Hal Johnson is a Senior Loan Officer in our Charlottesville, VA branch. He’s focused on originating loans to help borrowers meet their unique financial needs and achieve their homeownership goals. After a prior stop working with Guaranteed Rate as a loan officer, Hal decided to come home to Embr...

Hal Johnson is a Senior Loan Officer in our Charlottesville, VA branch. He’s focused on originating loans to help borrowers meet their unique financial needs and achieve their homeownership goals. After a prior stop working with Guaranteed Rate as a loan officer, Hal decided to come home to Embrace, where our Extended Rate Lock, builder focus, and broad range of products and programs will help him continue to provide borrowers with excellent home financing solutions. Hal was recognized as a Charlottesville Area Association of REALTORS® affiliate member of the year, and earned President’s Club honors in 2020 and 2021 while with Guaranteed Rate.

Hal grew up in Arlington, VA, and lives in Greene County with his wife, three dogs, and two horses. He has three wonderful children whom only one is still at home with them. In his spare time, he enjoys jazz, tending his garden, lawn, and staying active at the gym. On a perfect day, you can find him on the beach on Marco Island, FL, between March and April with no phone or email in sight.