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Tom Cifichiello

New Jersey - Basking Ridge

180 Mt. Airy Road, Suite 104

Basking Ridge, NJ 07920


About Tom

Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tom’s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry.

Prior to coming to Embrace, Tom worked as an Account Executive, Junior Loan Officer and Manager of social media leads for an online lender. Tom is also a published author in the fantasy genre. He received the Pinnacle Book Achievement Award for his 2015 novel “Of Darkest Valor.”

Tom was born and raised in Suffern, New York where he currently resides. Originally studying law, Tom changed his major and received an Associate’s Degree in Business Administration from Bergen Community College. In addition to enjoying reading and writing, Tom plays basketball and football, and he describes himself as a huge lifelong Giants and Knicks fan.

Tom’s idea of a perfect day includes going to the gym before sitting down to write with some relaxing music in the background. He also enjoys watching football all day with friends and family. When not assisting customers throughout the loan process, Tom spends his time working on the second book in his series.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on June 15, 2021

    Review By Kaustubh S. for Tom Cifichiello

    Completed transaction in June 2021

    Tom made the entire buying house in this sellers market a whole lot easier and peaceful. He was always available to give advise as well as answer all our questions. Tom was able to provide competitive rate and quality service that you will never get from big bank lenders. After working with Tom on my current house, I only wished I knew Tom when I was buying my first house I would highly recommend Tom for anyone looking to buy a house

  • 5.0

    5.0 Survey completed on June 12, 2021

    Review By Bhakti R. for Tom Cifichiello

    Completed transaction in June 2021

    We had awesome experience with Tom and his team. Tom was always quick to respond to our questions and always provided valuable insights. He made the house buying process go smoothly as possible. We highly recommend him.

  • 5.0

    5.0 Survey completed on June 04, 2021

    Review By Sheri L. for Tom Cifichiello

    Completed transaction in May 2021

    Tom was helpful and patient with me through process. He was very information and guided me along till closing. I appreciated what he did for both myself and my husband. I will refer him to anyone I know that needs a mortgage. Thank you Tom

  • 5.0

    5.0 Survey completed on June 02, 2021

    Review By Kamran Q. for Tom Cifichiello

    Completed transaction in May 2021

    Tom is amazing. He made the entire refinance process painless for me and made sure that any questions I had were answered. I would truly recommend Tom to anyone who is looking to purchase a property or refinancing their current. Thanks again for everything Tom!

  • 5.0

    5.0 Survey completed on May 22, 2021

    Review By Brianna R. for Tom Cifichiello

    Completed transaction in May 2021

    Tom was so easy to work with and always there for my millions of questions. Thank you Tom for helping me with my first home!

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