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Loan Officer
NMLS # 1430482
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Click to email
908.809.2714
800.333.3004 ext. 3776
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New Jersey - Basking Ridge
07920
180 Mt. Airy Road, Suite 100
Basking Ridge, NJ 07920
855-612-9398
About Tom
Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tom’s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry.
Prior to coming to Embrace, Tom worked as an Account Executive, Junior Loan Officer and Manager of social media leads for an online lender. Tom is also a published author in the fantasy genre. He received the Pinnacle Book Achievement Award for his 2015 novel “Of Darkest Valor.”
Tom was born and raised in Suffern, New York where he currently resides. Originally studying law, Tom changed his major and received an Associate’s Degree in Business Administration from Bergen Community College. In addition to enjoying reading and writing, Tom plays basketball and football, and he describes himself as a huge lifelong Giants and Knicks fan.
Tom’s idea of a perfect day includes going to the gym before sitting down to write with some relaxing music in the background. He also enjoys watching football all day with friends and family. When not assisting customers throughout the loan process, Tom spends his time working on the second book in his series.




Testimonials(207)
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5
5 Survey completed on July 06, 2022
Review By Eric J. for Tom Cifichiello
Completed transaction in July 2022
Reliable, knowledgeable, courtesy, respect and support
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5
5 Survey completed on June 23, 2022
Review By Amarnath A. for Tom Cifichiello
Completed transaction in June 2022
Timely response to all my follow up questions and was very patient enough to work on best towards my mortgage.
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5
5 Survey completed on June 01, 2022
Review By Richard P. for Tom Cifichiello
Completed transaction in June 2022
This was a new experience for me, buying a home. Tom was very helpful and made things so much easier for me.
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5
5 Survey completed on May 23, 2022
Review By Reyhan G. for Tom Cifichiello
Completed transaction in May 2022
Tom has been an excellent support for us as first time homebuyers. He made the process as smooth and seamless as possible, especially given the fact that we were starting from square 1 as far as our knowledge base and the process of buying and financing a home. He was extremely responsive to our questions and needs, consistently communicative, and amazing at meeting and even exceeding our very tight timeline given our quicker-than-typical closing. We would highly recommend Tom to any colleagues, friends or family members we know looking to finance a new home. Thank you, Tom!
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5
5 Survey completed on May 21, 2022
Review By Josh R. for Tom Cifichiello
Completed transaction in May 2022
Tom did a great job and was very responsive to everything we asked of him. Highly recommend.


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