Patrick Holland

Virginia - Fairfax


10306 Eaton Place, Suite 100

Fairfax, VA 22030


About Patrick

“I only know how to work one way, and that is do the job right and don’t cut corners. There is no substitute for hard work and dedication.”

Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. He does that through helping homebuyers with their financing or existing mortgage holders with refinancing their loans. “When a client commits to us, it is a sign of trust that my team takes seriously. We help our client make the right financing decision based on their long-term goals and we will deliver the finished product on time. Our goal is always to exceed the client’s expectations.”

This foundation based on trust and loyalty has been instilled with Patrick throughout his life. The son of a naval officer and elementary school teacher, the he learned the importance of honesty, integrity, and treating others with respect.

These core beliefs are reflected throughout his life and in his work. Patrick has received many awards and recognition, including one of the “Top 250 Originators” in the country as noted in both Mortgage Originators Guide and the Scotsman Guide. He has been the top producing loan officer at Embrace and was featured on the cover of Top Agent Magazine in August, 2015.

It’s the day-to-day challenges Patrick loves in his work. “Many times, there is not just one solution. Every transaction is different. It’s exciting to learn new things and be part of an ever-evolving industry.”

Being flexible and able to keep up with the competitive market is essential for Patrick and his team. Their office utilizes easy electronic signature documents, secure document transfer, and individual websites for security, resulting in loans taking only weeks to process and close, rather than months.

But just because the technology changes and processes change, doesn’t mean his core values do.

“Patrick is what every real estate professional lender should be like. Every step of the way we felt like he was personally there for us, including recommending when to (and not to) refinance. We have total trust and confidence in him,” said Tom and Rhonda, who add they would recommend him without hesitation. His clients are for life.

Honesty, a hard work ethic, and his people-oriented personality have driven Patrick to the top. He also understands his clients helped build him, and he takes that responsibility seriously. Closing on a home is one of the most exciting and stressful things a person will ever do in their life. It’s a tremendous privilege for Patrick and his team to share that moment in a person’s life.

At the end of the day, every day, it’s all about helping people achieve their dreams.

Hall of Fame LogoPresidents Club Logo 2018, 2017,2016, 2015, 2014, 2013, 2012, 2011, 2010, 2009 and Hall of Fame Member

98% Customer Satisfaction Rating
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on November 17, 2019

Review By Stephen B. for Patrick Holland

Completed transaction in November 2019

Patrick and Angel were very responsive.


5.0 Survey completed on November 12, 2019

Review By Sophia M. for Patrick Holland

Completed transaction in November 2019

Pat assisted me as a first time homebuyer, using the VA loan and then getting refinanced a year later to a lesser rate!


5.0 Survey completed on November 11, 2019

Review By Earl V. for Patrick Holland

Completed transaction in November 2019

We encountered a number of unexpected obstacles that Pat worked diligently and without complaint to overcome. He gave us his unvarnished expert advice, which was borne out as accurate and wise. And he communicated with us extensively throughout the process, educating us about all aspects of how things worked and what our options were. This was especially appreciated since this was our first home-buying experience. We'll definitely call Pat for our second one.


5.0 Survey completed on November 06, 2019

Review By Matthew Y. for Patrick Holland

Completed transaction in October 2019

This is the second time that I have used Embrace Home Loans and have had Pat help me. I even referred my girlfriend to him at the same time to refinance her home as well. The overall service is always great. If I have a need in the future, Pat will be who I call. Thanks again Pat.


5.0 Survey completed on November 06, 2019

Review By Stephen S. for Patrick Holland

Completed transaction in November 2019

Have worked with Pat in the past, always a great experience.

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