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Tom Cifichiello

New Jersey - Basking Ridge

180 Mt. Airy Road, Suite 104

Basking Ridge, NJ 07920


About Tom

Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tom’s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry.

Prior to coming to Embrace, Tom worked as an Account Executive, Junior Loan Officer and Manager of social media leads for an online lender. Tom is also a published author in the fantasy genre. He received the Pinnacle Book Achievement Award for his 2015 novel “Of Darkest Valor.”

Tom was born and raised in Suffern, New York where he currently resides. Originally studying law, Tom changed his major and received an Associate’s Degree in Business Administration from Bergen Community College. In addition to enjoying reading and writing, Tom plays basketball and football, and he describes himself as a huge lifelong Giants and Knicks fan.

Tom’s idea of a perfect day includes going to the gym before sitting down to write with some relaxing music in the background. He also enjoys watching football all day with friends and family. When not assisting customers throughout the loan process, Tom spends his time working on the second book in his series.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on January 21, 2022

    Review By Hamshawu Y. for Tom Cifichiello

    Completed transaction in January 2022

    Tom was great from the onset. As a first time home buyer Tom made my mortgage experience and buying process a breeze, he explained the process from start to finish, spent countless number of times clarifying issues and terminologies I didn't understand. He was also available to be reach either through text, phone calls or emails. Tom is a great guy and I recommend if you want a stress free mortgage experience then Tom is the right person to contact.

  • 5

    5 Survey completed on January 17, 2022

    Review By Michael T. for Tom Cifichiello

    Completed transaction in January 2022

    Tom was incredibly patient and responsive to all of my questions. It could not have been a better experience.

  • 5

    5 Survey completed on January 16, 2022

    Review By Kasey W. for Tom Cifichiello

    Completed transaction in January 2022

    Tom was amazing to work with from start to finish. He answered all of my questions and was extremely responsive throughout the entire process. His professionalism and expertise was unmatched and his great sense of humor helped me to overcome the overwhelm that comes with being a first-time home buyer. He consistently had my best interest at heart and sent follow up emails on my behalf to really get the ball rolling. I truly appreciated the time and effort Tom put into my purchase and cannot say enough great things about my experiences working with him!

  • 5

    5 Survey completed on January 13, 2022

    Review By Hadar B. for Tom Cifichiello

    Completed transaction in January 2022

    To was very helpful, communicative, fast and gave us the perfect service

  • 5

    5 Survey completed on December 21, 2021

    Review By Michael C. for Tom Cifichiello

    Completed transaction in December 2021

    nothing in particular

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What Is a Mortgage Loan?

A mortgage is a type of loan used to purchase a home.  Since most homebuyers do not have hundreds of thousands in cash on hand, the majority of consumers use mortgage loans to purchase their properties. This allows them to spread the cost of the home out over time — often many decades. According to…

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