Patrick Holland

Virginia - Fairfax


10306 Eaton Place, Suite 100

Fairfax, VA 22030


About Patrick

“I only know how to work one way, and that is do the job right and don’t cut corners. There is no substitute for hard work and dedication.”

Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. He does that through helping homebuyers with their financing or existing mortgage holders with refinancing their loans. “When a client commits to us, it is a sign of trust that my team takes seriously. We help our client make the right financing decision based on their long-term goals and we will deliver the finished product on time. Our goal is always to exceed the client’s expectations.”

This foundation based on trust and loyalty has been instilled with Patrick throughout his life. The son of a naval officer and elementary school teacher, the he learned the importance of honesty, integrity, and treating others with respect.

These core beliefs are reflected throughout his life and in his work. Patrick has received many awards and recognition, including one of the “Top 250 Originators” in the country as noted in both Mortgage Originators Guide and the Scotsman Guide. He has been the top producing loan officer at Embrace and was featured on the cover of Top Agent Magazine in August, 2015.

It’s the day-to-day challenges Patrick loves in his work. “Many times, there is not just one solution. Every transaction is different. It’s exciting to learn new things and be part of an ever-evolving industry.”

Being flexible and able to keep up with the competitive market is essential for Patrick and his team. Their office utilizes easy electronic signature documents, secure document transfer, and individual websites for security, resulting in loans taking only weeks to process and close, rather than months.

But just because the technology changes and processes change, doesn’t mean his core values do.

“Patrick is what every real estate professional lender should be like. Every step of the way we felt like he was personally there for us, including recommending when to (and not to) refinance. We have total trust and confidence in him,” said Tom and Rhonda, who add they would recommend him without hesitation. His clients are for life.

Honesty, a hard work ethic, and his people-oriented personality have driven Patrick to the top. He also understands his clients helped build him, and he takes that responsibility seriously. Closing on a home is one of the most exciting and stressful things a person will ever do in their life. It’s a tremendous privilege for Patrick and his team to share that moment in a person’s life.

At the end of the day, every day, it’s all about helping people achieve their dreams.

Hall of Fame LogoPresidents Club Logo 2019, 2018, 2017,2016, 2015, 2014, 2013, 2012, 2011, 2010, 2009 and Hall of Fame Member

98% Customer Satisfaction Rating
Zillow Icon
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on February 19, 2020

Review By Kathryn T. for Patrick Holland

Completed transaction in February 2020

Patrick was superb to work with. He and Angel ensured we had everything done well in advance. He was able to answer all our questions, and everything was done using a very simple online platform. Because of his attention to detail and preparation, we were ready for closing well in advance, and there were no surprises at closing. We would recommend Pat to anyone!


5.0 Survey completed on February 16, 2020

Review By Charlotte L. for Patrick Holland

Completed transaction in February 2020

Thank you so much!


5.0 Survey completed on February 10, 2020

Review By Georginia F. for Patrick Holland

Completed transaction in February 2020

Would recommend Patrick to anyone! He s very patient and have amazing work ethnic


5.0 Survey completed on February 09, 2020

Review By Fernando C. for Patrick Holland

Completed transaction in February 2020

Pat is very knowledgeable and the most honest lender I’ve worked with. You’re in great hands with Pat Holland. Conventional, ARM, FHA or VA, go with Pat and you’ll have a stress free process


5.0 Survey completed on February 08, 2020

Review By David S. for Patrick Holland

Completed transaction in February 2020

Pat did a great job helping me finance my house 2 years ago. As the rates have come down, I trusted him to tell me when it was the right time to refinance. He not only came through with a great rate, he and his team made the process simple and painless.

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When you buy a home in today’s day and age, you have to be on high alert. With more and more real estate transactions conducted online, the potential for fraud and scams is huge.  The most common problem? That’d be what the FBI dubs “business email compromise.”  Basically, it’s when a fraudster hacks (or even […]

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