Nick Sigwalt

5 stars

Nick Sigwalt is a trusted mortgage professional in Sandy Spring, MD 20860

About Nick

Nicholas Sigwalt joins Embrace as a loan officer after working as a relationship manager at Bank of America. He felt the calling to branch out from the banking world to pursue his passion at a true mortgage company. His focus will be in generating new loans for other loan officers and himself, a...

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  • 5 (5 stars)

    Nick was amazing He was very responsive and clear with communication . To make it even better we closed in 16 days I can't be grateful enough I will 200% do this again with Nick

  • 5 (5 stars)

    We had an excellent experience working with lender Nick while buying our home. His service was outstanding from start to finish. Nick was always prompt, responsive, and incredibly helpful throughout the entire process. He answered our questions quickly, kept us informed, and made what could have been a stressful experience feel smooth and manageable. His speed, professionalism, and dedication went above and beyond our expectations. We truly appreciate all of his hard work and highly recommend Nick to anyone looking for a reliable and knowledgeable lender!

  • 5 (5 stars)

    I am thankful to have met Nick. Loved his level of professionalism and how diligent, focused and responsive he is to answer Questions and to problem solve. he is also personable and kind. He was God sent.

  • 5 (5 stars)

    As a realtor I can say that Nick is super efficient and he earns the buyer's trust with this transparency. He doesn’t just issues Pre approvals and Loan estimates and waits for the buyer to say yes. He gets them to trust in him

  • 5 (5 stars)

    Nick is a very transparent loan officer that actively listens to the costumer and is efficient to get a buyer approved. This gives me confidence as a real estate professional, he actually puts the effort to win the buyer's trust and not just gives Loan estimates and appoirvals

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Nick Sigwalt

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Frequently asked questions

Yes. Nick Sigwalt can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Nick Sigwalt at our Sandy-Spring branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Sandy-Spring and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Nick Sigwalt is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Nick Sigwalt will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Nick Sigwalt will walk you through your options and help you find the right fit.

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