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Patrick Holland

Virginia - Fairfax
22030

10306 Eaton Place, Suite 100

Fairfax, VA 22030

703-591-7144

About Patrick

“I only know how to work one way, and that is do the job right and don’t cut corners. There is no substitute for hard work and dedication.”

Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. He does that through helping homebuyers with their financing or existing mortgage holders with refinancing their loans. “When a client commits to us, it is a sign of trust that my team takes seriously. We help our client make the right financing decision based on their long-term goals and we will deliver the finished product on time. Our goal is always to exceed the client’s expectations.”

This foundation based on trust and loyalty has been instilled with Patrick throughout his life. The son of a naval officer and elementary school teacher, the he learned the importance of honesty, integrity, and treating others with respect.

These core beliefs are reflected throughout his life and in his work. Patrick has received many awards and recognition, including one of the “Top 250 Originators” in the country as noted in both Mortgage Originators Guide and the Scotsman Guide. He has been the top producing loan officer at Embrace and was featured on the cover of Top Agent Magazine in August, 2015.

It’s the day-to-day challenges Patrick loves in his work. “Many times, there is not just one solution. Every transaction is different. It’s exciting to learn new things and be part of an ever-evolving industry.”

Being flexible and able to keep up with the competitive market is essential for Patrick and his team. Their office utilizes easy electronic signature documents, secure document transfer, and individual websites for security, resulting in loans taking only weeks to process and close, rather than months.

But just because the technology changes and processes change, doesn’t mean his core values do.

“Patrick is what every real estate professional lender should be like. Every step of the way we felt like he was personally there for us, including recommending when to (and not to) refinance. We have total trust and confidence in him,” said Tom and Rhonda, who add they would recommend him without hesitation. His clients are for life.

Honesty, a hard work ethic, and his people-oriented personality have driven Patrick to the top. He also understands his clients helped build him, and he takes that responsibility seriously. Closing on a home is one of the most exciting and stressful things a person will ever do in their life. It’s a tremendous privilege for Patrick and his team to share that moment in a person’s life.

At the end of the day, every day, it’s all about helping people achieve their dreams.

Embrace Home Loans Hall of Fame MemberEmbrace Home Loans Presidents Club 2019, 2018, 2017,2016, 2015, 2014, 2013, 2012, 2011, 2010, 2009 and Hall of Fame Member

Embrace Home Loans Founders Club Inducted Aug 24,2020

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(580)

  • 5.0

    5.0 Survey completed on October 22, 2020

    Review By James W. for Patrick Holland

    Completed transaction in October 2020

    The number of people refinancing their mortgages now is extremely high. As busy as Pat is he always has time to speak to you and he returns emails very quickly. The service we received could not have been any better.

  • 5.0

    5.0 Survey completed on October 22, 2020

    Review By Daniel C. for Patrick Holland

    Completed transaction in October 2020

    This is the third time we’ve used Pat. He makes refinancing easy and has our complete trust. He and his staff are so nice and easy to work with.

  • 5.0

    5.0 Survey completed on October 19, 2020

    Review By Robert S. for Patrick Holland

    Completed transaction in October 2020

    Pat and the entire team has always been great with all transactions they have done for us, and there have been several. I would not trust anyone else to do my home financing transaction at this point.

  • 5.0

    5.0 Survey completed on October 19, 2020

    Review By Megan H. for Patrick Holland

    Completed transaction in October 2020

    Pat is very helpful, efficient, and thorough! We've used him to refinance our mortgage more than once, and it is always a positive experience. We enjoy working with Pat and will continue to refer others to him as well.

  • 5.0

    5.0 Survey completed on October 17, 2020

    Review By Jennifer F. for Patrick Holland

    Completed transaction in October 2020

    This is our second transaction with Pat, and we could not be more pleased. He is super responsive, thorough, and easy to work with. He really makes it easy for his clients. We would use him again for any mortgage needs, and would not hesitate to recommend him to family or friends.

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