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Tom Evans

Tom Evans

Producing Branch Manager
Phone: 800.333.3004 ext. 3342
Mobile: 301.922.9088
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About

Embrace Home Loans is proud to have Senior Loan Originator, Thomas E. Evans as a part of the Embrace family. Tom has designed a boutique style of lending which gives you the attention and service you and your family deserve. He takes a professional and honest approach in trying to find the loan that best meets your needs. With Tom, you can expect an authentic experience, defined by honesty, knowledge and your best interests at heart. Whether you are refinancing a second home or purchasing your first home you deserve the smoothest transaction possible with clear expectation.

Over the past 12 years, Tom worked as a Loan Originator and processor for 1st American Financial, Union 1st Mortgage, Corridor Mortgage, and Washington Capital. He grew up in Allentown, Pennsylvania with his four brothers and graduated college with an associate’s degree in Business Administration and a background in accounting. Currently, Tom resides in Baltimore, Maryland. He enjoys working out and attending sports events such as the Orioles and Cowboys. Tom is also an active member of the Greater Baltimore Board of Realtors (GBBR).

 

Branch: Maryland - Timonium, 2205 York Road, Suite11, Timonium, MD 21093

Tom Evans, NMLS# 131422 , is employed by Embrace Home Loans and is licensed in:
DC DE MD NC NJ PA VA

Reviews (115 Reviews)

5.0
5.0 Survey completed on August 17, 2018
Reviewed By Pamala R. for Tom Evans
Completed transaction in August 2018
Tom is great! This was the easiest home purchase ever. Thanks so much for all of your hard work, and fantastic responsiveness. We love our new home!
5.0
5.0 Survey completed on August 14, 2018
Reviewed By Shawneen K. for Tom Evans
Completed transaction in August 2018
Tommy was always working! Didn't matter the time of day or day of the week. He kept me informed every step of the way! I am in my new house in great part because of his help, guidance and expertise!
5.0
5.0 Survey completed on July 31, 2018
Reviewed By Kristyn M. for Tom Evans
Completed transaction in July 2018
Tom was so helpful and patient along my journey to buy my home. There was amazing communication during the entire process, and I would recommend him to anyone buying a home!
4.333
4.333 Survey completed on July 26, 2018
Reviewed By Tracey D. for Tom Evans
Completed transaction in July 2018
The process was easy due to the expertise of the staff.
5.0
5.0 Survey completed on July 16, 2018
Reviewed By Erik S. for Tom Evans
Completed transaction in July 2018
Tom was absolutely fantastic! I could call or text him any day of the week and he was always will to help me answer any question that I had. Being a first time homeowner, I didn't know very much about the process but Tom was willing to take the time to help me understand so that everything could go as smoothly as possible. Tom went out of his way to help us every chance that he could and I am extremely thankful! I highly recommend Tom to anyone buying a house!Tom was absolutely fantastic! I could call or text him any day of the week and he was always will to help me answer any question that I had. Being a first time homeowner, I didn't know very much about the process but Tom was willing to take the time ...read full review
5.0
5.0 Survey completed on July 9, 2018
Reviewed By David S. for Tom Evans
Completed transaction in July 2018
Easy process, Tom was easy to communicate with and laid out all options for us.
5.0
5.0 Survey completed on July 6, 2018
Reviewed By Susan S. for Tom Evans
Completed transaction in June 2018
Tom and Team, I can't thank you enough for all your hard work and diligence is processing the mortgage loan. You and your team were always quick with a response and demonstrated patience when I needed to provide information in return. You were always available evenings and weekends and that made it very convenient with my teaching schedule. I will highly recommend you and your team to family and friends. I love the new home at the beach! Sue SchislerTom and Team, I can't thank you enough for all your hard work and diligence is processing the mortgage loan. You and your team were always quick with a response and demonstrated patience when I needed to provide information in return. You were alway ...read full review
5.0
5.0 Survey completed on July 5, 2018
Reviewed By Justina H. for Tom Evans
Completed transaction in June 2018
Tom was a pleasure to work with. He was very knowledgeable when I had any question. He works very fast and efficient to get the job done. Tom is very professional and knows what he is doing.
5.0
5.0 Survey completed on June 29, 2018
Reviewed By Jessica B. for Tom Evans
Completed transaction in June 2018
Tom made the whole process quick and easy.
5.0
5.0 Survey completed on June 27, 2018
Reviewed By Domingo P. for Tom Evans
Completed transaction in June 2018
100%
4.167
4.167 Survey completed on June 23, 2018
Reviewed By Angelie R. for Tom Evans
Completed transaction in June 2018
Tom was very patient and answered every question I had clearly and efficiently. He responded quickly to emails and ensured we got the best deal for our buck. I would use Tom for future purchases and I highly recommend you do too.
4.833
4.833 Survey completed on June 23, 2018
Reviewed By Robert L. for Tom Evans
Completed transaction in June 2018
Good communication and very quick approval process.
5.0
5.0 Survey completed on June 14, 2018
Reviewed By Keyonta R. for Tom Evans
Completed transaction in June 2018
Hardworking excellent
5.0
5.0 Survey completed on June 13, 2018
Reviewed By Junior D. for Tom Evans
Completed transaction in June 2018
Good communication, they call even if they email me to see if I received it.
4.333
4.333 Survey completed on May 11, 2018
Reviewed By Richard J. for Tom Evans
Completed transaction in May 2018
Constant communication and updates. Professionalism. Ease of use/service.
4.833
4.833 Survey completed on May 8, 2018
Reviewed By Dalvi P. for Tom Evans
Completed transaction in May 2018
As first time home buyers me and my wife where trying to finda good fit on finding someone to help us and thanks to Tom Evans and his team we where very satisfied with the help they provided
4.833
4.833 Survey completed on April 28, 2018
Reviewed By Suhey S. for Tom Evans
Completed transaction in April 2018
Tom Evans did an amazing job with making my dream home possible.
5.0
5.0 Survey completed on April 27, 2018
Reviewed By Gennaro M. for Tom Evans
Completed transaction in April 2018
completed mortgage in a timely manor without requesting information over and over again.
4.167
4.167 Survey completed on April 18, 2018
Reviewed By Alyse G. for Tom Evans
Completed transaction in April 2018
Tom is very helpful to new time homebuyers. He offers a lot of insight and is always available via phone with questions and concerns.
5.0
5.0 Survey completed on April 9, 2018
Reviewed By Steven B. for Tom Evans
Completed transaction in March 2018
Tom Locked me in the same day, was reliable and responsive to each question I had which was 10,000 times better than his predecessor!
4.667
4.667 Survey completed on April 3, 2018
Reviewed By Mauricia J. for Tom Evans
Completed transaction in March 2018
Tom is quick, efficient and gets the job done! After a horrible experience with Wells Fargo, Tom came through for me. I highly recommend Embrace Home Loans!
5.0
5.0 Survey completed on March 23, 2018
Reviewed By Kathryn H. for Tom Evans
Completed transaction in March 2018
Tom was very easy and pleasant to work with and he helped me with all my questions. Thanks, Tom
5.0
5.0 Survey completed on March 12, 2018
Reviewed By Victoria A. for Tom Evans
Completed transaction in March 2018
Tom is AMAZING!! He was always available to answer any & every question we had. He was very informative during the entire process.He is a get it done kind of guy! He got things done in such a timely manner, we were extremely impressed.We were able to close around the time we wanted to. His service level is exceptional. He always communicated & kept us posted during every step of the way. I will recommend Tom any day!! Thank you, Tom! We appreciate the efforts of you and your entire team!Tom is AMAZING!! He was always available to answer any & every question we had. He was very informative during the entire process.He is a get it done kind of guy! He got things done in such a timely manner, we were extremely impressed.We were able to ...read full review
5.0
5.0 Survey completed on March 4, 2018
Reviewed By Samantha S. for Tom Evans
Completed transaction in February 2018
Tom made my first home buying experience quick and absolutely painless. He was professional and excellent at explaining things to me if I had any questions, and was fast at responding to my calls, emails or texts. Even on vacation! I would recommend him to anyone in a second.Tom made my first home buying experience quick and absolutely painless. He was professional and excellent at explaining things to me if I had any questions, and was fast at responding to my calls, emails or texts. Even on vacation! I would recommend ...read full review
5.0
5.0 Survey completed on March 2, 2018
Reviewed By Ryan G. for Tom Evans
Completed transaction in February 2018
Tom is awesome, very knowledgeable. Gave me lots of great advice and made it as easy as possible for me being a first time home buyer and not knowing anything about buying a house. I recommend Tom to everybody.
5.0
5.0 Survey completed on February 11, 2018
Reviewed By Elvis M. for Tom Evans
Completed transaction in February 2018
Tom, was always on top of the things that was happening. He also made it happen quick for us to purchase our home. He also gave us info after info to get it done. Thanks Tom for all the help you gave us and for the purchase of our new home..
5.0
5.0 Survey completed on February 5, 2018
Reviewed By Evens E. for Tom Evans
Completed transaction in January 2018
Very responsive; Courteous & Professional; Reliable; Answered all questions with utmost transparency. Very Pleasant Experience for my entire family.
5.0
5.0 Survey completed on February 4, 2018
Reviewed By Jerry C. for Tom Evans
Completed transaction in January 2018
Tom kept us informed every step of the way. If we needed to provide a document, he called us and emailed us. I felt like it was real time information because he was so "on it."
5.0
5.0 Survey completed on February 3, 2018
Reviewed By Stephen P. for Tom Evans
Completed transaction in January 2018
Tom does an excellent job of moving the transaction along. Always a pleasure to work with Tom and his team at Embrace. Thank you.
5.0
5.0 Survey completed on January 23, 2018
Reviewed By Dustin G. for Tom Evans
Completed transaction in January 2018
Tom was very knowledgeable and helpful every step of the way. He was very easy to get a hold of, and answered any questions that we had throughout the process. It was a great first home buyer's experience. Thanks Tom!
5.0
5.0 Survey completed on January 20, 2018
Reviewed By Catherine R. for Tom Evans
Completed transaction in January 2018
Tom was great. He took the time to answer all my questions. He really went above and beyond. He will recommend all my friends and family to him. Thank you again Tom.
5.0
5.0 Survey completed on January 12, 2018
Reviewed By Anna P. for Tom Evans
Completed transaction in July 2017
Tom Evans did great job, thank you.
4.0
4.0 Survey completed on January 9, 2018
Reviewed By Brandon B. for Tom Evans
Completed transaction in December 2017
It was the last minute change in loan officers, and all of the repetitious paperwork.
4.0
4.0 Survey completed on January 9, 2018
Reviewed By Keith T. for Tom Evans
Completed transaction in July 2017
easy communication channels
3.667
3.667 Survey completed on January 1, 2018
Reviewed By Shalonda B. for Tom Evans
Completed transaction in December 2017
Tom was great, however during the beginning of this process we had another manger assist in ng us and were given differt information. Things were a bit confusion, but Tom made himself available to myself and my husband. We are please with our overall experience.Tom was great, however during the beginning of this process we had another manger assist in ng us and were given differt information. Things were a bit confusion, but Tom made himself available to myself and my husband. We are please with our overall ...read full review
5.0
5.0 Survey completed on December 30, 2017
Reviewed By Reymira P. for Tom Evans
Completed transaction in December 2017
Tom is very experienced and professional was able to get all my mortgage loan paperwork and approval in less then 2 weeks will definitely work with him again and will recommend to all my friends and family.
5.0
5.0 Survey completed on December 29, 2017
Reviewed By William D. for Tom Evans
Completed transaction in December 2017
Good experience.
5.0
5.0 Survey completed on December 24, 2017
Reviewed By Daniel F. for Tom Evans
Completed transaction in December 2017
Tom was available any time I had a question and did great walking me through my first time Home buying experience.
5.0
5.0 Survey completed on December 12, 2017
Reviewed By Derek S. for Tom Evans
Completed transaction in December 2017
Closed in a timely manner with limited complications ,overall a great mortgage company.
5.0
5.0 Survey completed on December 12, 2017
Reviewed By David I. for Tom Evans
Completed transaction in December 2017
We moved very quickly though the application and got a closing date right away.
5.0
5.0 Survey completed on December 1, 2017
Reviewed By rpelletier1206 for Tom Evans
Completed transaction in December 2017
Tom is very experienced and professional was able to get all my mortgage loan paperwork and approval in less then 2 weeks will definitely work with him again and will recommend to all my friends and family
5.0
5.0 Survey completed on November 23, 2017
Reviewed By David S. for Tom Evans
Completed transaction in November 2017
Tom made our buying experience a true pleasure. We had some difficulty getting financed, and Tom came to the rescue and made everything work. He is so professional and knowledgeable about the whole process of getting a mortgage and Insurance. No matter what the situation is, I would highly recommend him for all your mortgage needs. If it can be done, he will find a way to get you into your dream home.Tom made our buying experience a true pleasure. We had some difficulty getting financed, and Tom came to the rescue and made everything work. He is so professional and knowledgeable about the whole process of getting a mortgage and Insurance. No matt ...read full review
5.0
5.0 Survey completed on November 22, 2017
Reviewed By Mark S. for Tom Evans
Completed transaction in November 2017
My name is Mark me and family want to thank Tom to helping us get a home loan and very happy to work with him if I have to do it all over again I will reach to Tom him and put him to other and I want thank Tom very much from Mark and family My name is Mark me and family want to thank Tom to helping us get a home loan and very happy to work with him if I have to do it all over again I will reach to Tom him and put him to other and I want thank Tom very much from Mark ...read full review
5.0
5.0 Survey completed on November 18, 2017
Reviewed By Philip D. for Tom Evans
Completed transaction in November 2017
Incredible service and communication throughout the entire process. Absolute pleasure to work with. Thank you so much!
5.0
5.0 Survey completed on November 15, 2017
Reviewed By Travis L. for Tom Evans
Completed transaction in November 2017
It was a very painless process with Tom everything was great from beginning end.
5.0
5.0 Survey completed on November 11, 2017
Reviewed By Esdras A. for Tom Evans
Completed transaction in November 2017
Tom made the whole process really simple. He was always available to answer all our questions we had. We highly recommend Tom! Thanks again
5.0
5.0 Survey completed on November 11, 2017
Reviewed By Derek B. for Tom Evans
Completed transaction in November 2017
Tom was professional and was there to answer any of my questions along the way. It was a pleasure to have someone well informed in the home buying process and assist me in anyway possible.
5.0
5.0 Survey completed on November 6, 2017
Reviewed By Troy W. for Tom Evans
Completed transaction in October 2017
Felt like family
4.0
4.0 Survey completed on November 5, 2017
Reviewed By Marianne E. for Tom Evans
Completed transaction in October 2017
It was a difficult transaction, with a lot of going back and forth with information needed. Tom was patient with the communication and responded immediately to any inquiries.
5.0
5.0 Survey completed on October 19, 2017
Reviewed By Tanya T. for Tom Evans
Completed transaction in October 2017
Tom was very knowledgeable, helpful and patient. As a first time homeowner, there was so much of the process that I didn't understand and Tom took the time to explain everything in a way that I understood giving me all the info I needed to make informed decisions. When Tom learned my intended development lost their FHA status he rolled his sleeves up and worked diligently to get it restored. I cannot sing his praises enough. I can't imagine you have a better employee than TomTom was very knowledgeable, helpful and patient. As a first time homeowner, there was so much of the process that I didn't understand and Tom took the time to explain everything in a way that I understood giving me all the info I needed to make info ...read full review
5.0
5.0 Survey completed on October 10, 2017
Reviewed By Marilyn F. for Tom Evans
Completed transaction in October 2017
Tom made the entire process smooth. Very knowledgeable and professional. Will definitely definitely recommend Tom for their loan. Thank you so much.
5.0
5.0 Survey completed on October 9, 2017
Reviewed By Marshall F. for Tom Evans
Completed transaction in October 2017
Tom was absolutely wonderful to work with. As a first time home buyer I had tons of questions and was unsure about many things. He answered the phone every time I called no matter the time or day of the week and always answered every question I had. Reading reviews and stories from other lenders I was a little worried going into this process but Tom made it simple and easy, would highly recommend.Tom was absolutely wonderful to work with. As a first time home buyer I had tons of questions and was unsure about many things. He answered the phone every time I called no matter the time or day of the week and always answered every question I had. ...read full review
5.0
5.0 Survey completed on October 6, 2017
Reviewed By Briana W. for Tom Evans
Completed transaction in September 2017
This was my first home purchase, and between the help of Tom and my realtor, it was a surprisingly simple process! Tom was very honest and helpful with any questions. There were a few unforseen bumps along the way in regards to the loan type/qualifications but he was quick to contact me and explain my options so that we could pursue accordingly and make the closing date. I would highly recommend Tom Evans!This was my first home purchase, and between the help of Tom and my realtor, it was a surprisingly simple process! Tom was very honest and helpful with any questions. There were a few unforseen bumps along the way in regards to the loan type/qualific ...read full review
5.0
5.0 Survey completed on October 6, 2017
Reviewed By Juan M. for Tom Evans
Completed transaction in September 2017
Great person and made everything easy for me
4.667
4.667 Survey completed on October 4, 2017
Reviewed By Shanna M. for Tom Evans
Completed transaction in September 2017
Great communication and very knowledgeable.
5.0
5.0 Survey completed on October 3, 2017
Reviewed By Jose B. for Tom Evans
Completed transaction in September 2017
Tom expertise was amazing. Start to finish he made the process smooth.
4.667
4.667 Survey completed on September 30, 2017
Reviewed By Jaclyn H. for Tom Evans
Completed transaction in September 2017
Tom was very knowledgeable and patient when we were purchasing our first home. He is very quick and efficient when it comes to putting a motgage together and streamlines paperwork at closing. We definitely recommend him.
5.0
5.0 Survey completed on September 27, 2017
Reviewed By Matthew J. for Tom Evans
Completed transaction in September 2017
Tom was absolutely wonderful. He kept us up to speed throughout the process to ensure there were no surprises. He set realistic expectations and never promised anything he couldn't deliver. He was always willing to answer any questions we had and returned phone calls promptly even on evenings and weekends. He went above and beyond. Tom was absolutely wonderful. He kept us up to speed throughout the process to ensure there were no surprises. He set realistic expectations and never promised anything he couldn't deliver. He was always willing to answer any questions we had and ret ...read full review
5.0
5.0 Survey completed on September 6, 2017
Reviewed By Claudio R. for Tom Evans
Completed transaction in August 2017
Good communication
5.0
5.0 Survey completed on August 15, 2017
Reviewed By Justin L. for Tom Evans
Completed transaction in August 2017
Tom Evans went the extra mile to ensure every step of our loan process went as smooth as possible. He was knowledgeable and I felt confident using him and trusting him with our loan. I will and have already recommended him to friends and family.
5.0
5.0 Survey completed on August 12, 2017
Reviewed By Foster L. for Tom Evans
Completed transaction in August 2017
Tom was excellent, always very quick to respond. I will continue to refer Tom to all of my family and friends.
5.0
5.0 Survey completed on August 11, 2017
Reviewed By John D. for Tom Evans
Completed transaction in August 2017
T
5.0
5.0 Survey completed on August 10, 2017
Reviewed By Leslie S. for Tom Evans
Completed transaction in July 2017
Tom was available for any question or concerns. He helped us get a forever home.
5.0
5.0 Survey completed on August 8, 2017
Reviewed By Kathleen F. for Tom Evans
Completed transaction in August 2017
Tom went above and beyond to get my loan approved in a very unique situation. He was very responsive to all of my phone calls and I got a much lower rate than I did with my original lender.
5.0
5.0 Survey completed on August 7, 2017
Reviewed By Laura C. for Tom Evans
Completed transaction in July 2017
He made everything quick and easy
5.0
5.0 Survey completed on August 2, 2017
Reviewed By William S. for Tom Evans
Completed transaction in July 2017
Tom is a great guy to work with and very knowledgeable about what you need to buy a home
4.333
4.333 Survey completed on July 20, 2017
Reviewed By Merarda G. for Tom Evans
Completed transaction in June 2017
Great
5.0
5.0 Survey completed on July 17, 2017
Reviewed By Kevin K. for Tom Evans
Completed transaction in June 2017
tom worked hard make things right
5.0
5.0 Survey completed on July 17, 2017
Reviewed By Ricardo M. for Tom Evans
Completed transaction in June 2017
We have a good experience with Tom , great people, we just say thank you !
5.0
5.0 Survey completed on July 16, 2017
Reviewed By Nicholas B. for Tom Evans
Completed transaction in July 2017
Tom gets the job done, plain and simple
3.333
3.333 Survey completed on July 16, 2017
Reviewed By Natalie G. for Tom Evans
Completed transaction in June 2017
Tom was not always available when I needed him. He was great to talk to but he made several mistakes in getting the loan approved and a few things had to be done again. It was a terribly complicated process and I wish it went smoother. I admit we were not the easiest customers but that is because we are first time home buyers and know nothing about the process. I thought I would be working with someone who made the process less stressful but that was not the case.Tom was not always available when I needed him. He was great to talk to but he made several mistakes in getting the loan approved and a few things had to be done again. It was a terribly complicated process and I wish it went smoother. I admit we wer ...read full review
5.0
5.0 Survey completed on July 11, 2017
Reviewed By Ryan M. for Tom Evans
Completed transaction in June 2017
He was very helpful, and explained any questions i had.
5.0
5.0 Survey completed on June 27, 2017
Reviewed By Krista S. for Tom Evans
Completed transaction in June 2017
TOM DID EVERYTHING POSSIBLE TO GET MY LOAN APPROVED IN SHORT TIME
5.0
5.0 Survey completed on April 19, 2017
Reviewed By M &. for Tom Evans
Completed transaction in April 2017
Tom did a great job of helping us with our first home purchase. It was so fast and he made it less stressful and easy. He was very easy to talk to and let us know how everything was going along the way. We were able to close our mortgage fast and without any problems. He is very experienced/educated and will help you with any questions you have! I would recommend him to anyone!Tom did a great job of helping us with our first home purchase. It was so fast and he made it less stressful and easy. He was very easy to talk to and let us know how everything was going along the way. We were able to close our mortgage fast and wit ...read full review
5.0
5.0 Survey completed on April 9, 2017
Reviewed By Jaimefio for Tom Evans
Completed transaction in April 2017
I have used Tom Evans and Embrace twice and he was my savior! Tom continues to help me when I need him and I cannot say enough about him. I have needed some documents during a separation process and he has been a huge help for me as I do not have access to them and it has helped me tremendously during a very difficult time. I would tell the world about Tom and I do. I will use Tom again in the future!I have used Tom Evans and Embrace twice and he was my savior! Tom continues to help me when I need him and I cannot say enough about him. I have needed some documents during a separation process and he has been a huge help for me as I do not have a ...read full review
5.0
5.0 Survey completed on April 6, 2017
Reviewed By Mr R. for Tom Evans
Completed transaction in April 2017
Really nice to Work with you
5.0
5.0 Survey completed on April 5, 2017
Reviewed By Me for Tom Evans
Completed transaction in April 2017
Tom Evans was Great. If it had not been for him I don't know if I would even have this loan. He was always available, honest, and receptive. He was very helpful and never made me feel like I was a burden. I would recommend him to anyone.
5.0
5.0 Survey completed on April 3, 2017
Reviewed By Carrie F. for Tom Evans
Completed transaction in April 2017
We had a great experience using Embrace Home mortgage. Our banker, Tom, was very helpful and knowledgeable of the entire process. He expedited a few issues that arose in other departments and was able to close our loan quickly.
5.0
5.0 Survey completed on March 27, 2017
Reviewed By Claribel V. for Tom Evans
Completed transaction in March 2017
I really liked working with Tom, he's a professional, and patient.
5.0
5.0 Survey completed on March 7, 2017
Reviewed By Yolly326 for Tom Evans
Completed transaction in March 2017
It made my home buying experience smooth and confident. The was fast. Thanks Tom and Melissa for all your help
5.0
5.0 Survey completed on March 3, 2017
Reviewed By Retta for Tom Evans
Completed transaction in March 2017
This process was sooo easy as compared to previous purchases.Tom was fantastic and helped well above what one should expect.The process was simple and efficient.Hats off to Embrace.
5.0
5.0 Survey completed on February 23, 2017
Reviewed By Rick for Tom Evans
Completed transaction in February 2017
Tom from the start to finish was a pleasure to deal with,he was helpful pleasant and made me feel like I was his only client . No matter what time I called or emailed him he responded right away weather it was night or on the weekend. I can't thank him enough. Mr Richard AndreanaTom from the start to finish was a pleasure to deal with,he was helpful pleasant and made me feel like I was his only client . No matter what time I called or emailed him he responded right away weather it was night or on the weekend. I can't thank h ...read full review
5.0
5.0 Survey completed on February 13, 2017
Reviewed By Tom T. for Tom Evans
Completed transaction in February 2017
Service was great Tom was very knowledgeable and made everything go smoothly
5.0
5.0 Survey completed on February 12, 2017
Reviewed By Donna &. for Tom Evans
Completed transaction in February 2017
Tom was awesome. He helped make purchasing our home easy.
5.0
5.0 Survey completed on February 4, 2017
Reviewed By Melissa &. for Tom Evans
Completed transaction in February 2017
We just purchased our first home and our real estate agent spoke super highly of Tom and Embrace Home Loans. We went with Tom but we also checked his rate against other lenders. Tom's rate was significantly lower so it was a no brainer and we are glad we went with Tom and Embrace. I felt that he went above and beyond for us. Answered any questions we had (and we had a lot), always kept our budget and finances in mind, and processed everything very quickly. I hope we don't need to buy a home for a long long time, but if we did I for sure would go with Tom and Embrace again and I urge you to do the same.We just purchased our first home and our real estate agent spoke super highly of Tom and Embrace Home Loans. We went with Tom but we also checked his rate against other lenders. Tom's rate was significantly lower so it was a no brainer and we are gla ...read full review
4.0
4.0 Survey completed on February 3, 2017
Reviewed By tom for Tom Evans
Completed transaction in February 2017
very helpfull
5.0
5.0 Survey completed on January 20, 2017
Reviewed By Tom for Tom Evans
Completed transaction in January 2017
Tom went above and beyond during the whole process. He understands the clients needs and makes sure the client is informed in every step of the process.
5.0
5.0 Survey completed on December 20, 2016
Reviewed By Nick for Tom Evans
Completed transaction in December 2016
Tom and his team were the perfect people to help guide us through the complex and arduous task of getting a home loan.
5.0
5.0 Survey completed on November 26, 2016
Reviewed By Lmogena for Tom Evans
Completed transaction in November 2016
I am very happy with all the process and the help of Tom in my loan.
5.0
5.0 Survey completed on November 19, 2016
Reviewed By Ibanez F. for Tom Evans
Completed transaction in November 2016
Tom was great to us he really knows his job, he's an excellent worker and a very responsible person always keeps in touch and at all times let's you know how things are going with the process. Thanks Tom for helping our dreams come true!
5.0
5.0 Survey completed on November 16, 2016
Reviewed By Kim for Tom Evans
Completed transaction in November 2016
Tom helped me navigate through a unique situation and got my loan approved. Thank you
4.0
4.0 Survey completed on November 7, 2016
Reviewed By Renee for Tom Evans
Completed transaction in November 2016
Overall a good experience.
5.0
5.0 Survey completed on November 1, 2016
Reviewed By Mom for Tom Evans
Completed transaction in November 2016
Great experience! Everything was straight to the point and exactly as explained. Loved doing business with Tom and the company!
5.0
5.0 Survey completed on October 17, 2016
Reviewed By KQ for Tom Evans
Completed transaction in October 2016
Tom was friendly, accomodating and tenacious about securing our refi. He helped us through every step to make sure we were prepared for anything.
5.0
5.0 Survey completed on September 30, 2016
Reviewed By Jhon for Tom Evans
Completed transaction in September 2016
Excellent
5.0
5.0 Survey completed on September 21, 2016
Reviewed By Michele for Tom Evans
Completed transaction in September 2016
Tom provided outstanding support through this entire loan process. I think most of the effort came from the Sellers side and the requirements needed from that end. But when it came down to final last minute issues - Tom worked with me and through multiple sources, phone, email and text to get me to settlement. He also worked well with my real estate agent and communicated with her to ensure all "I's" were dotted and all "T's" were crossedTom provided outstanding support through this entire loan process. I think most of the effort came from the Sellers side and the requirements needed from that end. But when it came down to final last minute issues - Tom worked with me and through m ...read full review
5.0
5.0 Survey completed on August 10, 2016
Reviewed By zuser20160719075049986 for Tom Evans
Completed transaction in August 2016
I am responsible for leasing office space around the world and deal with very complicated negotiations
I recently purchased a home on S Curley Street and a friend of mine recommended Embrace home loans l have never dealt with a company that responsive helpful and available anytime l needed their help the entire team was there to assist me.
Great service and I closed in 29 days with a VA loan
I am responsible for leasing office space around the world and deal with very complicated negotiations
I recently purchased a home on S Curley Street and a friend of mine recommended Embrace home loans l have never dealt with a company that respo
...read full review
5.0
5.0 Survey completed on August 10, 2016
Reviewed By zuser20160719075049986 for Tom Evans
Completed transaction in August 2016
I am responsible for leasing office space around the world and deal with very complicated negotiationsI recently purchased a home on S Curley Street and a friend of mine recommended Embrace home loans l have never dealt with a company that responsive helpful and available anytime l needed their help the entire team was there to assist me.Great service and I closed in 29 days with a VA loanI am responsible for leasing office space around the world and deal with very complicated negotiationsI recently purchased a home on S Curley Street and a friend of mine recommended Embrace home loans l have never dealt with a company that responsive ...read full review
5.0
5.0 Survey completed on August 3, 2016
Reviewed By Rita for Tom Evans
Completed transaction in August 2016
Wonderful customer service. He went out of his way to help me. Return all my phone calls immediately. Very Profesional. Best of the best. Thank you Tom
5.0
5.0 Survey completed on July 30, 2016
Reviewed By clinton B. for Tom Evans
Completed transaction in July 2016
I recommend Tom Evans very highly. I would give him an A+ for all of the above. Even after we were unable to refinance our home a year ago he kept working for us and found a way to allow us to successfully refinance this year. By doing this he saved us almost $1,900 a month on a 15-year mortgage.I recommend Tom Evans very highly. I would give him an A+ for all of the above. Even after we were unable to refinance our home a year ago he kept working for us and found a way to allow us to successfully refinance this year. By doing this he saved ...read full review
5.0
5.0 Survey completed on July 1, 2016
Reviewed By Candice for Tom Evans
Completed transaction in July 2016
Great job! Effective and efficient!
5.0
5.0 Survey completed on July 1, 2016
Reviewed By KC for Tom Evans
Completed transaction in July 2016
Tom's persistence enabled us to refinance our home for a great rate. He was a pleasure to work with.
5.0
5.0 Survey completed on May 13, 2016
Reviewed By Scott &. for Tom Evans
Completed transaction in May 2016
We asked Tom to check in to a loan product for us and we were impressed with his quick and accurate response. As we progressed towards closing he was in constant contact and gave regular status updates so we knew where we were during the whole process. Embrace gave us the capability to upload documents which was a fast and easy way to provide all documentation needed in order to expedite the process. With Tom, and Embrace, we settled in under 30 days! Great Job Tom, and we have, and will continue to recommend you!We asked Tom to check in to a loan product for us and we were impressed with his quick and accurate response. As we progressed towards closing he was in constant contact and gave regular status updates so we knew where we were during the whole proce ...read full review
5.0
5.0 Survey completed on May 4, 2016
Reviewed By Tom L for Tom Evans
Completed transaction in May 2016
Tom Evans was referred to me by a friend when my original mortgage company would not try to and get my loan approved because I am on Worker Comp. Tom and his team, work very hard and worked with my WC Attorney to get this loan done. My wife and I are very thankful for all there effort.Tom Evans was referred to me by a friend when my original mortgage company would not try to and get my loan approved because I am on Worker Comp. Tom and his team, work very hard and worked with my WC Attorney to get this loan done. My wife and I a ...read full review
5.0
5.0 Survey completed on April 30, 2016
Reviewed By Stuart &. for Tom Evans
Completed transaction in April 2016
Was the best experience we ever have
5.0
5.0 Survey completed on April 6, 2016
Reviewed By kspringfield03 for Tom Evans
Completed transaction in April 2016
I just wanted to send a quick word of thanks for the excellent service you provided. From the beginning I felt like I was in good hands with the quality of support I received from you.

Due to my lack of knowledge about the process I was probably one of your more "challenged" clients but you were nothing but patient with me. You were always willing and available to take my calls and respond to my emails - your response was immediate.

If the opportunity ever comes up again, I would not hesitate to deal with you again. Thank you once again.

- Kelli Springfield
Ocean Pines, MD
I just wanted to send a quick word of thanks for the excellent service you provided. From the beginning I felt like I was in good hands with the quality of support I received from you.

Due to my lack of knowledge about the process I was pr
...read full review
5.0
5.0 Survey completed on April 6, 2016
Reviewed By kspringfield03 for Tom Evans
Completed transaction in April 2016
I just wanted to send a quick word of thanks for the excellent service you provided. From the beginning I felt like I was in good hands with the quality of support I received from you.Due to my lack of knowledge about the process I was probably one of your more "challenged" clients but you were nothing but patient with me. You were always willing and available to take my calls and respond to my emails - your response was immediate.If the opportunity ever comes up again, I would not hesitate to deal with you again. Thank you once again.- Kelli SpringfieldOcean Pines, MDI just wanted to send a quick word of thanks for the excellent service you provided. From the beginning I felt like I was in good hands with the quality of support I received from you.Due to my lack of knowledge about the process I was probably one ...read full review
5.0
5.0 Survey completed on April 1, 2016
Reviewed By robynleslie for Tom Evans
Completed transaction in April 2016
I was put in touch with Tom through our Realtor for a new purchase of a rental property. Tom immediately jumped into action to help us get pre-approved (within the hour). Tom asked a few questions about our primary residence during the conversation and found out he could do so much better with regards to interest rates and mortgage terms. We jumped in with both feet and let Tom lead us through not only a "new" purchase mortgage, but a refi of our existing mortgage almost simultaneously. He was so responsive to any and all questions we had through the process and made it virtually painless. I kept waiting for "that" email or phone call with the "issues" and it never came. If you are looking for someone you can trust and walk you through the myriad of questions with any refi or new purchase.....I wouldn't hesitate at all to give Tom a call.I was put in touch with Tom through our Realtor for a new purchase of a rental property. Tom immediately jumped into action to help us get pre-approved (within the hour). Tom asked a few questions about our primary residence during the conversation ...read full review
5.0
5.0 Survey completed on April 1, 2016
Reviewed By baltimoretexan for Tom Evans
Completed transaction in April 2016
Tom took the time to speak with us regarding our mortgage loan and find out what we were looking for and what we were able to spend. He was very thorough and always explained things in great detail regarding the loan process, the interest rate and what we should expect at closing. There were no surprises and everything happened when Tom said it would, and as he said it would. When we had questions he was very responsive. When he said he'd get back to us by a certain date or time, he always followed through at the given time. We really appreciated that Tom attended our closing with us and was there for any last minute questions regarding the process. He was a pleasure to work with the entire time and we would highly recommend Tom to friends, family and anyone else looking to buy a house. He's very professional and knows his business.Tom took the time to speak with us regarding our mortgage loan and find out what we were looking for and what we were able to spend. He was very thorough and always explained things in great detail regarding the loan process, the interest rate and wh ...read full review
5.0
5.0 Survey completed on March 31, 2016
Reviewed By marshalek r for Tom Evans
Completed transaction in March 2016
I've purchased a lot of investment homes in my lifetime. The norm is a lot of pain and suffering when it comes to putting the mortgage in place. Well I have finally found my mortgage guy!!! Night and day difference from any other dealings in that industry. Wish I would had meet you years ago. Thanks again for the great service Tom!I'm not real computer literate.....Putting together all of the necessary information was becoming too cumbersome....Tom took note to me frustration and made a house call on a Sunday to help me finalize the needed docs. He got me a great rate of 3.5% and lowered my payment by a few hundred from what another lender [that I gave up on due to horrible service] offered.I've purchased a lot of investment homes in my lifetime. The norm is a lot of pain and suffering when it comes to putting the mortgage in place. Well I have finally found my mortgage guy!!! Night and day difference from any other dealings in that ind ...read full review
5.0
5.0 Survey completed on March 31, 2016
Reviewed By marshalek r for Tom Evans
Completed transaction in March 2016
I've purchased a lot of investment homes in my lifetime. The norm is a lot of pain and suffering when it comes to putting the mortgage in place. Well I have finally found my mortgage guy!!! Night and day difference from any other dealings in that industry. Wish I would had meet you years ago. Thanks again for the great service Tom!

I'm not real computer literate.....Putting together all of the necessary information was becoming too cumbersome....Tom took note to me frustration and made a house call on a Sunday to help me finalize the needed docs. He got me a great rate of 3.5% and lowered my payment by a few hundred from what another lender [that I gave up on due to horrible service] offered.
I've purchased a lot of investment homes in my lifetime. The norm is a lot of pain and suffering when it comes to putting the mortgage in place. Well I have finally found my mortgage guy!!! Night and day difference from any other dealings in that ind ...read full review
5.0
5.0 Survey completed on March 26, 2016
Reviewed By stephentlusby for Tom Evans
Completed transaction in March 2016
Tom Evans was extremely knowledgeable, efficient and helpful. He made the process as smooth and effortless as possible.
He was able to give the best rate that we found. I highly recommend Tom Evans and Embrace home loans.
5.0
5.0 Survey completed on March 26, 2016
Reviewed By stephentlusby for Tom Evans
Completed transaction in March 2016
Tom Evans was extremely knowledgeable, efficient and helpful. He made the process as smooth and effortless as possible. He was able to give the best rate that we found. I highly recommend Tom Evans and Embrace home loans.
5.0
5.0 Survey completed on March 25, 2016
Reviewed By qbird09 for Tom Evans
Completed transaction in March 2016
I WAS VERY PLEASED TO WORK WIH TOM.THIS WAS MY FIRST PURCHASE
SO AS USUAL I HAD A LOT OF QUESTIONS AND CONCERNS.ANY TIME I HAD A QUESTION OR CONCERN TOM HAD NO PROBLEM TAKING MY PHONE CALL. THROUGHOUT THE WHOLE LOAN PROCESS IT SEEMED TO GET EASIER AS WE WENT ALONG. THE LONGER WE WENT THE LESS QUESTIONS I HAD ONLY BECAUSE TOM EXPLAINED EVERYTHING TO ME IN TERMS I UNDERSTOOD. IF AND WHEN I DECIDE ON ANOTHER LOAN I WILL BE SURE TO CONTACT TOM AND IF I KNOW ANYONE WHO IS PLANNING ON A PURCHASE I WILL BE SURE TO REFER TOM.
I WAS VERY PLEASED TO WORK WIH TOM.THIS WAS MY FIRST PURCHASE
SO AS USUAL I HAD A LOT OF QUESTIONS AND CONCERNS.ANY TIME I HAD A QUESTION OR CONCERN TOM HAD NO PROBLEM TAKING MY PHONE CALL. THROUGHOUT THE WHOLE LOAN PROCESS IT SEEMED TO GET EASI
...read full review
5.0
5.0 Survey completed on March 25, 2016
Reviewed By qbird09 for Tom Evans
Completed transaction in March 2016
I WAS VERY PLEASED TO WORK WIH TOM.THIS WAS MY FIRST PURCHASESO AS USUAL I HAD A LOT OF QUESTIONS AND CONCERNS.ANY TIME I HAD A QUESTION OR CONCERN TOM HAD NO PROBLEM TAKING MY PHONE CALL. THROUGHOUT THE WHOLE LOAN PROCESS IT SEEMED TO GET EASIER AS WE WENT ALONG. THE LONGER WE WENT THE LESS QUESTIONS I HAD ONLY BECAUSE TOM EXPLAINED EVERYTHING TO ME IN TERMS I UNDERSTOOD. IF AND WHEN I DECIDE ON ANOTHER LOAN I WILL BE SURE TO CONTACT TOM AND IF I KNOW ANYONE WHO IS PLANNING ON A PURCHASE I WILL BE SURE TO REFER TOM.I WAS VERY PLEASED TO WORK WIH TOM.THIS WAS MY FIRST PURCHASESO AS USUAL I HAD A LOT OF QUESTIONS AND CONCERNS.ANY TIME I HAD A QUESTION OR CONCERN TOM HAD NO PROBLEM TAKING MY PHONE CALL. THROUGHOUT THE WHOLE LOAN PROCESS IT SEEMED TO GET EASIER AS ...read full review

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