Patrick Holland

Virginia - Fairfax


10306 Eaton Place, Suite 100

Fairfax, VA 22030


About Patrick

“I only know how to work one way, and that is do the job right and don’t cut corners. There is no substitute for hard work and dedication.”

Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. He does that through helping homebuyers with their financing or existing mortgage holders with refinancing their loans. “When a client commits to us, it is a sign of trust that my team takes seriously. We help our client make the right financing decision based on their long-term goals and we will deliver the finished product on time. Our goal is always to exceed the client’s expectations.”

This foundation based on trust and loyalty has been instilled with Patrick throughout his life. The son of a naval officer and elementary school teacher, the he learned the importance of honesty, integrity, and treating others with respect.

These core beliefs are reflected throughout his life and in his work. Patrick has received many awards and recognition, including one of the “Top 250 Originators” in the country as noted in both Mortgage Originators Guide and the Scotsman Guide. He has been the top producing loan officer at Embrace and was featured on the cover of Top Agent Magazine in August, 2015.

It’s the day-to-day challenges Patrick loves in his work. “Many times, there is not just one solution. Every transaction is different. It’s exciting to learn new things and be part of an ever-evolving industry.”

Being flexible and able to keep up with the competitive market is essential for Patrick and his team. Their office utilizes easy electronic signature documents, secure document transfer, and individual websites for security, resulting in loans taking only weeks to process and close, rather than months.

But just because the technology changes and processes change, doesn’t mean his core values do.

“Patrick is what every real estate professional lender should be like. Every step of the way we felt like he was personally there for us, including recommending when to (and not to) refinance. We have total trust and confidence in him,” said Tom and Rhonda, who add they would recommend him without hesitation. His clients are for life.

Honesty, a hard work ethic, and his people-oriented personality have driven Patrick to the top. He also understands his clients helped build him, and he takes that responsibility seriously. Closing on a home is one of the most exciting and stressful things a person will ever do in their life. It’s a tremendous privilege for Patrick and his team to share that moment in a person’s life.

At the end of the day, every day, it’s all about helping people achieve their dreams.

0 2018, 2017,2016, 2015, 2014, 2013, 2012, 2011, 2010, 2009 and Hall of Fame Member

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on January 12, 2019

Review By Melinda M. for Patrick Holland

Completed transaction in January 2019

Excellent and responsive service. Pat kept us informed constantly, even after hours and on weekends. Everything was done seamlessly. Highly recommend Pat Holland!


5.0 Survey completed on December 28, 2018

Review By Holli C. for Patrick Holland

Completed transaction in December 2018

Pat was wonderful to work with and made the process very easy for us.


5.0 Survey completed on December 26, 2018

Review By George S. for Patrick Holland

Completed transaction in December 2018

Patrick was introduced to us by our realtor, and he immediately began direct lines of communication via email and phone. As first time homeowners, Patrick walked us through the purchasing process from the lending standpoint. He was very thorough in identifying our goals and budgets with our purchase. Patrick was also very quick in getting everything together for a quick closing. My wife and I are thrilled to work with Patrick and look forward to working with him in the future.


5.0 Survey completed on December 23, 2018

Review By Ruth W. for Patrick Holland

Completed transaction in December 2018

We already had one pre-approved loan when we spoke with Patrick, but Patrick helped lower our costs, discuss our long and short term goals, which the other lender did not do, and become more competitive in a very competitive market. We feel like he’s a neighbor looking out for us and our new community!


5.0 Survey completed on December 11, 2018

Review By James H. for Patrick Holland

Completed transaction in December 2018

Pat was very helpful throughout the entire home buying process. He was always available to answer any questions I had, and made my first time buying very simple.

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