5

Kieran M.

Completed transaction in October 2025

Michael was a fantastic loan officer. His advice and communication was clear from the pre-approval process all the way to closing. Would 100% recommend him to friends and family in the future.

5

Emily L.

Completed transaction in September 2025

Michaels customer service is always incredible. He is so responsive and on top of all transactions. He is a great lending partner.

5

Kristina M.

Completed transaction in June 2025

Michael was by far the best person we worked with during the home buying process. He was knowledgeable and readily available for all our questions. He replied less than 24hrs each time we had an inquiry and made us feel like we were a top priority. He also provided resources that allowed us to have an accurate sense of costs. To top it off, he was just such a pleasure to speak with and incredibly honest. We loved working with Michael and would refer him to anyone!!

5

Kaitlyn G.

Completed transaction in June 2025

I'm a realtor & my husband is a real estate attorney, so when it came time for us to buy a house, we had many business contacts between us to choose from. That being said, we knew we wanted to work with Mike to obtain our mortgage. He has all the qualities of someone you want to do business with. He's reliable, quick to respond, and always available to you. In a cutthroat market, Mike will take the extra step to help you win the bidding war. After we made an offer, he personally reached out to the listing agent to introduce himself, and to ensure them that with us as buyers & the Embrace team, we would seamlessly make it to the closing table, and we did. I can't recommend Mike enough, and I look forward to working with him again in the future!

5

Robert S.

Completed transaction in June 2025

Extremely personable and realistic when it came to our options. very easy to bounce ideas and genuinely seemed like he cared