Susana Mattos

Susana Mattos

Loan Officer   NMLS# 1477682

orange star5 (9 Reviews)

5 stars

Susana Mattos is a trusted mortgage professional in Basking Ridge, NJ 07920

About Susana

En Español

Susana — known to friends and clients as Susie — brings a positive, friendly approach to helping people achieve their homeownership dreams. As a new loan officer on the...

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  • 5 (5 stars)

    Susana was absolutely amazing! She worked extremely hard to get my family and I the home of our dreams. I was completely new to the house buying process, but susana made everything super simple and clear. I had a lot of questions for her and she laid everything out very well. Susana did everything she could to get us the best numbers that would work for my budget and she'll do the same for you. If you're looking for a loan officer that has your best interest in mind and makes sure the home of your dream is locked in , Susana and the Embrace Home Loans team is who you should choose to be on your side.

  • 5 (5 stars)

    Susana was absolutely amazing! She worked extremely hard to get my family and I the home of our dreams. I was completely new to the house buying process, but susana made everything super simple and clear. I had a lot of questions for her and she laid everything out very well. Susana did everything she could to get us the best numbers that would work for my budget and she'll do the same for you. If you're looking for a loan officer that has your best interest in mind and makes sure the home of your dream is locked in , Susana and the Embrace Home Loans team is who you should choose to be on your side.

  • 5 (5 stars)

    Despite some challenges along the way we got the deal closed! The buyers whom I sent to her about a year ago were unable to qualify at the time. Susana kept in touch with them to help them get to the point they needed to be to qualify. Good communication!

  • 5 (5 stars)

    Easy to communicate

  • 5 (5 stars)

    My agent susana very efficient she guided me step by step through all of the process she resolved all of my questions.we had a successful closing in twenty one days she is the best I recommend her and embrace home loans.

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Frequently asked questions

Yes. Susana Mattos can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Susana Mattos at our Basking-Ridge branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Basking-Ridge and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Susana Mattos is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Susana Mattos will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Susana Mattos will walk you through your options and help you find the right fit.

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