Susana Mattos

Susana Mattos

Loan Officer   NMLS# 1477682

orange star5 (5 Reviews)

5 stars

Susana Mattos is a trusted mortgage professional in Basking Ridge, NJ 07920

About Susana

En Español

Susana — known to friends and clients as Susie — brings a positive, friendly approach to helping people achieve their homeownership dreams. As a new loan officer on the...

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See what other homeowners have to say about me
  • 5

    My agent susana very efficient she guided me step by step through all of the process she resolved all of my questions.we had a successful closing in twenty one days she is the best I recommend her and embrace home loans.

  • 5

    Susana was instrumental in helping us obtain a mortgage that fit our needs, budget, and timeline during a highly competitive seller's market. As first time home buyers, Susie gave us many hours of her time via phone, text, and email to ensure that we not only understood but felt comfortable with the process. She was patient, empathetic, and went above and beyond to earn our business. We are grateful for the relationship that we built with Susie!

  • 5

    Susana was responsive & was always available to discuss the file when needed.

  • 5

    We had an amazing experience working with Susana. From start to finish, she was incredibly knowledgeable, patient, and responsive. She guided us through every step of the loan process, answered all our questions promptly, and made what could have been a stressful experience feel smooth and organized. Thanks to her attention to detail and support, we closed on time and felt confident throughout. We highly recommend her to anyone looking for a reliable and caring loan officer. Truly outstanding service!

  • 5

    What made it great was the excellent service — everyone was professional, attentive, and genuinely kind. It really made a difference

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Basking-Ridge, NJ Mortgage Loan Officers

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Frequently asked questions

Yes. Susana Mattos can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Susana Mattos at our Basking-Ridge branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Basking-Ridge and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Susana Mattos is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Susana Mattos will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Susana Mattos will walk you through your options and help you find the right fit.

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