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Stephen Thaggard

Florida - Viera

5500 Murrell Road, Suite 201

Viera, FL 32940


About Stephen

Embrace Home Loans is pleased to have Stephen Thaggard, on our team since 2010. Stephen was recently promoted to Sales Manager of our new Viera, Florida office.  Stephen has worked within the mortgage industry for the past 21 years, starting as a Loan Officer, and working his way up to owning and operating his own mortgage Company, BeechTree Mortgage, Inc., in Cocoa Beach, FL.
His career, here at Embrace, has proven to be very successful, as he demonstrates a true understanding of his customer’s needs and goals. Likewise, he is a company recognized member of the President’s Club since 2014.  Stephen focuses on assisting Builders, Realtors and Home Buyers with Florida mortgage options and solutions to empower each individual Florida home buyer.  This experienced Sales Manager is an expert in his field and takes pride in finding the right loan product for his clients, as he understands every situation differs and no two borrowers are the same.  

Stephen is also a member of FAMP – Florida Association of Mortgage Professionals and MBA – Mortgage Bankers Association.  Currently he lives in Merritt Island, FL with his wife Karen Thaggard and their 3 children Blake, Brandi and Logan. His oldest son, Ryan, lives in Sarasota, FL.  Stephen was born in Jacksonville, FL and raised in Virginia Beach, VA. He and his family love swimming at the beach or pool, surfing and boating; and of course, game night!

embrace home loans Presidents Club 2020 - 2014
98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on October 06, 2021

    Review By Jonathan L. for Stephen Thaggard

    Completed transaction in October 2021

    Thaggard team is the best, this is the second house I get from them in the past 6 years. Always profesional, subject matter experts and a smooth transaction 100% Embrace Home Loans and Thaggard team rock!

  • 5

    5 Survey completed on September 27, 2021

    Review By Mahendra R. for Stephen Thaggard

    Completed transaction in September 2021

    Efficient communication.

  • 5

    5 Survey completed on September 23, 2021

    Review By Edward B. for Stephen Thaggard

    Completed transaction in September 2021

    The communication and professionalism that Steve and Team offer is second to none.

  • 4

    4 Survey completed on September 19, 2021

    Review By Kevin L. for Stephen Thaggard

    Completed transaction in September 2021

    Karen was very understanding and responded to my emails promptly

  • 5

    5 Survey completed on September 14, 2021

    Review By Corrie F. for Stephen Thaggard

    Completed transaction in September 2021

    Friendly and true to the process

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Mortgage Rates Hit Their Highest Point in Months

Mortgage rates hit their highest point since April this week, according to Freddie Mac. The average rate on 30-year, fixed-rate loans clocked in at 3.05% — up from 2.99% last week.  “As inflationary pressure builds due to the ongoing pandemic and tightening monetary policy, we expect rates to continue a modest upswing,” said Sam Khater,…

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