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https://www.embracehomeloans.com/location/virginia/charlottesville/hal-johnson
Senior Loan Officer NMLS# 233808
Hal Johnson is a trusted mortgage professional in Charlottesville, VA 22901
Hal Johnson is a Senior Loan Officer in our Charlottesville, VA branch. He’s focused on originating loans to help borrowers meet their unique financial needs and achieve their homeownership goals. After a prior stop working with Guaranteed Rate as a loan officer, Hal decided to come home to Embr...
2024
5
Phyllis J.
Completed transaction in October 2025
Easy to work with understands the market and ensured we got outstanding serivce...will definitely recommend Hal. great personality and can tell he has a passion for what he does for his clients.
5
David C.
Completed transaction in October 2025
Hal's communication and quick response to questions is fantastic!
5
Alisha C.
Completed transaction in October 2025
Hal is a friend and has always looked out for us and is great to work with
5
Ashleigh A.
Completed transaction in September 2025
Hal was wonderful with my clients! He was professional and a wonderful resource with a wealth of knowledge throughout the transaction. All communication was seamless which made the process very smooth.
5
Jamie L.
Completed transaction in September 2025
Hal was very informative giving us the confidence to make our decisions. Hal communicated well and in a timely manner.
Explore your options and take advantage of your mortgage opportunities
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2300 Commonwealth Dr., Ste 202
VA 22901 USCharlottesville, VA 22901
You can get pre-approved online, over the phone, or in person at our Charlottesville branch. We'll review your income, credit, and goals to provide a personalized letter to help strengthen your offer.
It depends on your budget, credit, and goals, but our local loan officers in Charlottesville will walk you through the best options, from conventional loans to government-backed programs.
Yes! Our Charlottesville branch is located at 2300 Commonwealth Dr., Ste 202, Charlottesville, VA 22901, and we serve homebuyers in the surrounding area. Stop by or schedule a meeting with a loan officer today.
Yes. Our team in Charlottesville can help you explore low or no down payment options, including FHA, VA, and local assistance programs you may qualify for.
Embrace Home Loans is a trusted mortgage lender in Charlottesville, VA. Our local team offers personalized guidance and a wide range of loan options to help you buy with confidence.
4.95 (169 Reviews)
