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Patrick Holland

Virginia - Fairfax
22030

10306 Eaton Place, Suite 100

Fairfax, VA 22030

703-591-7144

About Patrick

“I only know how to work one way, and that is do the job right and don’t cut corners. There is no substitute for hard work and dedication.”

Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. He does that through helping homebuyers with their financing or existing mortgage holders with refinancing their loans. “When a client commits to us, it is a sign of trust that my team takes seriously. We help our client make the right financing decision based on their long-term goals and we will deliver the finished product on time. Our goal is always to exceed the client’s expectations.”

This foundation based on trust and loyalty has been instilled with Patrick throughout his life. The son of a naval officer and elementary school teacher, the he learned the importance of honesty, integrity, and treating others with respect.

These core beliefs are reflected throughout his life and in his work. Patrick has received many awards and recognition, including one of the “Top 250 Originators” in the country as noted in both Mortgage Originators Guide and the Scotsman Guide. He has been the top producing loan officer at Embrace and was featured on the cover of Top Agent Magazine in August, 2015.

It’s the day-to-day challenges Patrick loves in his work. “Many times, there is not just one solution. Every transaction is different. It’s exciting to learn new things and be part of an ever-evolving industry.”

Being flexible and able to keep up with the competitive market is essential for Patrick and his team. Their office utilizes easy electronic signature documents, secure document transfer, and individual websites for security, resulting in loans taking only weeks to process and close, rather than months.

But just because the technology changes and processes change, doesn’t mean his core values do.

“Patrick is what every real estate professional lender should be like. Every step of the way we felt like he was personally there for us, including recommending when to (and not to) refinance. We have total trust and confidence in him,” said Tom and Rhonda, who add they would recommend him without hesitation. His clients are for life.

Honesty, a hard work ethic, and his people-oriented personality have driven Patrick to the top. He also understands his clients helped build him, and he takes that responsibility seriously. Closing on a home is one of the most exciting and stressful things a person will ever do in their life. It’s a tremendous privilege for Patrick and his team to share that moment in a person’s life.

At the end of the day, every day, it’s all about helping people achieve their dreams.

Embrace Home Loans Hall of Fame MemberMember                    Embrace Home Loans Presidents Club 2020 - 2009  

Embrace Home Loans Founders Club Inducted 2020           Chairmans Club Award2020

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(676)

  • 5.0

    5.0 Survey completed on February 28, 2021

    Review By Jason S. for Patrick Holland

    Completed transaction in February 2021

    Refinancing with Pat at Embrace was seamless and easy! Would highly recommend working with him and his team!

  • 5.0

    5.0 Survey completed on February 28, 2021

    Review By Emily W. for Patrick Holland

    Completed transaction in February 2021

    Pat made sure to keep us on task and everything was clear

  • 5.0

    5.0 Survey completed on February 28, 2021

    Review By Thomas W. for Patrick Holland

    Completed transaction in February 2021

    Patrick is always very responsive, helpful and thoughtful when he has helped us with our mortgages. Have worked with him multiple times in the past, and I expect to work with him again in the future.

  • 5.0

    5.0 Survey completed on February 28, 2021

    Review By James L. for Patrick Holland

    Completed transaction in February 2021

    Patrick Gets the job done! He made the process of refinancing our home very straightforward. Everything was very organized and we were able to get the loan process underway very quickly. He was very good about explaining the process. If you have applied for a loan in the past you will be surprised about how much more difficult it is to get a loan during COVID... Patrick was able to make it happen though and he got us a great rate... in fact he beat the initial rate that we were trying to obtain!

  • 5.0

    5.0 Survey completed on February 27, 2021

    Review By Karin D. for Patrick Holland

    Completed transaction in February 2021

    Very responsive and worked hard to ensure process was as smooth and also quick as possible. Patrick works with a sense of urgency that makes it clear you are an important client.

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