Karen Thaggard

Karen Thaggard

Senior Loan Officer   NMLS# 1011431

orange star4.87 (25 Reviews)

5 stars

Karen Thaggard is a trusted mortgage professional in Viera, FL 32940

About Karen

For the past 20 years, Karen Thaggard has been helping homeowners obtain the right financing for their individual purchase and refinance needs. She joined Embrace in 2012 as one of our Senior Loan Officers. Karen has worked in all aspects of the mortgage industry - origination, processing, and u...

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See what other homeowners have to say about me
  • 4

    Website was simple and straight forward to add information. steve and Karen explained all details, options and documentation needed.

  • 5

    From day one, Karen and her team were always there for me and my family. Communication was excellent, i always received and answer to any of my questions in a timely fashion. Whenever there was a need explain things better, Karen would go the extra mile and give me a courtesy phone call. I could never be more pleased about the customer service that Karen and her team provided me with. I am happy with their professionalism and would definitely recommend Embrace home loans to my friends.

  • 5

    Information and communication was really satisfying

  • 5

    I had a wonderful experience working with Karen at Embrace Loan, she is very knowledgeable and responded to my questions quickly. loan process can be very stressful, but working with Karen and her team made the process moved very smoothly. I thank Embrace for sharing Karen Thaggard, an excellent member of their team with with the public.

  • 5

    Karen stayed on top and made our experience great at every step of the process!!!!!! Thanks Karen

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Viera, FL Mortgage Loan Officers

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Frequently asked questions

Yes. Karen Thaggard can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Karen Thaggard at our Viera branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Viera and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Karen Thaggard is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Karen Thaggard will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Karen Thaggard will walk you through your options and help you find the right fit.

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