Stephen Thaggard

Florida - Viera


5500 Murrell Road, Suite 201

Viera, FL 32940


About Stephen

Embrace Home Loans is pleased to have Stephen Thaggard, on our team since 2010. Stephen was recently promoted to Sales Manager of our new Viera, Florida office.  Stephen has worked within the mortgage industry for the past 21 years, starting as a Loan Officer, and working his way up to owning and operating his own mortgage Company, BeechTree Mortgage, Inc., in Cocoa Beach, FL.
His career, here at Embrace, has proven to be very successful, as he demonstrates a true understanding of his customer’s needs and goals. Likewise, he is a company recognized member of the President’s Club since 2014.  Stephen focuses on assisting Builders, Realtors and Home Buyers with Florida mortgage options and solutions to empower each individual Florida home buyer.  This experienced Sales Manager is an expert in his field and takes pride in finding the right loan product for his clients, as he understands every situation differs and no two borrowers are the same.  Stephen is also a member of FAMP – Florida Association of Mortgage Professionals and MBA – Mortgage Bankers Association.  Currently he lives in Merritt Island, FL with his wife Karen Thaggard and their 3 children Blake, Brandi and Logan. His oldest son, Ryan, lives in Sarasota, FL.  Stephen was born in Jacksonville, FL and raised in Virginia Beach, VA. He and his family love swimming at the beach or pool, surfing and boating; and of course, game night!

2014, 2015, 2016, 2017

from Stephen Thaggard



5.0 Survey completed on September 08, 2018

Review By Krystine F. for Stephen Thaggard

Completed transaction in August 2018

The embrace team made our home buying process quick and easy with very little stress :)


5.0 Survey completed on September 01, 2018

Review By Melvin R. for Stephen Thaggard

Completed transaction in August 2018

Want to take this opportunity and show our appreciation from the Rodriguez family to Stephen Thaggard, Karen Thaggard and their team for everything they have done, with the advice and information given to make our dream come true. Every step was good. Awesome people. May God bless you all. Thank you from the bottom of our hearts The Rodriguez Family


5.0 Survey completed on August 30, 2018

Review By Theresa B. for Stephen Thaggard

Completed transaction in August 2018

Embrace Home Loans made my home buying experience a pleasure. Stephen and the entire staff ensured I pulled together the right documents and, as promised, scheduled a closing within 30 days! I live in New England and was able to secure the loan and close on the property from home. Thank You!!


4.5 Survey completed on August 20, 2018

Review By William N. for Stephen Thaggard

Completed transaction in August 2018

Closed on time.


4.8 Survey completed on August 19, 2018

Review By Debbie G. for Stephen Thaggard

Completed transaction in August 2018

They did a great job and working with me and trying to get me in a home that I will be happy with and check to see who. Will approve me for first time home buyer and they did great until the end very nice people.