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Hal Johnson

Virginia - Charlottesville

2300 Commonwealth Drive, Suite 202

Charlottesville, VA 22901


About Hal

Hal Johnson is a Senior Loan Officer returning to Embrace in our Charlottesville, VA branch. He’s focused on originating loans to help borrowers meet their unique financial needs and achieve their homeownership goals. After a prior stop working with Guaranteed Rate as a loan officer, Hal decided to come home to Embrace, where our Extended Rate Lock, builder focus, and broad range of products and programs will help him continue to provide borrowers with excellent home financing solutions. Hal was recognized as a Charlottesville Area Association of REALTORS® affiliate member of the year, and earned President’s Club honors in 2020 and 2021 while with Guaranteed Rate.

Hal grew up in Arlington, VA, and lives in Greene County with his wife and their three children, three dogs, and two horses. In his spare time, he enjoys jazz, tending his garden, peach tree, and lawn, and staying active at the gym. On a perfect day, you can find him on the beach on Marco Island, FL, between March and April with no phone or email in sight.

98 percent Customer Satisfaction Rating thumbs up
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on March 13, 2018

    Review By Charles B. for Hal Johnson

    Completed transaction in March 2018

    Straight concise communication, on time and responsive to any question posed. Made the process easy for both my wife and i. In summary, very professional.

  • 5

    5 Survey completed on January 28, 2018

    Review By Christopher G. for Hal Johnson

    Completed transaction in January 2018

    Hal Johnson made it great - I have worked with Mr. Johnson on all of my real estate needs for the last 20 years and will continue to do so for the next 20.

  • 5

    5 Survey completed on January 09, 2018

    Review By Monica M. for Hal Johnson

    Completed transaction in July 2017

    Hal was competent, responsive, and professional. He was able to promptly assist us with a less traditional refinance project. Other well known banks were simply unable (or perhaps unwilling) to provide us with the same level of knowledge and expertise as Hal. It was a true pleasure working with him and would not hesitate to refer or call on him in the future.

  • 5

    5 Survey completed on January 04, 2018

    Review By Herbert M. for Hal Johnson

    Completed transaction in December 2017

    I have always enjoyed working with Mr. Hal Johnson. I’ve been working with him for almost seven years now, and I know his work ethic is outstanding. He is always professional, and possesses an uncommon kindness which is much appreciated.

  • 5

    5 Survey completed on January 02, 2018

    Review By Collin N. for Hal Johnson

    Completed transaction in December 2017

    Hal is extremely responsive and completely transparent during all transactions. I have been working with Hal for several years now and from my experience he is one of the best out there. I strongly recommend using Hal.

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