4.95 (496 Reviews)
About Chris
As a Producing Sales Manager in our Viera, FL location, Chris is responsible for originating loans, assisting homebuyers, and making dream homes come true.
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https://www.embracehomeloans.com/location/florida/viera/chris-wurtzbacher
Chris Wurtzbacher
Producing Sales Manager NMLS# 379645
Chris Wurtzbacher is a trusted mortgage professional in Viera, FL 32940
2023-2022
See what other homeowners have to say about me
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5 (5 stars)
Debra M. from Cocoa, FL
Completed transaction in July 10, 2026
The communication
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5 (5 stars)
Ever F. from Palm Bay, FL
Completed transaction in July 04, 2026
Excellent communication, fast responses, Excellent service, Excellent problem-solving skills. I am very happy to have had Chris and his company handling the negotiations.Thank you, and I will recommend you whenever I can.
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5 (5 stars)
Clarissa C. from Merritt Island, FL
Completed transaction in June 25, 2026
We could not have done this without his help sorting through all of the tiny details!
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4 (4 stars)
Christa D. from Cocoa, FL
Completed transaction in June 18, 2026
Fast communication for all my questions
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5 (5 stars)
Marjie T. from Cocoa, FL
Completed transaction in June 15, 2026
I highly recommend working with Chris. He takes time to explain the loan process clearly, and works diligenlty to ensure a smooth transction from strart to finish.
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Frequently asked questions
Yes. Chris Wurtzbacher can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Chris Wurtzbacher at our Viera branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Viera and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Chris Wurtzbacher is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Chris Wurtzbacher will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Chris Wurtzbacher will walk you through your options and help you find the right fit.
