Skip To main content
Tom Cifichiello

New Jersey - Basking Ridge
07920

180 Mt. Airy Road, Suite 100

Basking Ridge, NJ 07920

855-612-9398

About Tom

Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tom’s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry.

Prior to coming to Embrace, Tom worked as an Account Executive, Junior Loan Officer and Manager of social media leads for an online lender. Tom is also a published author in the fantasy genre. He received the Pinnacle Book Achievement Award for his 2015 novel “Of Darkest Valor.”

Tom was born and raised in Suffern, New York where he currently resides. Originally studying law, Tom changed his major and received an Associate’s Degree in Business Administration from Bergen Community College. In addition to enjoying reading and writing, Tom plays basketball and football, and he describes himself as a huge lifelong Giants and Knicks fan.

Tom’s idea of a perfect day includes going to the gym before sitting down to write with some relaxing music in the background. He also enjoys watching football all day with friends and family. When not assisting customers throughout the loan process, Tom spends his time working on the second book in his series.

98 percent Customer Satisfaction Rating thumbs up
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender
Getting started on your Home Purchase
Getting Started on Your Home Purchase

Buying a home can be a challenging experience, but you have help. Your real estate agent is there to help with the home search and your mortgage lender is there to get you through the mortgage process. Utilize these people and their knowledge to help you navigate through all the steps. Here, we’ll talk specifically…

Read More
Tom Cifichiello

Loan Officer

NMLS # 1430482

Ready to take the first step toward a new home?

Let's discuss your options.

180 Mt. Airy Road, Suite 100

Basking Ridge, NJ 07920

Please insert your first name
Please insert your last name
Please insert your email
Please correct the form errors and try again.

Testimonials(220)

  • 5

    5 Survey completed on November 28, 2022

    Review By Ryan C. for Tom Cifichiello

    Completed transaction in November 2022

    Tom and Meghan were both very responsive to any of my questions throughout the mortgage process. Communication lines were always available. Tom explained the process, the loan and best options for my family. We will be referring him to all that may need his services in the future.

  • 5

    5 Survey completed on November 26, 2022

    Review By Julia B. for Tom Cifichiello

    Completed transaction in November 2022

    Tom is excellent! Clearly answered any and all of my questions promptly. Most importantly, got me the best rate available and locked me in at the perfect time!

  • 5

    5 Survey completed on November 15, 2022

    Review By Matthew H. for Tom Cifichiello

    Completed transaction in November 2022

    Tom answered all our first time buyer questions clearly and with a smile, always responded promptly, and always had us feeling like he really cared. Tom felt like an old friend in the home buying process. He came to our closing which he didn't have to do, but it's that extra touch and extra mile that characterizes Tom.

  • 5

    5 Survey completed on November 11, 2022

    Review By Jeffrey C. for Tom Cifichiello

    Completed transaction in November 2022

    I found Tom to be an exceptional human being on top of being professional and courteous. He took the time to answer all of our questions in very prompt manner. He also came to our closing which he didn't have to do which shows a selfless caring side to his already charming personality. Thank you Tom!

  • 5

    5 Survey completed on October 29, 2022

    Review By Yuran X. for Tom Cifichiello

    Completed transaction in October 2022

    Tom treats me as a family. he deeply cares about his clients.