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Loan Officer
NMLS # 1430482
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Click to email
908.809.2714
800.333.3004 ext. 3776
New Jersey - Basking Ridge
07920
180 Mt. Airy Road, Suite 100
Basking Ridge, NJ 07920
855-612-9398
About Tom
Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tom’s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry.
Prior to coming to Embrace, Tom worked as an Account Executive, Junior Loan Officer and Manager of social media leads for an online lender. Tom is also a published author in the fantasy genre. He received the Pinnacle Book Achievement Award for his 2015 novel “Of Darkest Valor.”
Tom was born and raised in Suffern, New York where he currently resides. Originally studying law, Tom changed his major and received an Associate’s Degree in Business Administration from Bergen Community College. In addition to enjoying reading and writing, Tom plays basketball and football, and he describes himself as a huge lifelong Giants and Knicks fan.
Tom’s idea of a perfect day includes going to the gym before sitting down to write with some relaxing music in the background. He also enjoys watching football all day with friends and family. When not assisting customers throughout the loan process, Tom spends his time working on the second book in his series.





Ready to take the first step toward a new home?
Let's discuss your options.
Call:
908.809.2714180 Mt. Airy Road, Suite 100
Basking Ridge, NJ 07920
Testimonials(224)
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5
5 Survey completed on April 19, 2023
Review By Anthony D. for Tom Cifichiello
Completed transaction in April 2023
Very helpful
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5
5 Survey completed on March 27, 2023
Review By Julie G. for Tom Cifichiello
Completed transaction in March 2023
Open and timely communication directly to us
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5
5 Survey completed on March 21, 2023
Review By Chad F. for Tom Cifichiello
Completed transaction in March 2023
Tom was quick, helpful, communicative, and fun to work with throughout our entire process. We are confident we would not have won the bid on our house without his help.
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5
5 Survey completed on December 20, 2022
Review By Carol D. for Tom Cifichiello
Completed transaction in December 2022
Quick knowledgeable responses to questions, helpful suggestions.
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5
5 Survey completed on November 28, 2022
Review By Ryan C. for Tom Cifichiello
Completed transaction in November 2022
Tom and Meghan were both very responsive to any of my questions throughout the mortgage process. Communication lines were always available. Tom explained the process, the loan and best options for my family. We will be referring him to all that may need his services in the future.