Patrick Holland

Virginia - Fairfax


10306 Eaton Place, Suite 100

Fairfax, VA 22030


About Patrick

“I only know how to work one way, and that is do the job right and don’t cut corners. There is no substitute for hard work and dedication.”

Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. He does that through helping homebuyers with their financing or existing mortgage holders with refinancing their loans. “When a client commits to us, it is a sign of trust that my team takes seriously. We help our client make the right financing decision based on their long-term goals and we will deliver the finished product on time. Our goal is always to exceed the client’s expectations.”

This foundation based on trust and loyalty has been instilled with Patrick throughout his life. The son of a naval officer and elementary school teacher, the he learned the importance of honesty, integrity, and treating others with respect.

These core beliefs are reflected throughout his life and in his work. Patrick has received many awards and recognition, including one of the “Top 250 Originators” in the country as noted in both Mortgage Originators Guide and the Scotsman Guide. He has been the top producing loan officer at Embrace and was featured on the cover of Top Agent Magazine in August, 2015.

It’s the day-to-day challenges Patrick loves in his work. “Many times, there is not just one solution. Every transaction is different. It’s exciting to learn new things and be part of an ever-evolving industry.”

Being flexible and able to keep up with the competitive market is essential for Patrick and his team. Their office utilizes easy electronic signature documents, secure document transfer, and individual websites for security, resulting in loans taking only weeks to process and close, rather than months.

But just because the technology changes and processes change, doesn’t mean his core values do.

“Patrick is what every real estate professional lender should be like. Every step of the way we felt like he was personally there for us, including recommending when to (and not to) refinance. We have total trust and confidence in him,” said Tom and Rhonda, who add they would recommend him without hesitation. His clients are for life.

Honesty, a hard work ethic, and his people-oriented personality have driven Patrick to the top. He also understands his clients helped build him, and he takes that responsibility seriously. Closing on a home is one of the most exciting and stressful things a person will ever do in their life. It’s a tremendous privilege for Patrick and his team to share that moment in a person’s life.

At the end of the day, every day, it’s all about helping people achieve their dreams.

2016, 2015, 2014, 2013, 2012, 2011, 2010, 2009

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on December 11, 2018

Review By James H. for Patrick Holland

Completed transaction in December 2018

Pat was very helpful throughout the entire home buying process. He was always available to answer any questions I had, and made my first time buying very simple.


5.0 Survey completed on December 11, 2018

Review By Peter N. for Patrick Holland

Completed transaction in December 2018

Pat was knowledgable, extremely quick to communicate the process, and used systems that were intuitive and convenient.


5.0 Survey completed on December 06, 2018

Review By Robert C. for Patrick Holland

Completed transaction in November 2018

Pat is an excellent loan adviser. I enjoyed his upfront and no nonsense approach that made the loan application easy and understandable. Highly recommended!


5.0 Survey completed on December 05, 2018

Review By Elizabeth N. for Patrick Holland

Completed transaction in November 2018

Pat was very responsive and made the loan process easy to understand, and easy to complete.


5.0 Survey completed on December 01, 2018

Review By James N. for Patrick Holland

Completed transaction in November 2018

Pat was very responsive and proactive in all aspects of purchasing our home. He also welcomed all questions and took time to make sure I understood everything. As a first time home buyer, he made the process simple and understandable.

from Patrick Holland

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