About Tom

Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tom’s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry.

Prior to coming to Embrace, Tom worked as an Account Executive, Junior Loan Officer and Manager of social media leads for an online lender. Tom is also a published author in the fantasy genre. He received the Pinnacle Book Achievement Award for his 2015 novel “Of Darkest Valor.”

Tom was born and raised in Suffern, New York where he currently resides. Originally studying law, Tom changed his major and received an Associate’s Degree in Business Administration from Bergen Community College. In addition to enjoying reading and writing, Tom plays basketball and football, and he describes himself as a huge lifelong Giants and Knicks fan.

Tom’s idea of a perfect day includes going to the gym before sitting down to write with some relaxing music in the background. He also enjoys watching football all day with friends and family. When not assisting customers throughout the loan process, Tom spends his time working on the second book in his series.

Reviews(89)

5.0

5.0 Survey completed on July 29, 2020

Review By Catia O. for Tom Cifichiello

Completed transaction in July 2020

Tom was very supportive during the process of buying our first house. We hit few delays on our end and he was very patient, understanding and explained every step of the process. We have tried to deal with other mortgage specialists in the past but Tom as the only one who had our best interest. Thank you Tom! We will refer our friends and family to you.

5.0

5.0 Survey completed on July 05, 2020

Review By Adel S. for Tom Cifichiello

Completed transaction in June 2020

I have been working with Tom for few years now and closed on few properties. Tom always goes out of his way for his clients, Tom is very informative and always find ways to help and support everyone. The best thing is he does it with love and a smile every time. Can’t wait til we work on our next deal!

5.0

5.0 Survey completed on July 04, 2020

Review By Kyle P. for Tom Cifichiello

Completed transaction in June 2020

Tom was available every step of the way. He was able to communicate the loan process in a manner that was easy to understand and was able to answer all of our clarifying questions. Tom worked diligently for us during a global pandemic; we are so grateful that Tom helped us get our forever home!

5.0

5.0 Survey completed on July 04, 2020

Review By Lindsay L. for Tom Cifichiello

Completed transaction in June 2020

Tom is an excellent communicator. He was never pushy with us about our refinance, which I really appreciated. Felt like he gave us all the facts about our loan. Would recommend him to anyone looking for a home loan.

5.0

5.0 Survey completed on July 02, 2020

Review By Gabrielle V. for Tom Cifichiello

Completed transaction in June 2020

Tom was extremely pleasant to work with! He was available whenever we called, even if it was not during typical business hours. He was so patient and kind, and always made sure to explain everything clearly throughout this whole process. We also had delays on our end that impacted our initial closing date (not related to Tom) and he worked extremely hard and fast to make sure that we would still be able to close at the end of the month like originally planned. Tom is the best!

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