Mike Davidson

Mike Davidson

Branch Manager   NMLS# 137561

orange star4.87 (442 Reviews)

5 stars

Mike Davidson is a trusted mortgage professional in Columbia, MD 21044

About Mike

With over 18 years of mortgage banking experience, Mike joined Embrace’s Rockville, Maryland office as a Senior Loan Officer in December of 2010. In 2012, he opened a satellite office in Ellicott City, Maryland and serves as an in-house lender for a national real estate brokerage. In June 2014, ...

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Embrace Home Loans Presidents club

2024, 2023, 2020 - 2018, 2016, 2014, 2013, 2012

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See what other homeowners have to say about me
  • 5

    Very good at communicating

  • 5

    Had a great experience. Mike took time to really explain my options when we were first contemplating moving, and was very responsive and guideded me throughout the offer phase. After our offer was accepted, we worked with Katie and Kelly who were also easy to work with and again took time to make sure we understood everything along the way. Thanks for helping us through this process!

  • 5

    Mike and his team were fantastic. They were all very helpful and kind and were able to move things quickly for us when our closing happened sooner than expected.

  • 5

    I had a wonderful experience working with Mike. I was a first time homebuyer and he was very patient with me. He is very knowledgeable of the loan process and will explain things in full detail. I did not feel lost in any point in the home buying process. Mike was also easliy accessible. I closed on this house very quickly. Highly recommend working with Mike for your homebuyer expereince.

  • 5

    We needed to settle in just over 2 weeks. Mike was able to make this happen! Everything went surprisingly smooth. I would definitely recommend Mike

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Columbia, MD Mortgage Loan Officers

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Frequently asked questions

Yes. Mike Davidson can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Mike Davidson at our Columbia branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Columbia and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Mike Davidson is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Mike Davidson will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Mike Davidson will walk you through your options and help you find the right fit.

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