About Tom

Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tom’s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry.

Prior to coming to Embrace, Tom worked as an Account Executive, Junior Loan Officer and Manager of social media leads for an online lender. Tom is also a published author in the fantasy genre. He received the Pinnacle Book Achievement Award for his 2015 novel “Of Darkest Valor.”

Tom was born and raised in Suffern, New York where he currently resides. Originally studying law, Tom changed his major and received an Associate’s Degree in Business Administration from Bergen Community College. In addition to enjoying reading and writing, Tom plays basketball and football, and he describes himself as a huge lifelong Giants and Knicks fan.

Tom’s idea of a perfect day includes going to the gym before sitting down to write with some relaxing music in the background. He also enjoys watching football all day with friends and family. When not assisting customers throughout the loan process, Tom spends his time working on the second book in his series.

Reviews(66)

5.0

5.0 Survey completed on January 22, 2020

Review By Edwin A. for Tom Cifichiello

Completed transaction in January 2020

Thank you for all your help and patience!

5.0

5.0 Survey completed on January 21, 2020

Review By Christina B. for Tom Cifichiello

Completed transaction in January 2020

Great Service, great response time for all my needs . Will definitely be a return customer!

4.5

4.5 Survey completed on November 11, 2019

Review By Kristen B. for Tom Cifichiello

Completed transaction in November 2019

Tom was very personable and friendly and a great representative of the company. A pleasure to work with.

5.0

5.0 Survey completed on November 07, 2019

Review By Taryn T. for Tom Cifichiello

Completed transaction in November 2019

The entire transaction - from start to finish - was amazingly smooth. No hiccups, no last minute request for additional information. Tom stayed in contact the entire time - always checking to see if we had any questions. I highly recommend Tom and embrace home loans.

5.0

5.0 Survey completed on October 30, 2019

Review By Morgan N. for Tom Cifichiello

Completed transaction in October 2019

Tom was great. Easy to talk to and very understanding. Made it easy to communicate with no judgement. First time buyer or not he is very helpful and easy to deal with. Made my experience a good one Thank you Tom