Hal Johnson

Virginia - Charlottesville
22901

2300 Commonwealth Dr., Ste 202

Charlottesville, VA 22901

800.333.3004

About Hal

Hal Johnson is a Senior Loan Officer returning to Embrace in our Charlottesville, VA branch. He’s focused on originating loans to help borrowers meet their unique financial needs and achieve their homeownership goals. After a prior stop working with Guaranteed Rate as a loan officer, Hal decided to come home to Embrace, where our Extended Rate Lock, builder focus, and broad range of products and programs will help him continue to provide borrowers with excellent home financing solutions. Hal was recognized as a Charlottesville Area Association of REALTORS® affiliate member of the year, and earned President’s Club honors in 2020 and 2021 while with Guaranteed Rate.

Hal grew up in Arlington, VA, and lives in Greene County with his wife and their three children, three dogs, and two horses. In his spare time, he enjoys jazz, tending his garden, peach tree, and lawn, and staying active at the gym. On a perfect day, you can find him on the beach on Marco Island, FL, between March and April with no phone or email in sight.


98 percent Customer Satisfaction Rating thumbs up
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender
Hal Johnson

Senior Loan Officer

NMLS # 233808

Ready to take the first step toward a new home?

Let's discuss your options.

2300 Commonwealth Dr., Ste 202

Charlottesville, VA 22901

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Testimonials(81)

  • 5

    5 Survey completed on May 30, 2023

    Review By Sahar S. for Hal Johnson

    Completed transaction in May 2023

    great communication and follow ups. also very honest communication about what types of loans were best for our situation.

  • 5

    5 Survey completed on May 30, 2023

    Review By Ashleigh A. for Hal Johnson

    Completed transaction in May 2023

    Hal did an amazing job with my clients. His communication and knowledge was very helpful throughout the entire process.

  • 5

    5 Survey completed on May 03, 2023

    Review By Charles G. for Hal Johnson

    Completed transaction in May 2023

    Availability and working with us and our unique situation.

  • 5

    5 Survey completed on March 14, 2023

    Review By Aneel C. for Hal Johnson

    Completed transaction in March 2023

    Hal was really responsive and thoughtful even when we had a bad experience with the appraiser. A job well done by Hal and his team.

  • 5

    5 Survey completed on March 14, 2023

    Review By Carol C. for Hal Johnson

    Completed transaction in March 2023

    Hal has excellent follow up and closed on time with no issues.