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Rick Eaheart

Rick Eaheart

Renovation Specialist/Senior Loan Officer
Phone: 800.333.3004 ext. 3832
Mobile: 804.467.2526
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About

Embrace Home Loans is proud to have Loan Originator, Rick Eaheart as a part of the Embrace family. Rick is native born in Richmond, Virginia. He graduated from the University of Richmond with a Bachelor of Science in Human Resource Management and was a member of the Magna Cum Laude National Honor’s Society. He also received his Associates in Applied Science in Business Management from J. Sargeant Reynold Community College. He loves to spend time with his family and take time to go fishing, traveling and spend time in his summer home in Virginia Beach.

Prior to joining Embrace, Rick worked for Wells Fargo as a Sales Manager where he was awarded Top Mortgage Professional in the 2011 Richmond Magazine and recognized as a Top Producer for Renovation Lending. Rick was a certified Renovation Specialist for Central and Southwest Virginia including Eastern Tennessee. He solicited, originated, and assisted in processing follow through closing and during draw process working with contractors A B C, HUD Consultants, and local government planning commissions. At Prime Lending, Rick was recognized as a Top Producer in Revenue as a Senior Loan Officer originating FHA, VA, Conventional, VHDA, and USDA loans.

In today's real estate market it is important to choose an experienced mortgage lender who can help you plan your next move in home financing. Rick has the knowledge and experience to help you through the maze of mortgage products available today. He works hard to maintain a level of expertise that any customer would only require of someone they personally would choose to work with. He is proud to be able to provide the type of dependable service that all his customers depend upon.

 

Branch: Virginia - Richmond, 906 N. Parham Rd, Suite 201 Richmond, VA 23229

Rick Eaheart, NMLS# 196203 , is employed by Embrace Home Loans and is licensed in:
VA

Reviews (55 Reviews)

5.0
5.0 Survey completed on December 2, 2017
Reviewed By Jason Eaheart for Rick Eaheart Rick Eaheart
Completed transaction in November 2017
The level of service from beginning to end was unparalleled.
5.0
5.0 Survey completed on November 30, 2017
Reviewed By Jeffrey Seelman for Rick Eaheart Rick Eaheart
Completed transaction in November 2017
Very informative and explained everything very well.
5.0
5.0 Survey completed on November 25, 2017
Reviewed By Kevin Bishop for Rick Eaheart Rick Eaheart
Completed transaction in November 2017
Rick is awesome. Aleays so helpful and positive. He always had our back when going through the home buying experience. Very very good person to work with!
5.0
5.0 Survey completed on November 17, 2017
Reviewed By Obie Boykin for Rick Eaheart Rick Eaheart
Completed transaction in November 2017
Always communicated promptly and explained everything! Very knowledgeable on the information. Great service.
5.0
5.0 Survey completed on November 17, 2017
Reviewed By Kristen Boykin for Rick Eaheart Rick Eaheart
Completed transaction in November 2017
Very prompt service, super helpful, and all around great guy to work with! Thank you!!
5.0
5.0 Survey completed on November 15, 2017
Reviewed By Jeffrey Connelly for Rick Eaheart Rick Eaheart
Completed transaction in November 2017
He made the home buying experience very easy and I would really recommend him to anyone that would need a home loan.
5.0
5.0 Survey completed on November 8, 2017
Reviewed By Patsy Clarke for Rick Eaheart Rick Eaheart
Completed transaction in October 2017
Rick was very professional and did an amazing job explaining my loan and the loan process.
5.0
5.0 Survey completed on November 3, 2017
Reviewed By Michelle Ricker for Rick Eaheart
Completed transaction in October 2017
Professional and flawless in keeping paperwork request moving in order to finalize scheduled closing. Amazing to work with on any home loans needs.
5.0
5.0 Survey completed on October 25, 2017
Reviewed By Julia Council for Rick Eaheart
Completed transaction in October 2017
Rick went beyond the call of duty when there were issues at the last minute. I was kept well informed of every step.
5.0
5.0 Survey completed on October 22, 2017
Reviewed By Alison Andrews-Walker for Rick Eaheart
Completed transaction in October 2017
Rick and his team were always able to answer any questions we had about the process. Him and his team were amazing in making sure we had everything for our loan and always kept us informed of what documents were needed. If Rick and his team weren't as thorough as they are, I'm not sure if we would of closed on time. He made the process of buying our home stress free. Thank you Rick!!Rick and his team were always able to answer any questions we had about the process. Him and his team were amazing in making sure we had everything for our loan and always kept us informed of what documents were needed. If Rick and his team weren't a ...read full review
5.0
5.0 Survey completed on October 19, 2017
Reviewed By Christopher Matthews for Rick Eaheart
Completed transaction in October 2017
Rick worked closely with us at all times when we needed him. Him, our realtor Patsy V., and everyone involved did more than assist us in our purchase of a house, they invensted in our future and helped us find a home. Can’t recommend them enough. We will be recommending our friends, present and future, for Rick’s business! Thank you so much!Rick worked closely with us at all times when we needed him. Him, our realtor Patsy V., and everyone involved did more than assist us in our purchase of a house, they invensted in our future and helped us find a home. Can’t recommend them enough. We ...read full review
5.0
5.0 Survey completed on October 17, 2017
Reviewed By Jordan Hill for Rick Eaheart
Completed transaction in October 2017
As I first time home buyer, I knew next to nothing of the process on how to go about getting approved for a loan. My first meeting with Rick too almost two hours and was spent going through all his years of experience and answering any questions I could think to ask about the process. Anytime I reached out, Rick was Johnny-on-the-spot with his response, even calling me while waiting for his daughter after school to talk me through the difference between a regular loan and a renovation loan! As I first time home buyer, I knew next to nothing of the process on how to go about getting approved for a loan. My first meeting with Rick too almost two hours and was spent going through all his years of experience and answering any questions I co ...read full review
5.0
5.0 Survey completed on October 3, 2017
Reviewed By Susan Rumans for Rick Eaheart
Completed transaction in September 2017
Rick was amazing! He was very patient with me and answered all questions I had. I will definitely recommend him to all my friends and family!
5.0
5.0 Survey completed on September 25, 2017
Reviewed By Phillip Gentile for Rick Eaheart
Completed transaction in September 2017
Rick was very knowledgeable. Being this was my first home purchase he walked me through every step with ease. I would recommend him to anybody
3.333
3.333 Survey completed on September 23, 2017
Reviewed By Stephen Mills for Rick Eaheart
Completed transaction in September 2017
Rick was very helpful and answered our questions ,When we called him he would return our calls promptly . The whole experience was very interesting and we gained a lot of new information. Buying a house now is a lot different than it was 20 years ago. Rick was very professional and I would refer him to my friends that are interested in buying a house.Rick was very helpful and answered our questions ,When we called him he would return our calls promptly . The whole experience was very interesting and we gained a lot of new information. Buying a house now is a lot different than it was 20 years a ...read full review
5.0
5.0 Survey completed on September 18, 2017
Reviewed By Patricia Smith for Rick Eaheart
Completed transaction in September 2017
From beginning to end of closing, everything went very smoothly. Rick was very knowledgeable and informative and kept me updated all along the way. His team was excellent. Best experience in my first purchase of my new home. Thank you to all.
5.0
5.0 Survey completed on September 14, 2017
Reviewed By Raymond Schmitt for Rick Eaheart
Completed transaction in September 2017
I worked with Rick for more than a year as I looked for a place to buy. He answered all of my initial questions and me to contact him any time with questions. Rick contacted me every six weeks or so to see if I found a place. When I decided on a place, Rick and his assistant helped me navigate the mountain of paperwork that comes with getting a mortgage. He made the process very simple and I appreciate that. I worked with Rick for more than a year as I looked for a place to buy. He answered all of my initial questions and me to contact him any time with questions. Rick contacted me every six weeks or so to see if I found a place. When I decided on a plac ...read full review
5.0
5.0 Survey completed on September 3, 2017
Reviewed By Julia Sauder for Rick Eaheart
Completed transaction in August 2017
Rick was personable and always answered my calls promptly - usually when I called the first time.
5.0
5.0 Survey completed on August 18, 2017
Reviewed By Charles Gregory for Rick Eaheart
Completed transaction in August 2017
The goal was to reduce my monthly expenses. Refinancing with cash out to pay some bills accomplished that for now. It will give me some flexibility.
5.0
5.0 Survey completed on August 15, 2017
Reviewed By Michael Young for Rick Eaheart
Completed transaction in August 2017
Rick: Was always available! this is our second loan with him, he's a super star!
5.0
5.0 Survey completed on August 2, 2017
Reviewed By Kevin Dodson for Rick Eaheart
Completed transaction in July 2017
we were able to close on time with no problems
5.0
5.0 Survey completed on July 16, 2017
Reviewed By Bryan Bierlein for Rick Eaheart
Completed transaction in July 2017
Wonderful communication
5.0
5.0 Survey completed on July 16, 2017
Reviewed By Jeffrey Raper for Rick Eaheart
Completed transaction in June 2017
Rick was always available and his team was always on top of any questions or concerns of ours. His team was able to resolve an issue I had with my VA loan that previous lenders were unable to do. If you are a veteran take advise from one and use Rick!Rick was always available and his team was always on top of any questions or concerns of ours. His team was able to resolve an issue I had with my VA loan that previous lenders were unable to do. If you are a veteran take advise from one and use Rick ...read full review
5.0
5.0 Survey completed on July 16, 2017
Reviewed By Megan Samford for Rick Eaheart
Completed transaction in June 2017
Rick was always available to answer questions and explained the process very well. Rick really has his clients' back.
5.0
5.0 Survey completed on July 13, 2017
Reviewed By Joshua Alford for Rick Eaheart
Completed transaction in June 2017
Rick is extremely responsive and is a very professional. I asked him a question at 1 am and he responded at 4 am. Anything we asked of him, he did in a timely fashion. He also was able to explain some of the more complicated intricacies of the loan in terms that we were able to understand. Thank you so much Rick for making a difficult process so simple!Rick is extremely responsive and is a very professional. I asked him a question at 1 am and he responded at 4 am. Anything we asked of him, he did in a timely fashion. He also was able to explain some of the more complicated intricacies of the loan i ...read full review
4.667
4.667 Survey completed on July 13, 2017
Reviewed By Daniel Hagerman for Rick Eaheart
Completed transaction in June 2017
Very great to work with
5.0
5.0 Survey completed on June 27, 2017
Reviewed By Pauline Ivy-Jones for Rick Eaheart
Completed transaction in June 2017
Rick is very knowledgeable in his line of work.He was able to answer all questions and was there for us through the whole process.very pleasant and helpful.Would refer him to others without hesitation.
5.0
5.0 Survey completed on July 2, 2017
Reviewed By Charles Hall for Rick Eaheart
Completed transaction in June 2017
Mr. Eaheart was very helpful in the task of helping us complete the filing for the loan that made buying our house easier. We are very thankful for his assistance.
5.0
5.0 Survey completed on June 27, 2017
Reviewed By Elizabeth Thacker for Rick Eaheart
Completed transaction in June 2017
Rick was very helpful and communicative. Everything went very smoothly in the loan process.
5.0
5.0 Survey completed on April 10, 2017
Reviewed By S Book for Rick Eaheart
Completed transaction in April 2017
I really enjoyed working with Rick on my refinancing. He was was always available to answer questions and very knowledgeable.
5.0
5.0 Survey completed on March 21, 2017
Reviewed By Rick the Rock Star for Rick Eaheart
Completed transaction in March 2017
Rick Eaheart is an excellent loan officer to work with. He demonstrated professionalism and thoroughness in the entire home buying process. Rick is one of the few loan officers with astounding knowledge about the loan programs and also who can narrate them in layman terms. He and his team are collegial and meticulous in reviewing the documents that ensures fairness to the customer.Rick Eaheart is an excellent loan officer to work with. He demonstrated professionalism and thoroughness in the entire home buying process. Rick is one of the few loan officers with astounding knowledge about the loan programs and also who can narrat ...read full review
5.0
5.0 Survey completed on March 5, 2017
Reviewed By Suzannne for Rick Eaheart
Completed transaction in March 2017
Rick was patient while I worked with 2 of my student loan creditors to make adjustments/obtain detail required by fed law while my loan approval was pending. I almost gave up but Rick encouraged me to persue the info and locate the paperwork so I could get my mortgage approved. With a little sweat...I am now a home owner :-)Rick was patient while I worked with 2 of my student loan creditors to make adjustments/obtain detail required by fed law while my loan approval was pending. I almost gave up but Rick encouraged me to persue the info and locate the paperwork so I co ...read full review
5.0
5.0 Survey completed on February 3, 2017
Reviewed By curtis for Rick Eaheart
Completed transaction in February 2017
IF I had to go anywhere it would be your company
5.0
5.0 Survey completed on February 2, 2017
Reviewed By Herbie for Rick Eaheart
Completed transaction in February 2017
Rick is a great person to work with
5.0
5.0 Survey completed on December 22, 2016
Reviewed By Daniel for Rick Eaheart
Completed transaction in December 2016
Rick did a great job throughout the entire process, was very quick with answering any and all of my questions!! Would definitely recommend him to anyone looking to purchase a Home!!!
5.0
5.0 Survey completed on November 23, 2016
Reviewed By Tina for Rick Eaheart
Completed transaction in November 2016
Hello, My name is Katina Gentile and I just closed on my brand new home last week. Rick Eaheart was my loan officer and quite honestly I cannot imagine having dealt with anyone else. Although my credit history was not the greatest, Rick went above & beyond to help me out. He was prompt, always kind and more than helpful with this process. Also, because I was in a constant state of worry, he seemed to know just how to handle my kind to keep me calm; thus proving that his vast experience with customer service. Thanks Rick for being Awesome!!! :)Hello, My name is Katina Gentile and I just closed on my brand new home last week. Rick Eaheart was my loan officer and quite honestly I cannot imagine having dealt with anyone else. Although my credit history was not the greatest, Rick went above ...read full review
5.0
5.0 Survey completed on October 8, 2016
Reviewed By Sean for Rick Eaheart
Completed transaction in October 2016
Walked me through every step and helped me out with every question I had very knowledgeable and experienced would recommend to anyone looking for a home.
5.0
5.0 Survey completed on August 31, 2016
Reviewed By MYB1GDOG for Rick Eaheart
Completed transaction in August 2016
We had not purchased a home since 2005, and with all the new changes in obtaining a home loan Rick was great.

Rick called us on a Sunday afternoon within an hour to prequalify us, (we were just looking around LOL) So we highly recommend Rick and his team!
We had not purchased a home since 2005, and with all the new changes in obtaining a home loan Rick was great.

Rick called us on a Sunday afternoon within an hour to prequalify us, (we were just looking around LOL) So we highly recommend Rick
...read full review
5.0
5.0 Survey completed on August 25, 2016
Reviewed By rjboler for Rick Eaheart
Completed transaction in August 2016
Rick was truly a joy to work with. He took the time to explain everything we didn't understand which was especially beneficial since we were first time home buyers. He was extremely knowledgeable and seemed to really enjoy his job. We never felt taken advantage of because we didn't understand something. Rick was awesome and I would recommend him to anyone.Rick was truly a joy to work with. He took the time to explain everything we didn't understand which was especially beneficial since we were first time home buyers. He was extremely knowledgeable and seemed to really enjoy his job. We never felt take ...read full review
5.0
5.0 Survey completed on August 5, 2016
Reviewed By Seth Hayes for Rick Eaheart
Completed transaction in August 2016
Always returns calls,texts &emails promptly with accuracy and great intelligence to any issues that occur towards closing. Can't loose when you choose Rick Eaheart thanks Rick.
5.0
5.0 Survey completed on July 11, 2016
Reviewed By zuser20140320084849095 for Rick Eaheart
Completed transaction in July 2016
Rick is exceptional. We bought a short sale house and worked on it for 10 months and all through that time Rick was there making sure things were being handled. He is extremely knowledgeable and has a great personality. He helped us get a renovation loan for it too so we were able to have the work done right away. I would go back to Rick any day.Rick is exceptional. We bought a short sale house and worked on it for 10 months and all through that time Rick was there making sure things were being handled. He is extremely knowledgeable and has a great personality. He helped us get a renovation ...read full review
5.0
5.0 Survey completed on July 11, 2016
Reviewed By Brian for Rick Eaheart
Completed transaction in July 2016
Rick was fantastic and very knowledgeable of short sales and renovation loans. He stuck it out with me for 10 months of a sale. I could call or email him at any time for help and he always answered right away.
5.0
5.0 Survey completed on July 6, 2016
Reviewed By Jackbailey575 for Rick Eaheart
Completed transaction in July 2016
Rick was recommended to us for our financial needs in buying a home. he exceeded all of our expectations all the way through the entire process. There were times that we could not meet him at his office, so he drove to us where we worked to complete information needed to get the process closed on time.Rick was recommended to us for our financial needs in buying a home. he exceeded all of our expectations all the way through the entire process. There were times that we could not meet him at his office, so he drove to us where we worked to complete ...read full review
5.0
5.0 Survey completed on June 23, 2016
Reviewed By RonBrockwell for Rick Eaheart
Completed transaction in June 2016
Rick and his staff are great to work with. I was working with a "specialist" on a 203k loan with Wells Fargo. The appraisal, which was way over priced came back with an absurdly low value and even after contacting them, i was starting to worry that i would lose more money and the opportunity to buy a house that was perfect for me. I went to Rick and explained my situation and he was extremely proficient in this type of loan and processed that application very quickly. I had to do another appraisal and this time it came back at a more accurate figure. Rick stayed in constant contact with me and helped me through the entire process without a hitch. Most people think that big banks are the best way to go, but i know now that is not the case. Rick gave me great personalized service, a lower price for the appraisal, and on top of it all he beat Wells Fargo's interest rate by a full point!!! I would definitely recommend Rick to help with any home purchase!Rick and his staff are great to work with. I was working with a "specialist" on a 203k loan with Wells Fargo. The appraisal, which was way over priced came back with an absurdly low value and even after contacting them, i was starting to worry that ...read full review
5.0
5.0 Survey completed on May 18, 2016
Reviewed By user34286980 for Rick Eaheart
Completed transaction in May 2016
Rick helped me every step of the way. He did not beat around the Bush like most loan officers do. He helped me and my family secure a great home with a great rate. When things looked down, Rick quickly reacted and helped me get the loan that I needed.Rick helped me every step of the way. He did not beat around the Bush like most loan officers do. He helped me and my family secure a great home with a great rate. When things looked down, Rick quickly reacted and helped me get the loan that I needed ...read full review
5.0
5.0 Survey completed on April 21, 2016
Reviewed By user43185405 for Rick Eaheart
Completed transaction in April 2016
Rick has numerous years of financial experience and a wealth of knowledge from refinancing to building your dream home. I appreciate his candor when it comes to reality and making the best decisions not just for the present but how those decisions will affect my future. He takes everything into consideration (including school districts for those who have children) when assisting with financial and/or real estate decisions. Rick is also very responsive when it comes to answering numerous questions...no question is left unanswered. I trust Rick whole heartedly and will definitely utilize him to provide guidance as my family makes its next move to our dream home!Rick has numerous years of financial experience and a wealth of knowledge from refinancing to building your dream home. I appreciate his candor when it comes to reality and making the best decisions not just for the present but how those decisions w ...read full review
5.0
5.0 Survey completed on April 14, 2016
Reviewed By marybyrd65 for Rick Eaheart
Completed transaction in April 2016
My husband and I recently purchased a new home and financed this with the aid of Embrace Financial, Rick Eaheart and his team.
I cannot tell you how wonderful everyone was. Each person on the team, truly worked together and kept us informed each step of the way. Everyone was knowledgeable, courteous and truly helpful in getting the loan processed.
I would recommend this Rick and his team to anyone. We have worked with Rick before several years ago, and he was just as wonderful then as he is now.
If you need financing for a home, call Rick. He and his team are wonderful.
My husband and I recently purchased a new home and financed this with the aid of Embrace Financial, Rick Eaheart and his team.
I cannot tell you how wonderful everyone was. Each person on the team, truly worked together and kept us informed each
...read full review
5.0
5.0 Survey completed on March 24, 2016
Reviewed By shorty5619 for Rick Eaheart
Completed transaction in March 2016
Rick was very personable and knowledgeable. He was always available to answer any questions we had, and responded very quickly. We would recommend him to others!
5.0
5.0 Survey completed on March 16, 2016
Reviewed By sunniguillot for Rick Eaheart
Completed transaction in March 2016
This was my first time buying a home and Rick was available to me at all times. He even stayed late to meet me to fill out paperwork and worked with my schedule. Everyone complains about the home buying process but Rick really made this simple and easy. He is a great guy to have in your corner!This was my first time buying a home and Rick was available to me at all times. He even stayed late to meet me to fill out paperwork and worked with my schedule. Everyone complains about the home buying process but Rick really made this simple and ea ...read full review
5.0
5.0 Survey completed on March 12, 2016
Reviewed By mftazelaar3 for Rick Eaheart
Completed transaction in March 2016
Rick has helped us with 2 refinances both of which went smoothly and efficiently. It is always nice to do business with folks who you can count on to do what they say and Rick did not disapoint.
5.0
5.0 Survey completed on March 8, 2016
Reviewed By lasheriff1 for Rick Eaheart
Completed transaction in March 2016
Rick was so helpful as my husband and I navigated our first home loan. Rick explained everything so well and was so patient with us! He answered every email and call in a timely manner and even can to our closing. We HIGHLY HIGHLY recommend Rick!!!
5.0
5.0 Survey completed on March 8, 2016
Reviewed By zuser20150209192805612 for Rick Eaheart
Completed transaction in March 2016
Rick was always available any time of day and if he wasn't, he would get back to you very quickly. He was prompt and on time with all paperwork. He was great to work with!
5.0
5.0 Survey completed on February 21, 2016
Reviewed By zuser20151021055240930 for Rick Eaheart
Completed transaction in February 2016
Rick's service was outstanding. Since i was out of state the constant communication and followup was extremely helpful and welcome. He kept me well informed on the process and kept me on a schedule that was convenient for me as well as keeping me on track to close on the home that i purchased. I would highly recommend Rick for anyone seeking mortgage assistance.Rick's service was outstanding. Since i was out of state the constant communication and followup was extremely helpful and welcome. He kept me well informed on the process and kept me on a schedule that was convenient for me as well as keeping me o ...read full review
5.0
5.0 Survey completed on February 21, 2016
Reviewed By obieboykin for Rick Eaheart
Completed transaction in February 2016
We used rick to help with our loan, which was a more complex than a traditional loan. He was great! He explained everything in detail, as well as made sure we provided all requirements on time! He is very knowledgeable, and knew exactly what we needed to do and provide in order to get from pre-approval to closing! I would recommend highly if you need services in mortgage loans.We used rick to help with our loan, which was a more complex than a traditional loan. He was great! He explained everything in detail, as well as made sure we provided all requirements on time! He is very knowledgeable, and knew exactly what we ne ...read full review
5.0
5.0 Survey completed on February 18, 2016
Reviewed By bbmiles04 for Rick Eaheart
Completed transaction in February 2016
Rick has helped me with two mortgages and plan to use him for many more. He responds to e-mails and phone calls right away or within 24 hours. Rick sincerely wants to help people achieve their goals and his knowledge of the industry is top notch!

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