Charlottesville branch. We'll review your income, credit, and goals to provide a personalized letter to help strengthen your offer.

It depends on your budget, credit, and goals, but our local loan officers in Charlottesville will walk you through the best options, from conventional loans to government-backed programs.

Yes! Our Charlottesville branch is located at 2300 Commonwealth Dr., Ste 202, Charlottesville, VA 22901, and we serve homebuyers in the surrounding area. Stop by or schedule a meeting with a loan officer today.

Yes. Our team in Charlottesville can help you explore low or no down payment options, including FHA, VA, and local assistance programs you may qualify for.

Embrace Home Loans is a trusted mortgage lender in Charlottesville, VA. Our local team offers personalized guidance and a wide range of loan options to help you buy with confidence.