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Patrick Holland

Virginia - Fairfax
22030

10306 Eaton Place, Suite 100

Fairfax, VA 22030

703-591-7144

About Patrick

“I only know how to work one way, and that is do the job right and don’t cut corners. There is no substitute for hard work and dedication.”

Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. He does that through helping homebuyers with their financing or existing mortgage holders with refinancing their loans. “When a client commits to us, it is a sign of trust that my team takes seriously. We help our client make the right financing decision based on their long-term goals and we will deliver the finished product on time. Our goal is always to exceed the client’s expectations.”

This foundation based on trust and loyalty has been instilled with Patrick throughout his life. The son of a naval officer and elementary school teacher, the he learned the importance of honesty, integrity, and treating others with respect.

These core beliefs are reflected throughout his life and in his work. Patrick has received many awards and recognition, including one of the “Top 250 Originators” in the country as noted in both Mortgage Originators Guide and the Scotsman Guide. He has been the top producing loan officer at Embrace and was featured on the cover of Top Agent Magazine in August, 2015.

It’s the day-to-day challenges Patrick loves in his work. “Many times, there is not just one solution. Every transaction is different. It’s exciting to learn new things and be part of an ever-evolving industry.”

Being flexible and able to keep up with the competitive market is essential for Patrick and his team. Their office utilizes easy electronic signature documents, secure document transfer, and individual websites for security, resulting in loans taking only weeks to process and close, rather than months.

But just because the technology changes and processes change, doesn’t mean his core values do.

“Patrick is what every real estate professional lender should be like. Every step of the way we felt like he was personally there for us, including recommending when to (and not to) refinance. We have total trust and confidence in him,” said Tom and Rhonda, who add they would recommend him without hesitation. His clients are for life.

Honesty, a hard work ethic, and his people-oriented personality have driven Patrick to the top. He also understands his clients helped build him, and he takes that responsibility seriously. Closing on a home is one of the most exciting and stressful things a person will ever do in their life. It’s a tremendous privilege for Patrick and his team to share that moment in a person’s life.

At the end of the day, every day, it’s all about helping people achieve their dreams.

Embrace Home Loans Hall of Fame MemberMember                    Embrace Home Loans Presidents Club 2020 - 2009  

Embrace Home Loans Founders Club Inducted 2020           Chairmans Club Award2020

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(872)

  • 5

    5 Survey completed on January 14, 2022

    Review By Christine M. for Patrick Holland

    Completed transaction in January 2022

    As first time homebuyers Patrick walked us through the financial pros and cons of each house we seriously considered and helped us understand what we could afford based on the current interest rates. He was always available when we had questions and explained all of the details of the home-buying process. Him and his team worked seamlessly to ensure our loan application was processed so that we could close on time!

  • 4

    4 Survey completed on January 11, 2022

    Review By Adam M. for Patrick Holland

    Completed transaction in January 2022

    As first time homebuyers Patrick walked us through the financial pros and cons of each house we seriously considered and helped us understand what we could afford based on the current interest rates.

  • 5

    5 Survey completed on January 11, 2022

    Review By Justin S. for Patrick Holland

    Completed transaction in January 2022

    Very responsive customer service geared toward our needs. Awesome!

  • 5

    5 Survey completed on January 09, 2022

    Review By Richie H. for Patrick Holland

    Completed transaction in December 2021

    Patrick and his team were always supportive and kept good tabs on what needed to be done. Despite not having all the information at once, they were understanding and helped me through the entire process, helping me learn along the way. 10/10 will always recommend.

  • 5

    5 Survey completed on January 08, 2022

    Review By Robert H. for Patrick Holland

    Completed transaction in January 2022

    Patrick worked miracles to make a challenging refinance happen in record time. We knew it was difficult but we had the utmost confidence that if anyone could get it done, he could. And he did!

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