4.95 (484 Reviews)
About Chris
As a Producing Sales Manager in our Viera, FL location, Chris is responsible for originating loans, assisting homebuyers, and making dream homes come true.
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https://www.embracehomeloans.com/location/florida/viera/chris-wurtzbacher
Chris Wurtzbacher
Producing Sales Manager NMLS# 379645
Chris Wurtzbacher is a trusted mortgage professional in Viera, FL 32940
2023-2022
See what other homeowners have to say about me
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5 (5 stars)
Shaun Hartman .
Completed transaction in May 21, 2026
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5 (5 stars)
Shaun H. from Melbourne, FL
Completed transaction in May 21, 2026
He went above and beyond to make my closing happen.
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5 (5 stars)
Junior Wilson .
Completed transaction in May 21, 2026
Chris was great. Very responsive and informative, called after 8pm and was available to answer and and all question made the entire process smoooth as possible.
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5 (5 stars)
Vernal W. from Palm Bay, FL
Completed transaction in May 21, 2026
Chris was great. Very responsive and informative, called after 8pm and was available to answer and and all question made the entire process smoooth as possible.
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5 (5 stars)
Patricia W. from Palm Bay, FL
Completed transaction in May 19, 2026
Chris is so easy to work with. My buyers kept singing his praises during the closing. he answers his phone or calls back quickly. He explains things so well. all of my transactions with Chris have been great.
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Frequently asked questions
Yes. Chris Wurtzbacher can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Chris Wurtzbacher at our Viera branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Viera and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Chris Wurtzbacher is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Chris Wurtzbacher will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Chris Wurtzbacher will walk you through your options and help you find the right fit.
