Giveaway Official Rules

NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING.

THIS GIVEAWAY IS OPEN ONLY IN THE UNITED STATES AND WILL BE GOVERNED BY U.S. LAW. OPEN LEGAL RESIDENTS OF THE U.S. OF THE AGE OF MAJORITY IN THEIR STATE OF RESIDENCE AT THE TIME OF ENTRY. DO NOT ENTER IF YOU ARE NOT ELIGIBLE.

VOID WHERE PROHIBITED BY LAW

GIVEAWAY PERIOD:
The giveaway begins at 12:00 am Eastern Time (“ET”) on Jun 1, 2025, and ends at 7:00 pm ET on Jun 13, 2025.
ELIGIBILITY:
The giveaway is open to legal residents of the United States who have reached the age of majority in their state of residence (i.e. 19 years old in Alabama and Nebraska, 21 years old in Mississippi) (“Entrant”).

Employees of Sponsor, Embrace Home Loans (“Embrace”) 25 Enterprise Center Middletown, 02842 (collectively “Sweepstakes Entities”), and each of their subsidiaries, affiliates, shareholders, officers, directors, agents, representatives, and employees (collectively, “Sweepstakes Employees”), and each of their immediate family members (e.g., spouse, parent, child, sibling, and their respective spouses and the “steps” of each, regardless of where they reside) and persons living in the same household of each, whether or not related, are not eligible to enter or win. Any individual licensed as a Realtor or Mortgage Loan Originator is also ineligible to enter or to win any Prize.

Participation constitutes Entrant's full and unconditional agreement to these Official Rules and to Sponsor’s decisions, which are final and binding in all matters related to this Sweepstakes.
GIVEAWAY OVERVIEW:
To participate in the giveaway, an Entrant must follow the steps in Section 4 to register during the Giveaway Period. The Giveaway includes one (1) First Prize drawing for a USD $50 gift card of winner's choosing that can be purchased online. By registering for the Giveaway, Entrants will receive one (1) entry into the Giveaway. Winners, determined in accordance with Section 5, will be announced on the Sponsor’s webinar.
HOW TO ENTER:
- During the Giveaway Period an Entrant must register for the webinar by submitting the information requested on the registration form, which may include, without limitation: their first and last name (initials are not permitted), email address, mailing address, ZIP Code, telephone number, date of birth, and confirmation that they have read and agrees to be bound by these Official Rules. Upon submission of the registration information, the Entrant must then follow the on-screen instructions and click “REGISTER”. Limit: An Entrant may only register for the Sweepstakes once.
  
  IMPORTANT: MESSAGE AND DATA RATES MAY APPLY IF AN ENTRANT PARTICIPATES IN THIS SWEEPSTAKES ON THEIR MOBILE DEVICE. NOT ALL MOBILE TELEPHONE/WIRELESS PROVIDERS CARRY THE SERVICE NECESSARY TO PARTICIPATE IN THESE SWEEPSTAKES. ENTRANTS SHOULD CONSULT THEIR WIRELESS PROVIDER'S PRICING PLANS. A MOBILE ENTRY IS NOT REQUIRED TO ENTER OR WIN A PRIZE IN THIS SWEEPSTAKES. Normal Internet access and usage charges imposed by an Entrant’s internet service provider may apply.
RANDOM DRAWINGS:
- Prize: On or about Jun 14, 2025, Sponsor will randomly select one (1) Winner for the Prize from among all Entrants who have followed instructions during the giveaway period.
PRIZES AND ODDS OF WINNING:
- Prize: The Prize is one (1) USD $50 gift card of winner's choosing (must be able to purchase online)
- Odds of Winning: The odds of winning any Prize depend on the number of eligible Entrants who register during the Giveaway Period.
HOW TO CLAIM A PRIZE:
Winners will be announced on Sponsor’s social media on or about Jun 15, 2025. Sponsor will further contact Winners by methods provided at entry.
LIMITATION OF LIABILITY:
By participating in this Giveaway, Entrants agree (and agrees to confirm in writing if requested) that the Sweepstakes Entities, Facebook Inc., LinkedIn Corporation, Twitter, Inc., and each of their respective affiliates, subsidiaries, franchisees, representatives, consultants, contractors, legal counsel, advertising, public relations, promotional, fulfillment and marketing agencies, website providers, web masters, and their respective officers, directors, employees, representatives and agents (“Released Parties”) are not responsible for any damages of any kind arising out of this Sweepstakes or these Official Rules.

By entering the Giveaway, each Entrant agrees to be bound by these Official Rules, waive any rights at law or equity to dispute decisions of the Sponsor, and hold harmless each Released Party from any and all claims arising from this Giveaway or these Official Rules.

WITHOUT LIMITING THE FOREGOING, EVERYTHING REGARDING THIS GIVEAWAY, INCLUDING THE PRIZES, IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

This Giveaway is in no way offered, sponsored, endorsed or administered by, or associated with Facebook Inc. LinkedIn Corporation, or Twitter, Inc. Sweepstakes Entities shall not be liable for technical, pictorial, typographical or editorial errors or omissions contained herein.
PRIVACY
By entering this Giveaway, Entrant acknowledges their understanding that they are providing information to the Sponsor. Information submitted to Sponsor by any Entrant is subject to Embrace’s Privacy Policy located at https://www.embracehomeloans.com/privacy.
REPRESENTATIONS AND WARRANTIES:
By entering this Giveaway, Entrant represents and warrants that they have read, understood, and are in compliance and will continue to comply with these Official Rules.
WINNERS LIST, INQUIRIES, AND ALTERNATIVE METHOD OF ENTRY:
For a list of Winners, inquiries, or to enter using an alternative method of entry, interested individuals should mail a self-addressed stamped business envelope to:

5500 Murrell Blvd, Suite 201, Viera, FL 32940

Winner List requests must be post marked no later than Jun 30, 2025