4.95 (504 Reviews)
About Chris
As a Producing Sales Manager in our Viera, FL location, Chris is responsible for originating loans, assisting homebuyers, and making dream homes come true.
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https://www.embracehomeloans.com/location/florida/viera/chris-wurtzbacher
Chris Wurtzbacher
Producing Sales Manager NMLS# 379645
Chris Wurtzbacher is a trusted mortgage professional in Viera, FL 32940
2023-2022
See what other homeowners have to say about me
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5.0 (5.0 stars)
Travis I. from Cocoa, FL
Completed transaction in August 22, 2026
Chris and Embrace Home Loans were fantastic to work with on our recent home purchas. Chris and his team were clear about the documents we needed, very prompt in responding to questions and very encouraging throughout the proces. I have already recommended them to some family m who are purchasing soon. I would not hesitate to recommend them to anyone.
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5.0 (5.0 stars)
Will & Sarah Inman .
Completed transaction in August 16, 2026
We recently worked with Chris on the financing of our new home. We have a tricky financial background but Chris was able to give us excellent advice and got our loan funded right on time. We highly recommend Chris from Embrace Home Loans for your next real estate purchase.
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5.0 (5.0 stars)
Sarah I. from Cocoa, FL
Completed transaction in August 16, 2026
We recently worked with Chris on the financing of our new home. We have a tricky financial background but Chris was able to give us excellent advice and got our loan funded right on time. We highly recommend Chris from Embrace Home Loans for your next real estate purchas.
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5.0 (5.0 stars)
Rodney W. from Ocala, FL
Completed transaction in August 06, 2026
Very informative, knowledgeable, and made it a seamless process. Thank you
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5.0 (5.0 stars)
Peggy W. from Cocoa, FL
Completed transaction in August 05, 2026
Chris treats clients in exactly the same way as he wants to be treated, no matter the time of day or night or his location. He met each demand with class. It was unfortunate that he could not join us on closing day (no one joined us) however, we hope, when the need arises, to do more business with Chris in the future. He is now our friend as well.
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Frequently asked questions
Yes. Chris Wurtzbacher can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Chris Wurtzbacher at our Viera branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Viera and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Chris Wurtzbacher is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Chris Wurtzbacher will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Chris Wurtzbacher will walk you through your options and help you find the right fit.
