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https://www.embracehomeloans.com/location/maryland/columbia/robert-spies
Senior Loan Officer NMLS# 115227
Robert Spies is a trusted mortgage professional in Columbia, MD 21044
With a passion for helping borrowers achieve their goals, Robert Spies joins our team of skilled loan officers. He was previously a producing branch manager at Academy Mortgage, where he honed his skills as a loan originator. He was drawn to Embrace’s culture, our range of unique products, and g...
5
Tirrell R.
Completed transaction in November 2025
He is a great resource when looking for financing your dreams of homeownership. He and his team are very responsive to questions and the were diligent in get us the terms we wanted! I have worked with him for a few years now and he will be my future financial choice for purchases my family makes....
5
Sonia R.
Completed transaction in November 2025
We had an excellent experience working with Robert. His communication was outstanding. He was always available to answer our questions and made sure we understood every step of the process. He’s very knowledgeable, a true problem-solver, and went above and beyond to make everything went smoothly. We couldn’t have asked for a better mortgage broker and highly recommend him to anyone looking to buy a home.
5
Vilma S.
Completed transaction in October 2025
Robert being a excellent agen l know him for more than 12 years..and every time we work with me and my clients.. only words can describe Robert is a great lender alway on time, never late.. Thank you Robert Spies.. for your great Job done..
5
Ronako E.
Completed transaction in October 2025
Robert was amazing and made the whole transaction smooth and efforless. He is very knowledge and explained everything clearly. I would highly recommend Robert to anyone looking to purchase a home.
5
Patrice E.
Completed transaction in October 2025
Robert was very informative and responsive to every question I had. We needed to close in two weeks and he along with his team made it happen. he was proactive in communications. Spectacular customer service.
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6100 Merriweather Drive, Suite 220,
MD 21030 USColumbia, MD 21044
Yes. Robert Spies can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Robert Spies at our Columbia branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Columbia and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Robert Spies is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Robert Spies will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Robert Spies will walk you through your options and help you find the right fit.
4.96 (853 Reviews)
