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Stephen Thaggard

Florida - Viera

5500 Murrell Road, Suite 201

Viera, FL 32940


About Stephen

Embrace Home Loans is pleased to have Stephen Thaggard, on our team since 2010. Stephen was recently promoted to Sales Manager of our new Viera, Florida office.  Stephen has worked within the mortgage industry for the past 21 years, starting as a Loan Officer, and working his way up to owning and operating his own mortgage Company, BeechTree Mortgage, Inc., in Cocoa Beach, FL.
His career, here at Embrace, has proven to be very successful, as he demonstrates a true understanding of his customer’s needs and goals. Likewise, he is a company recognized member of the President’s Club since 2014.  Stephen focuses on assisting Builders, Realtors and Home Buyers with Florida mortgage options and solutions to empower each individual Florida home buyer.  This experienced Sales Manager is an expert in his field and takes pride in finding the right loan product for his clients, as he understands every situation differs and no two borrowers are the same.  

Stephen is also a member of FAMP – Florida Association of Mortgage Professionals and MBA – Mortgage Bankers Association.  Currently he lives in Merritt Island, FL with his wife Karen Thaggard and their 3 children Blake, Brandi and Logan. His oldest son, Ryan, lives in Sarasota, FL.  Stephen was born in Jacksonville, FL and raised in Virginia Beach, VA. He and his family love swimming at the beach or pool, surfing and boating; and of course, game night!

embrace home loans Presidents Club 2020 - 2014
98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on January 15, 2022

    Review By John R. for Stephen Thaggard

    Completed transaction in January 2022

    Stephen never gave up on helping us get the extra points needed to qualify for our loan. He was so confudent and knowledgeable.

  • 5

    5 Survey completed on January 13, 2022

    Review By Hector A. for Stephen Thaggard

    Completed transaction in January 2022

    Great communication and overall process was a breeze

  • 5

    5 Survey completed on January 07, 2022

    Review By Tyrone C. for Stephen Thaggard

    Completed transaction in January 2022

    You guys stayed with us every step of the way. Tou never made us like we asked too many questions. Most of all...all of you were Always Quick to return our phone calls....emails etc.

  • 4

    4 Survey completed on January 05, 2022

    Review By Janet S. for Stephen Thaggard

    Completed transaction in January 2022

    Always returned my calls promptly and educated me about different types of loan.

  • 5

    5 Survey completed on January 04, 2022

    Review By Wesley A. for Stephen Thaggard

    Completed transaction in No Date

    Quick, accurate, on time,

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What Is a Mortgage Loan?

A mortgage is a type of loan used to purchase a home.  Since most homebuyers do not have hundreds of thousands in cash on hand, the majority of consumers use mortgage loans to purchase their properties. This allows them to spread the cost of the home out over time — often many decades. According to…

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