Tom Cifichiello

New Jersey - Basking Ridge


180 Mt. Airy Road, Suite 104

Basking Ridge, NJ 07920


About Tom

Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tom’s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry.

Prior to coming to Embrace, Tom worked as an Account Executive, Junior Loan Officer and Manager of social media leads for an online lender. Tom is also a published author in the fantasy genre. He received the Pinnacle Book Achievement Award for his 2015 novel “Of Darkest Valor.”

Tom was born and raised in Suffern, New York where he currently resides. Originally studying law, Tom changed his major and received an Associate’s Degree in Business Administration from Bergen Community College. In addition to enjoying reading and writing, Tom plays basketball and football, and he describes himself as a huge lifelong Giants and Knicks fan.

Tom’s idea of a perfect day includes going to the gym before sitting down to write with some relaxing music in the background. He also enjoys watching football all day with friends and family. When not assisting customers throughout the loan process, Tom spends his time working on the second book in his series.

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on November 13, 2018

Review By Arsany F. for Tom Cifichiello

Completed transaction in November 2018

Tom is very knowledgeable, helpful and kind. He simplifies things and makes them easy to grasp. I'm so glad to work with you Tom. Excellent service, keep up the great work Tom.


5.0 Survey completed on November 13, 2018

Review By Martha G. for Tom Cifichiello

Completed transaction in October 2018

I always knew how far along in the process we were. Tom was always there to answer our questions and address any of our concerns. He was always giving updates without having to be asked first. Overall, he and his associates were very pleasant to work with and I would happily work with them again.


5.0 Survey completed on November 06, 2018

Review By Steven D. for Tom Cifichiello

Completed transaction in October 2018

Tom was great at explaining all the information I needed to complete the mortgage. He was readily available to talk or return phone calls in reference to questions I had. He is very knowledgeable of the industry and would recommend him to any friend that is looking into buying a new house, or anything mortgage related.


5.0 Survey completed on October 06, 2018

Review By Kellie L. for Tom Cifichiello

Completed transaction in September 2018

Tom is the most incredible customer service centric partner to have on such a large life decision! I couldn’t have gotten through this process without his patience and help!


5.0 Survey completed on September 24, 2018

Review By Christopher E. for Tom Cifichiello

Completed transaction in August 2018

Tom makes everything as easy as they can be for the customer because he genuinely cared about our new home. Tom was easily reachable and would answer any question I had no matter when I asked. This is your go-to guy for a mortgage.

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