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Stephen Thaggard

Stephen Thaggard

Senior Loan Officer
Phone: 800.333.3004 ext. 3560
Mobile: 407.733.6425
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About

Embrace Home Loans is pleased to have Senior Loan Officer Stephen Thaggard on our team since 2010. Stephen has worked within the mortgage industry for the past 20 years, starting as a Loan Officer, and moving forward to owning and operating his own mortgage Company, BeechTree Mortgage, Inc., in Cocoa Beach, FL.  His career here at Embrace has proven to be very successful as he demonstrates a true understanding of his customer’s needs and goals. He is a company recognized award winner of “Closing Most In Volume” for the SE Region of Embrace Home Loans 2011.  Stephen focuses on assisting builders, realtors and home buyers with Florida mortgage options and solutions to empower each individual Florida home buyer.  Stephen is an expert in his field and takes pride in finding the right loan product for his clients as he understands every situation differs and no two borrowers are the same.  Stephen is also a member of FAMP – Florida Association of Mortgage Professionals and MBA – Mortgage Bankers Association.  Currently he lives in Merritt Island, FL with his wife Karen Thaggard and their 3 children Blake, Brandi and Logan. His oldest son, Ryan, lives in Sarasota, FL.  Stephen was born Jacksonville, FL and was raised in Virginia Beach, VA. He and his family love swimming at the beach or pool, surfing and boating; and of course, game night.  

Presidents Club 2014

 

 

 

Branch: Florida - Maitland, 485 North Keller Road, Maitland, FL 32751

Stephen Thaggard, NMLS# 356309 , is employed by Embrace Home Loans and is licensed in:
FL

Reviews

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Stephen Thaggard
 
5.0

(based on 25 reviews)

Ratings Distribution

  • 5 Stars

     

    (24)

  • 4 Stars

     

    (1)

  • 3 Stars

     

    (0)

  • 2 Stars

     

    (0)

  • 1 Stars

     

    (0)

100%

of respondents would recommend this to a friend.

Pros

No Pros

Cons

No Cons

Best Uses

No Best Uses
    • Was this a gift?:
    • No (6)

Reviewed by 25 customers

Displaying reviews 1-10

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5.0

Stephen and Karen are the Best Lenders.

By 

from Rockledge, FL

Verified Buyer

Comments about Stephen Thaggard:

This was a very easy closing and Stephen and Karen answered all my questions.

  • Gender:
  • Male
  • Age:
  • 65 or over
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4.0

I would work with this Loan Office again.

By 

from West Melbourne Fl.

Verified Buyer

Comments about Stephen Thaggard:

The reason for the four stars is due to my inexperience when it comes to buying a house. I felt that sometimes it was assumed that I knew what to do and or what everyone involved in the process thought I understood what they were asking of me. Again, I think that was mostly my fault. All involved in the process of helping me buy my house were very professional and took the time to explain to me the next steps in the process. I would use embrace home loans again.

Thank you,

James A. Cox

  • Gender:
  • Male
  • Age:
  • 55 to 64
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5.0

Simple and Easy!

By 

from Chicago, IL

Verified Buyer

Comments about Stephen Thaggard:

Stephen made the process extremely simple and easy. Him and his team were always very quick to respond and I really felt like they cared. I was closing from another state and with electronic signing, it could not have been easier. Thank you so much!

  • Gender:
  • Female
  • Age:
  • 35 to 44
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5.0

Excellent customer service.

By 

from Palm Bay, Florida

Verified Buyer

Comments about Stephen Thaggard:

Mr. Thaggard and his wife are very in touch with the needs of the customer. They are very quick to answer a question or an email. Highly recommended.

  • Gender:
  • Male
  • Age:
  • 35 to 44
  • Interested:
  • New Home Purchase
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5.0

Great service, friendly, helpful, professional.

By 

from Space Coast Florida

Verified Buyer

Pros

  • Friendly
  • Proactive
  • Responsive

Cons

    Best Uses

      Comments about Stephen Thaggard:

      Choosing Mr. Thaggards team at Embrace is one of the best decisions I've made in real estate. Steve and his team are responsive and friendly, thoroughly knowledgeable and patient. My real estate agent and the closing agent for a recent purchase also had nothing but good things to say about this team regarding providing documents on time, and responsiveness.

      • Was this a gift?:
      • No
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      5.0

      Thee BEST!!!

      By 

      from Palm Bay, Fl

      Verified Buyer

      Comments about Stephen Thaggard:

      Steve...& Karen were always willing & able to answer our questions without hesitation. ...even when we were frazzled on our end. Absolutely would work with them again. Thanks for giving us the opportunity & the home of our dreams. Paul & Sue

      • Was this a gift?:
      • No
      • Gender:
      • Female
      • Age:
      • 55 to 64
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      5.0

      I would recommend this loan officer to anyone buying a home

      By 

      from Melbourne fl

      Verified Buyer

      Comments about Stephen Thaggard:

      Stephen is absolutely amazing second to none I would highly recommend doing business with him very spot on and made our first home purchase very easy

      • Was this a gift?:
      • No
      • Gender:
      • Male
      • Age:
      • 35 to 44
      • Interested:
      • New Home Purchase
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      5.0

      Excellent service!!!

      By 

      from Melbourne, FL

      Verified Buyer

      Pros

      • Eager to help and promptly addresses concerns
      • Excellent customer service and very personable
      • Extremely knowledgeable in field
      • Prompt responses
      • Provides excellent guidance during loan process

      Cons

        Best Uses

          Comments about Stephen Thaggard:

          Stephen was a very valuable asset to me during the process of purchasing my home from start to finish. Every question or concern was always answered promptly, with knowledge and accuracy. His entire team collaborates well and everyone is very efficient and helpful. It was a pleasure to work with Embrace during my loan process.

          • Was this a gift?:
          • No
          • Gender:
          • Female
          • Age:
          • 25 to 34
          • Interested:
          • New Home Purchase
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          5.0

          Honest partner throughout the tedious mortgage process

          By 

          from Cocoa Beach, FL

          Verified Buyer

          Comments about Stephen Thaggard:

          Stephen and Karen of Embrace Home Loans are the best at customer service and support for your mortgage loan needs. We experienced their professionalism first-hand thru a sometimes challenging home seller.

          • Was this a gift?:
          • No
          • Gender:
          • Male
          • Age:
          • 45 to 54
          • Interested:
          • New Home Purchase
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          5.0

          Very Pleased with my Experience. Good Communication

          By 

          from Cocoa, FL

          Comments about Stephen Thaggard:

          I am very pleased with how the process worked. They committed to have a loan approved in three weeks. It took them five but the communication throughout the whole process was great.

          • Was this a gift?:
          • No
          • Gender:
          • Male
          • Age:
          • 45 to 54
          • Interested:
          • Home Refinance
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