Patrick Holland

Virginia - Fairfax


10306 Eaton Place, Suite 100

Fairfax, VA 22030


About Patrick

“I only know how to work one way, and that is do the job right and don’t cut corners. There is no substitute for hard work and dedication.”

Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. He does that through helping homebuyers with their financing or existing mortgage holders with refinancing their loans. “When a client commits to us, it is a sign of trust that my team takes seriously. We help our client make the right financing decision based on their long-term goals and we will deliver the finished product on time. Our goal is always to exceed the client’s expectations.”

This foundation based on trust and loyalty has been instilled with Patrick throughout his life. The son of a naval officer and elementary school teacher, the he learned the importance of honesty, integrity, and treating others with respect.

These core beliefs are reflected throughout his life and in his work. Patrick has received many awards and recognition, including one of the “Top 250 Originators” in the country as noted in both Mortgage Originators Guide and the Scotsman Guide. He has been the top producing loan officer at Embrace and was featured on the cover of Top Agent Magazine in August, 2015.

It’s the day-to-day challenges Patrick loves in his work. “Many times, there is not just one solution. Every transaction is different. It’s exciting to learn new things and be part of an ever-evolving industry.”

Being flexible and able to keep up with the competitive market is essential for Patrick and his team. Their office utilizes easy electronic signature documents, secure document transfer, and individual websites for security, resulting in loans taking only weeks to process and close, rather than months.

But just because the technology changes and processes change, doesn’t mean his core values do.

“Patrick is what every real estate professional lender should be like. Every step of the way we felt like he was personally there for us, including recommending when to (and not to) refinance. We have total trust and confidence in him,” said Tom and Rhonda, who add they would recommend him without hesitation. His clients are for life.

Honesty, a hard work ethic, and his people-oriented personality have driven Patrick to the top. He also understands his clients helped build him, and he takes that responsibility seriously. Closing on a home is one of the most exciting and stressful things a person will ever do in their life. It’s a tremendous privilege for Patrick and his team to share that moment in a person’s life.

At the end of the day, every day, it’s all about helping people achieve their dreams.

Presidents Club Logo 2018, 2017,2016, 2015, 2014, 2013, 2012, 2011, 2010, 2009 and Hall of Fame Member

98% Customer Satisfaction Rating
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on May 24, 2019

Review By Antra M. for Patrick Holland

Completed transaction in May 2019

Pat was very straight forward and kept an open line of communication at all times. He not only took care of everything for our loan, but also helped us to find a great deal on our home insurance as well. Working with him was very easy and it was clear he has a lot of experience with different kinds of home loans.


5.0 Survey completed on May 24, 2019

Review By Yuliya P. for Patrick Holland

Completed transaction in May 2019

Patrick is very responsible, pro-active and fast. Besides, I felt a lot of support from him in a hard negotiation process with sellers. He also gave me a best deal among 4 lenders


5.0 Survey completed on May 24, 2019

Review By Drew M. for Patrick Holland

Completed transaction in May 2019

Pat was very responsive and professional. Great experience!


5.0 Survey completed on May 23, 2019

Review By Chelsae D. for Patrick Holland

Completed transaction in May 2019

Quick responses, guidance, overall knowledge of the process.


5.0 Survey completed on May 17, 2019

Review By Angela M. for Patrick Holland

Completed transaction in February 2019

It was a pleasure working with Pat and Embrace Loans. I was referred by a friend because of the great customer service that Pat provides. Pat and his team were very responsive and allowed the process to run smoothly. I felt very confident that I would be able to refinance and stay within my budget. I would highly recommend Patrick Holland and Embrace Loans.

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