Tom Cifichiello

New Jersey - Basking Ridge


180 Mt. Airy Road, Suite 104

Basking Ridge, NJ 07920


About Tom

Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tom’s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry.

Prior to coming to Embrace, Tom worked as an Account Executive, Junior Loan Officer and Manager of social media leads for an online lender. Tom is also a published author in the fantasy genre. He received the Pinnacle Book Achievement Award for his 2015 novel “Of Darkest Valor.”

Tom was born and raised in Suffern, New York where he currently resides. Originally studying law, Tom changed his major and received an Associate’s Degree in Business Administration from Bergen Community College. In addition to enjoying reading and writing, Tom plays basketball and football, and he describes himself as a huge lifelong Giants and Knicks fan.

Tom’s idea of a perfect day includes going to the gym before sitting down to write with some relaxing music in the background. He also enjoys watching football all day with friends and family. When not assisting customers throughout the loan process, Tom spends his time working on the second book in his series.

from Tom Cifichiello



5.0 Survey completed on September 24, 2018

Review By Christopher E. for Tom Cifichiello

Completed transaction in August 2018

Tom makes everything as easy as they can be for the customer because he genuinely cared about our new home. Tom was easily reachable and would answer any question I had no matter when I asked. This is your go-to guy for a mortgage.


5.0 Survey completed on September 15, 2018

Review By Emad F. for Tom Cifichiello

Completed transaction in September 2018

I am so glad that I picked Tom Cifichiello is very assertive very reliable he made the process of buying a house very easy and stress free if you're thinking about buying a house please contact Tom he is the best I would recommend him to everybody he was very nice and honest person and I appreciate him and what he did any questions I ever had he answered them right away you're in the best hands I can't praise him enough thank you Tom for all you have done.Less


5.0 Survey completed on September 10, 2018

Review By Yolanda B. for Tom Cifichiello

Completed transaction in August 2018

I had the pleasure of working with Tom, he is an amazing guy! He was very prompt, professional and delivered on all dates in a timely manner. He would send me a weekly text message to see if I required any assistance, he was always available. Hands down Tom is the BEST!!! I would recommend family and friend members to Tom immediately. Tom, thanks so much for the amazing service. Yolanda Jersey City, NJ


5.0 Survey completed on September 05, 2018

Review By Leola S. for Tom Cifichiello

Completed transaction in August 2018

This was my first time purchasing a home. I had lots of questions and high levels of anxieties. However, Tom Cifichiello made it easy for me to understand. He eased my comfort level with his patience, consistency, understanding and professionalism. I am a very satisfied customer, and will highly recommend Embrace. In addition, I closed on my home about a week ago, and it was a smooth transition as well. I was very impressed. Many thanks for your support and assistance.


5.0 Survey completed on September 05, 2018

Review By LaRon S. for Tom Cifichiello

Completed transaction in August 2018

The best is when your 1st impression is your only impression,... From the beginning to the end Tom proved himself,... Now I can say "I'm a homeowner" Thanks again Tom