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Patrick Holland

Virginia - Fairfax

10306 Eaton Place, Suite 100

Fairfax, VA 22030


About Patrick

“I only know how to work one way, and that is do the job right and don’t cut corners. There is no substitute for hard work and dedication.”

Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. He does that through helping homebuyers with their financing or existing mortgage holders with refinancing their loans. “When a client commits to us, it is a sign of trust that my team takes seriously. We help our client make the right financing decision based on their long-term goals and we will deliver the finished product on time. Our goal is always to exceed the client’s expectations.”

This foundation based on trust and loyalty has been instilled with Patrick throughout his life. The son of a naval officer and elementary school teacher, the he learned the importance of honesty, integrity, and treating others with respect.

These core beliefs are reflected throughout his life and in his work. Patrick has received many awards and recognition, including one of the “Top 250 Originators” in the country as noted in both Mortgage Originators Guide and the Scotsman Guide. He has been the top producing loan officer at Embrace and was featured on the cover of Top Agent Magazine in August, 2015.

It’s the day-to-day challenges Patrick loves in his work. “Many times, there is not just one solution. Every transaction is different. It’s exciting to learn new things and be part of an ever-evolving industry.”

Being flexible and able to keep up with the competitive market is essential for Patrick and his team. Their office utilizes easy electronic signature documents, secure document transfer, and individual websites for security, resulting in loans taking only weeks to process and close, rather than months.

But just because the technology changes and processes change, doesn’t mean his core values do.

“Patrick is what every real estate professional lender should be like. Every step of the way we felt like he was personally there for us, including recommending when to (and not to) refinance. We have total trust and confidence in him,” said Tom and Rhonda, who add they would recommend him without hesitation. His clients are for life.

Honesty, a hard work ethic, and his people-oriented personality have driven Patrick to the top. He also understands his clients helped build him, and he takes that responsibility seriously. Closing on a home is one of the most exciting and stressful things a person will ever do in their life. It’s a tremendous privilege for Patrick and his team to share that moment in a person’s life.

At the end of the day, every day, it’s all about helping people achieve their dreams.

Embrace Home Loans Hall of Fame MemberMember                    Embrace Home Loans Presidents Club 2020 - 2009  

Embrace Home Loans Founders Club Inducted 2020           Chairmans Club Award2020

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on January 17, 2021

    Review By Victoria D. for Patrick Holland

    Completed transaction in January 2021

    Pat is the absolute best. He makes refinancing fast an easy!!

  • 5.0

    5.0 Survey completed on January 13, 2021

    Review By Brian M. for Patrick Holland

    Completed transaction in January 2021

    Amazing to work with professional and on top of things! He makes a stressful process go smoothly

  • 5.0

    5.0 Survey completed on January 10, 2021

    Review By Princess M. for Patrick Holland

    Completed transaction in December 2020

    It was a great, smooth, and awesome home buying experience with Patrick and his team! Thank you so much for the genuine and excellent service.

  • 5.0

    5.0 Survey completed on January 09, 2021

    Review By Jason N. for Patrick Holland

    Completed transaction in December 2020

    Pat responded immediately to answer all my questions day or night and was always very informative.

  • 5.0

    5.0 Survey completed on January 09, 2021

    Review By Jill W. for Patrick Holland

    Completed transaction in December 2020

    Thank you.

Loan in progress?
Should I Refinance My HELOC into a Fixed-Rate Mortgage?

When you’re in need of cash, a home equity line of credit (HELOC) can seem pretty great. They come with low (often interest-only) payments for many years, you can use as much or as little as you like (similar to a credit card), and they’re fairly easy to come by once you have some equity…

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