Pump-up Your Savings Summer Raffle Giveaway Official Rules

NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING.

THIS SWEEPSTAKES IS OPEN ONLY IN THE UNITED STATES AND WILL BE GOVERNED BY U.S. LAW. OPEN LEGAL RESIDENTS OF THE U.S. OF THE AGE OF MAJORITY IN THEIR STATE OF RESIDENCE AT THE TIME OF ENTRY. DO NOT ENTER IF YOU ARE NOT ELIGIBLE.

VOID WHERE PROHIBITED BY LAW

The Pump-up Your Savings Summer Raffle Giveaway (“Sweepstakes”) is sponsored by Fulcrum Properties Group (“Sponsor”), 500 13th Street SE, Washington, District of Columbia, 20003.

1. SWEEPSTAKES PERIOD:

   The Sweepstakes begins at 12:00 am Eastern Time (“ET”) on July 26, 2022, and ends at 11:59:59 ET on August 17, 2022.

2. ELIGIBILITY:

   The Sweepstakes is open to legal residents of the United States who have reached the age of majority in their state of residence (i.e. 19 years old in Alabama and Nebraska, 21 years old in Mississippi) (“Entrant”). Employees of Sponsor, Embrace Home Loans (“Embrace”) 25 Enterprise Center Middletown, 02842 (collectively “Sweepstakes Entities”), and each of their subsidiaries, affiliates, shareholders, officers, directors, agents, representatives, and employees (collectively, “Sweepstakes Employees”), and each of their immediate family members (e.g., spouse, parent, child, sibling, and their respective spouses and the “steps” of each, regardless of where they reside) and persons living in the same household of each, whether or not related, are not eligible to enter or win. Any individual licensed as a Realtor or Mortgage Loan Originator is also ineligible to enter or to win any Prize.

   Participation constitutes Entrant's full and unconditional agreement to these Official Rules and to Sponsor’s decisions, which are final and binding in all matters related to this Sweepstakes.

3. SWEEPSTAKES OVERVIEW:

   To participate in the Sweepstakes, an Entrant must follow the steps in Section 4 and as outlined at https://www.eventbrite.com/e/pump-up-your-savings-summer-raffle-giveaway-tickets-387034399307 (“Website”) to register during the Sweepstakes Period. The Sweepstakes includes one (1) First Prize drawing for a USD $500 gas card; one (1) Second Prize drawing for $350 gas card; and one (1) Third Prize drawing for a USD $150 gas card (collectively three (3) “Prizes” with a total value of $1,000). By registering for the Sweepstakes, Entrants will receive one (1) entry into the Sweepstakes. Winners, determined in accordance with Section 5, will be announced on the Sponsor’s social media accounts (first name, last initial, city and state of residence).

4. HOW TO ENTER:

   • During the Sweepstakes Period an Entrant must visit the Website and register by submitting the information requested on the registration form, which may include, without limitation: their first and last name (initials are not permitted), email address, mailing address, ZIP Code, telephone number, date of birth, and confirmation that they have read and agrees to be bound by these Official Rules. Upon submission of the registration information, the Entrant must then follow the on-screen instructions and click “REGISTER”. Limit: An Entrant may only register for the Sweepstakes once.

     IMPORTANT: MESSAGE AND DATA RATES MAY APPLY IF AN ENTRANT PARTICIPATES IN THIS SWEEPSTAKES ON THEIR MOBILE DEVICE. NOT ALL MOBILE TELEPHONE/WIRELESS PROVIDERS CARRY THE SERVICE NECESSARY TO PARTICIPATE IN THESE SWEEPSTAKES. ENTRANTS SHOULD CONSULT THEIR WIRELESS PROVIDER'S PRICING PLANS. A MOBILE ENTRY IS NOT REQUIRED TO ENTER OR WIN A PRIZE IN THIS SWEEPSTAKES. Normal Internet access and usage charges imposed by an Entrant’s internet service provider may apply.

   • Alternative Method of Entry (AMOE):

     Entrants who are unable or unwilling to enter the Sweepstakes via the method described in Section 4.a may alternatively enter by contacting Sponsor’s representative shown in Section 11 of these Official Rules.

5. RANDOM DRAWINGS:

   • First Prize: On or about August 17, 2022, Sponsor will randomly select one (1) Winner for the First Prize from among all Entrants who completed the registration during the Sweepstakes Period. The First Prize Winner is ineligible for Second Prize and Third Prize drawings.

   • Second Prizes: Shortly after the First Prize drawing, Sponsor will randomly select one (1) Second Prize Winner from among all remaining Entrants. The Second Prize Winner is ineligible for Third Prize drawing.

   • Third Prize: Shortly after the Second Prize drawing, Sponsor will randomly select one (1) Second Prize Winner from among all remaining Entrants.

6. PRIZES AND ODDS OF WINNING:
   • First Prize (1): The First Prize is one (1) USD $500 gas card.
   • Second Prize (1): The Second Prize is one (1) USD $350 gas card.
   • Third Prize (1): The Third Prize is one (1) USD $150 gas card.
   • Odds of Winning: The odds of winning any Prize depend on the number of eligible Entrants who register during the Sweepstakes Period.
7. HOW TO CLAIM A PRIZE:

   Winners will be announced on Sponsor’s social media on or about August 17, 2022. Sponsor will further contact Winners by methods provided at entry. Prize(s) will be mailed to the Winners at the physical addresses (U.S. addresses only, P.O. Boxes are not permitted) provided at the time of registration roughly 2 to 3 weeks from verification of eligibility and compliance with these Official Rules. Each Winner shall be solely responsible for payment of taxes, other costs, and expenses not expressly outlined herein. Sweepstakes Entities shall not be held responsible for any delays in awarding the Prize for any reason.

8. LIMITATION OF LIABILITY:

   By participating in this Sweepstakes, Entrants agree (and agrees to confirm in writing if requested) that the Sweepstakes Entities, Facebook Inc., LinkedIn Corporation, Twitter, Inc., and each of their respective affiliates, subsidiaries, franchisees, representatives, consultants, contractors, legal counsel, advertising, public relations, promotional, fulfillment and marketing agencies, website providers, web masters, and their respective officers, directors, employees, representatives and agents (“Released Parties”) are not responsible for any damages of any kind arising out of this Sweepstakes or these Official Rules.

   By entering the Sweepstakes, each Entrant agrees to be bound by these Official Rules, waive any rights at law or equity to dispute decisions of the Sponsor, and hold harmless each Released Party from any and all claims arising from this Sweepstakes or these Official Rules.

   WITHOUT LIMITING THE FOREGOING, EVERYTHING REGARDING THIS SWEEPSTAKES, INCLUDING THE PRIZES, IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

   This Sweepstakes is in no way offered, sponsored, endorsed or administered by, or associated with Facebook Inc. LinkedIn Corporation, or Twitter, Inc. Sweepstakes Entities shall not be liable for technical, pictorial, typographical or editorial errors or omissions contained herein.

9. PRIVACY

   By entering this Sweepstakes, Entrant acknowledges their understanding that they are providing information to the Sponsor. Information submitted to Sponsor by any Entrant is subject to Sponsor’s Privacy Policy located at https://www.fulcrumpg.com/privacy-policy. Entrant further acknowledges their understanding that they are providing information to other Sweepstakes Entities, including but not limited to Embrace. Information submitted to Embrace by any Entrant is subject to Embrace’s Privacy Policy located at https://www.embracehomeloans.com/privacy.If you are selected as a Winner, your information will be included in a publicly available Winners’ list.

10. REPRESENTATIONS AND WARRANTIES:

    By entering this Sweepstakes, Entrant represents and warrants that they have read, understood, and are in compliance and will continue to comply with these Official Rules.

11. WINNERS LIST, INQUIRIES, AND ALTERNATIVE METHOD OF ENTRY:

    For a list of Winners, inquiries, or to enter using an alternative method of entry, interested individuals should mail a self-addressed stamped business envelope to:

    Fulcrum Properties Group

    c/o Cassandra Gilmore, Transaction & Events Manager

    4031 University Dr. #500, Fairfax, VA 22030

    Winner List requests must be post marked no later than November 1, 2022.

    Customer Service inquiries and/or alternative method(s) of entry, as described in Section 4.b, may be made to Cassandra Gilmore at the address described above, by email to [email protected], or by calling 703-964-1290.