Patrick Holland

Virginia - Fairfax


10306 Eaton Place, Suite 100

Fairfax, VA 22030


About Patrick

“I only know how to work one way, and that is do the job right and don’t cut corners. There is no substitute for hard work and dedication.”

Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. He does that through helping homebuyers with their financing or existing mortgage holders with refinancing their loans. “When a client commits to us, it is a sign of trust that my team takes seriously. We help our client make the right financing decision based on their long-term goals and we will deliver the finished product on time. Our goal is always to exceed the client’s expectations.”

This foundation based on trust and loyalty has been instilled with Patrick throughout his life. The son of a naval officer and elementary school teacher, the he learned the importance of honesty, integrity, and treating others with respect.

These core beliefs are reflected throughout his life and in his work. Patrick has received many awards and recognition, including one of the “Top 250 Originators” in the country as noted in both Mortgage Originators Guide and the Scotsman Guide. He has been the top producing loan officer at Embrace and was featured on the cover of Top Agent Magazine in August, 2015.

It’s the day-to-day challenges Patrick loves in his work. “Many times, there is not just one solution. Every transaction is different. It’s exciting to learn new things and be part of an ever-evolving industry.”

Being flexible and able to keep up with the competitive market is essential for Patrick and his team. Their office utilizes easy electronic signature documents, secure document transfer, and individual websites for security, resulting in loans taking only weeks to process and close, rather than months.

But just because the technology changes and processes change, doesn’t mean his core values do.

“Patrick is what every real estate professional lender should be like. Every step of the way we felt like he was personally there for us, including recommending when to (and not to) refinance. We have total trust and confidence in him,” said Tom and Rhonda, who add they would recommend him without hesitation. His clients are for life.

Honesty, a hard work ethic, and his people-oriented personality have driven Patrick to the top. He also understands his clients helped build him, and he takes that responsibility seriously. Closing on a home is one of the most exciting and stressful things a person will ever do in their life. It’s a tremendous privilege for Patrick and his team to share that moment in a person’s life.

At the end of the day, every day, it’s all about helping people achieve their dreams.

Hall of Fame LogoPresidents Club Logo 2019, 2018, 2017,2016, 2015, 2014, 2013, 2012, 2011, 2010, 2009 and Hall of Fame Member

98% Customer Satisfaction Rating
Zillow Icon
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on July 09, 2020

Review By David H. for Patrick Holland

Completed transaction in July 2020

Pat was a kind, conscientious, and informed professional throughout our lending experience. It would be hard to imagine how anyone could be better--Pat is the best!


5.0 Survey completed on July 09, 2020

Review By Patrick C. for Patrick Holland

Completed transaction in June 2020

Patrick guidance throughout the whole process was amazing. Our settlement was perfect and without ANY ISSUES, thanks to Patrick and his team.


5.0 Survey completed on July 08, 2020

Review By Scott F. for Patrick Holland

Completed transaction in July 2020

Pat worked closely with us, starting very early in the process. Got all the required documentation early, even all the extra with my somewhat unique situation, and then was able to go from contract to close in only 24 days! Would highly recommend Pat and Embrace to anyone looking to buy a house.


5.0 Survey completed on July 07, 2020

Review By John R. for Patrick Holland

Completed transaction in July 2020

Patrick was very proactive and overwhelmingly empathetic about all aspects of the loan process as my wife gave birth during this and Patrick went above and beyond everyday to help us through the process. Thank you Patrick!!!


5.0 Survey completed on July 06, 2020

Review By Monica F. for Patrick Holland

Completed transaction in June 2020

From start to finish, Patrick made our loan process easy. He was quick to respond to any questions we had. I would definitely recommend him to anyone who needed a mortgage or refinance.

How to Negotiate Inspection Repairs Like a Pro
How to Negotiate Inspection Repairs Like a Pro

When you’re in the process of buying a house, negotiating after you’ve completed your inspections is a big deal. After all, it’s only natural that you would want your new home to be in the best shape possible once you become its new owner. With that in mind, we have a few tips on how…

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