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Patrick Holland

Virginia - Fairfax

10306 Eaton Place, Suite 100

Fairfax, VA 22030


About Patrick

“I only know how to work one way, and that is do the job right and don’t cut corners. There is no substitute for hard work and dedication.”

Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. He does that through helping homebuyers with their financing or existing mortgage holders with refinancing their loans. “When a client commits to us, it is a sign of trust that my team takes seriously. We help our client make the right financing decision based on their long-term goals and we will deliver the finished product on time. Our goal is always to exceed the client’s expectations.”

This foundation based on trust and loyalty has been instilled with Patrick throughout his life. The son of a naval officer and elementary school teacher, the he learned the importance of honesty, integrity, and treating others with respect.

These core beliefs are reflected throughout his life and in his work. Patrick has received many awards and recognition, including one of the “Top 250 Originators” in the country as noted in both Mortgage Originators Guide and the Scotsman Guide. He has been the top producing loan officer at Embrace and was featured on the cover of Top Agent Magazine in August, 2015.

It’s the day-to-day challenges Patrick loves in his work. “Many times, there is not just one solution. Every transaction is different. It’s exciting to learn new things and be part of an ever-evolving industry.”

Being flexible and able to keep up with the competitive market is essential for Patrick and his team. Their office utilizes easy electronic signature documents, secure document transfer, and individual websites for security, resulting in loans taking only weeks to process and close, rather than months.

But just because the technology changes and processes change, doesn’t mean his core values do.

“Patrick is what every real estate professional lender should be like. Every step of the way we felt like he was personally there for us, including recommending when to (and not to) refinance. We have total trust and confidence in him,” said Tom and Rhonda, who add they would recommend him without hesitation. His clients are for life.

Honesty, a hard work ethic, and his people-oriented personality have driven Patrick to the top. He also understands his clients helped build him, and he takes that responsibility seriously. Closing on a home is one of the most exciting and stressful things a person will ever do in their life. It’s a tremendous privilege for Patrick and his team to share that moment in a person’s life.

At the end of the day, every day, it’s all about helping people achieve their dreams.

Embrace Home Loans Hall of Fame MemberMember                    Embrace Home Loans Presidents Club 2021 - 2009  

Embrace Home Loans Founders Club Inducted 2020           Chairmans Club Award2021, 2020

98 percent Customer Satisfaction Rating thumbs up
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender
Getting started on your Home Purchase
Getting Started on Your Home Purchase

Buying a home can be a challenging experience, but you have help. Your real estate agent is there to help with the home search and your mortgage lender is there to get you through the mortgage process. Utilize these people and their knowledge to help you navigate through all the steps. Here, we’ll talk specifically…

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Patrick Holland

Branch Manager/Vice President

NMLS # 179158

Ready to take the first step toward a new home?

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10306 Eaton Place, Suite 100

Fairfax, VA 22030


  • 5

    5 Survey completed on December 03, 2022

    Review By James K. for Patrick Holland

    Completed transaction in December 2022

    Mostly how thorough Pat is. The app/website certainly made things super easy and open.

  • 5

    5 Survey completed on December 02, 2022

    Review By Dania R. for Patrick Holland

    Completed transaction in November 2022

    Patrick made the (initially very scary) home buying process a breeze and easy to understand! I was very nervous about the high rates and ever-changing market, but Patrick managed to get me a great deal and rate, which was much lower than any other quotes I had received. He and his team provided round the clock support and were HIGHLY efficient, making the process very easy for me, and very quick! Patrick was highly knowledgeable and very prompt in answering all my questions throughout the process. I will be recommending Patrick and Embrace Home Loans to my friends and family. I truly do not think I would have purchased a home when I did if it were not for Patrick and his guidance. Thank you!!

  • 5

    5 Survey completed on November 29, 2022

    Review By Julia T. for Patrick Holland

    Completed transaction in November 2022

    We were really impressed with his communication skills and the interest rate he was able to offer.

  • 5

    5 Survey completed on November 26, 2022

    Review By Yazan A. for Patrick Holland

    Completed transaction in November 2022

    The team was full of positives, including Incredible communicating, trustworthy advice and helpful tips. Thank you Pat and team for guiding me through my mortgage for my first home.

  • 5

    5 Survey completed on November 23, 2022

    Review By Sara S. for Patrick Holland

    Completed transaction in November 2022

    Pat was the absolute best. Very knowledgeable, super responsive, and always willing to talk though questions.