Patrick Holland

Virginia - Fairfax


10306 Eaton Place, Suite 100

Fairfax, VA 22030


About Patrick

“I only know how to work one way, and that is do the job right and don’t cut corners. There is no substitute for hard work and dedication.”

Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. He does that through helping homebuyers with their financing or existing mortgage holders with refinancing their loans. “When a client commits to us, it is a sign of trust that my team takes seriously. We help our client make the right financing decision based on their long-term goals and we will deliver the finished product on time. Our goal is always to exceed the client’s expectations.”

This foundation based on trust and loyalty has been instilled with Patrick throughout his life. The son of a naval officer and elementary school teacher, the he learned the importance of honesty, integrity, and treating others with respect.

These core beliefs are reflected throughout his life and in his work. Patrick has received many awards and recognition, including one of the “Top 250 Originators” in the country as noted in both Mortgage Originators Guide and the Scotsman Guide. He has been the top producing loan officer at Embrace and was featured on the cover of Top Agent Magazine in August, 2015.

It’s the day-to-day challenges Patrick loves in his work. “Many times, there is not just one solution. Every transaction is different. It’s exciting to learn new things and be part of an ever-evolving industry.”

Being flexible and able to keep up with the competitive market is essential for Patrick and his team. Their office utilizes easy electronic signature documents, secure document transfer, and individual websites for security, resulting in loans taking only weeks to process and close, rather than months.

But just because the technology changes and processes change, doesn’t mean his core values do.

“Patrick is what every real estate professional lender should be like. Every step of the way we felt like he was personally there for us, including recommending when to (and not to) refinance. We have total trust and confidence in him,” said Tom and Rhonda, who add they would recommend him without hesitation. His clients are for life.

Honesty, a hard work ethic, and his people-oriented personality have driven Patrick to the top. He also understands his clients helped build him, and he takes that responsibility seriously. Closing on a home is one of the most exciting and stressful things a person will ever do in their life. It’s a tremendous privilege for Patrick and his team to share that moment in a person’s life.

At the end of the day, every day, it’s all about helping people achieve their dreams.

Presidents Club Logo 2018, 2017,2016, 2015, 2014, 2013, 2012, 2011, 2010, 2009 and Hall of Fame Member

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on March 21, 2019

Review By Kristen R. for Patrick Holland

Completed transaction in March 2019

Pat was always available to take my calls and answer my many questions - even while he was on vacation! :) Very knowledgeable and will shoot it to you straight!


5.0 Survey completed on March 16, 2019

Review By Betsy Y. for Patrick Holland

Completed transaction in March 2019

Pat really is the best! We have been served by other companies for our mortgage brokeraging needs, and the service and specialized support that he and his team provided were vastly superior. He went far above and beyond; he was extremely prompt/responsive, consistently followed up on our questions, and always communicated well — which set any jittery buying nerves at ease. We are lucky to have Pat and Embrace in our corner during this change in address!


5.0 Survey completed on March 15, 2019

Review By Michael Y. for Patrick Holland

Completed transaction in March 2019

Pat went above and beyond throughout the mortgage process. He answered all of our questions and was very helpful with getting all the documents together. We’d definitely choose him again the next time we need a mortgage.


5.0 Survey completed on March 13, 2019

Review By Jeanne G. for Patrick Holland

Completed transaction in February 2019

Pat takes the initiative to call his clients with information and rate adjustments- he is always ahead of the game and totally accurate with his numbers and his recommendations. A real expert who is a pleasure to work with!


5.0 Survey completed on March 07, 2019

Review By Javonne F. for Patrick Holland

Completed transaction in February 2019

Pat Holland was very thorough and thoughtful, helping me navigate an arduous refinance process. His expert advice was exactly what I needed to make informed decisions at every step. Thanks Pat!!

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