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Patrick Holland

Virginia - Fairfax

10306 Eaton Place, Suite 100

Fairfax, VA 22030


About Patrick

“I only know how to work one way, and that is do the job right and don’t cut corners. There is no substitute for hard work and dedication.”

Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. He does that through helping homebuyers with their financing or existing mortgage holders with refinancing their loans. “When a client commits to us, it is a sign of trust that my team takes seriously. We help our client make the right financing decision based on their long-term goals and we will deliver the finished product on time. Our goal is always to exceed the client’s expectations.”

This foundation based on trust and loyalty has been instilled with Patrick throughout his life. The son of a naval officer and elementary school teacher, the he learned the importance of honesty, integrity, and treating others with respect.

These core beliefs are reflected throughout his life and in his work. Patrick has received many awards and recognition, including one of the “Top 250 Originators” in the country as noted in both Mortgage Originators Guide and the Scotsman Guide. He has been the top producing loan officer at Embrace and was featured on the cover of Top Agent Magazine in August, 2015.

It’s the day-to-day challenges Patrick loves in his work. “Many times, there is not just one solution. Every transaction is different. It’s exciting to learn new things and be part of an ever-evolving industry.”

Being flexible and able to keep up with the competitive market is essential for Patrick and his team. Their office utilizes easy electronic signature documents, secure document transfer, and individual websites for security, resulting in loans taking only weeks to process and close, rather than months.

But just because the technology changes and processes change, doesn’t mean his core values do.

“Patrick is what every real estate professional lender should be like. Every step of the way we felt like he was personally there for us, including recommending when to (and not to) refinance. We have total trust and confidence in him,” said Tom and Rhonda, who add they would recommend him without hesitation. His clients are for life.

Honesty, a hard work ethic, and his people-oriented personality have driven Patrick to the top. He also understands his clients helped build him, and he takes that responsibility seriously. Closing on a home is one of the most exciting and stressful things a person will ever do in their life. It’s a tremendous privilege for Patrick and his team to share that moment in a person’s life.

At the end of the day, every day, it’s all about helping people achieve their dreams.

Embrace Home Loans Hall of Fame MemberMember                    Embrace Home Loans Presidents Club 2020 - 2009  

Embrace Home Loans Founders Club Inducted 2020           Chairmans Club Award2020

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on July 31, 2021

    Review By Rebecca S. for Patrick Holland

    Completed transaction in July 2021

    Patrick and his team made my refinancing process so easy! The whole team is great.

  • 5

    5 Survey completed on July 30, 2021

    Review By Luke L. for Patrick Holland

    Completed transaction in July 2021

    Patrick and his team were always on top of everything and very responsive. He made the whole process very easy.

  • 5

    5 Survey completed on July 30, 2021

    Review By Jennifer S. for Patrick Holland

    Completed transaction in No Date

    Patrick made the home buying process proceed without a hitch! He was always accessible when I had questions. Patrick responded to my calls and messages immediately. He got a mortgage rate lower than I expected! Patrick truly cares about his clients!

  • 5

    5 Survey completed on July 30, 2021

    Review By Mary T. for Patrick Holland

    Completed transaction in July 2021

    Pat Holland goes the extra mile in all his transactions: he is clear, personable and an expert in his field. He demonstrates investment in insuring a terrific customer experience---this translates in his being available weekends and evenings. Pat is extremely responsive and pro-active. His depth and breadth of knowledge is impressive. His team is very helpful and they operate as a cohesive whole.

  • 5

    5 Survey completed on July 30, 2021

    Review By Jeffrey J. for Patrick Holland

    Completed transaction in July 2021

    Patrick went above and beyond to ensure we had a smooth refinance. This was by far the easiest home transaction we have had. Along with Patrick, the entire team was courteous, prompt, and professional. Fantastic experience!

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