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Senior Loan Officer
NMLS # 186602
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Click to email
443.994.9168
443.321.4500
ext. 3616
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Maryland - La Plata
20646
107 Centennial St., Suite 100C
La Plata, MD 20646
443-321-4500
About Karla
With over 52 years in mortgage banking and three decades specializing in VA and Builder lending, Karla has the know-how to help guide you in the right direction. Customer satisfaction is Embrace’s highest priority, and we are always developing new loan products to fit the individual needs of our borrowers. We even have programs for people with credit scores as low as 580. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.
Borrowers also benefit from Embrace’s wide range of products designed to meet many unique needs. Our Extended Rate Lock program has terms available for 180, 270, and 360 days; a one-time float-down option is available within 30 days of closing. For self-employed borrowers or other clients whose income is best represented by bank statements or 1099s, Beyond by Embrace can offer the flexibility that other lenders can’t. In this tight housing market, Embrace is also concerned with making sure that buying a home is affordable, since it can often be unrealistic for many. Our Affordable Housing Loans can fit your budget and help finally transform your homeownership dreams into reality.
You can build on our experience! Click here to learn more about licensed Business Development Associate Tyler Martinez who is by Karla’s side every day. Our team has talent, tech-savvy, and tenure – what more could you ask for?
2021,2019, 2018
2021,2020
Testimonials(342)
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5
5 Survey completed on June 30, 2022
Review By Wanda L. for Karla Melgar
Completed transaction in June 2022
Service was great
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5
5 Survey completed on June 30, 2022
Review By Robert P. for Karla Melgar
Completed transaction in June 2022
She did her job with professional thanks so much!!!!!##
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5
5 Survey completed on June 30, 2022
Review By Thomas B. for Karla Melgar
Completed transaction in June 2022
Karla was great at communicating and explaining the process, and kept keeping up to date on things.
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5
5 Survey completed on June 24, 2022
Review By Joyce G. for Karla Melgar
Completed transaction in June 2022
You were very helpful and kind walking us through the process I appreciate your help
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5
5 Survey completed on June 06, 2022
Review By Kathy W. for Karla Melgar
Completed transaction in June 2022
Easy uploading of documentation. Pleasant interactions and expedient responses to my inquiries.
How technology improves your mortgage experience
Technology has transformed the way we buy and sell real estate — and for the better. Not only has it made things easier, faster, and more efficient on the whole, but there are other major benefits too (including financial ones) Are you preparing to buy a home or apply for a refinance soon? How can…
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