Stephen Thaggard

Florida - Viera


5500 Murrell Road, Suite 201

Viera, FL 32940


About Stephen

Embrace Home Loans is pleased to have Stephen Thaggard, on our team since 2010. Stephen was recently promoted to Sales Manager of our new Viera, Florida office.  Stephen has worked within the mortgage industry for the past 21 years, starting as a Loan Officer, and working his way up to owning and operating his own mortgage Company, BeechTree Mortgage, Inc., in Cocoa Beach, FL.
His career, here at Embrace, has proven to be very successful, as he demonstrates a true understanding of his customer’s needs and goals. Likewise, he is a company recognized member of the President’s Club since 2014.  Stephen focuses on assisting Builders, Realtors and Home Buyers with Florida mortgage options and solutions to empower each individual Florida home buyer.  This experienced Sales Manager is an expert in his field and takes pride in finding the right loan product for his clients, as he understands every situation differs and no two borrowers are the same.  

Stephen is also a member of FAMP – Florida Association of Mortgage Professionals and MBA – Mortgage Bankers Association.  Currently he lives in Merritt Island, FL with his wife Karen Thaggard and their 3 children Blake, Brandi and Logan. His oldest son, Ryan, lives in Sarasota, FL.  Stephen was born in Jacksonville, FL and raised in Virginia Beach, VA. He and his family love swimming at the beach or pool, surfing and boating; and of course, game night!

Presidents Club logo 2018, 2017, 2016, 2015, 2014
98% Customer Satisfaction Rating
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on May 13, 2019

Review By Stephen P. for Stephen Thaggard

Completed transaction in May 2019

Stephen and his team of professionals at Embrace Home Loans were knowledgeable, easy to work with and always available if we had questions. We trusted Stephen was looking out for our best interest and if have a friend or family member that needs a mortgage, we will definitely refer them to Stephen!


5.0 Survey completed on May 07, 2019

Review By Gregory M. for Stephen Thaggard

Completed transaction in April 2019

Easy process and was on time with everything. When I called he made sure everything was in line and since I was out of town made it easy for me to close. Thanks


5.0 Survey completed on April 28, 2019

Review By Donna D. for Stephen Thaggard

Completed transaction in April 2019

Used Embrace several times. Always a pleasant experience. No hassle. Quick. Efficient.


5.0 Survey completed on April 25, 2019

Review By Nabil O. for Stephen Thaggard

Completed transaction in April 2019

As first time homebuyers, we were a bit nervous about the entire mortgage process as everyone always speaks of how difficult it is. This was not the case at all! The Embrace team made purchasing our home a breeze. They kept constant communication with us along the way, and answered all of our questions. We would recommend Embrace to anyone in need of their services. Thank you Stephen, Karen, Laurie, and the rest of the Embrace team!-The Osorio family


5.0 Survey completed on April 14, 2019

Review By Robert H. for Stephen Thaggard

Completed transaction in April 2019

Steve<s honest approach for everything!!!

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