Tom Cifichiello

New Jersey - Basking Ridge


180 Mt. Airy Road, Suite 104

Basking Ridge, NJ 07920


About Tom

Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tom’s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry.

Prior to coming to Embrace, Tom worked as an Account Executive, Junior Loan Officer and Manager of social media leads for an online lender. Tom is also a published author in the fantasy genre. He received the Pinnacle Book Achievement Award for his 2015 novel “Of Darkest Valor.”

Tom was born and raised in Suffern, New York where he currently resides. Originally studying law, Tom changed his major and received an Associate’s Degree in Business Administration from Bergen Community College. In addition to enjoying reading and writing, Tom plays basketball and football, and he describes himself as a huge lifelong Giants and Knicks fan.

Tom’s idea of a perfect day includes going to the gym before sitting down to write with some relaxing music in the background. He also enjoys watching football all day with friends and family. When not assisting customers throughout the loan process, Tom spends his time working on the second book in his series.

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on April 15, 2019

Review By Juliet V. for Tom Cifichiello

Completed transaction in April 2019

Tom did a really great job in making sure our experience is smooth as possible in purchasing our first home, we really appreciate him and will recommend him 💯% thanks again Tom.


5.0 Survey completed on April 02, 2019

Review By Patrice D. for Tom Cifichiello

Completed transaction in April 2019

Tom is best easy going friendly bank officer I ever met, I am definitely recommending him to my friends and family.


5.0 Survey completed on March 20, 2019

Review By Tariq I. for Tom Cifichiello

Completed transaction in March 2019

As a first time home buyer Tom made the whole process easy for me ,he is very resourceful and informational. He was very patient to answer all me questions and queries. The whole process was extremely efficient & approval was completed quickly.I want to thank you and your team for helping me secure my first home. If you are reading this and looking for someone to assist you in the mortgage process he is one of the best in business!


5.0 Survey completed on March 07, 2019

Review By Jose A. for Tom Cifichiello

Completed transaction in March 2019

Tom's level of professionalism deserves more than 5 stars. He was always available to answer questions and concerns with the process. Never missed a beat when it comes to follow ups with other people involved in the process of buying the house. Great job. Our mortgage process took exactly 30 days without any problems. Embrace home loans has a super A+ team with Tom at the head. Thank you Tom for all your hard work!


5.0 Survey completed on February 23, 2019

Review By Anne J. for Tom Cifichiello

Completed transaction in February 2019

Tom was wonderful! He made a usually stressful experience pleasant and smooth! He was always there when I needed him, and he did everything that he promised and more! I’m in love with my new home, and I have Tom to thank for that!

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