Michael Potoczak

5 (5 stars)

Daniel P. from Wayne, NJ

Completed transaction in March 05, 2026

Michael helped us with buying our home and now refinancing our home! Always has been open and up front with everything!

5 (5 stars)

Lesly R. from Nutley, NJ

Completed transaction in March 03, 2026

Michael was amazing to work with throughout our homebuying process. As first time homebuyers, we had a lot of questions and he was always available to answer them. His clear communication and responsiveness made the entire process run smoothly. What really stood out was how he walked us through the numbers and the overall process from the very beginning. Unlike other lenders we spoke with, he took the time to make sure we truly understood everything. That level of transparency, along with the appraisal gap coverage option, ultimately won us over. We’re very grateful for his guidance and would highly recommend him to anyone looking for a knowledgeable and supportive lender.

5 (5 stars)

Kristina M. from West Orange, NJ

Completed transaction in June 20, 2025

Michael was by far the best person we worked with during the home buying process. He was knowledgeable and readily available for all our questions. He replied less than 24hrs each time we had an inquiry and made us feel like we were a top priority. He also provided resources that allowed us to have an accurate sense of costs. To top it off, he was just such a pleasure to speak with and incredibly honest. We loved working with Michael and would refer him to anyone!!

5 (5 stars)

Kaitlyn G. from Basking Ridge, NJ

Completed transaction in June 19, 2025

I'm a realtor & my husband is a real estate attorney, so when it came time for us to buy a house, we had many business contacts between us to choose from. That being said, we knew we wanted to work with Mike to obtain our mortgage. He has all the qualities of someone you want to do business with. He's reliable, quick to respond, and always available to you. In a cutthroat market, Mike will take the extra step to help you win the bidding war. After we made an offer, he personally reached out to the listing agent to introduce himself, and to ensure them that with us as buyers & the Embrace team, we would seamlessly make it to the closing table, and we did. I can't recommend Mike enough, and I look forward to working with him again in the future!

5 (5 stars)

Robert S. from Lincroft, NJ

Completed transaction in June 04, 2025

Extremely personable and realistic when it came to our options. very easy to bounce ideas and genuinely seemed like he cared