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https://www.embracehomeloans.com/location/virginia/charlottesville/hal-johnson
Senior Loan Officer NMLS# 233808
Hal Johnson is a trusted mortgage professional in Charlottesville, VA 22901
Hal Johnson is a Senior Loan Officer in our Charlottesville, VA branch. He’s focused on originating loans to help borrowers meet their unique financial needs and achieve their homeownership goals. After a prior stop working with Guaranteed Rate as a loan officer, Hal decided to come home to Embr...
2024
4
Homa A.
Completed transaction in July 2025
Hal was always available to answer our questions and offer valuable advice throughout our multi-year home search. This was the second house we’ve closed on with him, and both times we had a great experience. His support, responsiveness, and expertise made the process smooth and stress-free.
4
Farzad F.
Completed transaction in July 2025
Thank you, Hal!
5
Mary Laura E.
Completed transaction in June 2025
Hal was available! He was professional , patient , listened and guided me through the mortgage process! Thank you !
5
Gillian H.
Completed transaction in May 2025
Hal was excellent at both timely communication and being very clear about next steps/what to expect, which is so helpful as a first time homebuyer! I also appreciated how he always made himself available to me as a resource for even the smallest questions or concerns, especially when trying to figure out how to ensure I got the best and most feasible loan options at what felt like the eleventh hour.
5
David S.
Completed transaction in April 2025
Great Service
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2300 Commonwealth Dr., Ste 202
VA 22901 USCharlottesville, VA 22901
You can get pre-approved online, over the phone, or in person at our Charlottesville branch. We'll review your income, credit, and goals to provide a personalized letter to help strengthen your offer.
It depends on your budget, credit, and goals, but our local loan officers in Charlottesville will walk you through the best options, from conventional loans to government-backed programs.
Yes! Our Charlottesville branch is located at 2300 Commonwealth Dr., Ste 202, Charlottesville, VA 22901, and we serve homebuyers in the surrounding area. Stop by or schedule a meeting with a loan officer today.
Yes. Our team in Charlottesville can help you explore low or no down payment options, including FHA, VA, and local assistance programs you may qualify for.
Embrace Home Loans is a trusted mortgage lender in Charlottesville, VA. Our local team offers personalized guidance and a wide range of loan options to help you buy with confidence.
4.95 (163 Reviews)
