Patrick Holland

Virginia - Fairfax


10306 Eaton Place, Suite 100

Fairfax, VA 22030


About Patrick

“I only know how to work one way, and that is do the job right and don’t cut corners. There is no substitute for hard work and dedication.”

Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. He does that through helping homebuyers with their financing or existing mortgage holders with refinancing their loans. “When a client commits to us, it is a sign of trust that my team takes seriously. We help our client make the right financing decision based on their long-term goals and we will deliver the finished product on time. Our goal is always to exceed the client’s expectations.”

This foundation based on trust and loyalty has been instilled with Patrick throughout his life. The son of a naval officer and elementary school teacher, the he learned the importance of honesty, integrity, and treating others with respect.

These core beliefs are reflected throughout his life and in his work. Patrick has received many awards and recognition, including one of the “Top 250 Originators” in the country as noted in both Mortgage Originators Guide and the Scotsman Guide. He has been the top producing loan officer at Embrace and was featured on the cover of Top Agent Magazine in August, 2015.

It’s the day-to-day challenges Patrick loves in his work. “Many times, there is not just one solution. Every transaction is different. It’s exciting to learn new things and be part of an ever-evolving industry.”

Being flexible and able to keep up with the competitive market is essential for Patrick and his team. Their office utilizes easy electronic signature documents, secure document transfer, and individual websites for security, resulting in loans taking only weeks to process and close, rather than months.

But just because the technology changes and processes change, doesn’t mean his core values do.

“Patrick is what every real estate professional lender should be like. Every step of the way we felt like he was personally there for us, including recommending when to (and not to) refinance. We have total trust and confidence in him,” said Tom and Rhonda, who add they would recommend him without hesitation. His clients are for life.

Honesty, a hard work ethic, and his people-oriented personality have driven Patrick to the top. He also understands his clients helped build him, and he takes that responsibility seriously. Closing on a home is one of the most exciting and stressful things a person will ever do in their life. It’s a tremendous privilege for Patrick and his team to share that moment in a person’s life.

At the end of the day, every day, it’s all about helping people achieve their dreams.

2016, 2015, 2014, 2013, 2012, 2011, 2010, 2009

from Patrick Holland



5.0 Survey completed on October 03, 2018

Review By John M. for Patrick Holland

Completed transaction in September 2018

Pat approaches his client relationships as friendships. This is at the core of his business ethos. There wasn't a single decision I made in the process where I didn't feel that Pat had my best interests first and foremost in mind. He provided sincere, timely and responsive counsel. I have the utmost confidence in Pat's professionalism, diligence, and high ethical standards. This is not the first home financing transaction I've undertaken with Pat, and I would not go elsewhere.


5.0 Survey completed on September 20, 2018

Review By Hristo H. for Patrick Holland

Completed transaction in September 2018

Patrick provided excellent service, it was a great experience working with him. He thoroughly guided us through the home buying process and took care of everything, finding the best fit for our needs and answered all the questions we had. Thanks Pat!


5.0 Survey completed on September 19, 2018

Review By Gergana H. for Patrick Holland

Completed transaction in September 2018

Excellent service and communication.


5.0 Survey completed on September 14, 2018

Review By Hilda C. for Patrick Holland

Completed transaction in September 2018

Patrick guided me as a first homebuyer. I'm very thankful and grateful for his help.


5.0 Survey completed on September 01, 2018

Review By Lindsey C. for Patrick Holland

Completed transaction in August 2018

This was the second time I worked with Pat. When I bought my first house, my realtor told me there was no one better so when it came to buying my first investment property I told my husband we have to call Pat. He takes care of everything quickly, efficiently and explains everything along the way. If your Dad financed houses for a living I'd still tell you to go and see Pat.