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https://www.embracehomeloans.com/location/maryland/columbia/robert-spies
Senior Loan Officer NMLS# 115227
Robert Spies is a trusted mortgage professional in Columbia, MD 21044
With a passion for helping borrowers achieve their goals, Robert Spies joins our team of skilled loan officers. He was previously a producing branch manager at Academy Mortgage, where he honed his skills as a loan originator. He was drawn to Embrace’s culture, our range of unique products, and g...
5 (5 stars)
Andrea H. from Waldorf, MD
Completed transaction in March 17, 2026
Robert is very knowledgeable and made sure everything went as smoothly as possible!
5 (5 stars)
Faith T. from Waldorf, MD
Completed transaction in March 17, 2026
Mr. Spies level of attention to details and provide excellent customer service to clients recommended far exceeded expectations. Meeting timelines while persevering through any possible foreseen challenges have been managed expeditiously.
5 (5 stars)
Henry C. from Capitol Heights, MD
Completed transaction in February 10, 2026
He was responsive and informative. I own 15 properties and this was the best experience yet. I would certainly return for my financing needs.
5 (5 stars)
Alberta B. from Upper Marlboro, MD
Completed transaction in January 28, 2026
Mr. Spies was always available to address any question or concerns that I had. I never felt judged or intimidated by the process when dealing with him.
5 (5 stars)
Monica D. from Upper Marlboro, MD
Completed transaction in January 28, 2026
Robert is always able to navigate the nuance that occurs in my transactions closing is inevitable! A mark of a great lending partner in my book
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Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Robert Spies can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Robert Spies at our Columbia branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Columbia and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Robert Spies is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Robert Spies will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Robert Spies will walk you through your options and help you find the right fit.
4.96 (857 Reviews)
