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Stephen Thaggard

Florida - Viera

5500 Murrell Road, Suite 201

Viera, FL 32940


About Stephen

Embrace Home Loans is pleased to have Stephen Thaggard, on our team since 2010. Stephen was recently promoted to Sales Manager of our new Viera, Florida office.  Stephen has worked within the mortgage industry for the past 21 years, starting as a Loan Officer, and working his way up to owning and operating his own mortgage Company, BeechTree Mortgage, Inc., in Cocoa Beach, FL.
His career, here at Embrace, has proven to be very successful, as he demonstrates a true understanding of his customer’s needs and goals. Likewise, he is a company recognized member of the President’s Club since 2014.  Stephen focuses on assisting Builders, Realtors and Home Buyers with Florida mortgage options and solutions to empower each individual Florida home buyer.  This experienced Sales Manager is an expert in his field and takes pride in finding the right loan product for his clients, as he understands every situation differs and no two borrowers are the same.  

Stephen is also a member of FAMP – Florida Association of Mortgage Professionals and MBA – Mortgage Bankers Association.  Currently he lives in Merritt Island, FL with his wife Karen Thaggard and their 3 children Blake, Brandi and Logan. His oldest son, Ryan, lives in Sarasota, FL.  Stephen was born in Jacksonville, FL and raised in Virginia Beach, VA. He and his family love swimming at the beach or pool, surfing and boating; and of course, game night!

embrace home loans Presidents Club 2021 - 2014
98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on July 06, 2022

    Review By Dana S. for Stephen Thaggard

    Completed transaction in June 2022

    All questions were asked no matter how many times they were asked. The whole process was very fast and professional. I would highly recommend this team when you are looking to buy your home!

  • 5

    5 Survey completed on July 05, 2022

    Review By Christopher C. for Stephen Thaggard

    Completed transaction in July 2022

    Very friendly, knowledgeable, and efficient in all activities to complete our home purchase. Would highly recommend. Thank you Stephen, Karen, and Julia for your support!

  • 5

    5 Survey completed on July 04, 2022

    Review By Carlos O. for Stephen Thaggard

    Completed transaction in July 2022

    Stephen and Karen Thaggard really went out of there way to make things more simple for me to understand and provide the required paperwork that was needed to loan approved. They were excellent, helpful and very knowledgeable. Easiest loan process I have had yet. Many thanks to the Embrace home loans team.

  • 5

    5 Survey completed on July 01, 2022

    Review By Elizabeth C. for Stephen Thaggard

    Completed transaction in July 2022

    Very eficiente people to work for and pleasant. I will recommend them for sure. Thank you for making my house dream came true. Elizabeth L Cutolo

  • 5

    5 Survey completed on June 07, 2022

    Review By Leonard W. for Stephen Thaggard

    Completed transaction in June 2022

    Communication was key. Although we might not reach you with a call, you would promptly return our phone call.

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