About Chris
As a Producing Sales Manager in our Viera, FL location, Chris is responsible for originating loans, assisting homebuyers, and making dream homes come true.
https://www.embracehomeloans.com/media/tbpnzlid/cwurtzbacher_-bio72.jpg
https://www.embracehomeloans.com/location/florida/viera/chris-wurtzbacher
Producing Sales Manager NMLS# 379645
As a Producing Sales Manager in our Viera, FL location, Chris is responsible for originating loans, assisting homebuyers, and making dream homes come true.
2023-2022
5 (5 stars)
Rodney W. from Ocala, FL
Completed transaction in August 06, 2026
Very informative, knowledgeable, and made it a seamless process. Thank you
5 (5 stars)
Peggy W. from Cocoa, FL
Completed transaction in August 05, 2026
Chris treats clients in exactly the same way as he wants to be treated, no matter the time of day or night or his location. He met each demand with class. It was unfortunate that he could not join us on closing day (no one joined us) however, we hope, when the need arises, to do more business with Chris in the future. He is now our friend as well.
5 (5 stars)
Jacqueline K.
Completed transaction in August 03, 2026
Chris was very pleasant and helpful. He was always quick to answer questions and very knowledgeable. I enjoyed working with Chris and would definitely recommend him to others. Thank you Chris for helping me get my new home.
5 (5 stars)
Nathan M. from Titusville, FL
Completed transaction in July 26, 2026
Chris is as thorough as thorough can get. Always checking in to see the levels of progress and reporting quickly on the progress he's made. Even when we contacted him later in the evening with questions or concerns, Chris handled it quickly and efficiently. We have no complaints at all about Chris.
5 (5 stars)
Jimmy Mutter .
Completed transaction in July 16, 2026
Chris is amazing and a friend in the business. Highly recommend.
Get on My Rate-Watch List
I'll reach out personally when the numbers make sense for your situation.
Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Chris Wurtzbacher can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Chris Wurtzbacher at our Viera branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Viera and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Chris Wurtzbacher is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Chris Wurtzbacher will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Chris Wurtzbacher will walk you through your options and help you find the right fit.