Tom Cifichiello

New Jersey - Basking Ridge


180 Mt. Airy Road, Suite 104

Basking Ridge, NJ 07920


About Tom

Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tom’s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry.

Prior to coming to Embrace, Tom worked as an Account Executive, Junior Loan Officer and Manager of social media leads for an online lender. Tom is also a published author in the fantasy genre. He received the Pinnacle Book Achievement Award for his 2015 novel “Of Darkest Valor.”

Tom was born and raised in Suffern, New York where he currently resides. Originally studying law, Tom changed his major and received an Associate’s Degree in Business Administration from Bergen Community College. In addition to enjoying reading and writing, Tom plays basketball and football, and he describes himself as a huge lifelong Giants and Knicks fan.

Tom’s idea of a perfect day includes going to the gym before sitting down to write with some relaxing music in the background. He also enjoys watching football all day with friends and family. When not assisting customers throughout the loan process, Tom spends his time working on the second book in his series.

98% Customer Satisfaction Rating
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on July 31, 2019

Review By Kyle E. for Tom Cifichiello

Completed transaction in July 2019

Tom and his team went above and beyond to make this process as smooth as possible. As a real estate agent myself, I will strongly be recommending Tom & Embrace to any clients and friends that are looking for a company that has your best interests in mind.


5.0 Survey completed on July 30, 2019

Review By Yvonne C. for Tom Cifichiello

Completed transaction in July 2019

Buying our first home seemed a bit scary but Tom and the team helped us every step of the way. I could not have asked for a better experience! The dedication, attentiveness, care, compassion, (insert multiple amazing words) that was given to us during this process is unmatched!


5.0 Survey completed on July 02, 2019

Review By Christian B. for Tom Cifichiello

Completed transaction in June 2019

Tom quickly sent out documentation and always answered our calls. He even helped us outside of business hours to secure an offer on a property in a hot market. Tom was able to answer all my questions on the spot. He had great recommendations when we needed to make decisions, especially when to lock in an interest rate. As closing approached all of his work was complete. Tom is the kind of guy you'd love to work with. Embrace should give Tom a promotion, or at the very least a fat bonus.


5.0 Survey completed on June 26, 2019

Review By Katelyn S. for Tom Cifichiello

Completed transaction in June 2019

Tom was amazing throughout the entire process. It was incredibly helpful to have someone be so responsive, thorough, and clear when answering all of our questions. He was very personable and it was a pleasure working with him. Would suggest him in a second to anyone in need! I am confident it would be a MUCH tougher process if it weren't for Tom.


5.0 Survey completed on June 26, 2019

Review By Michael S. for Tom Cifichiello

Completed transaction in June 2019

Tom was beyond wonderful. He was very prompt in responding and answered every question we had. He and his team were diligent and had everything prepared in advance of when we needed it. He even showed up at our closing so that we could meet him in person and so that he could wish us well on our new house. He was fantastic from start to finish.

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