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https://www.embracehomeloans.com/location/massachusetts/hudson/matt-packard
Senior Loan Officer NMLS# 236129
Matt Packard is a trusted mortgage professional in Hudson, MA 01749
Matt has been excelling in the mortgage industry since 2010. He started out with Sage Bank/Omega Mortgage and from there worked with Ditech and Guaranteed Rate before becoming part of the Embrace® family. He was drawn to Embrace® because we’re a company that thrives on teamwork and...
2025-2024
5.0 (5.0 stars)
Bhupesh P. from Westford, MA
Completed transaction in August 30, 2026
We worked with Matthew Packard for our mortgage on our first home purchase. We were referred to Matt by our realtor. I am glad we trusted her and approached Matt for a quote. I must earnestly emphasize that Matt's kind advice and prompt responses to all of our questions and apprehensions as home time buyers completely took the stress off our first time home buying experience. From the first day, Matt never pressurized us for going through with the mortgage with his organization, but provided solid transparency with his communication. In the end he provided the best quote and we purchased our mortgage from his organization. His entire team worked in the same spirit and the closing happened seemlessly. The closing was following an accelerated schedule - there was approximately only one month from the day we made the offer to day of closing. Matt's team work earnestly and efficiently and there was never any confusion between what was quoted and what was delivered. The communication was timely and consistent. We appreciate Matt and his team for making our first time home buying experience smooth and steady.
5.0 (5.0 stars)
SHILPA SHARAD P. from Westford, MA
Completed transaction in August 29, 2026
Being a first time home buyer is always exciting but it comes with anxiety too.We are very fortunate that through our realtor we came across embrace home loans. Matthew was very responsive from the start and efficient in the entire process that made us very comfortable in trusting him and the entire team of embrace We are really greatful and appreciative for there patience, prompt communication, detail documenation work and financing that lead us to smooth closing.Thank you!!
5.0 (5.0 stars)
Linda H. from Portsmouth, NH
Completed transaction in August 21, 2026
Very easy process!
5.0 (5.0 stars)
Adam A. from Lancaster, MA
Completed transaction in August 20, 2026
Working with Matt and his team was smooth sailing from the moment we started! Their process was clear, organized, and easy to navigate, and there was always constant, helpful communication throughout. All of their recommendations for the other parties involved were amazing as well and made the entire experience that much easier. We truly couldn’t have done it without them!
5.0 (5.0 stars)
Tony T. from Medford, MA
Completed transaction in August 18, 2026
Easy to communicate with, lots of patience with new-homebuyer questions. Thanks Matt!
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Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Matt Packard can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Matt Packard at our Hudson branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Hudson and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Matt Packard is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Matt Packard will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Matt Packard will walk you through your options and help you find the right fit.
4.95 (204 Reviews)
