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Hal Johnson

Virginia - Charlottesville
22901

2300 Commonwealth Dr., Ste 202

Charlottesville, VA 22901

800.333.3004

About Hal

Hal Johnson is a Senior Loan Officer returning to Embrace in our Charlottesville, VA branch. He’s focused on originating loans to help borrowers meet their unique financial needs and achieve their homeownership goals. After a prior stop working with Guaranteed Rate as a loan officer, Hal decided to come home to Embrace, where our Extended Rate Lock, builder focus, and broad range of products and programs will help him continue to provide borrowers with excellent home financing solutions. Hal was recognized as a Charlottesville Area Association of REALTORS® affiliate member of the year, and earned President’s Club honors in 2020 and 2021 while with Guaranteed Rate.

Hal grew up in Arlington, VA, and lives in Greene County with his wife and their three children, three dogs, and two horses. In his spare time, he enjoys jazz, tending his garden, peach tree, and lawn, and staying active at the gym. On a perfect day, you can find him on the beach on Marco Island, FL, between March and April with no phone or email in sight.


98 percent Customer Satisfaction Rating thumbs up
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender
Getting started on your Home Purchase
Getting Started on Your Home Purchase

Buying a home can be a challenging experience, but you have help. Your real estate agent is there to help with the home search and your mortgage lender is there to get you through the mortgage process. Utilize these people and their knowledge to help you navigate through all the steps. Here, we’ll talk specifically…

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Hal Johnson

Senior Loan Officer

NMLS # 233808

Ready to take the first step toward a new home?

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2300 Commonwealth Dr., Ste 202

Charlottesville, VA 22901

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Testimonials(69)

  • 5

    5 Survey completed on December 02, 2022

    Review By Patricia L. for Hal Johnson

    Completed transaction in November 2022

    Hal was always available to explain and answer questions about each step of the loan process. He was friendly and caring making us feel safe with Embrace. I would highly recommend Hal to anyone that asks.

  • 5

    5 Survey completed on November 29, 2022

    Review By Elizabeth R. for Hal Johnson

    Completed transaction in November 2022

    Hal was extremely helpful, quick to respond to questions or concerns at any time, and had great communication with my realtor. He explained things to me in a way I could understand, and he made himself available so we could make quick offers on weekends in the crazy market where houses were only accepting offers within a tiny window.

  • 5

    5 Survey completed on November 26, 2022

    Review By Susan W. for Hal Johnson

    Completed transaction in November 2022

    Hal Johnson is professional, knowledgeable, and has an impeccable sense of urgency

  • 5

    5 Survey completed on November 23, 2022

    Review By Michelle I. for Hal Johnson

    Completed transaction in November 2022

    Hal was always kind, patient and knowledgeable.

  • 5

    5 Survey completed on November 21, 2022

    Review By Arthur S. for Hal Johnson

    Completed transaction in November 2022

    The overall process was smooth and well executed with no surprises; plus we ended up with a reasonable mortgage rate.