Michael Haggerty

5 stars

Michael Haggerty is a trusted mortgage professional in Rockville, MD 20850

About Michael

Mike Haggerty is a dedicated mortgage advisor with over 30 years of experience helping clients achieve their homeownership goals across Washington, D.C., Maryland, Virginia, and Delaware. For the past seven years, he has proudly partnered with Embrace Home Loans, where he continues to provide ex...

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  • 5 (5 stars)

    Mike is an exceptional lender because of his dedication, professionalism, and commitment to going above and beyond for his customers. I am truly grateful to have had him as my lender. From the very first day I called Mike and told him that I wanted this house, he was determined to help make it happen. He was professional, organized, knowledgeable, and highly skilled throughout the entire process. He kept me updated every step of the way and always made sure I understood what was happening. Mike went above and beyond to make sure I was successful in obtaining my loan and purchasing my home. His dedication, patience, and commitment to his work truly made a difference for me. I honestly do not have enough words to express how grateful I am for everything he did. From the first phone call to the successful closing of my home, Mike did an outstanding job. I would highly recommend Mike to anyone looking for a dependable, knowledgeable, hardworking, and dedicated lender. He truly cares about his customers and works ethic to help them succeed. Thank you, Mike, for helping make my dream of homeownership a reality. Joyce Mmari

  • 5 (5 stars)

    When we first started our home search, we were working with another lender and exploring a loan program that would have significantly limited where we could buy a home. Mike introduced us to a state agency program that opened up many more opportunities and ultimately helped us purchase a home over $500,000 with very little money out of pocket. Mike went above and beyond throughout the entire process. He worked closely with us to ensure we remained eligible for the assistance program, carefully monitoring our income because we were extremely close to the maximum limit. He also successfully advocated on our behalf with the state agency to confirm our eligibility. He kept us informed on a regualr basis, there were no surprises. Despite the complexity of the transaction and state agency requirements, he got everything closed in less than 30 days. We are incredibly grateful for his expertise, persistence, and dedication. We would highly recommend Mike to anyone looking for a mortgage professional who truly puts his clients first.

  • 5 (5 stars)

    When we first started our home search, we were working with another lender and exploring a loan program that would have significantly limited where we could buy a home. Mike introduced us to a state agency program that opened up many more opportunities and ultimately helped us purchase a home over $500,000 with very little money out of pocket. Mike went above and beyond throughout the entire process. He worked closely with us to ensure we remained eligible for the assistance program, carefully monitoring our income because we were extremely close to the maximum limit. He also successfully advocated on our behalf with the state agency to confirm our eligibility. He kept us informed on a regualr basis, there were no surprises. Despite the complexity of the transaction and state agency requirements, he got everything closed in less than 30 days. We are incredibly grateful for his expertise, persistence, and dedication. We would highly recommend Mike to anyone looking for a mortgage professional who truly puts his clients first.

  • 5 (5 stars)

    Mike, You have been an outstanding lender in every way. From the very first day I called you and told you I wanted this house, you were committed to making it happen. Your professionalism, organization, and expertise made the entire process smooth and stress-free. You kept me informed every step of the way, always providing timely updates and ensuring I understood the process. You truly went above and beyond to help me secure my loan and purchase my home. Words cannot fully express how grateful I am for your dedication and hard work. Your commitment to your clients and your exceptional service exceeded all of my expectations. I highly recommend you to anyone looking for a knowledgeable, trustworthy, and hardworking lender. Thank you for making my dream of homeownership a reality. Sincerely: Joyce Abel

  • 5 (5 stars)

    When we first started our home search, we were working with another lender and exploring a loan program that would have significantly limited where we could buy a home. Mike introduced us to a state agency program that opened up many more opportunities and ultimately helped us purchase a home over $500,000 with very little money out of pocket. Mike went above and beyond throughout the entire process. He worked closely with us to ensure we remained eligible for the assistance program, carefully monitoring our income because we were extremely close to the maximum limit. He also successfully advocated on our behalf with the state agency to confirm our eligibility. He kept us informed on a regualr basis, there were no surprises. Despite the complexity of the transaction and state agency requirements, he got everything closed in less than 30 days. We are incredibly grateful for his expertise, persistence, and dedication. We would highly recommend Mike to anyone looking for a mortgage professional who truly puts his clients first.

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Michael Haggerty

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Frequently asked questions

Yes. Michael Haggerty can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Michael Haggerty at our Rockville branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Rockville and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Michael Haggerty is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Michael Haggerty will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Michael Haggerty will walk you through your options and help you find the right fit.

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