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Karla Melgar

Maryland - La Plata
20646

107 Centennial St., Suite 100C

La Plata, MD 20646

443-321-4500

About Karla

With over 52 years in mortgage banking and three decades specializing in VA and Builder lending, Karla has the know-how to help guide you in the right direction. Customer satisfaction is Embrace’s highest priority, and we are always developing new loan products to fit the individual needs of our borrowers. We even have programs for people with credit scores as low as 580. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Borrowers also benefit from Embrace’s wide range of products designed to meet many unique needs. Our Extended Rate Lock program has terms available for 180, 270, and 360 days; a one-time float-down option is available within 30 days of closing. For self-employed borrowers or other clients whose income is best represented by bank statements or 1099s, Beyond by Embrace can offer the flexibility that other lenders can’t. In this tight housing market, Embrace is also concerned with making sure that buying a home is affordable, since it can often be unrealistic for many. Our Affordable Housing Loans can fit your budget and help finally transform your homeownership dreams into reality.

You can build on our experience! Click here to learn more about licensed Business Development Associate Tyler Martinez who is by Karla’s side every day. Our team has talent, tech-savvy, and tenure – what more could you ask for?

embrace home loans presidents club 2021,2019, 2018 Chairmans Club Award 2021,2020
98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Testimonials(342)

  • 5

    5 Survey completed on June 30, 2022

    Review By Wanda L. for Karla Melgar

    Completed transaction in June 2022

    Service was great

  • 5

    5 Survey completed on June 30, 2022

    Review By Robert P. for Karla Melgar

    Completed transaction in June 2022

    She did her job with professional thanks so much!!!!!##

  • 5

    5 Survey completed on June 30, 2022

    Review By Thomas B. for Karla Melgar

    Completed transaction in June 2022

    Karla was great at communicating and explaining the process, and kept keeping up to date on things.

  • 5

    5 Survey completed on June 24, 2022

    Review By Joyce G. for Karla Melgar

    Completed transaction in June 2022

    You were very helpful and kind walking us through the process I appreciate your help

  • 5

    5 Survey completed on June 06, 2022

    Review By Kathy W. for Karla Melgar

    Completed transaction in June 2022

    Easy uploading of documentation. Pleasant interactions and expedient responses to my inquiries.

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